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White Bear Lake, MN

Full City Profile · Minnesota · Ramsey County County

3.5 /5.0
B+ Good
24,026 Population 2,985/sq mi density
$79,712 Median Income $44,403 per capita
$318,000 Home Value $349,002 Zillow
$1,540 Median Rent 30.2% income on rent
47°F Avg Temperature 270 sunny days/yr
134 Violent Crime/100K 2,327 property/100K
B+
Overall
3.5 / 5.0
Good overall score based on economy, affordability, safety and education
A
Economy
4.4 / 5.0
$79,712 median income, 3.5% unemployment
A
Affordability
4.4 / 5.0
$318,000 home value, $1,540/mo rent
F
Safety
1.0 / 5.0
134 violent crimes/100K
A
Education
4.2 / 5.0
40.1% bachelor's degree or higher

White Bear Lake, MN

At a Glance

Median Income
$79,712
6% above
$44,403 per capita
Home Value
$318,000
13% above
Zillow: $349,002
Median Rent
$1,540/mo
32% above
30.2% of income on rent
Violent Crime
134/100K
65% below
2,327/100K property
Bachelor's Degree+
40.1%
19% above
96.2% high school+
Unemployment
3.5%
3% below
4.0% poverty rate
Obesity Rate
31.4%
2% below
11.9% smoking rate
Avg Temperature
47°F
270 sunny days/yr

How White Bear Lake Compares to the U.S. Average

Each bar shows White Bear Lake's value as a percentage of the national average (100% = U.S. avg)

Income
106%
Home Value
113%
Rent
132%
Poverty
32%
Bachelor's
119%
Unemployment
97%
Crime
35%
Thin vertical line = U.S. national average (100%)

Is White Bear Lake a Good Place to Live?

B+
3.5 / 5.0 — Good
Based on economy, affordability, safety, and education metrics compared to national averages.

Economy & Jobs

White Bear Lake residents earn a median household income of $79,712 , which is 6% above the national average of $75,149. Per capita income is $44,403. The unemployment rate stands at 3.5% (3% below the U.S. rate of 3.6%). 4.0% of residents live below the poverty line. The area is home to 15,457 business establishments, including 1,243 restaurants.

Housing & Cost of Living

The median home value in White Bear Lake is $318,000 , 13% above the national median of $281,900. Zillow estimates the typical home at $349,002. Median rent is $1,540/month, with 30.2% of renters spending more than 30% of income on housing. The cost of living index is 98.6 (100 = national average). The median home was built in 1970.

Safety & Crime

White Bear Lake reports 134 violent crimes per 100,000 residents , which is 65% below the national average of 380/100K. Property crime is 2,327/100K. The murder rate is 0.0/100K.

Education

40.1% of adults in White Bear Lake hold a bachelor's degree or higher (19% above the national average). 96.2% have completed high school. Local schools score 5.3/10 in standardized testing.

Climate & Weather

White Bear Lake has an average annual temperature of 47°F (8°C). Winters average 17°F in January while summers reach 74°F in July. The area gets 270 sunny days per year. Annual precipitation totals 33.1 inches. Air quality is rated Good with a median AQI of 36.

Data Overview

People

Population24,026
Median Age42.1 yrs
Density2,985/mi²
Male / Female48% / 52%
Foreign Born13.6%
Veterans5.0%

Economy

A
Median Income$79,712
Per Capita$44,403
Unemployment3.5%
Poverty4.0%
County GDP$56,256M
Avg Weekly Wage$1,498

Housing

A
Home Value$318,000
Rent$1,540
Ownership65.4%
Zillow$349,002
Housing Units10,735
Rent Burden30.2%

Crime

F
Violent134/100K
Property2,327/100K
Murder0.0/100K
Assault57/100K
Burglary355/100K

Health

Obesity31.4%
Diabetes8.1%
Smoking11.9%
Heart Disease4.6%
Premature Death7,827/100K

Climate

Avg Temp47°F
Sunny Days270/yr
Rain33.1 in/yr
AQI36 (Good)
Elevation943 ft

Education

A
Bachelor's+40.1%
High School+96.2%
Graduate+10.5%
School Score5.3/10

Community

2024 VoteR 27% / D 71%
Commute22 min
Broadband94.4%
Internet Speed172 Mbps
EV Stations7
Libraries21

Did You Know?

The median home in White Bear Lake was built in 1970.
18.5% work from home.
The nearest airport is Minneapolis-St Paul International/Wold-Chamberlain (16 miles).
The Gini coefficient (income inequality) is 0.464 (U.S. avg: 0.490).
Natural hazard risk is rated "Relatively High" by FEMA.
13.2% of the population has a disability.
13.6% of residents are foreign-born.
Average internet download speed is 172 Mbps.
There are 1,243 restaurants in the area.
The county recorded 29 fatal vehicle crashes.