At a Glance
Median Income
$68,203
$38,889 per capita
Home Value
$166,700
Zillow: $323,581
Median Rent
$1,060/mo
24.7% of income on rent
Bachelor's Degree+
27.2%
95.6% high school+
Unemployment
3.7%
3.7% poverty rate
Obesity Rate
34.7%
13.1% smoking rate
How Waterford Compares to the U.S. Average
Each bar shows Waterford's value as a percentage of the national average (100% = U.S. avg)
Thin vertical line = U.S. national average (100%)
Is Waterford a Good Place to Live?
A
4.1 / 5.0 - Great
Based on economy, affordability, safety, and education metrics compared to national averages.
Economy & Jobs
Waterford residents earn a median household income of $68,203 , which is 9% below the national average of $75,149.
Per capita income is $38,889. The unemployment rate stands at 3.7% (3% above the U.S. rate of 3.6%). 3.7% of residents live below the poverty line. The area is home to 3,500 business establishments, including 374 restaurants.
Housing & Cost of Living
The median home value in Waterford is $166,700 , 41% below the national median of $281,900.
Zillow estimates the typical home at $323,581. Median rent is $1,060/month, with 24.7% of renters spending more than 30% of income on housing. The cost of living index is 107.9 (100 = national average). The median home was built in 1938.
Education
27.2% of adults in Waterford hold a bachelor's degree or higher
(19% below the national average).
95.6% have completed high school. Local schools score 5.3/10 in standardized testing.
Climate & Weather
Waterford has an average annual temperature of 49°F (10°C).
Winters average 24°F in January while summers reach 73°F in July. Annual precipitation totals 40.7 inches.
Data Overview
People
Population2,053
Median Age46.6 yrs
Density7,332/mi²
Male / Female56% / 44%
Foreign Born1.6%
Veterans9.3%
Economy
A
Median Income$68,203
Per Capita$38,889
Unemployment3.7%
Poverty3.7%
County GDP$15,508M
Avg Weekly Wage$1,515
Housing
A+
Home Value$166,700
Rent$1,060
Ownership48.6%
Zillow$323,581
Housing Units1,151
Rent Burden24.7%
Health
Obesity34.7%
Diabetes8.3%
Smoking13.1%
Heart Disease5.0%
Premature Death7,122/100K
Climate
Avg Temp49°F
Rain40.7 in/yr
Elevation32 ft
Education
B
Bachelor's+27.2%
High School+95.6%
Graduate+10.4%
School Score5.3/10
Community
2024 VoteR 49% / D 51%
Commute21 min
Broadband85.2%
Internet Speed169 Mbps
EV Stations1
Libraries17
Did You Know?
The median home in Waterford was built in 1938.
The nearest airport is Albany International (7 miles).
The Gini coefficient (income inequality) is 0.423 (U.S. avg: 0.490).
Natural hazard risk is rated "Relatively Moderate" by FEMA.
8.9% of the population has a disability.
Average internet download speed is 169 Mbps.
There are 374 restaurants in the area.
The county recorded 11 fatal vehicle crashes.