Median Income
$59,167
21% lower than US avg
Home Value
$162,500
42% lower than US avg
Bachelor's+
0.0%
100% lower than US avg
Obesity Rate
35.8%
12% higher than US avg
Unemployment
0.0%
100% lower than US avg
Poverty Rate
0.0%
100% lower than US avg
How Zurich Compares to the U.S. Average (100% = U.S. avg)
People
Population45
Median Age45.5 yrs
Density83/mi²
Male / Female36% / 64%
Largest GroupWhite 84%
Veterans8.8%
Economy
A
Median Income$59,167
Per Capita$22,047
Unemployment0.0%
Poverty0.0%
County GDP$227M
Commute21 min
Housing
A+
Home Value$162,500
Ownership81.3%
Zillow$203,194
Housing Units17
Rent Burden17.8%
Health
Obesity35.8%
Uninsured15.6%
Smoking14.4%
Depression25.2%
Heart Disease5.2%
Climate
Avg Temp42°F (6°C)
Rain13.4 in/yr
Elevation2,388 ft (728 m)
Education
B+
Bachelor's+0.0%
High School+71.9%
Graduate+0.0%
School Score4.81
Community
2024 VoteR 51% / D 45%
Commute21 min
Broadband93.8%
Libraries2
Is Zurich a Good Place to Live?
Based on current data, Zurich receives an overall livability score of 4.4 out of 5.0, earning a grade of A. Key strengths include low unemployment, affordable housing, a low poverty rate, strong internet connectivity. Areas to be aware of include a high uninsured rate, below-average incomes. Zurich stands out as an excellent place to live, with strong marks across most quality-of-life indicators.
Economy & Jobs
The median household income in Zurich is $59,167, 21% below the national average of $75,149. The job market is very strong with unemployment at just 0.0%. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 21 minutes.
Cost of Living & Housing
The median home value in Zurich is $162,500, 42% below the national median / offering relatively affordable homeownership. At just 2.7x median income, home prices are very affordable relative to local earnings.
Education
0.0% of residents hold a bachelor's degree, below the national average of 33.7%. 71.9% have completed high school. Area schools have an average test score of 4.8/10.
Climate & Weather
Zurich has a cool climate with an average annual temperature of 42°F. Winters average 16°F in January while summers reach 69°F in July. Annual precipitation totals 13.4 inches, including 41.0 inches of snow.
Zurich has a population of 45 with a density of 83 people per square mile, spread across 0.5 square miles. The median age is 45.5 years, 17% older than the national median of 38.9. The gender split is 64.4% female and 35.6% male. The city is predominantly White (84.4%). English is the primary language spoken at home by 100% of residents. 8.8% of the population are veterans, above the national rate of 6.0%. 17.8% of residents have a disability (above the 13.0% national average). 84.4% have health insurance coverage.
Population
45
Total Population
2023 Census
45.5yrs
Median Age
17% above US avg
Language Spoken at Home
English Only
100.0%
27% above US avg
Spanish
0.0%
100% below US avg
The median household income in Zurich is $59,167, which is 21% below the national average of $75,149. Per capita income is $22,047 (below the $39,052 national figure). The average weekly wage is $904, 37% lower than the U.S. average. The unemployment rate is 0.0% (below the 3.6% US average). 0.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 204 business establishments, including 9 restaurants. The cost of living index is 94.6, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 21 minutes (shorter than the 28-minute US average). 0.0% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $59,167 |
| 21% below US avg |
| Per Capita Income | $22,047 |
| Avg Weekly Wage | $904 |
| IRS Avg AGI | $50,375 |
| Gini Index | 0.444 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.0% |
| 100% below US avg |
| Poverty Rate | 0.0% |
| 100% below US avg |
| Establishments (County) | 204 |
| County GDP | $227M |
Business (County)
| Restaurants | 9 |
| Healthcare | 15 |
| Retail | 25 |
| Manufacturing | 4 |
Tax & Cost of Living
| Property Tax (IRS) | $3,160 |
| 10% below US avg |
| Cost of Living | 94.60 (100=avg) |
| Effective Tax Rate | 1.94% |
Commute & Transportation
| Commute Time | 20.8 min |
| Drive Alone | 73.1% |
| Public Transit | 0.0% |
| Work from Home | 0.0% |
The median home value in Zurich is $162,500, 42% below the national median of $281,900. Zillow estimates the typical home value at $203,194, higher than the Census estimate. Fair market rent ranges from $1,076 for a one-bedroom to $1,336 for a two-bedroom apartment. 81.3% of housing units are owner-occupied (above the 65.4% national rate). There are 17 total housing units in the city. The median year a home was built is 1938. The average annual property tax is $3,160. 17.8% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.7x, well within the affordable range.
Home Values
| Census Median | $162,500 |
| 42% below US avg |
| Zillow ZHVI | $203,194 |
Rental Costs
HUD Fair Market Rent
| Studio | $988 |
| 1 Bedroom | $1,076 |
| 2 Bedrooms | $1,336 |
| 3 Bedrooms | $1,789 |
| 4 Bedrooms | $2,113 |
Ownership & Property
| Homeownership | 81.3% |
| Owner-Occupied | 81.3% |
| Renter-Occupied | 18.8% |
| Housing Units | 17 |
| Median Year Built | 1938 |
Property Tax
| Avg Tax (IRS) | $3,160 |
| 10% below US avg |
| Effective Rate | 1.94% |
In Zurich, 35.8% of adults are obese, above the national rate of 32.1%. 8.4% have diabetes (below the 10.5% national rate). Heart disease affects 5.2% of residents. 28.3% have high blood pressure. 14.4% are current smokers. 21.9% report binge drinking. 19.9% are physically inactive, below the national average. 25.2% report depression (above the 20.0% national average). 18.3% experience frequent mental distress. 15.6% of residents lack health insurance (above the 8.6% national rate). The primary care physician ratio is 1:1,745. The dentist ratio is 1:1,156. 37.9% of residents have access to exercise opportunities. The food environment index is 6.0 out of 10.
Health Metrics: Zurich vs U.S. Average (%)
Chronic Conditions
| Obesity | 35.8% |
| 12% above US avg |
| Diabetes | 8.4% |
| Heart Disease | 5.2% |
| High Blood Pressure | 28.3% |
| Asthma | 11.9% |
| COPD | 5.9% |
| Cancer | 7.5% |
| Stroke | 2.9% |
Behaviors & Mental Health
| Smoking | 14.4% |
| 3% above US avg |
| Binge Drinking | 21.9% |
| Physical Inactivity | 19.9% |
| Depression | 25.2% |
| Mental Distress | 18.3% |
| Physical Distress | 13.2% |
| Short Sleep | 29.5% |
Healthcare Access
| Insurance Rate | 84.4% |
| Uninsured | 15.6% |
| 81% above US avg |
| Primary Care | 1:1,745 |
| Dentists | 1:1,156 |
| Mental Health | 1:460 |
| Checkup Rate | 68.3% |
| Dental Visits | 60.6% |
| Premature Death | 18,542/100K |
Food & Exercise
| Food Environment | 6.0/10 |
| Exercise Access | 37.9% |
| Healthcare Facilities | 15 |
Zurich has a cool climate with an average annual temperature of 42°F (6°C). Winters average 16°F in January while summers reach 69°F in July. Annual precipitation totals 13.4 inches (drier than the 38-inch national average). The area receives 41.0 inches of snow annually, making winter weather a significant factor for residents. The city sits at an elevation of 2,388 feet.
Temperature
16°F Jan (-9°C)
69°F Jul (21°C)
| Annual Average | 42.4°F |
| 21% below US avg |
| January Average | 16°F (-9°C) |
| July Average | 69°F (21°C) |
Geography
| Elevation | 2,388 ft (728 m) |
| Area | 0.5 sq mi (1.4 km²) |
| Population Density | 83/sq mi |
| Coordinates | 48.5860°N, 109.0302°W |
| Timezone | America/Denver |
| County | Blaine County County |
| Nearest Airport | Great Falls International (GTF)
132 miles away |
Precipitation & Snow
Annual Rainfall
13.4"
65% below US avg
Wettest Month (Jun)
2.86"
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 45.9 / 100 |
| Social Vulnerability | 95.7 / 100 |
| Community Resilience | 13.4 / 100 |
Hazard Breakdown
| Tornado |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Relatively Low |
| Flood |
Relatively Low |
| Hail |
Very Low |
| Strong Wind |
Very Low |
| Heat Wave |
Very Low |
| Winter Weather |
Relatively Moderate |
| Lightning |
Relatively Moderate |
| Ice Storm |
Very Low |
| Drought |
Relatively Low |
| Cold Wave |
Relatively High |
| Landslide |
Very Low |
| Avalanche |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
4 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.0. Most recent: M2.7 on Jul 10, 2021.
| Dec 5, 1991 |
15 km WSW of Hays, Montana |
M3.0 |
71 km |
| Oct 16, 2011 |
Eastern Montana |
M2.7 |
139 km |
| Jul 10, 2021 |
24 km SSE of Malta, Montana |
M2.7 |
104 km |
| Jul 15, 2015 |
48 km E of Zortman, Montana |
M2.5 |
117 km |
Source: USGS (M2.5+, 1990-2025)
Tornado History
19 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF3.
| Date |
Rating |
Distance |
Fatalities |
| Jul 5, 1988 |
EF3 |
98 km |
0 |
| Jul 8, 2002 |
EF1 |
15 km |
0 |
| Jul 4, 1991 |
EF1 |
93 km |
0 |
| Jul 1, 1962 |
EF1 |
58 km |
0 |
| Aug 26, 2022 |
EF0 |
32 km |
0 |
| Jun 27, 2019 |
EF0 |
92 km |
0 |
| Jul 31, 2014 |
EF0 |
50 km |
0 |
| Jun 13, 2014 |
EF0 |
23 km |
0 |
| Jun 5, 2012 |
EF0 |
84 km |
0 |
| Jun 20, 2005 |
EF0 |
37 km |
0 |
| Jun 17, 2005 |
EF0 |
100 km |
0 |
| Jun 18, 1999 |
EF0 |
15 km |
0 |
| Jun 26, 1994 |
EF0 |
86 km |
0 |
| Jun 26, 1994 |
EF0 |
87 km |
0 |
| Aug 16, 1993 |
EF0 |
65 km |
0 |
| Jul 20, 1993 |
EF0 |
82 km |
0 |
| Jun 6, 1986 |
EF0 |
64 km |
0 |
| Jun 30, 1979 |
EF0 |
81 km |
0 |
| Jun 28, 1971 |
EF0 |
58 km |
0 |
Source: NOAA SPC (EF0+, 1950-2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: BLAINE C (138,192 ac, 1991).
| Year |
Name |
Acres |
Distance |
| 1991 |
BLAINE C |
138,192 |
26 km |
| 2012 |
WELDER |
32,985 |
48 km |
| 1990 |
VETERANS |
23,660 |
70 km |
| 2017 |
EAST FORK |
21,165 |
56 km |
| 2021 |
PINE GROVE |
16,158 |
74 km |
| 1984 |
CENTENNIAL |
11,775 |
67 km |
| 2017 |
JULY |
11,409 |
84 km |
| 2012 |
ESTER LAKE |
10,898 |
89 km |
| 2006 |
MAGGIE |
8,187 |
34 km |
| 2022 |
EAGLE CREEK |
6,359 |
66 km |
| 2007 |
BLACK COULEE |
5,613 |
99 km |
| 1988 |
MONUMENT |
5,514 |
78 km |
| 1988 |
LOSTCANYON |
4,532 |
70 km |
| 2003 |
LAKE17 |
4,054 |
54 km |
| 2008 |
KATHRYN |
3,971 |
68 km |
| 2006 |
HOWARD |
3,884 |
43 km |
| 2014 |
MIDDLE BLACK |
3,854 |
47 km |
| 2012 |
OUTHOUSE |
3,179 |
37 km |
| 1990 |
ADAMS |
3,072 |
58 km |
| 1990 |
QUISNO |
3,018 |
48 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
16°F (-9°C) |
0.5 in |
Coldest |
| February |
19°F (-7°C) |
0.4 in |
Driest |
| March |
30°F (-1°C) |
0.6 in |
|
| April |
43°F (6°C) |
1.0 in |
|
| May |
54°F (12°C) |
2.4 in |
|
| June |
62°F (17°C) |
2.9 in |
Wettest |
| July |
69°F (21°C) |
1.6 in |
Warmest |
| August |
68°F (20°C) |
1.1 in |
|
| September |
57°F (14°C) |
1.0 in |
|
| October |
43°F (6°C) |
0.9 in |
|
| November |
29°F (-2°C) |
0.7 in |
|
| December |
19°F (-7°C) |
0.4 in |
|
Zurich has a seasonal temperature swing of 53°F / from 16°F in January to 69°F in July. Total annual precipitation is 13.4 inches, with June being the wettest month (2.9") and February the driest (0.4").
Average costs for common services in Zurich. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$237 ($142-$378) |
| Specialist Visit |
$331 ($189-$520) |
| Urgent Care Visit |
$189 ($95-$331) |
| Emergency Room Visit |
$2,081 ($757-$4,730) |
| Dental Cleaning |
$123 ($71-$189) |
| Dental Filling |
$237 ($142-$378) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$43 ($24-$71) |
| Oil Change (Synthetic) |
$71 ($47-$114) |
| Brake Pad Replacement |
$284 ($142-$473) |
| Tire Rotation |
$38 ($19-$71) |
| New Tires (Set of 4) |
$568 ($378-$946) |
| Battery Replacement |
$189 ($95-$331) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$95 ($57-$142) |
| Electrician (Per Hour) |
$85 ($47-$132) |
| HVAC Repair |
$378 ($142-$757) |
| HVAC System Install |
$6,622 ($3,784-$11,352) |
| Roof Repair |
$946 ($378-$1,892) |
| Roof Replacement |
$8,514 ($5,203-$14,190) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,419 ($473-$3,311) |
| Divorce (Contested) |
$14,190 ($4,730-$28,380) |
| DUI Defense |
$4,730 ($1,892-$9,460) |
| Bankruptcy (Chapter 7) |
$1,419 ($757-$2,838) |
| Will Preparation |
$473 ($189-$946) |
| Trust Preparation |
$2,365 ($946-$4,730) |
View all 12 services
Personal Care
| Men's Haircut |
$24 ($14-$43) |
| Women's Haircut |
$52 ($28-$95) |
| Hair Coloring (Full) |
$142 ($71-$237) |
| Manicure |
$24 ($14-$43) |
| Pedicure |
$38 ($24-$61) |
| Massage (1 Hour) |
$76 ($47-$123) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.88 ($2.84-$5.20) |
| Dozen Eggs (per dozen) |
$3.31 ($2.37-$4.73) |
| Loaf of Bread |
$3.59 ($2.37-$5.20) |
| Chicken Breast (per lb) |
$4.26 ($2.84-$6.15) |
| Ground Beef (per lb) |
$5.20 ($3.78-$7.10) |
| Rice (per lb) |
$0.95 ($0.57-$1.70) |
View all 20 services
Utilities
| Electricity (Monthly) |
$132 ($76-$237) |
| Natural Gas (Monthly) |
$66 ($28-$142) |
| Water/Sewer (Monthly) |
$66 ($38-$114) |
| Internet (Monthly) |
$66 ($38-$95) |
| Cell Phone Plan (Monthly) |
$61 ($28-$95) |
| Cable TV (Monthly) |
$80 ($47-$142) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$189 ($71-$473) |
| Car Insurance (Annual) |
$1,892 ($1,135-$3,311) |
| Bus Pass (Monthly) |
$66 ($28-$123) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.57-$24) |
| Car Registration (Annual) |
$95 ($28-$237) |
| Driver's License Renewal |
$28 ($14-$71) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,135 ($568-$2,365) |
| Daycare (Toddler, Monthly) |
$946 ($473-$1,892) |
| After-School Care (Monthly) |
$378 ($189-$662) |
| Tutoring (Per Hour) |
$47 ($24-$95) |
| SAT/ACT Prep Course |
$946 ($378-$2,365) |
| Private School (K-12, Annual) |
$11,825 ($4,730-$28,380) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$57 ($28-$95) |
| Dog Vaccination (Annual) |
$95 ($47-$189) |
| Dog Grooming |
$57 ($28-$95) |
| Pet Boarding (Per Night) |
$38 ($19-$71) |
| Dog Spay/Neuter |
$284 ($142-$473) |
| Cat Spay/Neuter |
$189 ($95-$378) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $937 |
| Toddler | $969 |
| Preschool | $837 |
| Family Childcare (monthly) |
| Infant | $736 |
| Toddler | $749 |
| Preschool | $749 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Zurich
What is the population of Zurich?
Zurich has a population of 45 residents and is located in Montana. The population density is 83 people per square mile, spread across 0.5 square miles. The median age of residents is 45.5 years, which is older than the national median of 38.9 years. The population is 64.4% female and 35.6% male.
Is Zurich expensive to live in?
Zurich is more affordable than the national average, with a cost of living index of 94.6 / below the baseline of 100. The median household income is $59,167, 21% below the national average of $75,149. The median home value is $162,500 (42% below the U.S. median). The home price-to-income ratio is 2.7x, indicating housing is reasonably affordable relative to local income levels.
What is the weather like in Zurich?
Zurich has a cool climate with an average annual temperature of 42°F (6°C). Winter temperatures average 16°F in January, while summers reach an average of 69°F in July. Annual rainfall totals 13.4 inches, with 41.0 inches of snow.
How is the job market in Zurich?
The job market in Zurich is very strong, with unemployment at just 0.0% / well below the national rate of 3.6%. The average weekly wage is $904. There are 204 business establishments in the area, including 9 restaurants and food service locations. The average commute time is 21 minutes, and 0.0% of workers work from home.
How much does housing cost in Zurich?
The median home value in Zurich is $162,500. Zillow estimates the typical home value at $203,194. The homeownership rate is 81.3%. The average annual property tax is $3,160.
How are the schools in Zurich?
Schools in Zurich have an average test score of 4.8 out of 10, below typical national benchmarks. Families may want to research individual school ratings. 0.0% of adults in Zurich hold a bachelor's degree or higher, below the national average of 33.7%. 71.9% have completed high school. 0.0% hold a graduate or professional degree.
How healthy is Zurich?
The obesity rate in Zurich is 35.8% (above the national rate of 32.1%). 14.4% of adults are smokers. 19.9% are physically inactive. 25.2% of residents report depression. 15.6% lack health insurance (above the national rate). 37.9% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,745.
What is transportation like in Zurich?
The average commute in Zurich is 21 minutes, shorter than the national average of 28 minutes. 73.1% of workers drive alone to work, and 0.0% work from home.
What are the demographics of Zurich?
The racial and ethnic makeup of Zurich is 84.4% White. 100% of residents speak only English at home. 8.8% of the population are military veterans. 17.8% of residents have a disability. 84.4% have health insurance coverage.