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Waterford, NY
Full City Profile · New York · Rensselaer County County
Waterford, NY
At a Glance
How Waterford Compares to the U.S. Average
Each bar shows Waterford's value as a percentage of the national average (100% = U.S. avg)
Is Waterford a Good Place to Live?
Economy & Jobs
Waterford residents earn a median household income of $68,203 , which is 9% below the national average of $75,149. Per capita income is $38,889. The unemployment rate stands at 2.5% (31% below the U.S. rate of 3.6%). 3.7% of residents live below the poverty line. The area is home to 3,500 business establishments, including 374 restaurants.
Housing & Cost of Living
The median home value in Waterford is $166,700 , 41% below the national median of $281,900. Zillow estimates the typical home at $323,581. Median rent is $1,060/month, with 24.7% of renters spending more than 30% of income on housing. The cost of living index is 107.9 (100 = national average). The median home was built in 1938.
Safety & Crime
Waterford reports 259 violent crimes per 100,000 residents , which is 32% below the national average of 380/100K. Property crime is 1,389/100K.
Education
27.2% of adults in Waterford hold a bachelor's degree or higher (19% below the national average). 95.6% have completed high school. Local schools score 5.3/10 in standardized testing.
Climate & Weather
Waterford has an average annual temperature of 51°F (11°C). Winters average 26°F in January while summers reach 75°F in July. The area gets 246 sunny days per year. Annual precipitation totals 42.1 inches. Air quality is rated Good with a median AQI of 36.