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Waterloo, IA
Full City Profile · Iowa · Black Hawk County County
3.1
/5.0
B
Good
66,947
Population
1,087/sq mi density
$56,344
Median Income
$33,372 per capita
$150,200
Home Value
$143,771 Zillow
$896
Median Rent
27.4% income on rent
46°F
Avg Temperature
260 sunny days/yr
452
Violent Crime/100K
2,484 property/100K
B
Overall
3.1 / 5.0
Good overall score based on economy, affordability, safety and education
B+
Economy
3.5 / 5.0
$56,344 median income, 4.2% unemployment
A+
Affordability
5.0 / 5.0
$150,200 home value, $896/mo rent
F
Safety
1.0 / 5.0
452 violent crimes/100K (19% above avg)
C+
Education
2.8 / 5.0
22.6% bachelor's degree or higher
Housing Overview
Median Home Value
$150,200
47% below
US avg: $281,900
Median Rent
$896/mo
23% below
US avg: $1,163/mo
Homeownership Rate
61.1%
7% below US avg (65.4%)
Total Housing Units
31,988
Median year built: 1961
Home Value by Source
Census Median
$150,200
Zillow (ZHVI)
$143,771
Median Sale Price
$166,500
Median List Price
$155,000
Census ACS, Zillow ZHVI, Redfin median sale price
Ownership vs. Renting
61.1%
Owner-Occupied
38.9%
Renter-Occupied
US avg: 65.4% owner-occupied
Fair Market Rents (HUD FY2026)
Studio
$738/mo
1 Bedroom
$788/mo
2 Bedroom
$989/mo
3 Bedroom
$1,282/mo
4 Bedroom
$1,420/mo
Census median rent:
$896/mo
· Zillow rent:
$871/mo
Market Indicators (Redfin)
Median Days on Market
47 days
Sale-to-List Ratio
1.0%
Buyers market
Homes Sold
56
Price Drops
18.8%
of listings with price reduction
Price Per Sq Ft
$107
Active Inventory
160
homes for sale
Affordability & Housing Stock
Rent Burden
27.4%
of renters spending 30%+ of income on housing
12% below US avg (31.0%)
Median Year Built
1961
Average age of housing stock: 65 years
Homeownership Rate
61.1%
Complete Housing Data
Home Values
| Census Median Value | $150,200 |
| Zillow Home Value (ZHVI) | $143,771 |
| Median Sale Price | $166,500 |
| Median List Price | $155,000 |
| Price Per Sq Ft | $107 |
Rent
| Census Median Rent | $896 |
| Zillow Rent (ZORI) | $871 |
| FMR Studio | $738 |
| FMR 1-Bedroom | $788 |
| FMR 2-Bedroom | $989 |
| FMR 3-Bedroom | $1,282 |
| FMR 4-Bedroom | $1,420 |
Market
| Days on Market | 47 |
| Sale-to-List Ratio | 1.0% |
| Price Drops | 18.8% |
| Homes Sold | 56 |
| Active Inventory | 160 |
| Price Per Sq Ft | $107 |
Ownership & Stock
| Owner-Occupied | 61.1% |
| Renter-Occupied | 38.9% |
| Homeownership Rate | 61.1% |
| Total Housing Units | 31,988 |
| Median Year Built | 1961 |
| Rent Burden | 27.4% |