All Countries
Waterford, NY
Full City Profile · New York · Rensselaer County County
3.4
/5.0
B
Good
2,053
Population
7,332/sq mi density
$68,203
Median Income
$38,889 per capita
$166,700
Home Value
$323,581 Zillow
$1,060
Median Rent
24.7% income on rent
51°F
Avg Temperature
246 sunny days/yr
259
Violent Crime/100K
1,389 property/100K
B
Overall
3.4 / 5.0
Good overall score based on economy, affordability, safety and education
A
Economy
4.3 / 5.0
$68,203 median income, 2.5% unemployment
A+
Affordability
5.0 / 5.0
$166,700 home value, $1,060/mo rent
F
Safety
1.0 / 5.0
259 violent crimes/100K
B
Education
3.2 / 5.0
27.2% bachelor's degree or higher
Income Overview
Median Household Income
$68,203
9% below
US avg: $75,149
Per Capita Income
$38,889
0% below
US avg: $39,052
Unemployment Rate
2.5%
31% below
US avg: 3.6%
Poverty Rate
3.7%
70% below
US avg: 12.4%
Income Comparison: Waterford vs. U.S. Average
Each bar shows Waterford’s value as a percentage of the national average (100% line = U.S. avg)
Median Household
US: $75,149
$68,203
91%
Per Capita
US: $39,052
$38,889
100%
IRS Avg AGI
US: $72,000
$76,866
107%
Avg Weekly Wage
US: $1,432
$1,515
106%
Thin line = U.S. average (100%)
Employment & Commute
Avg Weekly Wage
$1,515
6% above US avg ($1,432)
Mean Commute Time
21 min
23% below US avg (28 min)
Work From Home
8.0%
47% below US avg (15.2%)
Drive Alone
76.8%
5% above US avg (73.2%)
Public Transit
0.0%
100% below US avg (5.0%)
County GDP
$15,508M
County-level GDP (BEA 2024)
How Residents Get to Work
Drive Alone
76.8%
Public Transit
0%
Work From Home
8%
Other
15.2%
Average commute time
21 minutes
US avg: 28 min
Business Landscape
Total Establishments
3,500
Restaurants
374
Healthcare
371
Retail
437
Manufacturing
102
Tax & Financial
IRS Avg Adjusted Gross Income
$76,866
7% above US avg ($72,000)
Avg Property Tax
$7,520
115% above US avg ($3,500)
Cost of Living Index
107.9
Above national average (100 = US avg)
Complete Economy Data
Income & Wages
| Median Household Income | $68,203 |
| Per Capita Income | $38,889 |
| IRS Avg Adjusted Gross Income | $76,866 |
| Avg Weekly Wage | $1,515 |
| County GDP | $15,508M |
Hardship Indicators
| Unemployment Rate | 2.5% |
| Poverty Rate | 3.7% |
| Gini Coefficient | 0.423 |
| Cost of Living Index | 107.9 |
Commute
| Mean Commute | 21 minutes |
| Drive Alone | 76.8% |
| Public Transit | 0.0% |
| Work From Home | 8.0% |
Businesses
| Total Establishments | 3,500 |
| Restaurants | 374 |
| Healthcare | 371 |
| Retail | 437 |
| Manufacturing | 102 |
Tax
| IRS Avg AGI | $76,866 |
| Avg Property Tax | $7,520 |