Median Income
$95,781
27% higher than US avg
Home Value
$395,700
40% higher than US avg
Bachelor's+
55.3%
64% higher than US avg
Obesity Rate
29.3%
9% lower than US avg
Unemployment
0.5%
86% lower than US avg
Poverty Rate
3.2%
74% lower than US avg
How Woods Bay Compares to the U.S. Average (100% = U.S. avg)
People
Population696
Median Age57.3 yrs
Density512/mi²
Male / Female46% / 54%
Largest GroupWhite 88%
Veterans9.1%
Economy
A+
Median Income$95,781
Per Capita$49,010
Unemployment0.5%
Poverty3.2%
County GDP$7,210M
Commute25 min
Housing
A
Home Value$395,700
Ownership93.7%
Zillow$758,435
Housing Units486
Rent Burden12.7%
Health
Obesity29.3%
Uninsured2.3%
Smoking11.1%
Depression25.7%
Heart Disease4.8%
Climate
Avg Temp47°F (8°C)
Rain21.4 in/yr
Elevation3,050 ft (930 m)
Education
A+
Bachelor's+55.3%
High School+100.0%
Graduate+17.9%
School Score6.40
Community
2024 VoteR 66% / D 32%
Commute25 min
Broadband90.0%
EV Stations1
Libraries5
Is Woods Bay a Good Place to Live?
Based on current data, Woods Bay receives an overall livability score of 4.8 out of 5.0, earning a grade of A+. Key strengths include above-average household incomes, low unemployment, a highly educated population, a low poverty rate. Woods Bay stands out as an excellent place to live, with strong marks across most quality-of-life indicators.
Economy & Jobs
The median household income in Woods Bay is $95,781, 27% above the national average of $75,149. Residents generally enjoy above-average earning potential. The job market is very strong with unemployment at just 0.5%. Only 3.2% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 25 minutes.
Cost of Living & Housing
The median home value in Woods Bay is $395,700, 40% above the national median. A price-to-income ratio of 4.1x indicates a reasonably affordable housing market.
Education
Woods Bay is a highly educated community / 55.3% of adults hold a bachelor's degree or higher, well above the national average of 33.7%. 100.0% have completed high school. Local schools score 6.4/10 in standardized testing, reflecting strong academic performance.
Climate & Weather
Woods Bay experiences four distinct seasons with an average temperature of 47°F. Winters average 30°F in January while summers reach 68°F in July. Annual precipitation totals 21.4 inches, including 50.6 inches of snow.
Woods Bay has a population of 696 with a density of 512 people per square mile, spread across 1.4 square miles. The median age is 57.3 years, 47% older than the national median of 38.9. The gender split is 54% female and 46% male. The city is predominantly White (87.8%), with 5% Hispanic. English is the primary language spoken at home by 98.2% of residents. 9.1% of the population are veterans, above the national rate of 6.0%. 19.3% of residents have a disability (above the 13.0% national average). 97.7% have health insurance coverage.
Population
696
Total Population
2023 Census
57.3yrs
Median Age
47% above US avg
Race & Ethnicity
Woods Bay vs U.S. Average
Language Spoken at Home
English Only
98.2%
25% above US avg
Spanish
1.9%
86% below US avg
Social Characteristics
Woods Bay vs U.S. Average
The median household income in Woods Bay is $95,781, which is 27% above the national average of $75,149. Per capita income is $49,010 (above the $39,052 national figure). The average weekly wage is $1,122, 22% lower than the U.S. average. The unemployment rate is 0.5% (below the 3.6% US average). 3.2% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 6,994 business establishments, including 450 restaurants. The cost of living index is 94.6, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 25 minutes. 20.1% of workers work from home (above the 15.2% national rate).
Income: Woods Bay vs U.S.
Income
| Median HH Income | $95,781 |
| 27% above US avg |
| Per Capita Income | $49,010 |
| Avg Weekly Wage | $1,122 |
| IRS Avg AGI | $92,813 |
| Gini Index | 0.459 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.5% |
| 86% below US avg |
| Poverty Rate | 3.2% |
| 74% below US avg |
| Establishments (County) | 6,994 |
| County GDP | $7,210M |
Business (County)
| Restaurants | 450 |
| Healthcare | 459 |
| Retail | 491 |
| Manufacturing | 194 |
Tax & Cost of Living
| Property Tax (IRS) | $5,362 |
| 53% above US avg |
| Cost of Living | 94.60 (100=avg) |
| Effective Tax Rate | 1.36% |
Commute & Transportation
| Commute Time | 24.6 min |
| Drive Alone | 74.7% |
| Public Transit | 0.0% |
| Work from Home | 20.1% |
The median home value in Woods Bay is $395,700, 40% above the national median of $281,900. Zillow estimates the typical home value at $758,435, higher than the Census estimate. Fair market rent ranges from $1,076 for a one-bedroom to $1,336 for a two-bedroom apartment. 93.7% of housing units are owner-occupied (above the 65.4% national rate). There are 486 total housing units in the city. The median year a home was built is 1990. The average annual property tax is $5,362 (higher than the $3,500 national average). 12.7% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 4.1x.
Home Values
| Census Median | $395,700 |
| 40% above US avg |
| Zillow ZHVI | $758,435 |
Rental Costs
HUD Fair Market Rent
| Studio | $988 |
| 1 Bedroom | $1,076 |
| 2 Bedrooms | $1,336 |
| 3 Bedrooms | $1,789 |
| 4 Bedrooms | $2,113 |
Ownership & Property
| Homeownership | 93.7% |
| Owner-Occupied | 93.7% |
| Renter-Occupied | 6.3% |
| Housing Units | 486 |
| Median Year Built | 1990 |
Property Tax
| Avg Tax (IRS) | $5,362 |
| 53% above US avg |
| Effective Rate | 1.36% |
In Woods Bay, 29.3% of adults are obese, below the national rate of 32.1%. 7.0% have diabetes (below the 10.5% national rate). Heart disease affects 4.8% of residents, below the national average. 26.2% have high blood pressure. 11.1% are current smokers (below the 14.0% national rate). 23.8% report binge drinking. 16.3% are physically inactive, below the national average. 25.7% report depression (above the 20.0% national average). 17.0% experience frequent mental distress. 2.3% of residents lack health insurance (below the 8.6% national rate). The primary care physician ratio is 1:1,085. The dentist ratio is 1:1,434. 81.2% of residents have access to exercise opportunities. The food environment index is 8.9 out of 10.
Health Metrics: Woods Bay vs U.S. Average (%)
Chronic Conditions
| Obesity | 29.3% |
| 9% below US avg |
| Diabetes | 7.0% |
| Heart Disease | 4.8% |
| High Blood Pressure | 26.2% |
| Asthma | 10.9% |
| COPD | 5.0% |
| Cancer | 7.7% |
| Stroke | 2.5% |
Behaviors & Mental Health
| Smoking | 11.1% |
| 21% below US avg |
| Binge Drinking | 23.8% |
| Physical Inactivity | 16.3% |
| Depression | 25.7% |
| Mental Distress | 17.0% |
| Physical Distress | 11.4% |
| Short Sleep | 30.7% |
Healthcare Access
| Insurance Rate | 97.7% |
| Uninsured | 2.3% |
| 73% below US avg |
| Primary Care | 1:1,085 |
| Dentists | 1:1,434 |
| Mental Health | 1:261 |
| Checkup Rate | 70.5% |
| Dental Visits | 66.8% |
| Premature Death | 7,948/100K |
Food & Exercise
| Food Environment | 8.9/10 |
| Exercise Access | 81.2% |
| Healthcare Facilities | 459 |
Woods Bay experiences four distinct seasons with an average annual temperature of 47°F (8°C). Winters average 30°F in January while summers reach 68°F in July. Annual precipitation totals 21.4 inches (drier than the 38-inch national average). The area receives 50.6 inches of snow annually, making winter weather a significant factor for residents. The city sits at an elevation of 3,050 feet.
Temperature
30°F Jan (-1°C)
68°F Jul (20°C)
| Annual Average | 46.8°F |
| 13% below US avg |
| January Average | 30°F (-1°C) |
| July Average | 68°F (20°C) |
Geography
| Elevation | 3,050 ft (930 m) |
| Area | 1.4 sq mi (3.6 km²) |
| Population Density | 512/sq mi |
| Coordinates | 48.0142°N, 114.0669°W |
| Timezone | America/Denver |
| County | Flathead County County |
| Nearest Airport | Glacier Park International (FCA) 22 miles away |
Precipitation & Snow
Annual Rainfall
21.4"
44% below US avg
Wettest Month (Jun)
3.18"
Air Quality
Air Pollutants (EPA 2023)
| Ozone (O₃) | 0.0419 ppm |
| PM2.5 (Fine Particles) | 9.5 μg/m³ |
Natural Hazard Risk
| Overall Risk | Relatively Moderate |
| Risk Score | 86.5 / 100 |
| Social Vulnerability | 15.9 / 100 |
| Community Resilience | 46.3 / 100 |
Hazard Breakdown
| Tornado |
Very Low |
| Earthquake |
Relatively Moderate |
| Wildfire |
Relatively Moderate |
| Flood |
Relatively Moderate |
| Hail |
Very Low |
| Strong Wind |
Very Low |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively High |
| Lightning |
Relatively Moderate |
| Ice Storm |
Relatively Moderate |
| Drought |
Very Low |
| Cold Wave |
Relatively High |
| Landslide |
Relatively Moderate |
| Avalanche |
Very High |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
222 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.7. Most recent: M2.9 on Aug 15, 2025.
| Dec 22, 1998 |
Idaho-Montana border region |
M4.7 |
85 km |
| Mar 4, 2000 |
35 km S of Pincher Creek, Canada |
M4.6 |
129 km |
| Mar 22, 2006 |
8 km SSW of Rexford, Montana |
M4.3 |
123 km |
| Apr 15, 1998 |
11 km NE of Swan Lake, Montana |
M4.1 |
24 km |
| Jun 29, 1995 |
2 km NNW of Kila, Montana |
M4.1 |
33 km |
| May 2, 1995 |
2 km NW of Kila, Montana |
M4.1 |
34 km |
| Aug 17, 1994 |
1 km E of Mullan, Idaho |
M4.1 |
141 km |
| Jan 20, 1998 |
15 km SSE of Happys Inn, Montana |
M4.0 |
74 km |
| Apr 1, 1992 |
10 km ESE of Swan Lake, Montana |
M4.0 |
29 km |
| Jul 19, 2002 |
43 km NE of Seeley Lake, Montana |
M4.0 |
100 km |
| Jun 2, 1996 |
37 km N of Ovando, Montana |
M3.9 |
106 km |
| May 2, 1995 |
3 km WNW of Kila, Montana |
M3.8 |
34 km |
| Sep 26, 2004 |
14 km WSW of Pablo, Montana |
M3.8 |
53 km |
| Mar 21, 1992 |
20 km NE of Seeley Lake, Montana |
M3.8 |
100 km |
| Jun 1, 1996 |
23 km N of Ovando, Montana |
M3.8 |
110 km |
| May 7, 1992 |
14 km NE of Seeley Lake, Montana |
M3.8 |
100 km |
| Jul 2, 1992 |
4 km SSE of South Browning, Montana |
M3.8 |
96 km |
| Jul 5, 2024 |
24 km ENE of Seeley Lake, Montana |
M3.8 |
103 km |
| Aug 19, 1999 |
12 km ENE of Happys Inn, Montana |
M3.7 |
69 km |
| Jan 13, 2010 |
36 km NE of Seeley Lake, Montana |
M3.7 |
93 km |
Source: USGS (M2.5+, 1990-2025)
Tornado History
9 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF0.
| Date |
Rating |
Distance |
Fatalities |
| May 9, 2023 |
EF0 |
73 km |
0 |
| Nov 4, 2013 |
EF0 |
5 km |
0 |
| Sep 1, 2011 |
EF0 |
27 km |
0 |
| Apr 9, 2008 |
EF0 |
31 km |
0 |
| Jul 18, 2007 |
EF0 |
44 km |
0 |
| Jul 18, 2007 |
EF0 |
8 km |
0 |
| Sep 10, 2000 |
EF0 |
49 km |
0 |
| Aug 7, 1995 |
EF0 |
66 km |
0 |
| Mar 3, 1991 |
EF0 |
100 km |
0 |
Source: NOAA SPC (EF0+, 1950-2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: CHIPPY CREEK (95,656 ac, 2007).
| Year |
Name |
Acres |
Distance |
| 2007 |
CHIPPY CREEK |
95,656 |
62 km |
| 2001 |
MOOSE |
73,210 |
71 km |
| 2015 |
BEAR CREEK |
60,710 |
53 km |
| 2003 |
ROBERT |
54,500 |
61 km |
| 2007 |
FOOL CREEK |
53,912 |
84 km |
| 2015 |
FAMILY PEAK COMPLEX |
49,769 |
86 km |
| 2007 |
AHORN |
45,633 |
98 km |
| 1988 |
GATES PARK |
42,493 |
87 km |
| 2007 |
SKYLAND |
41,237 |
73 km |
| 2021 |
THORNE CREEK |
39,694 |
97 km |
| 2007 |
JOCKO LAKES |
35,759 |
96 km |
| 1988 |
RED BENCH |
33,845 |
87 km |
| 2003 |
LITTLE SALMON CREEK |
33,044 |
72 km |
| 2006 |
RED EAGLE |
32,563 |
88 km |
| 2007 |
BRUSH CREEK |
30,166 |
69 km |
| 2016 |
COPPER KING |
28,338 |
88 km |
| 2003 |
BARTLETT MOUNTAIN |
27,614 |
88 km |
| 2017 |
SHEEP GAP |
24,702 |
95 km |
| 2003 |
RAMPAGE COMPLEX (DOUBLE MOUNTAIN 2) |
23,680 |
55 km |
| 2015 |
TRAIL CREEK |
22,338 |
51 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
30°F (-1°C) |
1.7 in |
Coldest |
| February |
31°F (-0°C) |
1.0 in |
Driest |
| March |
37°F (3°C) |
1.3 in |
|
| April |
44°F (7°C) |
1.8 in |
|
| May |
53°F (12°C) |
2.5 in |
|
| June |
60°F (15°C) |
3.2 in |
Wettest |
| July |
68°F (20°C) |
1.3 in |
Warmest |
| August |
67°F (19°C) |
1.1 in |
|
| September |
58°F (15°C) |
1.7 in |
|
| October |
47°F (8°C) |
2.4 in |
|
| November |
37°F (3°C) |
1.7 in |
|
| December |
30°F (-1°C) |
1.6 in |
|
Woods Bay has a seasonal temperature swing of 38°F / from 30°F in January to 68°F in July. Total annual precipitation is 21.4 inches, with June being the wettest month (3.2") and February the driest (1.0").
Average costs for common services in Woods Bay. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$237 ($142-$378) |
| Specialist Visit |
$331 ($189-$520) |
| Urgent Care Visit |
$189 ($95-$331) |
| Emergency Room Visit |
$2,081 ($757-$4,730) |
| Dental Cleaning |
$123 ($71-$189) |
| Dental Filling |
$237 ($142-$378) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$43 ($24-$71) |
| Oil Change (Synthetic) |
$71 ($47-$114) |
| Brake Pad Replacement |
$284 ($142-$473) |
| Tire Rotation |
$38 ($19-$71) |
| New Tires (Set of 4) |
$568 ($378-$946) |
| Battery Replacement |
$189 ($95-$331) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$95 ($57-$142) |
| Electrician (Per Hour) |
$85 ($47-$132) |
| HVAC Repair |
$378 ($142-$757) |
| HVAC System Install |
$6,622 ($3,784-$11,352) |
| Roof Repair |
$946 ($378-$1,892) |
| Roof Replacement |
$8,514 ($5,203-$14,190) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,419 ($473-$3,311) |
| Divorce (Contested) |
$14,190 ($4,730-$28,380) |
| DUI Defense |
$4,730 ($1,892-$9,460) |
| Bankruptcy (Chapter 7) |
$1,419 ($757-$2,838) |
| Will Preparation |
$473 ($189-$946) |
| Trust Preparation |
$2,365 ($946-$4,730) |
View all 12 services
Personal Care
| Men's Haircut |
$24 ($14-$43) |
| Women's Haircut |
$52 ($28-$95) |
| Hair Coloring (Full) |
$142 ($71-$237) |
| Manicure |
$24 ($14-$43) |
| Pedicure |
$38 ($24-$61) |
| Massage (1 Hour) |
$76 ($47-$123) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.88 ($2.84-$5.20) |
| Dozen Eggs (per dozen) |
$3.31 ($2.37-$4.73) |
| Loaf of Bread |
$3.59 ($2.37-$5.20) |
| Chicken Breast (per lb) |
$4.26 ($2.84-$6.15) |
| Ground Beef (per lb) |
$5.20 ($3.78-$7.10) |
| Rice (per lb) |
$0.95 ($0.57-$1.70) |
View all 20 services
Utilities
| Electricity (Monthly) |
$132 ($76-$237) |
| Natural Gas (Monthly) |
$66 ($28-$142) |
| Water/Sewer (Monthly) |
$66 ($38-$114) |
| Internet (Monthly) |
$66 ($38-$95) |
| Cell Phone Plan (Monthly) |
$61 ($28-$95) |
| Cable TV (Monthly) |
$80 ($47-$142) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$189 ($71-$473) |
| Car Insurance (Annual) |
$1,892 ($1,135-$3,311) |
| Bus Pass (Monthly) |
$66 ($28-$123) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.57-$24) |
| Car Registration (Annual) |
$95 ($28-$237) |
| Driver's License Renewal |
$28 ($14-$71) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,135 ($568-$2,365) |
| Daycare (Toddler, Monthly) |
$946 ($473-$1,892) |
| After-School Care (Monthly) |
$378 ($189-$662) |
| Tutoring (Per Hour) |
$47 ($24-$95) |
| SAT/ACT Prep Course |
$946 ($378-$2,365) |
| Private School (K-12, Annual) |
$11,825 ($4,730-$28,380) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$57 ($28-$95) |
| Dog Vaccination (Annual) |
$95 ($47-$189) |
| Dog Grooming |
$57 ($28-$95) |
| Pet Boarding (Per Night) |
$38 ($19-$71) |
| Dog Spay/Neuter |
$284 ($142-$473) |
| Cat Spay/Neuter |
$189 ($95-$378) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $961 |
| Toddler | $1,008 |
| Preschool | $860 |
| Family Childcare (monthly) |
| Infant | $779 |
| Toddler | $798 |
| Preschool | $798 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Woods Bay
What is the population of Woods Bay?
Woods Bay has a population of 696 residents and is located in Montana. The population density is 512 people per square mile, spread across 1.4 square miles. The median age of residents is 57.3 years, which is older than the national median of 38.9 years. The population is 54% female and 46% male.
Is Woods Bay expensive to live in?
Woods Bay is more affordable than the national average, with a cost of living index of 94.6 / below the baseline of 100. The median household income is $95,781, 27% above the national average of $75,149. The median home value is $395,700 (40% above the U.S. median). The home price-to-income ratio is 4.1x, indicating housing is reasonably affordable relative to local income levels.
What is the weather like in Woods Bay?
Woods Bay has a four-season climate with an average annual temperature of 47°F (8°C). Winter temperatures average 30°F in January, while summers reach an average of 68°F in July. Annual rainfall totals 21.4 inches, with 50.6 inches of snow.
How is the job market in Woods Bay?
The job market in Woods Bay is very strong, with unemployment at just 0.5% / well below the national rate of 3.6%. The average weekly wage is $1,122. There are 6,994 business establishments in the area, including 450 restaurants and food service locations. The average commute time is 25 minutes, and 20.1% of workers work from home.
How much does housing cost in Woods Bay?
The median home value in Woods Bay is $395,700. Zillow estimates the typical home value at $758,435. The homeownership rate is 93.7%. The average annual property tax is $5,362.
How are the schools in Woods Bay?
Schools in Woods Bay score 6.4 out of 10 on standardized testing, near the national average. 55.3% of adults in Woods Bay hold a bachelor's degree or higher, above the national average of 33.7%. 100.0% have completed high school. 17.9% hold a graduate or professional degree.
How healthy is Woods Bay?
The obesity rate in Woods Bay is 29.3% (below the national rate of 32.1%). 11.1% of adults are smokers. 16.3% are physically inactive. 25.7% of residents report depression. 2.3% lack health insurance (below the national rate). 81.2% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,085.
What is transportation like in Woods Bay?
The average commute in Woods Bay is 25 minutes, shorter than the national average of 28 minutes. 74.7% of workers drive alone to work, and 20.1% work from home.
What are the demographics of Woods Bay?
The racial and ethnic makeup of Woods Bay is 87.8% White, 5% Hispanic or Latino. 98.2% of residents speak only English at home. 9.1% of the population are military veterans. 19.3% of residents have a disability. 97.7% have health insurance coverage.