Median Income
$68,281
9% lower than US avg
Home Value
$139,600
50% lower than US avg
Violent Crime
141/100K
63% lower than US avg
Bachelor's+
20.3%
40% lower than US avg
Median Rent
$906
22% lower than US avg
Obesity Rate
35.9%
12% higher than US avg
Unemployment
2.2%
39% lower than US avg
Poverty Rate
0.8%
94% lower than US avg
How Andover Compares to the U.S. Average (100% = U.S. avg)
People
Population425
Median Age45.3 yrs
Density429/mi²
Male / Female52% / 48%
Largest GroupWhite 93%
Veterans6.3%
Economy
A
Median Income$68,281
Per Capita$33,666
Unemployment2.2%
Poverty0.8%
County GDP$2,048M
Commute28 min
Housing
A+
Home Value$139,600
Rent$906
Ownership80.0%
Zillow$129,710
Housing Units189
Rent Burden18.7%
Crime
F
Violent141/100K
Property565/100K
Health
Obesity35.9%
Uninsured7.0%
Smoking14.0%
Depression23.8%
Heart Disease5.1%
Climate
Avg Temp51°F (11°C)
AQI43 (Good)
Rain39.1 in/yr
Sunny Days275/yr
Elevation769 ft (234 m)
Education
C+
Bachelor's+20.3%
High School+98.4%
Graduate+3.8%
School Score5.50
Community
2024 VoteR 61% / D 37%
Commute28 min
Broadband81.1%
EV Stations1
Libraries9
Is Andover a Good Place to Live?
Based on current data, Andover receives an overall livability score of 3.2 out of 5.0, earning a grade of B. Key strengths include low unemployment, low crime rates, affordable housing, abundant sunshine. Andover offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Andover is $68,281, roughly in line with the national average of $75,149. The job market is very strong with unemployment at just 2.2%. Only 0.8% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 28 minutes.
Cost of Living & Housing
The median home value in Andover is $139,600, 50% below the national median / offering relatively affordable homeownership. Renters pay a median of $906 per month, below the national average / a plus for affordability. At just 2x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Andover is a very safe community with a violent crime rate of 141 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 565 per 100,000, 71% below the national average.
Education
20.3% of residents hold a bachelor's degree, below the national average of 33.7%. 98.4% have completed high school. Area schools have an average test score of 5.5/10.
Climate & Weather
Andover experiences four distinct seasons with an average temperature of 51°F. Winters average 23°F in January while summers reach 75°F in July. With 275 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 39.1 inches, including 28.4 inches of snow. Air quality is rated Good with a median AQI of 43.
Andover has a population of 425 with a density of 429 people per square mile, spread across 0.4 square miles. The median age is 45.3 years, 16% older than the national median of 38.9. The gender split is 47.8% female and 52.2% male. The city is predominantly White (92.7%). English is the primary language spoken at home by 97.2% of residents. 6.3% of the population are veterans. 13.6% of residents have a disability. 94.5% have health insurance coverage.
Population
45.3yrs
Median Age
16% above US avg
Language Spoken at Home
English Only
97.2%
24% above US avg
Spanish
2.8%
79% below US avg
The median household income in Andover is $68,281, which is 9% below the national average of $75,149. Per capita income is $33,666 (below the $39,052 national figure). The average weekly wage is $980, 32% lower than the U.S. average. The unemployment rate is 2.2% (below the 3.6% US average). 0.8% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 1,020 business establishments, including 100 restaurants. The cost of living index is 100, roughly in line with the national average. Workers commute an average of 28 minutes. 2.0% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $68,281 |
| 9% below US avg |
| Per Capita Income | $33,666 |
| Avg Weekly Wage | $980 |
| IRS Avg AGI | $74,616 |
| Gini Index | 0.436 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 2.2% |
| 39% below US avg |
| Poverty Rate | 0.8% |
| 94% below US avg |
| Establishments (County) | 1,020 |
| County GDP | $2,048M |
Business (County)
| Restaurants | 100 |
| Healthcare | 90 |
| Retail | 148 |
| Manufacturing | 46 |
Tax & Cost of Living
| Property Tax (IRS) | $5,739 |
| 64% above US avg |
| Cost of Living | 100.00 (100=avg) |
| Effective Tax Rate | 4.11% |
Commute & Transportation
| Commute Time | 28.2 min |
| Drive Alone | 83.3% |
| Public Transit | 0.0% |
| Work from Home | 2.0% |
The median home value in Andover is $139,600, 50% below the national median of $281,900. Zillow estimates the typical home value at $129,710. Monthly rent averages $906 (22% below the national average of $1,163). Fair market rent ranges from $854 for a one-bedroom to $1,063 for a two-bedroom apartment. 80.0% of housing units are owner-occupied (above the 65.4% national rate). There are 189 total housing units in the city. The median year a home was built is 1959. The average annual property tax is $5,739 (higher than the $3,500 national average). 18.7% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2x, well within the affordable range.
Home Values
| Census Median | $139,600 |
| 50% below US avg |
| Zillow ZHVI | $129,710 |
| Median List Price | $227,500 |
Real Estate Market (Redfin)
| Median List Price | $227,500 |
| $/Sq Ft | $166 |
| Homes Sold | 1 |
| Sale-to-List Ratio | 100.0% |
| Price Drops | 0.0% |
| Inventory | 2 |
Rental Costs
| Census Median Rent | $906 |
| 22% below US avg |
| Rent Burden | 18.7% |
HUD Fair Market Rent
| Studio | $774 |
| 1 Bedroom | $854 |
| 2 Bedrooms | $1,063 |
| 3 Bedrooms | $1,370 |
| 4 Bedrooms | $1,561 |
Ownership & Property
| Homeownership | 80.0% |
| Owner-Occupied | 80.0% |
| Renter-Occupied | 20.0% |
| Housing Units | 189 |
| Median Year Built | 1959 |
Property Tax
| Avg Tax (IRS) | $5,739 |
| 64% above US avg |
| Effective Rate | 4.11% |
In Andover, 35.9% of adults are obese, above the national rate of 32.1%. 8.6% have diabetes (below the 10.5% national rate). Heart disease affects 5.1% of residents. 29.4% have high blood pressure. 14.0% are current smokers. 22.1% report binge drinking. 20.5% are physically inactive, below the national average. 23.8% report depression (above the 20.0% national average). 18.2% experience frequent mental distress. 7.0% of residents lack health insurance. The primary care physician ratio is 1:4,446. The dentist ratio is 1:2,848. 78.2% of residents have access to exercise opportunities. The food environment index is 8.1 out of 10.
Health Metrics: Andover vs U.S. Average (%)
Chronic Conditions
| Obesity | 35.9% |
| 12% above US avg |
| Diabetes | 8.6% |
| Heart Disease | 5.1% |
| High Blood Pressure | 29.4% |
| Asthma | 10.4% |
| COPD | 6.0% |
| Cancer | 7.5% |
| Stroke | 2.7% |
Behaviors & Mental Health
| Smoking | 14.0% |
| 0% below US avg |
| Binge Drinking | 22.1% |
| Physical Inactivity | 20.5% |
| Depression | 23.8% |
| Mental Distress | 18.2% |
| Physical Distress | 11.9% |
| Short Sleep | 35.9% |
Healthcare Access
| Insurance Rate | 94.5% |
| Uninsured | 7.0% |
| 19% below US avg |
| Primary Care | 1:4,446 |
| Dentists | 1:2,848 |
| Mental Health | 1:1,863 |
| Checkup Rate | 74.8% |
| Dental Visits | 65.7% |
| Premature Death | 7,545/100K |
Food & Exercise
| Food Environment | 8.1/10 |
| Exercise Access | 78.2% |
| Healthcare Facilities | 90 |
Andover has a violent crime rate of 141 per 100,000 residents, 63% below the national average of 380. Property crime stands at 565 per 100,000, 71% below the U.S. average. The county recorded 6 fatal traffic crashes. Overall, Andover receives a safety grade of F.
Crime Rates: Andover vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 141.2/100K |
| 63% below US avg |
| |
Property Crime
| Total Property | 565.0/100K |
| 71% below US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 6 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Andover experiences four distinct seasons with an average annual temperature of 51°F (11°C). Winters average 23°F in January while summers reach 75°F in July. The area gets 275 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 39.1 inches. The area receives 28.4 inches of snow annually, a moderate snowfall amount. Air quality is rated Good with a median AQI of 43. The city sits at an elevation of 769 feet.
Temperature
23°F Jan (-5°C)
75°F Jul (24°C)
| Annual Average | 50.9°F |
| 6% below US avg |
| January Average | 23°F (-5°C) |
| July Average | 75°F (24°C) |
| Sunny Days | 275 days/yr |
Geography
| Elevation | 769 ft (234 m) |
| Area | 0.4 sq mi (1.0 km²) |
| Population Density | 429/sq mi |
| Coordinates | 41.2949°N, 90.2907°W |
| Timezone | America/Chicago |
| County | Henry County County |
| Nearest Airport | Quad Cities International (MLI)
15 miles away |
Precipitation & Snow
Annual Rainfall
39.1"
3% above US avg
Wettest Month (Jul)
4.41"
Air Quality
| AQI Median | 43.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 57.1 / 100 |
| Social Vulnerability | 14.8 / 100 |
| Community Resilience | 83.8 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Hurricane |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively Moderate |
| Strong Wind |
Relatively High |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Moderate |
| Lightning |
Relatively Moderate |
| Ice Storm |
Relatively Moderate |
| Drought |
Relatively High |
| Cold Wave |
Relatively Low |
| Landslide |
Relatively Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
3 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.2. Most recent: M3.1 on Jul 15, 2024.
| Jun 28, 2004 |
12 km NW of Dayton, Illinois |
M4.2 |
118 km |
| Sep 2, 1999 |
8 km W of Amboy, Illinois |
M3.5 |
86 km |
| Jul 15, 2024 |
2 km WNW of Somonauk, Illinois |
M3.1 |
137 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
650 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 19 fatalities, 415 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Nov 17, 2013 |
EF4 |
96 km |
3 |
| Jul 13, 2004 |
EF4 |
98 km |
0 |
| Mar 29, 1981 |
EF4 |
51 km |
0 |
| Jun 29, 1976 |
EF4 |
71 km |
0 |
| Apr 11, 1965 |
EF4 |
82 km |
1 |
| Feb 28, 2017 |
EF3 |
89 km |
0 |
| Jun 1, 2007 |
EF3 |
75 km |
0 |
| Apr 20, 2004 |
EF3 |
85 km |
8 |
| May 9, 1995 |
EF3 |
41 km |
0 |
| May 9, 1995 |
EF3 |
58 km |
0 |
| Mar 13, 1990 |
EF3 |
34 km |
0 |
| May 8, 1988 |
EF3 |
65 km |
0 |
| Aug 5, 1979 |
EF3 |
100 km |
0 |
| Aug 15, 1978 |
EF3 |
41 km |
0 |
| Mar 4, 1976 |
EF3 |
61 km |
0 |
| Jul 23, 1975 |
EF3 |
83 km |
0 |
| Jul 23, 1975 |
EF3 |
81 km |
2 |
| Jun 13, 1975 |
EF3 |
69 km |
0 |
| Jun 20, 1974 |
EF3 |
76 km |
1 |
| Jun 14, 1974 |
EF3 |
33 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
5 wildfires (100+ acres) within 100 km.
Largest: UNIT 3 (1,206 ac, 1999).
| Year |
Name |
Acres |
Distance |
| 1999 |
UNIT 3 |
1,206 |
70 km |
| 2002 |
HSB 03 2 |
1,130 |
71 km |
| 2000 |
DESTRUST A |
756 |
70 km |
| 2006 |
HSB 003 |
674 |
70 km |
| 2004 |
HSB 009 |
608 |
70 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
23°F (-5°C) |
1.5 in |
Coldest |
| February |
26°F (-3°C) |
1.3 in |
Driest |
| March |
38°F (3°C) |
2.8 in |
|
| April |
50°F (10°C) |
3.9 in |
|
| May |
62°F (16°C) |
4.1 in |
|
| June |
71°F (22°C) |
4.3 in |
|
| July |
75°F (24°C) |
4.4 in |
Warmest, Wettest |
| August |
72°F (22°C) |
4.1 in |
|
| September |
64°F (18°C) |
3.7 in |
|
| October |
53°F (12°C) |
2.9 in |
|
| November |
39°F (4°C) |
2.6 in |
|
| December |
26°F (-3°C) |
2.1 in |
|
Andover has a seasonal temperature swing of 53°F / from 23°F in January to 75°F in July. Total annual precipitation is 37.7 inches, with July being the wettest month (4.4") and February the driest (1.3").
Average costs for common services in Andover. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$250 ($150–$400) |
| Specialist Visit |
$350 ($200–$550) |
| Urgent Care Visit |
$200 ($100–$350) |
| Emergency Room Visit |
$2,200 ($800–$5,000) |
| Dental Cleaning |
$130 ($75–$200) |
| Dental Filling |
$250 ($150–$400) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$45 ($25–$75) |
| Oil Change (Synthetic) |
$75 ($50–$120) |
| Brake Pad Replacement |
$300 ($150–$500) |
| Tire Rotation |
$40 ($20–$75) |
| New Tires (Set of 4) |
$600 ($400–$1,000) |
| Battery Replacement |
$200 ($100–$350) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$100 ($60–$150) |
| Electrician (Per Hour) |
$90 ($50–$140) |
| HVAC Repair |
$400 ($150–$800) |
| HVAC System Install |
$7,000 ($4,000–$12,000) |
| Roof Repair |
$1,000 ($400–$2,000) |
| Roof Replacement |
$9,000 ($5,500–$15,000) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,500 ($500–$3,500) |
| Divorce (Contested) |
$15,000 ($5,000–$30,000) |
| DUI Defense |
$5,000 ($2,000–$10,000) |
| Bankruptcy (Chapter 7) |
$1,500 ($800–$3,000) |
| Will Preparation |
$500 ($200–$1,000) |
| Trust Preparation |
$2,500 ($1,000–$5,000) |
View all 12 services
Personal Care
| Men's Haircut |
$25 ($15–$45) |
| Women's Haircut |
$55 ($30–$100) |
| Hair Coloring (Full) |
$150 ($75–$250) |
| Manicure |
$25 ($15–$45) |
| Pedicure |
$40 ($25–$65) |
| Massage (1 Hour) |
$80 ($50–$130) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.10 ($3.00–$5.50) |
| Dozen Eggs (per dozen) |
$3.50 ($2.50–$5.00) |
| Loaf of Bread |
$3.80 ($2.50–$5.50) |
| Chicken Breast (per lb) |
$4.50 ($3.00–$6.50) |
| Ground Beef (per lb) |
$5.50 ($4.00–$7.50) |
| Rice (per lb) |
$1.00 ($0.60–$1.80) |
View all 20 services
Utilities
| Electricity (Monthly) |
$140 ($80–$250) |
| Natural Gas (Monthly) |
$70 ($30–$150) |
| Water/Sewer (Monthly) |
$70 ($40–$120) |
| Internet (Monthly) |
$70 ($40–$100) |
| Cell Phone Plan (Monthly) |
$65 ($30–$100) |
| Cable TV (Monthly) |
$85 ($50–$150) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$200 ($75–$500) |
| Car Insurance (Annual) |
$2,000 ($1,200–$3,500) |
| Bus Pass (Monthly) |
$70 ($30–$130) |
| Taxi/Uber (5-Mile Ride) |
$15 ($8.00–$25) |
| Car Registration (Annual) |
$100 ($30–$250) |
| Driver's License Renewal |
$30 ($15–$75) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,200 ($600–$2,500) |
| Daycare (Toddler, Monthly) |
$1,000 ($500–$2,000) |
| After-School Care (Monthly) |
$400 ($200–$700) |
| Tutoring (Per Hour) |
$50 ($25–$100) |
| SAT/ACT Prep Course |
$1,000 ($400–$2,500) |
| Private School (K-12, Annual) |
$12,500 ($5,000–$30,000) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$60 ($30–$100) |
| Dog Vaccination (Annual) |
$100 ($50–$200) |
| Dog Grooming |
$60 ($30–$100) |
| Pet Boarding (Per Night) |
$40 ($20–$75) |
| Dog Spay/Neuter |
$300 ($150–$500) |
| Cat Spay/Neuter |
$200 ($100–$400) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $982 |
| Toddler | $888 |
| Preschool | $789 |
| Family Childcare (monthly) |
| Infant | $686 |
| Toddler | $628 |
| Preschool | $608 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Andover
What is the population of Andover?
Andover has a population of 425 residents and is located in Illinois. The population density is 429 people per square mile, spread across 0.4 square miles. The median age of residents is 45.3 years, which is older than the national median of 38.9 years. The population is 47.8% female and 52.2% male.
Is Andover expensive to live in?
Andover has a cost of living roughly in line with the national average, with an index of 100 (baseline: 100). The median household income is $68,281, 9% below the national average of $75,149. The median home value is $139,600 (50% below the U.S. median). Renters pay a median of $906 per month, below the national average of $1,163. The home price-to-income ratio is 2x, indicating housing is reasonably affordable relative to local income levels.
Is Andover safe?
Andover is considered a very safe city with a violent crime rate of 141 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 565 per 100,000 (below the national average). Overall, Andover receives a safety grade of F based on combined crime data.
What is the weather like in Andover?
Andover has a four-season climate with an average annual temperature of 51°F (11°C). Winter temperatures average 23°F in January, while summers reach an average of 75°F in July. The area receives 275 sunny days per year, well above the national average of 205. Annual rainfall totals 39.1 inches, with 28.4 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 43.
How is the job market in Andover?
The job market in Andover is very strong, with unemployment at just 2.2% / well below the national rate of 3.6%. The average weekly wage is $980. There are 1,020 business establishments in the area, including 100 restaurants and food service locations. The average commute time is 28 minutes, and 2.0% of workers work from home.
How much does housing cost in Andover?
The median home value in Andover is $139,600. Zillow estimates the typical home value at $129,710. For renters, the median monthly rent is $906. Fair market rent is $854 for a 1-bedroom and $1,063 for a 2-bedroom apartment. The homeownership rate is 80.0%. The average annual property tax is $5,739.
How are the schools in Andover?
Schools in Andover score 5.5 out of 10 on standardized testing, near the national average. 20.3% of adults in Andover hold a bachelor's degree or higher, below the national average of 33.7%. 98.4% have completed high school. 3.8% hold a graduate or professional degree.
How healthy is Andover?
The obesity rate in Andover is 35.9% (above the national rate of 32.1%). 14.0% of adults are smokers. 20.5% are physically inactive. 23.8% of residents report depression. 7.0% lack health insurance (below the national rate). 78.2% of residents have access to exercise opportunities. The primary care physician ratio is 1:4,446.
What is transportation like in Andover?
The average commute in Andover is 28 minutes. 83.3% of workers drive alone to work, and 2.0% work from home.
What are the demographics of Andover?
The racial and ethnic makeup of Andover is 92.7% White, 0.7% Hispanic or Latino. 97.2% of residents speak only English at home. 6.3% of the population are military veterans. 13.6% of residents have a disability. 94.5% have health insurance coverage.
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