Median Income
$99,886
33% higher than US avg
Home Value
$450,100
60% higher than US avg
Violent Crime
0/100K
100% lower than US avg
Bachelor's+
34.4%
2% higher than US avg
Obesity Rate
25.2%
21% lower than US avg
Unemployment
2.6%
28% lower than US avg
Poverty Rate
10.1%
19% lower than US avg
How Winter Beach Compares to the U.S. Average (100% = U.S. avg)
People
Population4,995
Median Age54.9 yrs
Density726/mi²
Male / Female47% / 54%
Largest GroupWhite 75%
Veterans10.9%
Economy
A+
Median Income$99,886
Per Capita$39,583
Unemployment2.6%
Poverty10.1%
County GDP$11,152M
Commute21 min
Housing
A
Home Value$450,100
Ownership94.3%
Zillow$1,365,404
Housing Units1,536
Rent Burden51.0%
Crime
C+
Violent0/100K
Property296/100K
Health
Obesity25.2%
Uninsured10.1%
Smoking10.7%
Depression19.1%
Heart Disease4.9%
Climate
Avg Temp74°F (24°C)
AQI41 (Good)
Rain56.4 in/yr
Sunny Days330/yr
Elevation18 ft (5 m)
Education
B+
Bachelor's+34.4%
High School+92.7%
Graduate+16.5%
School Score5.63
Community
2024 VoteR 63% / D 36%
Commute21 min
Broadband96.5%
EV Stations19
Libraries5
Is Winter Beach a Good Place to Live?
Based on current data, Winter Beach receives an overall livability score of 3.8 out of 5.0, earning a grade of B+. Key strengths include above-average household incomes, low unemployment, low crime rates, abundant sunshine. Areas to be aware of include high housing costs. Winter Beach offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Winter Beach is $99,886, which is significantly higher than the national average / 33% above $75,149. This places Winter Beach among higher-income communities. The job market is very strong with unemployment at just 2.6%. 10.1% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 21 minutes.
Cost of Living & Housing
The median home value in Winter Beach is $450,100, making it a premium housing market at 60% above the U.S. median of $281,900. A price-to-income ratio of 4.5x indicates a reasonably affordable housing market.
Safety & Crime
Winter Beach is a very safe community with a violent crime rate of 0 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 296 per 100,000, 85% below the national average.
Education
Educational attainment is solid, with 34.4% holding a bachelor's degree or higher, near the national average. 92.7% have completed high school. Area schools have an average test score of 5.6/10.
Climate & Weather
Winter Beach has a warm climate with an average annual temperature of 74°F. Winters average 64°F in January while summers reach 83°F in July. With 330 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 56.4 inches. Air quality is rated Good with a median AQI of 41.
Winter Beach has a population of 4,995 with a density of 726 people per square mile, spread across 6.9 square miles. The median age is 54.9 years, 41% older than the national median of 38.9. The gender split is 53.5% female and 46.5% male. The city is predominantly White (75.3%), with 2.3% Hispanic, 6.2% Black. English is the primary language spoken at home by 82.6% of residents, while 17.5% speak Spanish. 10.9% of the population are veterans, above the national rate of 6.0%. 17.3% of residents have a disability (above the 13.0% national average). 99.2% have health insurance coverage.
Population
54.9yrs
Median Age
41% above US avg
Race & Ethnicity
Winter Beach vs U.S. Average
Language Spoken at Home
English Only
82.6%
5% above US avg
Spanish
17.5%
31% above US avg
Social Characteristics
Winter Beach vs U.S. Average
The median household income in Winter Beach is $99,886, which is 33% above the national average of $75,149. Per capita income is $39,583. The average weekly wage is $1,115, 22% lower than the U.S. average. The unemployment rate is 2.6% (below the 3.6% US average). 10.1% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 5,868 business establishments, including 316 restaurants. The cost of living index is 103.4, roughly in line with the national average. Workers commute an average of 21 minutes (shorter than the 28-minute US average). 19.7% of workers work from home (above the 15.2% national rate).
Income: Winter Beach vs U.S.
Income
| Median HH Income | $99,886 |
| 33% above US avg |
| Per Capita Income | $39,583 |
| Avg Weekly Wage | $1,115 |
| IRS Avg AGI | $146,925 |
| Gini Index | 0.507 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 2.6% |
| 28% below US avg |
| Poverty Rate | 10.1% |
| 19% below US avg |
| Establishments (County) | 5,868 |
| County GDP | $11,152M |
Business (County)
| Restaurants | 316 |
| Healthcare | 560 |
| Retail | 612 |
| Manufacturing | 104 |
Tax & Cost of Living
| Property Tax (IRS) | $15,815 |
| 352% above US avg |
| Cost of Living | 103.40 (100=avg) |
| Effective Tax Rate | 3.51% |
Commute & Transportation
| Commute Time | 21.4 min |
| Drive Alone | 71.4% |
| Public Transit | 0.0% |
| Work from Home | 19.7% |
The median home value in Winter Beach is $450,100, 60% above the national median of $281,900. Zillow estimates the typical home value at $1,365,404, higher than the Census estimate. Homes sell for 93.9% of their list price, suggesting buyers have room to negotiate. Fair market rent ranges from $1,296 for a one-bedroom to $1,526 for a two-bedroom apartment. 94.3% of housing units are owner-occupied (above the 65.4% national rate). There are 1,536 total housing units in the city. The median year a home was built is 2006. The average annual property tax is $15,815 (higher than the $3,500 national average). 51.0% of renters spend 30% or more of their income on housing, indicating a significant affordability challenge for renters. The home price-to-income ratio is 4.5x.
Home Values
| Census Median | $450,100 |
| 60% above US avg |
| Zillow ZHVI | $1,365,404 |
| Median List Price | $549,500 |
Real Estate Market (Redfin)
| Median List Price | $549,500 |
| $/Sq Ft | $265 |
| Homes Sold | 7 |
| Sale-to-List Ratio | 93.9% |
| Price Drops | 24.3% |
| Inventory | 70 |
Rental Costs
HUD Fair Market Rent
| Studio | $1,212 |
| 1 Bedroom | $1,296 |
| 2 Bedrooms | $1,526 |
| 3 Bedrooms | $1,971 |
| 4 Bedrooms | $2,261 |
Ownership & Property
| Homeownership | 94.3% |
| Owner-Occupied | 94.3% |
| Renter-Occupied | 5.7% |
| Housing Units | 1,536 |
| Median Year Built | 2006 |
Property Tax
| Avg Tax (IRS) | $15,815 |
| 352% above US avg |
| Effective Rate | 3.51% |
In Winter Beach, 25.2% of adults are obese, below the national rate of 32.1%. 8.2% have diabetes (below the 10.5% national rate). Heart disease affects 4.9% of residents, below the national average. 26.4% have high blood pressure. 10.7% are current smokers (below the 14.0% national rate). 17.7% report binge drinking. 18.4% are physically inactive, below the national average. 19.1% report depression. 16.6% experience frequent mental distress. 10.1% of residents lack health insurance. The primary care physician ratio is 1:1,589. The dentist ratio is 1:1,361. 86.8% of residents have access to exercise opportunities. The food environment index is 7.3 out of 10.
Health Metrics: Winter Beach vs U.S. Average (%)
Chronic Conditions
| Obesity | 25.2% |
| 21% below US avg |
| Diabetes | 8.2% |
| Heart Disease | 4.9% |
| High Blood Pressure | 26.4% |
| Asthma | 9.3% |
| COPD | 5.0% |
| Cancer | 7.8% |
| Stroke | 2.5% |
Behaviors & Mental Health
| Smoking | 10.7% |
| 24% below US avg |
| Binge Drinking | 17.7% |
| Physical Inactivity | 18.4% |
| Depression | 19.1% |
| Mental Distress | 16.6% |
| Physical Distress | 11.3% |
| Short Sleep | 36.1% |
Healthcare Access
| Insurance Rate | 99.2% |
| Uninsured | 10.1% |
| 17% above US avg |
| Primary Care | 1:1,589 |
| Dentists | 1:1,361 |
| Mental Health | 1:586 |
| Checkup Rate | 75.9% |
| Dental Visits | 64.6% |
| Premature Death | 9,380/100K |
Food & Exercise
| Food Environment | 7.3/10 |
| Exercise Access | 86.8% |
| Healthcare Facilities | 560 |
Winter Beach has a violent crime rate of 0 per 100,000 residents, 100% below the national average of 380. Property crime stands at 296 per 100,000, 85% below the U.S. average. The county recorded 23 fatal traffic crashes. Overall, Winter Beach receives a safety grade of C+.
Crime Rates: Winter Beach vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 0.0/100K |
| 100% below US avg |
| |
Property Crime
| Total Property | 296.3/100K |
| 85% below US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 23 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | C+ |
| Safety Score | 2.5 / 5.0 |
Winter Beach has a warm climate with an average annual temperature of 74°F (24°C). Winters average 64°F in January while summers reach 83°F in July / relatively mild seasonal variation. The area gets 330 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 56.4 inches (wetter than the 38-inch national average). Air quality is rated Good with a median AQI of 41. The city sits at an elevation of 18 feet, near sea level.
Temperature
64°F Jan (18°C)
83°F Jul (28°C)
| Annual Average | 74.4°F |
| 38% above US avg |
| January Average | 64°F (18°C) |
| July Average | 83°F (28°C) |
| Sunny Days | 330 days/yr |
Geography
| Elevation | 18 ft (5 m) |
| Area | 6.9 sq mi (17.8 km²) |
| Population Density | 726/sq mi |
| Coordinates | 27.7149°N, 80.4243°W |
| Timezone | America/New_York |
| County | Indian River County County |
| Nearest Airport | Vero Beach Regional (VRB)
2 miles away |
Precipitation & Snow
Annual Rainfall
56.4"
48% above US avg
Wettest Month (Sep)
7.40"
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Air Pollutants (EPA 2023)
Natural Hazard Risk
| Overall Risk | Relatively High |
| Risk Score | 95.6 / 100 |
| Social Vulnerability | 64.2 / 100 |
| Community Resilience | 60.5 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Hurricane |
Very High |
| Earthquake |
Very Low |
| Wildfire |
Relatively Low |
| Flood |
Relatively Moderate |
| Hail |
Very Low |
| Strong Wind |
Relatively High |
| Heat Wave |
Relatively Low |
| Winter Weather |
No Rating |
| Lightning |
Relatively High |
| Drought |
Relatively Low |
| Cold Wave |
Relatively Low |
| Landslide |
Very Low |
| Coastal Flood |
Relatively Moderate |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Hurricane History
19 hurricanes (Cat 1+) within 500 km since 1980.
Strongest: Category 5. Most recent: Milton (2024, Cat 3).
| Year |
Name |
Category |
Closest |
| 2024 |
Milton |
Category 3 |
96 km |
| 2022 |
Ian |
Category 5 |
67 km |
| 2022 |
Nicole |
Category 1 |
18 km |
| 2019 |
Dorian |
Category 5 |
159 km |
| 2017 |
Irma |
Category 3 |
147 km |
| 2016 |
Matthew |
Category 4 |
71 km |
| 2014 |
Arthur |
Category 1 |
291 km |
| 2005 |
Wilma |
Category 3 |
95 km |
| 2005 |
Katrina |
Category 1 |
187 km |
| 2005 |
Ophelia |
Category 1 |
148 km |
| 2004 |
Charley |
Category 4 |
123 km |
| 2004 |
Jeanne |
Category 3 |
49 km |
| 2004 |
Frances |
Category 2 |
44 km |
| 1999 |
Floyd |
Category 4 |
197 km |
| 1999 |
Dennis |
Category 2 |
275 km |
| 1999 |
Irene |
Category 1 |
33 km |
| 1995 |
Erin |
Category 1 |
3 km |
| 1992 |
Andrew |
Category 5 |
247 km |
| 1987 |
Floyd |
Category 1 |
291 km |
Source: NOAA IBTrACS (Cat 1+, 1980–2026)
Tornado History
312 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF3. Total: 11 fatalities, 203 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Oct 9, 2024 |
EF3 |
38 km |
6 |
| Jan 24, 1979 |
EF3 |
84 km |
0 |
| Jun 19, 1972 |
EF3 |
77 km |
0 |
| Jun 19, 1972 |
EF3 |
85 km |
0 |
| Apr 15, 1958 |
EF3 |
28 km |
0 |
| Sep 18, 1954 |
EF3 |
34 km |
2 |
| Oct 9, 2024 |
EF2 |
66 km |
0 |
| Oct 9, 2024 |
EF2 |
74 km |
0 |
| Oct 9, 2024 |
EF2 |
61 km |
0 |
| Apr 6, 2017 |
EF2 |
43 km |
0 |
| Oct 24, 2005 |
EF2 |
38 km |
0 |
| Nov 15, 1994 |
EF2 |
20 km |
1 |
| Mar 24, 1983 |
EF2 |
84 km |
0 |
| Mar 21, 1983 |
EF2 |
65 km |
0 |
| Mar 7, 1983 |
EF2 |
49 km |
0 |
| Feb 2, 1983 |
EF2 |
55 km |
0 |
| Sep 26, 1982 |
EF2 |
70 km |
1 |
| Jun 17, 1982 |
EF2 |
100 km |
0 |
| Sep 3, 1979 |
EF2 |
42 km |
0 |
| Jul 9, 1979 |
EF2 |
70 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: FROG LIGHT (20,174 ac, 2007).
| Year |
Name |
Acres |
Distance |
| 2007 |
FROG LIGHT |
20,174 |
90 km |
| 2021 |
KISSIMMEE BEND NORTH |
13,782 |
71 km |
| 2006 |
UNNAMED |
12,050 |
83 km |
| 1992 |
UNNAMED |
11,488 |
71 km |
| 2008 |
UNNAMED |
11,294 |
30 km |
| 2008 |
UNNAMED |
9,670 |
98 km |
| 1996 |
UNNAMED |
9,427 |
66 km |
| 2024 |
APQ RECREATION AREA RX 0506 |
8,901 |
69 km |
| 1998 |
UNNAMED |
8,794 |
85 km |
| 2017 |
ECHO SPRINGS |
8,640 |
82 km |
| 1984 |
UNNAMED |
7,765 |
72 km |
| 2004 |
UNNAMED |
7,670 |
86 km |
| 2021 |
AREA 11 |
7,140 |
79 km |
| 1989 |
UNNAMED |
6,985 |
64 km |
| 2011 |
TRAIL 3 |
6,854 |
88 km |
| 2011 |
UNNAMED |
6,616 |
53 km |
| 2008 |
SAN FILIPPO |
6,376 |
26 km |
| 1994 |
UNNAMED |
6,243 |
67 km |
| 1993 |
UNNAMED |
6,236 |
64 km |
| 1992 |
UNNAMED |
6,228 |
75 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
64°F (18°C) |
2.4 in |
|
| February |
63°F (17°C) |
2.9 in |
Coldest |
| March |
68°F (20°C) |
3.2 in |
|
| April |
71°F (22°C) |
2.1 in |
|
| May |
76°F (25°C) |
4.2 in |
|
| June |
80°F (27°C) |
6.2 in |
|
| July |
83°F (28°C) |
5.7 in |
Warmest |
| August |
82°F (28°C) |
5.9 in |
|
| September |
81°F (27°C) |
7.4 in |
Wettest |
| October |
76°F (25°C) |
5.0 in |
|
| November |
70°F (21°C) |
2.9 in |
|
| December |
65°F (18°C) |
2.0 in |
Driest |
Winter Beach has a seasonal temperature swing of 20°F / from 63°F in February to 83°F in July. Total annual precipitation is 50.0 inches, with September being the wettest month (7.4") and December the driest (2.0").
Average costs for common services in Winter Beach. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$259 ($155–$414) |
| Specialist Visit |
$362 ($207–$569) |
| Urgent Care Visit |
$207 ($103–$362) |
| Emergency Room Visit |
$2,275 ($827–$5,170) |
| Dental Cleaning |
$134 ($78–$207) |
| Dental Filling |
$259 ($155–$414) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$47 ($26–$78) |
| Oil Change (Synthetic) |
$78 ($52–$124) |
| Brake Pad Replacement |
$310 ($155–$517) |
| Tire Rotation |
$41 ($21–$78) |
| New Tires (Set of 4) |
$620 ($414–$1,034) |
| Battery Replacement |
$207 ($103–$362) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$103 ($62–$155) |
| Electrician (Per Hour) |
$93 ($52–$145) |
| HVAC Repair |
$414 ($155–$827) |
| HVAC System Install |
$7,238 ($4,136–$12,408) |
| Roof Repair |
$1,034 ($414–$2,068) |
| Roof Replacement |
$9,306 ($5,687–$15,510) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,551 ($517–$3,619) |
| Divorce (Contested) |
$15,510 ($5,170–$31,020) |
| DUI Defense |
$5,170 ($2,068–$10,340) |
| Bankruptcy (Chapter 7) |
$1,551 ($827–$3,102) |
| Will Preparation |
$517 ($207–$1,034) |
| Trust Preparation |
$2,585 ($1,034–$5,170) |
View all 12 services
Personal Care
| Men's Haircut |
$26 ($16–$47) |
| Women's Haircut |
$57 ($31–$103) |
| Hair Coloring (Full) |
$155 ($78–$259) |
| Manicure |
$26 ($16–$47) |
| Pedicure |
$41 ($26–$67) |
| Massage (1 Hour) |
$83 ($52–$134) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.24 ($3.10–$5.69) |
| Dozen Eggs (per dozen) |
$3.62 ($2.59–$5.17) |
| Loaf of Bread |
$3.93 ($2.59–$5.69) |
| Chicken Breast (per lb) |
$4.65 ($3.10–$6.72) |
| Ground Beef (per lb) |
$5.69 ($4.14–$7.76) |
| Rice (per lb) |
$1.03 ($0.62–$1.86) |
View all 20 services
Utilities
| Electricity (Monthly) |
$145 ($83–$259) |
| Natural Gas (Monthly) |
$72 ($31–$155) |
| Water/Sewer (Monthly) |
$72 ($41–$124) |
| Internet (Monthly) |
$72 ($41–$103) |
| Cell Phone Plan (Monthly) |
$67 ($31–$103) |
| Cable TV (Monthly) |
$88 ($52–$155) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$207 ($78–$517) |
| Car Insurance (Annual) |
$2,068 ($1,241–$3,619) |
| Bus Pass (Monthly) |
$72 ($31–$134) |
| Taxi/Uber (5-Mile Ride) |
$16 ($8.27–$26) |
| Car Registration (Annual) |
$103 ($31–$259) |
| Driver's License Renewal |
$31 ($16–$78) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,241 ($620–$2,585) |
| Daycare (Toddler, Monthly) |
$1,034 ($517–$2,068) |
| After-School Care (Monthly) |
$414 ($207–$724) |
| Tutoring (Per Hour) |
$52 ($26–$103) |
| SAT/ACT Prep Course |
$1,034 ($414–$2,585) |
| Private School (K-12, Annual) |
$12,925 ($5,170–$31,020) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$62 ($31–$103) |
| Dog Vaccination (Annual) |
$103 ($52–$207) |
| Dog Grooming |
$62 ($31–$103) |
| Pet Boarding (Per Night) |
$41 ($21–$78) |
| Dog Spay/Neuter |
$310 ($155–$517) |
| Cat Spay/Neuter |
$207 ($103–$414) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $801 |
| Toddler | $693 |
| Preschool | $650 |
| Family Childcare (monthly) |
| Infant | $650 |
| Toddler | $650 |
| Preschool | $650 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Winter Beach
What is the population of Winter Beach?
Winter Beach has a population of 4,995 residents and is located in Florida. The population density is 726 people per square mile, spread across 6.9 square miles. The median age of residents is 54.9 years, which is older than the national median of 38.9 years. The population is 53.5% female and 46.5% male.
Is Winter Beach expensive to live in?
Winter Beach has a cost of living roughly in line with the national average, with an index of 103.4 (baseline: 100). The median household income is $99,886, 33% above the national average of $75,149. The median home value is $450,100 (60% above the U.S. median). The home price-to-income ratio is 4.5x, indicating housing is reasonably affordable relative to local income levels.
Is Winter Beach safe?
Winter Beach is considered a very safe city with a violent crime rate of 0 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 296 per 100,000 (below the national average). Overall, Winter Beach receives a safety grade of C+ based on combined crime data.
What is the weather like in Winter Beach?
Winter Beach has a warm climate with an average annual temperature of 74°F (24°C). Winter temperatures average 64°F in January, while summers reach an average of 83°F in July. The area receives 330 sunny days per year, well above the national average of 205. Annual rainfall totals 56.4 inches. Air quality is rated Good with a median Air Quality Index (AQI) of 41.
How is the job market in Winter Beach?
The job market in Winter Beach is very strong, with unemployment at just 2.6% / well below the national rate of 3.6%. The average weekly wage is $1,115. There are 5,868 business establishments in the area, including 316 restaurants and food service locations. The average commute time is 21 minutes, and 19.7% of workers work from home.
How much does housing cost in Winter Beach?
The median home value in Winter Beach is $450,100. Zillow estimates the typical home value at $1,365,404. The homeownership rate is 94.3%. The average annual property tax is $15,815.
How are the schools in Winter Beach?
Schools in Winter Beach score 5.6 out of 10 on standardized testing, near the national average. 34.4% of adults in Winter Beach hold a bachelor's degree or higher, above the national average of 33.7%. 92.7% have completed high school. 16.5% hold a graduate or professional degree.
How healthy is Winter Beach?
The obesity rate in Winter Beach is 25.2% (below the national rate of 32.1%). 10.7% of adults are smokers. 18.4% are physically inactive. 19.1% of residents report depression. 10.1% lack health insurance (above the national rate). 86.8% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,589.
What is transportation like in Winter Beach?
The average commute in Winter Beach is 21 minutes, shorter than the national average of 28 minutes. 71.4% of workers drive alone to work, and 19.7% work from home.
What are the demographics of Winter Beach?
The racial and ethnic makeup of Winter Beach is 75.3% White, 6.2% Black or African American, 2.3% Hispanic or Latino. 82.6% of residents speak only English at home, while 17.5% speak Spanish. 10.9% of the population are military veterans. 17.3% of residents have a disability. 99.2% have health insurance coverage.
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