All Countries
White Bear Lake, MN
Full City Profile · Minnesota · Ramsey County County
3.5
/5.0
B+
Good
24,026
Population
2,985/sq mi density
$79,712
Median Income
$44,403 per capita
$318,000
Home Value
$349,002 Zillow
$1,540
Median Rent
30.2% income on rent
47°F
Avg Temperature
270 sunny days/yr
134
Violent Crime/100K
2,327 property/100K
B+
Overall
3.5 / 5.0
Good overall score based on economy, affordability, safety and education
A
Economy
4.4 / 5.0
$79,712 median income, 3.5% unemployment
A
Affordability
4.4 / 5.0
$318,000 home value, $1,540/mo rent
F
Safety
1.0 / 5.0
134 violent crimes/100K
A
Education
4.2 / 5.0
40.1% bachelor's degree or higher
Income Overview
Median Household Income
$79,712
6% above
US avg: $75,149
Per Capita Income
$44,403
14% above
US avg: $39,052
Unemployment Rate
3.5%
3% below
US avg: 3.6%
Poverty Rate
4.0%
68% below
US avg: 12.4%
Income Comparison: White Bear Lake vs. U.S. Average
Each bar shows White Bear Lake’s value as a percentage of the national average (100% line = U.S. avg)
Median Household
US: $75,149
$79,712
106%
Per Capita
US: $39,052
$44,403
114%
IRS Avg AGI
US: $72,000
$85,420
119%
Avg Weekly Wage
US: $1,432
$1,498
105%
Thin line = U.S. average (100%)
Employment & Commute
Avg Weekly Wage
$1,498
5% above US avg ($1,432)
Mean Commute Time
22 min
19% below US avg (28 min)
Work From Home
18.5%
22% above US avg (15.2%)
Drive Alone
72.7%
1% below US avg (73.2%)
Public Transit
0.7%
87% below US avg (5.0%)
County GDP
$56,256M
County-level GDP (BEA 2024)
How Residents Get to Work
Drive Alone
72.7%
Public Transit
0.7%
Work From Home
18.5%
Other
8.1%
Average commute time
22 minutes
US avg: 28 min
Business Landscape
Total Establishments
15,457
Restaurants
1,243
Healthcare
2,303
Retail
1,460
Manufacturing
532
Tax & Financial
IRS Avg Adjusted Gross Income
$85,420
19% above US avg ($72,000)
Avg Property Tax
$6,331
81% above US avg ($3,500)
Cost of Living Index
98.6
Below national average (100 = US avg)
Complete Economy Data
Income & Wages
| Median Household Income | $79,712 |
| Per Capita Income | $44,403 |
| IRS Avg Adjusted Gross Income | $85,420 |
| Avg Weekly Wage | $1,498 |
| County GDP | $56,256M |
Hardship Indicators
| Unemployment Rate | 3.5% |
| Poverty Rate | 4.0% |
| Gini Coefficient | 0.464 |
| Cost of Living Index | 98.6 |
Commute
| Mean Commute | 22 minutes |
| Drive Alone | 72.7% |
| Public Transit | 0.7% |
| Work From Home | 18.5% |
Businesses
| Total Establishments | 15,457 |
| Restaurants | 1,243 |
| Healthcare | 2,303 |
| Retail | 1,460 |
| Manufacturing | 532 |
Tax
| IRS Avg AGI | $85,420 |
| Avg Property Tax | $6,331 |