Median Income
$63,068
16% lower than US avg
Home Value
$81,600
71% lower than US avg
Violent Crime
263/100K
31% lower than US avg
Bachelor's+
0.0%
100% lower than US avg
Obesity Rate
39.0%
21% higher than US avg
Unemployment
0.0%
100% lower than US avg
Poverty Rate
19.5%
57% higher than US avg
How Adams Compares to the U.S. Average (100% = U.S. avg)
People
Population105
Median Age59.0 yrs
Density618/mi²
Male / Female59% / 41%
Largest GroupWhite 100%
Veterans11.4%
Economy
B+
Median Income$63,068
Per Capita$23,302
Unemployment0.0%
Poverty19.5%
County GDP$1,895M
Housing
A+
Home Value$81,600
Ownership100.0%
Zillow$269,631
Housing Units66
Rent Burden20.8%
Crime
F
Violent263/100K
Property644/100K
Health
Obesity39.0%
Smoking18.5%
Depression26.9%
Heart Disease5.7%
Climate
Avg Temp54°F (12°C)
AQI41 (Good)
Rain47.3 in/yr
Sunny Days293/yr
Elevation886 ft (270 m)
Education
A+
Bachelor's+0.0%
High School+91.4%
Graduate+0.0%
School Score6.30
Community
2024 VoteR 78% / D 20%
Broadband50.0%
EV Stations12
Libraries3
Is Adams a Good Place to Live?
Based on current data, Adams receives an overall livability score of 3.6 out of 5.0, earning a grade of B+. Key strengths include low unemployment, low crime rates, affordable housing, abundant sunshine. Areas to be aware of include an elevated poverty rate, high obesity rates. Adams offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Adams is $63,068, 16% below the national average of $75,149. The job market is very strong with unemployment at just 0.0%. The poverty rate of 19.5% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population.
Cost of Living & Housing
The median home value in Adams is $81,600, 71% below the national median / offering relatively affordable homeownership. At just 1.3x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Violent crime in Adams is below the national average at 263 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 644 per 100,000, 67% below the national average.
Education
0.0% of residents hold a bachelor's degree, below the national average of 33.7%. 91.4% have completed high school. Local schools score 6.3/10 in standardized testing, reflecting strong academic performance.
Climate & Weather
Adams experiences four distinct seasons with an average temperature of 54°F. Winters average 30°F in January while summers reach 76°F in July. With 293 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 47.3 inches, including 16.3 inches of snow. Air quality is rated Good with a median AQI of 41.
Adams has a population of 105 with a density of 618 people per square mile, spread across 0.2 square miles. The median age is 59.0 years, 52% older than the national median of 38.9. The gender split is 41% female and 59% male. The city is predominantly White (100%). English is the primary language spoken at home by 88.2% of residents, while 11.8% speak Spanish. 11.4% of the population are veterans, above the national rate of 6.0%. 25.3% of residents have a disability (above the 13.0% national average). 100.0% have health insurance coverage.
Population
59.0yrs
Median Age
52% above US avg
Language Spoken at Home
English Only
88.2%
12% above US avg
Spanish
11.8%
12% below US avg
The median household income in Adams is $63,068, which is 16% below the national average of $75,149. Per capita income is $23,302 (below the $39,052 national figure). The average weekly wage is $1,117, 22% lower than the U.S. average. The unemployment rate is 0.0% (below the 3.6% US average). 19.5% of residents live below the poverty line, higher than the national rate of 12.4%. The area has 707 business establishments, including 57 restaurants. The cost of living index is 93.3, below the national baseline of 100 / offering relatively affordable living. 0.0% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $63,068 |
| 16% below US avg |
| Per Capita Income | $23,302 |
| Avg Weekly Wage | $1,117 |
| IRS Avg AGI | $63,563 |
| Gini Index | 0.417 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.0% |
| 100% below US avg |
| Poverty Rate | 19.5% |
| 57% above US avg |
| Establishments (County) | 707 |
| County GDP | $1,895M |
Business (County)
| Restaurants | 57 |
| Healthcare | 69 |
| Retail | 113 |
| Manufacturing | 47 |
Tax & Cost of Living
| Property Tax (IRS) | $2,903 |
| 17% below US avg |
| Cost of Living | 93.30 (100=avg) |
| Effective Tax Rate | 3.56% |
Commute & Transportation
| Drive Alone | 77.5% |
| Public Transit | 0.0% |
| Work from Home | 0.0% |
The median home value in Adams is $81,600, 71% below the national median of $281,900. Zillow estimates the typical home value at $269,631, higher than the Census estimate. Fair market rent ranges from $872 for a one-bedroom to $956 for a two-bedroom apartment. 100.0% of housing units are owner-occupied (above the 65.4% national rate). There are 66 total housing units in the city. The median year a home was built is 1958. The average annual property tax is $2,903 (lower than the $3,500 national average). 20.8% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 1.3x, well within the affordable range.
Home Values
| Census Median | $81,600 |
| 71% below US avg |
| Zillow ZHVI | $269,631 |
Real Estate Market (Redfin)
Rental Costs
HUD Fair Market Rent
| Studio | $695 |
| 1 Bedroom | $872 |
| 2 Bedrooms | $956 |
| 3 Bedrooms | $1,227 |
| 4 Bedrooms | $1,266 |
Ownership & Property
| Homeownership | 100.0% |
| Owner-Occupied | 100.0% |
| Renter-Occupied | 0.0% |
| Housing Units | 66 |
| Median Year Built | 1958 |
Property Tax
| Avg Tax (IRS) | $2,903 |
| 17% below US avg |
| Effective Rate | 3.56% |
In Adams, 39.0% of adults are obese, above the national rate of 32.1%. 11.1% have diabetes. Heart disease affects 5.7% of residents. 34.8% have high blood pressure. 18.5% are current smokers (above the 14.0% national rate). 18.2% report binge drinking. 28.5% are physically inactive. 26.9% report depression (above the 20.0% national average). 19.8% experience frequent mental distress. The primary care physician ratio is 1:1,645. The dentist ratio is 1:2,642. 55.1% of residents have access to exercise opportunities. The food environment index is 8.2 out of 10.
Health Metrics: Adams vs U.S. Average (%)
Chronic Conditions
| Obesity | 39.0% |
| 21% above US avg |
| Diabetes | 11.1% |
| Heart Disease | 5.7% |
| High Blood Pressure | 34.8% |
| Asthma | 11.6% |
| COPD | 7.6% |
| Cancer | 7.0% |
| Stroke | 3.0% |
Behaviors & Mental Health
| Smoking | 18.5% |
| 32% above US avg |
| Binge Drinking | 18.2% |
| Physical Inactivity | 28.5% |
| Depression | 26.9% |
| Mental Distress | 19.8% |
| Physical Distress | 14.4% |
| Short Sleep | 36.4% |
Healthcare Access
| Insurance Rate | 100.0% |
| |
| Primary Care | 1:1,645 |
| Dentists | 1:2,642 |
| Mental Health | 1:2,200 |
| Checkup Rate | 75.6% |
| Dental Visits | 60.7% |
| Premature Death | 10,091/100K |
Food & Exercise
| Food Environment | 8.2/10 |
| Exercise Access | 55.1% |
| Healthcare Facilities | 69 |
Adams has a violent crime rate of 263 per 100,000 residents, 31% below the national average of 380. Property crime stands at 644 per 100,000, 67% below the U.S. average. The county recorded 6 fatal traffic crashes. Overall, Adams receives a safety grade of F.
Crime Rates: Adams vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 262.7/100K |
| 31% below US avg |
| |
Property Crime
| Total Property | 644.1/100K |
| 67% below US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 6 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Adams experiences four distinct seasons with an average annual temperature of 54°F (12°C). Winters average 30°F in January while summers reach 76°F in July. The area gets 293 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 47.3 inches (wetter than the 38-inch national average). The area receives 16.3 inches of snow annually, a moderate snowfall amount. Air quality is rated Good with a median AQI of 41. The city sits at an elevation of 886 feet.
Temperature
30°F Jan (-1°C)
76°F Jul (24°C)
| Annual Average | 54.1°F |
| 0% below US avg |
| January Average | 30°F (-1°C) |
| July Average | 76°F (24°C) |
| Sunny Days | 293 days/yr |
Geography
| Elevation | 886 ft (270 m) |
| Area | 0.2 sq mi (0.4 km²) |
| Population Density | 618/sq mi |
| Coordinates | 39.3825°N, 85.5613°W |
| Timezone | America/Indiana/Indianapolis |
| County | Decatur County County |
| Nearest Airport | Indianapolis International (IND)
45 miles away |
Precipitation & Snow
Annual Rainfall
47.3"
25% above US avg
Wettest Month (May)
4.72"
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 23.1 / 100 |
| Social Vulnerability | 10.6 / 100 |
| Community Resilience | 78.7 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Low |
| Heat Wave |
Very Low |
| Winter Weather |
Very Low |
| Lightning |
Relatively Moderate |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Low |
| Cold Wave |
Relatively Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
8 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.8. Most recent: M3.8 on Sep 12, 2004.
| Sep 12, 2004 |
4 km NW of Manilla, Indiana |
M3.8 |
26 km |
| Dec 20, 1990 |
5 km S of Stilesville, Indiana |
M3.7 |
95 km |
| Apr 14, 2000 |
4 km NW of Heritage Lake, Indiana |
M3.6 |
110 km |
| Dec 17, 1990 |
Illinois-Indiana border region |
M3.2 |
148 km |
| Apr 17, 1990 |
8 km NW of Fort Recovery, Ohio |
M3.0 |
134 km |
| Mar 9, 1990 |
8 km ENE of New Amsterdam, Indiana |
M2.7 |
149 km |
| Mar 21, 1990 |
1 km W of Spring Mill, Kentucky |
M2.7 |
138 km |
| Jan 29, 1990 |
11 km S of Paoli, Indiana |
M2.6 |
130 km |
Source: USGS (M2.5+, 1990-2025)
Tornado History
551 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 41 fatalities, 1,597 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Apr 3, 1974 |
EF5 |
75 km |
3 |
| Jun 11, 1998 |
EF4 |
55 km |
0 |
| Nov 22, 1992 |
EF4 |
97 km |
1 |
| Jun 2, 1990 |
EF4 |
58 km |
0 |
| Jun 2, 1990 |
EF4 |
86 km |
0 |
| Jul 9, 1980 |
EF4 |
27 km |
2 |
| Apr 3, 1974 |
EF4 |
78 km |
1 |
| Apr 3, 1974 |
EF4 |
96 km |
2 |
| Apr 3, 1974 |
EF4 |
31 km |
4 |
| Apr 3, 1974 |
EF4 |
73 km |
0 |
| Apr 3, 1974 |
EF4 |
94 km |
11 |
| Apr 3, 1974 |
EF4 |
42 km |
0 |
| May 14, 1972 |
EF4 |
62 km |
0 |
| Apr 25, 1961 |
EF4 |
30 km |
0 |
| Mar 14, 2024 |
EF3 |
96 km |
1 |
| Mar 31, 2023 |
EF3 |
50 km |
0 |
| Mar 2, 2012 |
EF3 |
38 km |
3 |
| May 25, 2011 |
EF3 |
90 km |
0 |
| Jun 3, 2008 |
EF3 |
13 km |
1 |
| Nov 15, 2005 |
EF3 |
22 km |
0 |
Source: NOAA SPC (EF0+, 1950-2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: JPG 09 1 (6,113 ac, 1998).
| Year |
Name |
Acres |
Distance |
| 1998 |
JPG 09 1 |
6,113 |
57 km |
| 2005 |
RX BURNPLAN AREA 2-06 |
5,054 |
58 km |
| 2007 |
UNITS 8-9 2008 |
4,316 |
59 km |
| 2006 |
UNIT 19 06 WUI |
3,412 |
60 km |
| 2003 |
WUI 3 03 |
3,372 |
47 km |
| 2010 |
WUI UNIT 28K |
3,230 |
45 km |
| 1999 |
UNNAMED |
3,122 |
47 km |
| 2002 |
UNIT 8 |
2,753 |
59 km |
| 2005 |
UNIT 3 05 |
2,511 |
47 km |
| 2001 |
01 UNIT 16 |
2,361 |
59 km |
| 2011 |
WUI UNITS 0 AND 1 2011 |
2,215 |
59 km |
| 2004 |
UNIT 19 |
2,004 |
60 km |
| 2003 |
UNIT 8 03 |
1,971 |
57 km |
| 2008 |
FY 09 UNIT 42 RX FALL 2008 |
1,942 |
53 km |
| 2000 |
JPG 14 |
1,908 |
59 km |
| 2003 |
UNIT 16 03 |
1,809 |
60 km |
| 2021 |
UNNAMED |
1,547 |
67 km |
| 2002 |
UNIT 9 |
1,485 |
59 km |
| 1995 |
UNNAMED |
1,462 |
53 km |
| 2010 |
TRACER |
1,408 |
45 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
30°F (-1°C) |
2.4 in |
Coldest, Driest |
| February |
30°F (-1°C) |
2.4 in |
|
| March |
41°F (5°C) |
3.7 in |
|
| April |
51°F (11°C) |
4.1 in |
|
| May |
62°F (17°C) |
4.7 in |
Wettest |
| June |
71°F (21°C) |
3.7 in |
|
| July |
76°F (24°C) |
4.4 in |
Warmest |
| August |
72°F (22°C) |
3.8 in |
|
| September |
66°F (19°C) |
2.9 in |
|
| October |
54°F (12°C) |
2.9 in |
|
| November |
43°F (6°C) |
3.6 in |
|
| December |
32°F (0°C) |
3.2 in |
|
Adams has a seasonal temperature swing of 46°F / from 30°F in January to 76°F in July. Total annual precipitation is 41.8 inches, with May being the wettest month (4.7") and January the driest (2.4").
Average costs for common services in Adams. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$233 ($140-$373) |
| Specialist Visit |
$327 ($187-$513) |
| Urgent Care Visit |
$187 ($93-$327) |
| Emergency Room Visit |
$2,053 ($746-$4,665) |
| Dental Cleaning |
$121 ($70-$187) |
| Dental Filling |
$233 ($140-$373) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$42 ($23-$70) |
| Oil Change (Synthetic) |
$70 ($47-$112) |
| Brake Pad Replacement |
$280 ($140-$467) |
| Tire Rotation |
$37 ($19-$70) |
| New Tires (Set of 4) |
$560 ($373-$933) |
| Battery Replacement |
$187 ($93-$327) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$93 ($56-$140) |
| Electrician (Per Hour) |
$84 ($47-$131) |
| HVAC Repair |
$373 ($140-$746) |
| HVAC System Install |
$6,531 ($3,732-$11,196) |
| Roof Repair |
$933 ($373-$1,866) |
| Roof Replacement |
$8,397 ($5,132-$13,995) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,400 ($467-$3,266) |
| Divorce (Contested) |
$13,995 ($4,665-$27,990) |
| DUI Defense |
$4,665 ($1,866-$9,330) |
| Bankruptcy (Chapter 7) |
$1,400 ($746-$2,799) |
| Will Preparation |
$467 ($187-$933) |
| Trust Preparation |
$2,333 ($933-$4,665) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14-$42) |
| Women's Haircut |
$51 ($28-$93) |
| Hair Coloring (Full) |
$140 ($70-$233) |
| Manicure |
$23 ($14-$42) |
| Pedicure |
$37 ($23-$61) |
| Massage (1 Hour) |
$75 ($47-$121) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.83 ($2.80-$5.13) |
| Dozen Eggs (per dozen) |
$3.27 ($2.33-$4.67) |
| Loaf of Bread |
$3.55 ($2.33-$5.13) |
| Chicken Breast (per lb) |
$4.20 ($2.80-$6.06) |
| Ground Beef (per lb) |
$5.13 ($3.73-$7.00) |
| Rice (per lb) |
$0.93 ($0.56-$1.68) |
View all 20 services
Utilities
| Electricity (Monthly) |
$131 ($75-$233) |
| Natural Gas (Monthly) |
$65 ($28-$140) |
| Water/Sewer (Monthly) |
$65 ($37-$112) |
| Internet (Monthly) |
$65 ($37-$93) |
| Cell Phone Plan (Monthly) |
$61 ($28-$93) |
| Cable TV (Monthly) |
$79 ($47-$140) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$187 ($70-$467) |
| Car Insurance (Annual) |
$1,866 ($1,120-$3,266) |
| Bus Pass (Monthly) |
$65 ($28-$121) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.46-$23) |
| Car Registration (Annual) |
$93 ($28-$233) |
| Driver's License Renewal |
$28 ($14-$70) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,120 ($560-$2,333) |
| Daycare (Toddler, Monthly) |
$933 ($467-$1,866) |
| After-School Care (Monthly) |
$373 ($187-$653) |
| Tutoring (Per Hour) |
$47 ($23-$93) |
| SAT/ACT Prep Course |
$933 ($373-$2,333) |
| Private School (K-12, Annual) |
$11,663 ($4,665-$27,990) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$56 ($28-$93) |
| Dog Vaccination (Annual) |
$93 ($47-$187) |
| Dog Grooming |
$56 ($28-$93) |
| Pet Boarding (Per Night) |
$37 ($19-$70) |
| Dog Spay/Neuter |
$280 ($140-$467) |
| Cat Spay/Neuter |
$187 ($93-$373) |
View all 9 services
Frequently Asked Questions About Adams
What is the population of Adams?
Adams has a population of 105 residents and is located in Indiana. The population density is 618 people per square mile, spread across 0.2 square miles. The median age of residents is 59.0 years, which is older than the national median of 38.9 years. The population is 41% female and 59% male.
Is Adams expensive to live in?
Adams is more affordable than the national average, with a cost of living index of 93.3 / below the baseline of 100. The median household income is $63,068, 16% below the national average of $75,149. The median home value is $81,600 (71% below the U.S. median). The home price-to-income ratio is 1.3x, indicating housing is reasonably affordable relative to local income levels.
Is Adams safe?
Adams is safer than the national average, with a violent crime rate of 263 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 644 per 100,000 (below the national average). Overall, Adams receives a safety grade of F based on combined crime data.
What is the weather like in Adams?
Adams has a four-season climate with an average annual temperature of 54°F (12°C). Winter temperatures average 30°F in January, while summers reach an average of 76°F in July. The area receives 293 sunny days per year, well above the national average of 205. Annual rainfall totals 47.3 inches, with 16.3 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 41.
How is the job market in Adams?
The job market in Adams is very strong, with unemployment at just 0.0% / well below the national rate of 3.6%. The average weekly wage is $1,117. There are 707 business establishments in the area, including 57 restaurants and food service locations.
How much does housing cost in Adams?
The median home value in Adams is $81,600. Zillow estimates the typical home value at $269,631. The homeownership rate is 100.0%. The average annual property tax is $2,903.
How are the schools in Adams?
Schools in Adams score 6.3 out of 10 on standardized testing, near the national average. 0.0% of adults in Adams hold a bachelor's degree or higher, below the national average of 33.7%. 91.4% have completed high school. 0.0% hold a graduate or professional degree.
How healthy is Adams?
The obesity rate in Adams is 39.0% (above the national rate of 32.1%). 18.5% of adults are smokers. 28.5% are physically inactive. 26.9% of residents report depression. 55.1% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,645.
What are the demographics of Adams?
The racial and ethnic makeup of Adams is 100% White. 88.2% of residents speak only English at home, while 11.8% speak Spanish. 11.4% of the population are military veterans. 25.3% of residents have a disability. 100.0% have health insurance coverage.
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