All Countries
White Bear Lake, MN
Full City Profile · Minnesota · Ramsey County County
3.5
/5.0
B+
Good
24,026
Population
2,985/sq mi density
$79,712
Median Income
$44,403 per capita
$318,000
Home Value
$349,002 Zillow
$1,540
Median Rent
30.2% income on rent
47°F
Avg Temperature
270 sunny days/yr
134
Violent Crime/100K
2,327 property/100K
B+
Overall
3.5 / 5.0
Good overall score based on economy, affordability, safety and education
A
Economy
4.4 / 5.0
$79,712 median income, 3.5% unemployment
A
Affordability
4.4 / 5.0
$318,000 home value, $1,540/mo rent
F
Safety
1.0 / 5.0
134 violent crimes/100K
A
Education
4.2 / 5.0
40.1% bachelor's degree or higher
Housing Overview
Median Home Value
$318,000
13% above
US avg: $281,900
Median Rent
$1,540/mo
32% above
US avg: $1,163/mo
Homeownership Rate
65.4%
0% below US avg (65.4%)
Total Housing Units
10,735
Median year built: 1970
Home Value by Source
Census Median
$318,000
Zillow (ZHVI)
$349,002
Median Sale Price
$360,000
Median List Price
$359,999
Census ACS, Zillow ZHVI, Redfin median sale price
Ownership vs. Renting
65.4%
Owner-Occupied
34.6%
Renter-Occupied
US avg: 65.4% owner-occupied
Fair Market Rents (HUD FY2026)
Studio
$809/mo
1 Bedroom
$899/mo
2 Bedroom
$1,125/mo
3 Bedroom
$1,483/mo
4 Bedroom
$1,698/mo
Census median rent:
$1,540/mo
· Zillow rent:
$1,639/mo
Market Indicators (Redfin)
Median Days on Market
35 days
Sale-to-List Ratio
1.0%
Buyers market
Homes Sold
20
Price Drops
15.8%
of listings with price reduction
Price Per Sq Ft
$213
Active Inventory
38
homes for sale
Affordability & Housing Stock
Rent Burden
30.2%
of renters spending 30%+ of income on housing
3% below US avg (31.0%)
Median Year Built
1970
Average age of housing stock: 56 years
Homeownership Rate
65.4%
Complete Housing Data
Home Values
| Census Median Value | $318,000 |
| Zillow Home Value (ZHVI) | $349,002 |
| Median Sale Price | $360,000 |
| Median List Price | $359,999 |
| Price Per Sq Ft | $213 |
Rent
| Census Median Rent | $1,540 |
| Zillow Rent (ZORI) | $1,639 |
| FMR Studio | $809 |
| FMR 1-Bedroom | $899 |
| FMR 2-Bedroom | $1,125 |
| FMR 3-Bedroom | $1,483 |
| FMR 4-Bedroom | $1,698 |
Market
| Days on Market | 35 |
| Sale-to-List Ratio | 1.0% |
| Price Drops | 15.8% |
| Homes Sold | 20 |
| Active Inventory | 38 |
| Price Per Sq Ft | $213 |
Ownership & Stock
| Owner-Occupied | 65.4% |
| Renter-Occupied | 34.6% |
| Homeownership Rate | 65.4% |
| Total Housing Units | 10,735 |
| Median Year Built | 1970 |
| Rent Burden | 30.2% |