Caldwell, TX

Texas · Metropolitan Area

Caldwell is a small town in Texas with a population of 4,238. Residents earn $74,764 per year, which is 1% below the national average.

3.2 /5.0
B Good
4,238 Population 990/sq mi density
$74,764 Median Income $33,136 per capita
$191,900 Home Value $280,776 Zillow
$850 Median Rent
68°F Avg Temperature
47 Violent Crime/100K 542 property/100K
B
Overall
3.2 / 5.0
Good overall score based on economy, affordability, safety and education
A
Economy
4.0 / 5.0
$74,764 median income, 0.0% unemployment
A+
Affordability
5.0 / 5.0
$191,900 home value, $850/mo rent
F
Safety
1.0 / 5.0
47 violent crimes/100K (88% below avg)
C+
Education
2.8 / 5.0
23.0% bachelor's degree or higher
Median Income $74,764
1% lower than US avg
Home Value $191,900
32% lower than US avg
Violent Crime 47/100K
88% lower than US avg
Bachelor's+ 23.0%
32% lower than US avg
Median Rent $850
27% lower than US avg
Obesity Rate 38.3%
19% higher than US avg
Unemployment 0.0%
100% lower than US avg
Poverty Rate 14.7%
19% higher than US avg

How Caldwell Compares to the U.S. Average (100% = U.S. avg)

People

Population4,238
Median Age36.6 yrs
Density990/mi²
Male / Female48% / 52%
Largest GroupWhite 67%

Economy

A
Median Income$74,764
Per Capita$33,136
Unemployment0.0%
Poverty14.7%
County GDP$1,255M
Commute20 min

Housing

A+
Home Value$191,900
Rent$850
OwnershipN/A
Zillow$280,776

Crime

F
Violent47/100K
Property542/100K
Murder0.0/100K
Assault0/100K
Burglary71/100K

Health

Obesity38.3%
UninsuredN/A
Depression23.3%
Heart Disease5.9%

Climate

Avg Temp68°F
AQI42 (Good)
Rain38.6 in/yr
Elevation380 ft

Education

C+
Bachelor's+23.0%
High School+89.5%
School Score4.58

Community

2024 VoteR 81% / D 18%
Commute20 min
EV Stations2
Libraries1

Is Caldwell a Good Place to Live?

Based on current data, Caldwell receives an overall livability score of 3.2 out of 5.0, earning a grade of B. Key strengths include low unemployment, low crime rates, affordable housing. Caldwell offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Caldwell is $74,764, roughly in line with the national average of $75,149. The job market is very strong with unemployment at just 0.0%. 14.7% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 20 minutes, shorter than most U.S. cities.

Cost of Living & Housing

The median home value in Caldwell is $191,900, 32% below the national median — offering relatively affordable homeownership. Renters pay a median of $850 per month, below the national average — a plus for affordability. At just 2.6x median income, home prices are very affordable relative to local earnings.

Safety & Crime

Caldwell is a very safe community with a violent crime rate of 47 per 100,000 residents — well below the national average of 380. Property crime occurs at a rate of 542 per 100,000, 72% below the national average.

Education

23.0% of residents hold a bachelor's degree, below the national average of 33.7%. 89.5% have completed high school. Area schools have an average test score of 4.6/10.

Climate & Weather

Caldwell enjoys a moderate climate with an average annual temperature of 68°F. Winters average 50°F in January while summers reach 83°F in July. Annual precipitation totals 38.6 inches. Air quality is rated Good with a median AQI of 42.

Caldwell has a population of 4,238 with a density of 990 people per square mile. The median age is 36.6 years, 6% younger than the national median of 38.9. The city is predominantly White (67.4%), with 3.3% Hispanic, 14.1% Black.

Population

4,238
Total Population
990
People / sq mi
36.6yrs
Median Age
6% below US avg
4.3mi²
Land Area

Gender Distribution

Male 48.4%
Female 51.6%

Race & Ethnicity

Caldwell vs U.S. Average

Language Spoken at Home

English Only76.0%
3% below US avg
Spanish24.0%
79% above US avg

Social Characteristics

Caldwell vs U.S. Average

The median household income in Caldwell is $74,764, which is 1% below the national average of $75,149. The unemployment rate is 0.0% (below the 3.6% US average). 14.7% of residents live below the poverty line. Workers commute an average of 20 minutes.

Income: Caldwell vs U.S.

Commute Mode

Income

Median HH Income$74,764
1% below US avg
Per Capita Income$33,136
Avg Weekly Wage$1,060
IRS Avg AGI$71,217

Employment & Poverty

Unemployment0.0%
100% below US avg
Poverty Rate14.7%
19% above US avg
Establishments (County)444
County GDP$1,255M

Business (County)

Restaurants36
Healthcare22
Retail60
Manufacturing12

Tax & Cost of Living

Property Tax (IRS)$6,603
89% above US avg
Effective Tax Rate3.44%

Commute & Transportation

Commute Time19.5 min
Work from Home12.0%

Walkability

The median home value in Caldwell is $191,900, 32% below the national average. Monthly rent averages $850 (27% below US avg). Zillow estimates the typical home value at $280,776.

Home Value Sources

Ownership Split

Home Values

Census Median$191,900
32% below US avg
Zillow ZHVI$280,776
Median List Price$278,500

Real Estate Market (Redfin)

Median List Price$278,500
$/Sq Ft$167
Homes Sold3
Sale-to-List Ratio0.0%
Price Drops7.1%
Inventory28

Rental Costs

Census Median Rent$850
27% below US avg

HUD Fair Market Rent

Studio$1,474
1 Bedroom$1,562
2 Bedrooms$1,852
3 Bedrooms$2,347
4 Bedrooms$2,760

Ownership & Property

Owner-Occupied70.7%

Property Tax

Avg Tax (IRS)$6,603
89% above US avg
Effective Rate3.44%
In Caldwell, 38.3% of adults are obese (above the 32.1% national rate). 23.3% report depression. 30.1% are physically inactive.

Health Metrics: Caldwell vs U.S. Average (%)

Chronic Conditions

Obesity38.3%
19% above US avg
Diabetes12.5%
Heart Disease5.9%
High Blood Pressure34.9%
Asthma10.4%
COPD6.7%
Stroke3.4%

Behaviors & Mental Health

Binge Drinking17.2%
Physical Inactivity30.1%
Depression23.3%
Mental Distress18.8%
Physical Distress14.2%

Healthcare Access

Insurance Rate88.0%
Checkup Rate73.2%
Premature Death10,434/100K

Food & Exercise

Food Environment7.6/10
Exercise Access40.9%
Healthcare Facilities22
Caldwell has a violent crime rate of 47 per 100,000 residents, 88% below the national average of 380. Property crime stands at 542 per 100,000 (72% below US avg). The murder rate is 0.0 per 100,000.

Crime Rates: Caldwell vs U.S. Average (per 100,000)

Violent Crime

Total Violent47.1/100K
88% below US avg
Murder0.0/100K
100% below US avg
Rape47.1/100K
Robbery0.0/100K
Assault0.0/100K

Property Crime

Total Property541.9/100K
72% below US avg
Burglary70.7/100K
Theft471.3/100K
Vehicle Theft0.0/100K
Arson0.0/100K

Traffic Safety

Fatal Crashes (County/yr)11
FEMA Disasters91

Safety Score

Safety GradeF
Safety Score1.0 / 5.0
Caldwell has an average annual temperature of 68°F (20°C). Winters average 50°F in January while summers reach 83°F in July. Annual precipitation is 38.6 inches. Air quality is rated Good with a median AQI of 42.

Temperature

50°F Jan (10°C) 83°F Jul (29°C)
Annual Average68.0°F
26% above US avg
January Average50°F (10°C)
July Average83°F (29°C)

Precipitation & Snow

Annual Rainfall38.6 inches
2% above US avg
Snowfall0.1 inches/yr

Air Quality

AQI Median42.0
RatingGood

Geography

Elevation380 ft (116 m)
Area4.3 sq mi (11.1 km²)
Population Density990/sq mi
Coordinates30.5313°N, 96.6989°W
County FIPS48051
It is classified as Metro — 250K–1M. 23.0% of residents hold a bachelor's degree or higher (32% below US avg). In the 2024 election, the county voted Republican by a 62.8-point margin.

2024 Presidential Election (County)

R 81.1%
D 18.2%

Winner: Republican by 62.8 points

Education

Bachelor's Degree+23.0%
32% below US avg
High School+89.5%
School Test Score4.58
C+ Education Grade (2.8/5.0)

Urban-Rural Classification

RUCC Code 2Metro — 250K–1M
Population Density990/sq mi
Total Area4.3 sq mi

Infrastructure & Services

EV Charging Stations2
Alt Fuel Stations2
Public Libraries1
Healthcare Facilities22
Restaurants36
Retail Stores60

Safety & Disasters

Fatal Crashes (County/yr)11
FEMA Disaster Declarations91
F Safety Grade (1.0/5.0)

Commute & Transportation

Avg Commute19.5 min
Work from Home12.0%

Nearby Cities

Compare Caldwell with another city: