At a Glance
Median Income
$56,344
$33,372 per capita
Home Value
$150,200
Zillow: $143,771
Median Rent
$896/mo
27.4% of income on rent
Violent Crime
452/100K
2,484/100K property
Bachelor's Degree+
22.6%
90.6% high school+
Unemployment
4.2%
11.5% poverty rate
Obesity Rate
44.2%
19.3% smoking rate
Avg Temperature
46°F
260 sunny days/yr
How Waterloo Compares to the U.S. Average
Each bar shows Waterloo's value as a percentage of the national average (100% = U.S. avg)
Thin vertical line = U.S. national average (100%)
Is Waterloo a Good Place to Live?
B
3.1 / 5.0 — Good
Based on economy, affordability, safety, and education metrics compared to national averages.
Economy & Jobs
Waterloo residents earn a median household income of $56,344 , which is 25% below the national average of $75,149.
Per capita income is $33,372. The unemployment rate stands at 4.2% (17% above the U.S. rate of 3.6%). 11.5% of residents live below the poverty line. The area is home to 3,947 business establishments, including 323 restaurants.
Housing & Cost of Living
The median home value in Waterloo is $150,200 , 47% below the national median of $281,900.
Zillow estimates the typical home at $143,771. Median rent is $896/month, with 27.4% of renters spending more than 30% of income on housing. The cost of living index is 87.8 (100 = national average). The median home was built in 1961.
Safety & Crime
Waterloo reports 452 violent crimes per 100,000 residents
, which is 19% above the national average of 380/100K.
Property crime is 2,484/100K. The murder rate is 1.5/100K.
Education
22.6% of adults in Waterloo hold a bachelor's degree or higher
(33% below the national average).
90.6% have completed high school. Local schools score 5.2/10 in standardized testing.
Climate & Weather
Waterloo has an average annual temperature of 46°F (8°C).
Winters average 17°F in January while summers reach 71°F in July. The area gets 260 sunny days per year. Annual precipitation totals 37.9 inches. Air quality is rated Good with a median AQI of 43.
Data Overview
People
Population66,947
Median Age36.6 yrs
Density1,087/mi²
Male / Female49% / 51%
Foreign Born13.6%
Veterans6.3%
Economy
B+
Median Income$56,344
Per Capita$33,372
Unemployment4.2%
Poverty11.5%
County GDP$10,039M
Avg Weekly Wage$1,147
Housing
A+
Home Value$150,200
Rent$896
Ownership61.1%
Zillow$143,771
Housing Units31,988
Rent Burden27.4%
Crime
F
Violent452/100K
Property2,484/100K
Murder1.5/100K
Assault377/100K
Burglary760/100K
Health
Obesity44.2%
Diabetes12.2%
Smoking19.3%
Heart Disease6.1%
Premature Death7,993/100K
Climate
Avg Temp46°F
Sunny Days260/yr
Rain37.9 in/yr
AQI43 (Good)
Elevation892 ft
Education
C+
Bachelor's+22.6%
High School+90.6%
Graduate+7.1%
School Score5.2/10
Community
2024 VoteR 49% / D 50%
Commute16 min
Broadband85.8%
Internet Speed121 Mbps
EV Stations7
Libraries6
Did You Know?
The median home in Waterloo was built in 1961.
The nearest airport is Waterloo Regional (5 miles).
The Gini coefficient (income inequality) is 0.464 (U.S. avg: 0.490).
Natural hazard risk is rated "Relatively Low" by FEMA.
16.1% of the population has a disability.
13.6% of residents are foreign-born.
Average internet download speed is 121 Mbps.
There are 323 restaurants in the area.
The county recorded 5 fatal vehicle crashes.
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