Median Income
$46,250
38% lower than US avg
Home Value
$160,400
43% lower than US avg
Violent Crime
106/100K
72% lower than US avg
Bachelor's+
8.8%
74% lower than US avg
Median Rent
$821
29% lower than US avg
Obesity Rate
36.6%
14% higher than US avg
Unemployment
2.6%
28% lower than US avg
Poverty Rate
14.7%
19% higher than US avg
How Boyne Falls Compares to the U.S. Average (100% = U.S. avg)
People
Population315
Median Age42.9 yrs
Density563/mi²
Male / Female52% / 48%
Largest GroupWhite 88%
Veterans11.0%
Economy
B
Median Income$46,250
Per Capita$31,319
Unemployment2.6%
Poverty14.7%
County GDP$1,498M
Commute21 min
Housing
A+
Home Value$160,400
Rent$821
Ownership75.6%
Zillow$356,743
Housing Units198
Rent Burden30.8%
Crime
F
Violent106/100K
Property1,273/100K
Health
Obesity36.6%
Uninsured7.0%
Smoking16.1%
Depression27.9%
Heart Disease5.7%
Climate
Avg Temp47°F (8°C)
AQI38 (Good)
Rain36.2 in/yr
Sunny Days270/yr
Elevation719 ft (219 m)
Education
D
Bachelor's+8.8%
High School+94.8%
Graduate+4.2%
School Score5.82
Community
2024 VoteR 67% / D 32%
Commute21 min
Broadband79.3%
EV Stations1
Libraries3
Is Boyne Falls a Good Place to Live?
Based on current data, Boyne Falls receives an overall livability score of 2.7 out of 5.0, earning a grade of C+. Key strengths include low unemployment, low crime rates, affordable housing, abundant sunshine. Areas to be aware of include below-average incomes. Boyne Falls has some notable strengths but also faces challenges that prospective residents should consider.
Economy & Jobs
The median household income in Boyne Falls is $46,250, 38% below the national average of $75,149. The job market is very strong with unemployment at just 2.6%. 14.7% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 21 minutes.
Cost of Living & Housing
The median home value in Boyne Falls is $160,400, 43% below the national median / offering relatively affordable homeownership. Renters pay a median of $821 per month, below the national average / a plus for affordability. A price-to-income ratio of 3.5x indicates a reasonably affordable housing market.
Safety & Crime
Boyne Falls is a very safe community with a violent crime rate of 106 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 1,273 per 100,000, 35% below the national average.
Education
8.8% of residents hold a bachelor's degree, below the national average of 33.7%. 94.8% have completed high school. Area schools have an average test score of 5.8/10.
Climate & Weather
Boyne Falls experiences four distinct seasons with an average temperature of 47°F. Winters average 21°F in January while summers reach 71°F in July. With 270 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 36.2 inches, including 111.7 inches of snow. Air quality is rated Good with a median AQI of 38.
Boyne Falls has a population of 315 with a density of 563 people per square mile, spread across 0.6 square miles. The median age is 42.9 years, 10% older than the national median of 38.9. The gender split is 47.9% female and 52.1% male. The city is predominantly White (88.3%), with 5.1% Hispanic. English is the primary language spoken at home by 93.5% of residents, while 6.5% speak Spanish. 11.0% of the population are veterans, above the national rate of 6.0%. 21.1% of residents have a disability (above the 13.0% national average). 90.6% have health insurance coverage.
Population
42.9yrs
Median Age
10% above US avg
Race & Ethnicity
Boyne Falls vs U.S. Average
Language Spoken at Home
English Only
93.5%
19% above US avg
Spanish
6.5%
51% below US avg
Social Characteristics
Boyne Falls vs U.S. Average
The median household income in Boyne Falls is $46,250, which is 38% below the national average of $75,149. Per capita income is $31,319 (below the $39,052 national figure). The average weekly wage is $1,022, 29% lower than the U.S. average. The unemployment rate is 2.6% (below the 3.6% US average). 14.7% of residents live below the poverty line, higher than the national rate of 12.4%. The area has 811 business establishments, including 72 restaurants. The cost of living index is 96.2, roughly in line with the national average. Workers commute an average of 21 minutes (shorter than the 28-minute US average). 12.4% of workers work from home.
Income: Boyne Falls vs U.S.
Income
| Median HH Income | $46,250 |
| 38% below US avg |
| Per Capita Income | $31,319 |
| Avg Weekly Wage | $1,022 |
| IRS Avg AGI | $63,187 |
| Gini Index | 0.426 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 2.6% |
| 28% below US avg |
| Poverty Rate | 14.7% |
| 19% above US avg |
| Establishments (County) | 811 |
| County GDP | $1,498M |
Business (County)
| Restaurants | 72 |
| Healthcare | 99 |
| Retail | 147 |
| Manufacturing | 28 |
Tax & Cost of Living
| Property Tax (IRS) | $4,149 |
| 19% above US avg |
| Cost of Living | 96.20 (100=avg) |
| Effective Tax Rate | 2.59% |
Commute & Transportation
| Commute Time | 20.5 min |
| Drive Alone | 84.8% |
| Public Transit | 0.0% |
| Work from Home | 12.4% |
The median home value in Boyne Falls is $160,400, 43% below the national median of $281,900. Zillow estimates the typical home value at $356,743, higher than the Census estimate. Monthly rent averages $821 (29% below the national average of $1,163). Fair market rent ranges from $891 for a one-bedroom to $1,113 for a two-bedroom apartment. 75.6% of housing units are owner-occupied (above the 65.4% national rate). There are 198 total housing units in the city. The median year a home was built is 1961. The average annual property tax is $4,149 (higher than the $3,500 national average). 30.8% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 3.5x.
Home Values
| Census Median | $160,400 |
| 43% below US avg |
| Zillow ZHVI | $356,743 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $821 |
| 29% below US avg |
| Rent Burden | 30.8% |
HUD Fair Market Rent
| Studio | $807 |
| 1 Bedroom | $891 |
| 2 Bedrooms | $1,113 |
| 3 Bedrooms | $1,419 |
| 4 Bedrooms | $1,588 |
Ownership & Property
| Homeownership | 75.6% |
| Owner-Occupied | 75.6% |
| Renter-Occupied | 24.4% |
| Housing Units | 198 |
| Median Year Built | 1961 |
Property Tax
| Avg Tax (IRS) | $4,149 |
| 19% above US avg |
| Effective Rate | 2.59% |
In Boyne Falls, 36.6% of adults are obese, above the national rate of 32.1%. 9.3% have diabetes. Heart disease affects 5.7% of residents. 31.0% have high blood pressure. 16.1% are current smokers. 19.5% report binge drinking. 22.7% are physically inactive. 27.9% report depression (above the 20.0% national average). 19.4% experience frequent mental distress. 7.0% of residents lack health insurance. The primary care physician ratio is 1:1,149. The dentist ratio is 1:1,425. 80.0% of residents have access to exercise opportunities. The food environment index is 7.1 out of 10.
Health Metrics: Boyne Falls vs U.S. Average (%)
Chronic Conditions
| Obesity | 36.6% |
| 14% above US avg |
| Diabetes | 9.3% |
| Heart Disease | 5.7% |
| High Blood Pressure | 31.0% |
| Asthma | 11.9% |
| COPD | 7.5% |
| Cancer | 7.8% |
| Stroke | 3.0% |
Behaviors & Mental Health
| Smoking | 16.1% |
| 15% above US avg |
| Binge Drinking | 19.5% |
| Physical Inactivity | 22.7% |
| Depression | 27.9% |
| Mental Distress | 19.4% |
| Physical Distress | 13.6% |
| Short Sleep | 35.7% |
Healthcare Access
| Insurance Rate | 90.6% |
| Uninsured | 7.0% |
| 19% below US avg |
| Primary Care | 1:1,149 |
| Dentists | 1:1,425 |
| Mental Health | 1:314 |
| Checkup Rate | 76.7% |
| Dental Visits | 69.3% |
| Premature Death | 9,434/100K |
Food & Exercise
| Food Environment | 7.1/10 |
| Exercise Access | 80.0% |
| Healthcare Facilities | 99 |
Boyne Falls has a violent crime rate of 106 per 100,000 residents, 72% below the national average of 380. Property crime stands at 1,273 per 100,000, 35% below the U.S. average. The county recorded 5 fatal traffic crashes. Overall, Boyne Falls receives a safety grade of F.
Crime Rates: Boyne Falls vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 106.1/100K |
| 72% below US avg |
| |
Property Crime
| Total Property | 1,273.2/100K |
| 35% below US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 5 |
| Traffic Accidents | 19 |
| Avg Accident Severity | 3.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Boyne Falls experiences four distinct seasons with an average annual temperature of 47°F (8°C). Winters average 21°F in January while summers reach 71°F in July. The area gets 270 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 36.2 inches. The area receives 111.7 inches of snow annually, making winter weather a significant factor for residents. Air quality is rated Good with a median AQI of 38. The city sits at an elevation of 719 feet.
Temperature
21°F Jan (-6°C)
71°F Jul (22°C)
| Annual Average | 46.6°F |
| 14% below US avg |
| January Average | 21°F (-6°C) |
| July Average | 71°F (22°C) |
| Sunny Days | 270 days/yr |
Geography
| Elevation | 719 ft (219 m) |
| Area | 0.6 sq mi (1.5 km²) |
| Population Density | 563/sq mi |
| Coordinates | 45.1681°N, 84.9135°W |
| Timezone | America/Detroit |
| County | Otsego County County |
| Nearest Airport | Gaylord Regional (GLR)
15 miles away |
Precipitation & Snow
Annual Rainfall
36.2"
5% below US avg
Wettest Month (Sep)
4.21"
Air Quality
| AQI Median | 38.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 18.4 / 100 |
| Social Vulnerability | 26.4 / 100 |
| Community Resilience | 63.0 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Very Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Low |
| Heat Wave |
Very Low |
| Winter Weather |
Very Low |
| Lightning |
Relatively Moderate |
| Ice Storm |
Very Low |
| Drought |
No Rating |
| Cold Wave |
Relatively Low |
| Landslide |
Relatively Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Tornado History
93 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF3. Total: 3 fatalities, 70 injuries.
| Date |
Rating |
Distance |
Fatalities |
| May 20, 2022 |
EF3 |
22 km |
2 |
| Jul 3, 1974 |
EF3 |
18 km |
0 |
| Jun 26, 1969 |
EF3 |
76 km |
0 |
| Oct 18, 2007 |
EF2 |
61 km |
1 |
| Oct 18, 2007 |
EF2 |
87 km |
0 |
| Oct 18, 2007 |
EF2 |
76 km |
0 |
| May 28, 1995 |
EF2 |
91 km |
0 |
| Jul 31, 1977 |
EF2 |
31 km |
0 |
| Jul 23, 1976 |
EF2 |
72 km |
0 |
| Apr 19, 1975 |
EF2 |
46 km |
0 |
| Jun 10, 1974 |
EF2 |
79 km |
0 |
| May 25, 1973 |
EF2 |
90 km |
0 |
| Sep 3, 1964 |
EF2 |
97 km |
0 |
| May 8, 1964 |
EF2 |
82 km |
0 |
| May 8, 1964 |
EF2 |
57 km |
0 |
| Sep 13, 1961 |
EF2 |
64 km |
0 |
| Jul 4, 1957 |
EF2 |
76 km |
0 |
| Sep 1, 2014 |
EF1 |
42 km |
0 |
| Sep 1, 2014 |
EF1 |
41 km |
0 |
| Sep 1, 2014 |
EF1 |
47 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: MERIDIAN BOUNDARY COMPLEX (MERIDIAN ROAD) (7,478 ac, 2010).
| Year |
Name |
Acres |
Distance |
| 2010 |
MERIDIAN BOUNDARY COMPLEX (MERIDIAN ROAD) |
7,478 |
78 km |
| 1990 |
CRAWFORD15 |
6,868 |
61 km |
| 2006 |
HUGHES LAKE FIRE |
5,285 |
87 km |
| 2000 |
NO PABLO |
5,266 |
97 km |
| 1994 |
UNNAMED |
4,059 |
45 km |
| 2006 |
UNNAMED |
4,020 |
46 km |
| 2022 |
BLUE LAKES |
2,554 |
45 km |
| 1987 |
OGEMAW22 |
1,952 |
94 km |
| 1995 |
UNNAMED |
1,844 |
43 km |
| 1988 |
OGEMAW13 |
1,547 |
95 km |
| 2024 |
RANGE 30 24-03 RX |
1,523 |
56 km |
| 1985 |
CRAWFORD45 |
1,412 |
45 km |
| 1998 |
OGEMAW16 |
1,391 |
91 km |
| 2008 |
FOUR MILE |
1,348 |
61 km |
| 2006 |
UNNAMED |
1,267 |
65 km |
| 2010 |
MERIDIAN BOUNDARY COMPLEX (RANGE 9) |
1,202 |
60 km |
| 2012 |
LITTLE MACK LAKE |
875 |
92 km |
| 1995 |
OGEMAW10 |
856 |
89 km |
| 2011 |
HOWES LAKE |
839 |
52 km |
| 1990 |
CRAWFORD16 |
777 |
74 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
21°F (-6°C) |
2.1 in |
|
| February |
20°F (-7°C) |
1.4 in |
Coldest, Driest |
| March |
29°F (-2°C) |
2.0 in |
|
| April |
42°F (5°C) |
2.4 in |
|
| May |
54°F (12°C) |
2.8 in |
|
| June |
63°F (17°C) |
2.8 in |
|
| July |
71°F (22°C) |
2.9 in |
Warmest |
| August |
66°F (19°C) |
3.4 in |
|
| September |
58°F (15°C) |
4.2 in |
Wettest |
| October |
48°F (9°C) |
3.2 in |
|
| November |
36°F (2°C) |
2.9 in |
|
| December |
25°F (-4°C) |
2.4 in |
|
Boyne Falls has a seasonal temperature swing of 51°F / from 20°F in February to 71°F in July. Total annual precipitation is 32.6 inches, with September being the wettest month (4.2") and February the driest (1.4").
Average costs for common services in Boyne Falls. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$241 ($144–$385) |
| Specialist Visit |
$337 ($192–$529) |
| Urgent Care Visit |
$192 ($96–$337) |
| Emergency Room Visit |
$2,116 ($770–$4,810) |
| Dental Cleaning |
$125 ($72–$192) |
| Dental Filling |
$241 ($144–$385) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$43 ($24–$72) |
| Oil Change (Synthetic) |
$72 ($48–$115) |
| Brake Pad Replacement |
$289 ($144–$481) |
| Tire Rotation |
$38 ($19–$72) |
| New Tires (Set of 4) |
$577 ($385–$962) |
| Battery Replacement |
$192 ($96–$337) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$96 ($58–$144) |
| Electrician (Per Hour) |
$87 ($48–$135) |
| HVAC Repair |
$385 ($144–$770) |
| HVAC System Install |
$6,734 ($3,848–$11,544) |
| Roof Repair |
$962 ($385–$1,924) |
| Roof Replacement |
$8,658 ($5,291–$14,430) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,443 ($481–$3,367) |
| Divorce (Contested) |
$14,430 ($4,810–$28,860) |
| DUI Defense |
$4,810 ($1,924–$9,620) |
| Bankruptcy (Chapter 7) |
$1,443 ($770–$2,886) |
| Will Preparation |
$481 ($192–$962) |
| Trust Preparation |
$2,405 ($962–$4,810) |
View all 12 services
Personal Care
| Men's Haircut |
$24 ($14–$43) |
| Women's Haircut |
$53 ($29–$96) |
| Hair Coloring (Full) |
$144 ($72–$241) |
| Manicure |
$24 ($14–$43) |
| Pedicure |
$38 ($24–$63) |
| Massage (1 Hour) |
$77 ($48–$125) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.94 ($2.89–$5.29) |
| Dozen Eggs (per dozen) |
$3.37 ($2.41–$4.81) |
| Loaf of Bread |
$3.66 ($2.41–$5.29) |
| Chicken Breast (per lb) |
$4.33 ($2.89–$6.25) |
| Ground Beef (per lb) |
$5.29 ($3.85–$7.22) |
| Rice (per lb) |
$0.96 ($0.58–$1.73) |
View all 20 services
Utilities
| Electricity (Monthly) |
$135 ($77–$241) |
| Natural Gas (Monthly) |
$67 ($29–$144) |
| Water/Sewer (Monthly) |
$67 ($38–$115) |
| Internet (Monthly) |
$67 ($38–$96) |
| Cell Phone Plan (Monthly) |
$63 ($29–$96) |
| Cable TV (Monthly) |
$82 ($48–$144) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$192 ($72–$481) |
| Car Insurance (Annual) |
$1,924 ($1,154–$3,367) |
| Bus Pass (Monthly) |
$67 ($29–$125) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.70–$24) |
| Car Registration (Annual) |
$96 ($29–$241) |
| Driver's License Renewal |
$29 ($14–$72) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,154 ($577–$2,405) |
| Daycare (Toddler, Monthly) |
$962 ($481–$1,924) |
| After-School Care (Monthly) |
$385 ($192–$673) |
| Tutoring (Per Hour) |
$48 ($24–$96) |
| SAT/ACT Prep Course |
$962 ($385–$2,405) |
| Private School (K-12, Annual) |
$12,025 ($4,810–$28,860) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$58 ($29–$96) |
| Dog Vaccination (Annual) |
$96 ($48–$192) |
| Dog Grooming |
$58 ($29–$96) |
| Pet Boarding (Per Night) |
$38 ($19–$72) |
| Dog Spay/Neuter |
$289 ($144–$481) |
| Cat Spay/Neuter |
$192 ($96–$385) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $539 |
| Toddler | $539 |
| Preschool | $520 |
| Family Childcare (monthly) |
| Infant | $571 |
| Toddler | $571 |
| Preschool | $551 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Boyne Falls
What is the population of Boyne Falls?
Boyne Falls has a population of 315 residents and is located in Michigan. The population density is 563 people per square mile, spread across 0.6 square miles. The median age of residents is 42.9 years, which is older than the national median of 38.9 years. The population is 47.9% female and 52.1% male.
Is Boyne Falls expensive to live in?
Boyne Falls has a cost of living roughly in line with the national average, with an index of 96.2 (baseline: 100). The median household income is $46,250, 38% below the national average of $75,149. The median home value is $160,400 (43% below the U.S. median). Renters pay a median of $821 per month, below the national average of $1,163. The home price-to-income ratio is 3.5x, indicating housing is reasonably affordable relative to local income levels.
Is Boyne Falls safe?
Boyne Falls is considered a very safe city with a violent crime rate of 106 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 1,273 per 100,000 (below the national average). Overall, Boyne Falls receives a safety grade of F based on combined crime data.
What is the weather like in Boyne Falls?
Boyne Falls has a four-season climate with an average annual temperature of 47°F (8°C). Winter temperatures average 21°F in January, while summers reach an average of 71°F in July. The area receives 270 sunny days per year, well above the national average of 205. Annual rainfall totals 36.2 inches, with 111.7 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 38.
How is the job market in Boyne Falls?
The job market in Boyne Falls is very strong, with unemployment at just 2.6% / well below the national rate of 3.6%. The average weekly wage is $1,022. There are 811 business establishments in the area, including 72 restaurants and food service locations. The average commute time is 21 minutes, and 12.4% of workers work from home.
How much does housing cost in Boyne Falls?
The median home value in Boyne Falls is $160,400. Zillow estimates the typical home value at $356,743. For renters, the median monthly rent is $821. Fair market rent is $891 for a 1-bedroom and $1,113 for a 2-bedroom apartment. The homeownership rate is 75.6%. The average annual property tax is $4,149.
How are the schools in Boyne Falls?
Schools in Boyne Falls score 5.8 out of 10 on standardized testing, near the national average. 8.8% of adults in Boyne Falls hold a bachelor's degree or higher, below the national average of 33.7%. 94.8% have completed high school. 4.2% hold a graduate or professional degree.
How healthy is Boyne Falls?
The obesity rate in Boyne Falls is 36.6% (above the national rate of 32.1%). 16.1% of adults are smokers. 22.7% are physically inactive. 27.9% of residents report depression. 7.0% lack health insurance (below the national rate). 80.0% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,149.
What is transportation like in Boyne Falls?
The average commute in Boyne Falls is 21 minutes, shorter than the national average of 28 minutes. 84.8% of workers drive alone to work, and 12.4% work from home.
What are the demographics of Boyne Falls?
The racial and ethnic makeup of Boyne Falls is 88.3% White, 5.1% Hispanic or Latino. 93.5% of residents speak only English at home, while 6.5% speak Spanish. 11.0% of the population are military veterans. 21.1% of residents have a disability. 90.6% have health insurance coverage.
All Countries
