Waterloo, IA
Full City Profile · Iowa · Black Hawk County County
Waterloo, IA
At a Glance
How Waterloo Compares to the U.S. Average
Each bar shows Waterloo's value as a percentage of the national average (100% = U.S. avg)
Is Waterloo a Good Place to Live?
Economy & Jobs
Waterloo residents earn a median household income of $56,344 , which is 25% below the national average of $75,149. Per capita income is $33,372. The unemployment rate stands at 6.4% (78% above the U.S. rate of 3.6%). 11.5% of residents live below the poverty line. The area is home to 3,947 business establishments, including 323 restaurants.
Housing & Cost of Living
The median home value in Waterloo is $150,200 , 47% below the national median of $281,900. Zillow estimates the typical home at $147,780. Median rent is $896/month, with 27.4% of renters spending more than 30% of income on housing. The cost of living index is 87.8 (100 = national average). The median home was built in 1961.
Safety & Crime
Waterloo reports 484 violent crimes per 100,000 residents , which is 27% above the national average of 380/100K. Property crime is 2,484/100K. The murder rate is 4.5/100K.
Education
22.6% of adults in Waterloo hold a bachelor's degree or higher (33% below the national average). 90.6% have completed high school. Local schools score 5.2/10 in standardized testing.
Climate & Weather
Waterloo has an average annual temperature of 49°F (9°C). Winters average 19°F in January while summers reach 75°F in July. Annual precipitation totals 36.3 inches. Air quality is rated Good with a median AQI of 47.