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Waterford, NY
Full City Profile · New York · Rensselaer County County
3.4
/5.0
B
Good
2,053
Population
7,332/sq mi density
$68,203
Median Income
$38,889 per capita
$166,700
Home Value
$323,581 Zillow
$1,060
Median Rent
24.7% income on rent
51°F
Avg Temperature
246 sunny days/yr
259
Violent Crime/100K
1,389 property/100K
B
Overall
3.4 / 5.0
Good overall score based on economy, affordability, safety and education
A
Economy
4.3 / 5.0
$68,203 median income, 2.5% unemployment
A+
Affordability
5.0 / 5.0
$166,700 home value, $1,060/mo rent
F
Safety
1.0 / 5.0
259 violent crimes/100K
B
Education
3.2 / 5.0
27.2% bachelor's degree or higher
Housing Overview
Median Home Value
$166,700
41% below
US avg: $281,900
Median Rent
$1,060/mo
9% below
US avg: $1,163/mo
Homeownership Rate
48.6%
26% below US avg (65.4%)
Total Housing Units
1,151
Median year built: 1938
Home Value by Source
Census Median
$166,700
Zillow (ZHVI)
$323,581
Median Sale Price
$263,200
Median List Price
$189,900
Census ACS, Zillow ZHVI, Redfin median sale price
Ownership vs. Renting
48.6%
Owner-Occupied
51.4%
Renter-Occupied
US avg: 65.4% owner-occupied
Fair Market Rents (HUD FY2026)
Studio
$1,215/mo
1 Bedroom
$1,315/mo
2 Bedroom
$1,579/mo
3 Bedroom
$1,976/mo
4 Bedroom
$2,193/mo
Census median rent:
$1,060/mo
Market Indicators (Redfin)
Median Days on Market
29 days
Sale-to-List Ratio
1.0%
Buyers market
Homes Sold
3
Price Drops
0.0%
of listings with price reduction
Price Per Sq Ft
$100
Active Inventory
6
homes for sale
Affordability & Housing Stock
Rent Burden
24.7%
of renters spending 30%+ of income on housing
20% below US avg (31.0%)
Median Year Built
1938
Average age of housing stock: 88 years
Homeownership Rate
48.6%
Complete Housing Data
Home Values
| Census Median Value | $166,700 |
| Zillow Home Value (ZHVI) | $323,581 |
| Median Sale Price | $263,200 |
| Median List Price | $189,900 |
| Price Per Sq Ft | $100 |
Rent
| Census Median Rent | $1,060 |
| FMR Studio | $1,215 |
| FMR 1-Bedroom | $1,315 |
| FMR 2-Bedroom | $1,579 |
| FMR 3-Bedroom | $1,976 |
| FMR 4-Bedroom | $2,193 |
Market
| Days on Market | 29 |
| Sale-to-List Ratio | 1.0% |
| Price Drops | 0.0% |
| Homes Sold | 3 |
| Active Inventory | 6 |
| Price Per Sq Ft | $100 |
Ownership & Stock
| Owner-Occupied | 48.6% |
| Renter-Occupied | 51.4% |
| Homeownership Rate | 48.6% |
| Total Housing Units | 1,151 |
| Median Year Built | 1938 |
| Rent Burden | 24.7% |