All Countries
Waterloo, IA
Full City Profile · Iowa · Black Hawk County County
3.1
/5.0
B
Good
66,947
Population
1,087/sq mi density
$56,344
Median Income
$33,372 per capita
$150,200
Home Value
$143,771 Zillow
$896
Median Rent
27.4% income on rent
46°F
Avg Temperature
260 sunny days/yr
452
Violent Crime/100K
2,484 property/100K
B
Overall
3.1 / 5.0
Good overall score based on economy, affordability, safety and education
B+
Economy
3.5 / 5.0
$56,344 median income, 4.2% unemployment
A+
Affordability
5.0 / 5.0
$150,200 home value, $896/mo rent
F
Safety
1.0 / 5.0
452 violent crimes/100K (19% above avg)
C+
Education
2.8 / 5.0
22.6% bachelor's degree or higher
Income Overview
Median Household Income
$56,344
25% below
US avg: $75,149
Per Capita Income
$33,372
15% below
US avg: $39,052
Unemployment Rate
4.2%
17% above
US avg: 3.6%
Poverty Rate
11.5%
7% below
US avg: 12.4%
Income Comparison: Waterloo vs. U.S. Average
Each bar shows Waterloo’s value as a percentage of the national average (100% line = U.S. avg)
Median Household
US: $75,149
$56,344
75%
Per Capita
US: $39,052
$33,372
85%
IRS Avg AGI
US: $72,000
$74,437
103%
Avg Weekly Wage
US: $1,432
$1,147
80%
Thin line = U.S. average (100%)
Employment & Commute
Avg Weekly Wage
$1,147
20% below US avg ($1,432)
Mean Commute Time
16 min
41% below US avg (28 min)
Work From Home
7.1%
53% below US avg (15.2%)
Drive Alone
77.8%
6% above US avg (73.2%)
Public Transit
0.4%
93% below US avg (5.0%)
County GDP
$10,039M
County-level GDP (BEA 2024)
How Residents Get to Work
Drive Alone
77.8%
Public Transit
0.4%
Work From Home
7.1%
Other
14.7%
Average commute time
16 minutes
US avg: 28 min
Business Landscape
Total Establishments
3,947
Restaurants
323
Healthcare
388
Retail
470
Manufacturing
137
Tax & Financial
IRS Avg Adjusted Gross Income
$74,437
3% above US avg ($72,000)
Avg Property Tax
$5,315
52% above US avg ($3,500)
Cost of Living Index
87.8
Below national average (100 = US avg)
Complete Economy Data
Income & Wages
| Median Household Income | $56,344 |
| Per Capita Income | $33,372 |
| IRS Avg Adjusted Gross Income | $74,437 |
| Avg Weekly Wage | $1,147 |
| County GDP | $10,039M |
Hardship Indicators
| Unemployment Rate | 4.2% |
| Poverty Rate | 11.5% |
| Gini Coefficient | 0.464 |
| Cost of Living Index | 87.8 |
Commute
| Mean Commute | 16 minutes |
| Drive Alone | 77.8% |
| Public Transit | 0.4% |
| Work From Home | 7.1% |
Businesses
| Total Establishments | 3,947 |
| Restaurants | 323 |
| Healthcare | 388 |
| Retail | 470 |
| Manufacturing | 137 |
Tax
| IRS Avg AGI | $74,437 |
| Avg Property Tax | $5,315 |