Median Income
$77,669
3% higher than US avg
Home Value
$114,100
60% lower than US avg
Violent Crime
525/100K
38% higher than US avg
Bachelor's+
32.2%
4% lower than US avg
Median Rent
$904
22% lower than US avg
Obesity Rate
38.9%
21% higher than US avg
Unemployment
1.4%
61% lower than US avg
Poverty Rate
0.0%
100% lower than US avg
How Calvert Compares to the U.S. Average (100% = U.S. avg)
People
Population959
Median Age41.0 yrs
Density247/mi²
Male / Female48% / 52%
Largest GroupWhite 40%
Veterans10.5%
Economy
A+
Median Income$77,669
Per Capita$31,438
Unemployment1.4%
Poverty0.0%
County GDP$951M
Commute41 min
Housing
A+
Home Value$114,100
Rent$904
Ownership51.0%
Zillow$175,508
Housing Units596
Rent Burden15.0%
Crime
F
Violent525/100K
Property875/100K
Murder0.0/100K
Assault525/100K
Burglary262/100K
Health
Obesity38.9%
Uninsured16.2%
Smoking14.8%
Depression21.1%
Heart Disease5.5%
Climate
Avg Temp68°F (20°C)
AQI42 (Good)
Rain38.6 in/yr
Sunny Days303/yr
Elevation334 ft (102 m)
Education
B+
Bachelor's+32.2%
High School+78.8%
Graduate+14.9%
School Score4.96
Community
2024 VoteR 78% / D 21%
Commute41 min
Broadband82.0%
EV Stations1
Libraries2
Is Calvert a Good Place to Live?
Based on current data, Calvert receives an overall livability score of 3.5 out of 5.0, earning a grade of B+. Key strengths include low unemployment, affordable housing, abundant sunshine, a low poverty rate. Areas to be aware of include elevated crime rates, a high uninsured rate, long commute times. Calvert offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Calvert is $77,669, roughly in line with the national average of $75,149. The job market is very strong with unemployment at just 1.4%. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 41 minutes, longer than the typical American commute of 28 minutes.
Cost of Living & Housing
The median home value in Calvert is $114,100, 60% below the national median / offering relatively affordable homeownership. Renters pay a median of $904 per month, below the national average / a plus for affordability. At just 1.5x median income, home prices are very affordable relative to local earnings.
Safety & Crime
The violent crime rate of 525 per 100,000 is above the national average of 380 / something for prospective residents to consider. Property crime occurs at a rate of 875 per 100,000, 55% below the national average.
Education
32.2% of residents hold a bachelor's degree, below the national average of 33.7%. 78.8% have completed high school. Area schools have an average test score of 5/10.
Climate & Weather
Calvert enjoys a moderate climate with an average annual temperature of 68°F. Winters average 50°F in January while summers reach 83°F in July. With 303 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 38.6 inches. Air quality is rated Good with a median AQI of 42.
Calvert has a population of 959 with a density of 247 people per square mile, spread across 3.9 square miles. The median age is 41.0 years, 5% older than the national median of 38.9. The gender split is 51.6% female and 48.4% male. The city is predominantly Black (57.1%), with 39.5% White. English is the primary language spoken at home by 94.7% of residents, while 5.3% speak Spanish. 10.5% of the population are veterans, above the national rate of 6.0%. 17.6% of residents have a disability (above the 13.0% national average). 95.4% have health insurance coverage.
Population
41.0yrs
Median Age
5% above US avg
Language Spoken at Home
English Only
94.7%
21% above US avg
Spanish
5.3%
60% below US avg
The median household income in Calvert is $77,669, which is 3% above the national average of $75,149. Per capita income is $31,438 (below the $39,052 national figure). The average weekly wage is $1,028, 28% lower than the U.S. average. The unemployment rate is 1.4% (below the 3.6% US average). 0.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 519 business establishments, including 43 restaurants. The cost of living index is 97.1, roughly in line with the national average. Workers commute an average of 41 minutes (longer than the 28-minute US average). 4.9% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $77,669 |
| 3% above US avg |
| Per Capita Income | $31,438 |
| Avg Weekly Wage | $1,028 |
| IRS Avg AGI | $66,239 |
| Gini Index | 0.470 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 1.4% |
| 61% below US avg |
| Poverty Rate | 0.0% |
| 100% below US avg |
| Establishments (County) | 519 |
| County GDP | $951M |
Business (County)
| Restaurants | 43 |
| Healthcare | 37 |
| Retail | 71 |
| Manufacturing | 22 |
Tax & Cost of Living
| Property Tax (IRS) | $6,179 |
| 77% above US avg |
| Cost of Living | 97.10 (100=avg) |
| Effective Tax Rate | 5.42% |
Commute & Transportation
| Commute Time | 41.3 min |
| Drive Alone | 72.3% |
| Public Transit | 0.0% |
| Work from Home | 4.9% |
The median home value in Calvert is $114,100, 60% below the national median of $281,900. Zillow estimates the typical home value at $175,508, higher than the Census estimate. Homes sell for 65.7% of their list price, suggesting buyers have room to negotiate. Monthly rent averages $904 (22% below the national average of $1,163). Fair market rent ranges from $935 for a one-bedroom to $1,149 for a two-bedroom apartment. 51.0% of housing units are owner-occupied (below the 65.4% national rate). There are 596 total housing units in the city. The median year a home was built is 1969. The average annual property tax is $6,179 (higher than the $3,500 national average). 15.0% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 1.5x, well within the affordable range.
Home Values
| Census Median | $114,100 |
| 60% below US avg |
| Zillow ZHVI | $175,508 |
| Median List Price | $385,000 |
Real Estate Market (Redfin)
| Median List Price | $385,000 |
| $/Sq Ft | $105 |
| Homes Sold | 2 |
| Sale-to-List Ratio | 65.7% |
| Price Drops | 16.7% |
| Inventory | 6 |
Rental Costs
| Census Median Rent | $904 |
| 22% below US avg |
| Rent Burden | 15.0% |
HUD Fair Market Rent
| Studio | $887 |
| 1 Bedroom | $935 |
| 2 Bedrooms | $1,149 |
| 3 Bedrooms | $1,497 |
| 4 Bedrooms | $1,733 |
Ownership & Property
| Homeownership | 51.0% |
| Owner-Occupied | 51.0% |
| Renter-Occupied | 49.0% |
| Housing Units | 596 |
| Median Year Built | 1969 |
Property Tax
| Avg Tax (IRS) | $6,179 |
| 77% above US avg |
| Effective Rate | 5.42% |
In Calvert, 38.9% of adults are obese, above the national rate of 32.1%. 12.7% have diabetes (above the 10.5% national rate). Heart disease affects 5.5% of residents. 36.6% have high blood pressure. 14.8% are current smokers. 15.9% report binge drinking. 28.5% are physically inactive. 21.1% report depression. 18.8% experience frequent mental distress. 16.2% of residents lack health insurance (above the 8.6% national rate). The primary care physician ratio is 1:25,106. The dentist ratio is 1:6,407. 59.4% of residents have access to exercise opportunities. The food environment index is 6.6 out of 10.
Health Metrics: Calvert vs U.S. Average (%)
Chronic Conditions
| Obesity | 38.9% |
| 21% above US avg |
| Diabetes | 12.7% |
| Heart Disease | 5.5% |
| High Blood Pressure | 36.6% |
| Asthma | 11.4% |
| COPD | 6.2% |
| Cancer | 5.6% |
| Stroke | 3.6% |
Behaviors & Mental Health
| Smoking | 14.8% |
| 6% above US avg |
| Binge Drinking | 15.9% |
| Physical Inactivity | 28.5% |
| Depression | 21.1% |
| Mental Distress | 18.8% |
| Physical Distress | 13.4% |
| Short Sleep | 44.3% |
Healthcare Access
| Insurance Rate | 95.4% |
| Uninsured | 16.2% |
| 88% above US avg |
| Primary Care | 1:25,106 |
| Dentists | 1:6,407 |
| Mental Health | 1:4,325 |
| Checkup Rate | 75.6% |
| Dental Visits | 51.9% |
| Premature Death | 10,214/100K |
Food & Exercise
| Food Environment | 6.6/10 |
| Exercise Access | 59.4% |
| Healthcare Facilities | 37 |
Calvert has a violent crime rate of 525 per 100,000 residents, 38% above the national average of 380. This breaks down to aggravated assault at 524.9 per 100,000, robbery at 0.0, rape at 0.0. The murder rate is 0.0 per 100,000 (below the national rate of 6.3). Property crime stands at 875 per 100,000, 55% below the U.S. average. This includes larceny/theft at 437, burglary at 262, vehicle theft at 175 per 100,000 residents. The county recorded 10 fatal traffic crashes. The area has experienced 182 federally declared disasters. Overall, Calvert receives a safety grade of F.
Crime Rates: Calvert vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 524.9/100K |
| 38% above US avg |
| Murder | 0.0/100K |
| 100% below US avg |
| Rape | 0.0/100K |
| Robbery | 0.0/100K |
| Assault | 524.9/100K |
Property Crime
| Total Property | 874.9/100K |
| 55% below US avg |
| Burglary | 262.5/100K |
| Theft | 437.5/100K |
| Vehicle Theft | 175.0/100K |
| Arson | 0.0/100K |
Traffic Safety
| Fatal Crashes (County/yr) | 10 |
| Traffic Accidents | 2 |
| Avg Accident Severity | 2.0 / 4.0 |
| FEMA Disasters | 182 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Calvert enjoys a temperate climate with an average annual temperature of 68°F (20°C). Winters average 50°F in January while summers reach 83°F in July. The area gets 303 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 38.6 inches. Air quality is rated Good with a median AQI of 42. The city sits at an elevation of 334 feet.
Temperature
50°F Jan (10°C)
83°F Jul (29°C)
| Annual Average | 68.0°F |
| 26% above US avg |
| January Average | 50°F (10°C) |
| July Average | 83°F (29°C) |
| Sunny Days | 303 days/yr |
Geography
| Elevation | 334 ft (102 m) |
| Area | 3.9 sq mi (10.1 km²) |
| Population Density | 247/sq mi |
| Coordinates | 30.9791°N, 96.6715°W |
| Timezone | America/Chicago |
| County | Milam County County |
| Nearest Airport | H H Coffield Regional (RCK)
31 miles away |
Precipitation & Snow
Annual Rainfall
38.6"
2% above US avg
Wettest Month (May)
4.72"
Air Quality
| AQI Median | 42.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 58.1 / 100 |
| Social Vulnerability | 93.8 / 100 |
| Community Resilience | 34.1 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Hurricane |
Relatively Low |
| Earthquake |
Very Low |
| Wildfire |
Relatively Low |
| Flood |
Relatively Low |
| Hail |
Relatively Moderate |
| Strong Wind |
Relatively Low |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Low |
| Lightning |
Relatively High |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Moderate |
| Cold Wave |
Relatively Moderate |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
3 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M2.9. Most recent: M2.5 on Apr 2, 2024.
| Sep 3, 2015 |
7 km NNE of Leander, Texas |
M2.9 |
117 km |
| Jun 12, 2011 |
4 km NNW of Plum Grove, Texas |
M2.7 |
143 km |
| Apr 2, 2024 |
4 km SSW of Round Top, Texas |
M2.5 |
107 km |
Source: USGS (M2.5+, 1990–2025)
Hurricane History
11 hurricanes (Cat 1+) within 500 km since 1980.
Strongest: Category 3. Most recent: Beryl (2024, Cat 1).
| Year |
Name |
Category |
Closest |
| 2024 |
Beryl |
Category 1 |
198 km |
| 2021 |
Nicholas |
Category 1 |
260 km |
| 2017 |
Harvey |
Category 2 |
261 km |
| 2008 |
Ike |
Category 2 |
131 km |
| 2007 |
Humberto |
Category 1 |
273 km |
| 2005 |
Rita |
Category 3 |
252 km |
| 2003 |
Claudette |
Category 1 |
266 km |
| 1989 |
Chantal |
Category 1 |
267 km |
| 1989 |
Jerry |
Category 1 |
255 km |
| 1986 |
Bonnie |
Category 1 |
257 km |
| 1983 |
Alicia |
Category 3 |
181 km |
Source: NOAA IBTrACS (Cat 1+, 1980–2026)
Tornado History
414 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 163 fatalities, 914 injuries.
| Date |
Rating |
Distance |
Fatalities |
| May 27, 1997 |
EF5 |
92 km |
27 |
| May 11, 1953 |
EF5 |
78 km |
114 |
| Mar 10, 1973 |
EF4 |
63 km |
6 |
| Apr 21, 1952 |
EF4 |
94 km |
0 |
| Apr 13, 2019 |
EF3 |
11 km |
0 |
| Mar 10, 2000 |
EF3 |
62 km |
0 |
| May 27, 1997 |
EF3 |
73 km |
0 |
| May 27, 1997 |
EF3 |
79 km |
0 |
| Apr 27, 1990 |
EF3 |
71 km |
0 |
| Mar 14, 1990 |
EF3 |
80 km |
0 |
| May 17, 1989 |
EF3 |
94 km |
1 |
| May 26, 1976 |
EF3 |
84 km |
2 |
| May 10, 1959 |
EF3 |
24 km |
0 |
| Mar 20, 1957 |
EF3 |
77 km |
0 |
| Mar 20, 1957 |
EF3 |
80 km |
0 |
| Apr 5, 1956 |
EF3 |
44 km |
0 |
| Apr 30, 1954 |
EF3 |
97 km |
0 |
| Dec 2, 1953 |
EF3 |
60 km |
0 |
| Jun 5, 1950 |
EF3 |
93 km |
0 |
| May 22, 2024 |
EF2 |
75 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
14 wildfires (100+ acres) within 100 km.
Largest: S839 CONCORD ROBBINS (4,388 ac, 2011).
| Year |
Name |
Acres |
Distance |
| 2011 |
S839 CONCORD ROBBINS |
4,388 |
57 km |
| 2011 |
C#491 |
3,616 |
72 km |
| 2011 |
CRAB PRAIRIE |
2,933 |
85 km |
| 2016 |
UNNAMED |
2,832 |
98 km |
| 2024 |
SHNF COMP 1 / 2 / 3 RX |
2,292 |
98 km |
| 2011 |
MIDWAY |
2,287 |
91 km |
| 2010 |
COMPARTMENTS 1/4 RX |
2,252 |
99 km |
| 2010 |
RX BURN COMPARTMENTS 18-19 |
1,851 |
97 km |
| 2014 |
UNNAMED |
1,477 |
97 km |
| 2009 |
UNNAMED |
1,445 |
97 km |
| 2013 |
UNNAMED |
1,315 |
99 km |
| 2020 |
COMP 5 |
1,233 |
97 km |
| 2022 |
SHNF COMP 1 |
1,224 |
97 km |
| 2022 |
UNNAMED |
1,117 |
100 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
50°F (10°C) |
2.5 in |
Coldest |
| February |
53°F (12°C) |
2.6 in |
|
| March |
61°F (16°C) |
2.5 in |
|
| April |
67°F (20°C) |
3.4 in |
|
| May |
74°F (24°C) |
4.7 in |
Wettest |
| June |
81°F (27°C) |
3.1 in |
|
| July |
83°F (29°C) |
2.0 in |
Driest |
| August |
84°F (29°C) |
2.0 in |
Warmest |
| September |
79°F (26°C) |
4.1 in |
|
| October |
69°F (21°C) |
3.7 in |
|
| November |
59°F (15°C) |
3.0 in |
|
| December |
51°F (11°C) |
2.6 in |
|
Calvert has a seasonal temperature swing of 34°F / from 50°F in January to 84°F in August. Total annual precipitation is 36.2 inches, with May being the wettest month (4.7") and July the driest (2.0").
Average costs for common services in Calvert. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$243 ($146–$388) |
| Specialist Visit |
$340 ($194–$534) |
| Urgent Care Visit |
$194 ($97–$340) |
| Emergency Room Visit |
$2,136 ($777–$4,855) |
| Dental Cleaning |
$126 ($73–$194) |
| Dental Filling |
$243 ($146–$388) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$44 ($24–$73) |
| Oil Change (Synthetic) |
$73 ($49–$117) |
| Brake Pad Replacement |
$291 ($146–$486) |
| Tire Rotation |
$39 ($19–$73) |
| New Tires (Set of 4) |
$583 ($388–$971) |
| Battery Replacement |
$194 ($97–$340) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$97 ($58–$146) |
| Electrician (Per Hour) |
$87 ($49–$136) |
| HVAC Repair |
$388 ($146–$777) |
| HVAC System Install |
$6,797 ($3,884–$11,652) |
| Roof Repair |
$971 ($388–$1,942) |
| Roof Replacement |
$8,739 ($5,341–$14,565) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,457 ($486–$3,399) |
| Divorce (Contested) |
$14,565 ($4,855–$29,130) |
| DUI Defense |
$4,855 ($1,942–$9,710) |
| Bankruptcy (Chapter 7) |
$1,457 ($777–$2,913) |
| Will Preparation |
$486 ($194–$971) |
| Trust Preparation |
$2,428 ($971–$4,855) |
View all 12 services
Personal Care
| Men's Haircut |
$24 ($15–$44) |
| Women's Haircut |
$53 ($29–$97) |
| Hair Coloring (Full) |
$146 ($73–$243) |
| Manicure |
$24 ($15–$44) |
| Pedicure |
$39 ($24–$63) |
| Massage (1 Hour) |
$78 ($49–$126) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.98 ($2.91–$5.34) |
| Dozen Eggs (per dozen) |
$3.40 ($2.43–$4.86) |
| Loaf of Bread |
$3.69 ($2.43–$5.34) |
| Chicken Breast (per lb) |
$4.37 ($2.91–$6.31) |
| Ground Beef (per lb) |
$5.34 ($3.88–$7.28) |
| Rice (per lb) |
$0.97 ($0.58–$1.75) |
View all 20 services
Utilities
| Electricity (Monthly) |
$136 ($78–$243) |
| Natural Gas (Monthly) |
$68 ($29–$146) |
| Water/Sewer (Monthly) |
$68 ($39–$117) |
| Internet (Monthly) |
$68 ($39–$97) |
| Cell Phone Plan (Monthly) |
$63 ($29–$97) |
| Cable TV (Monthly) |
$83 ($49–$146) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$194 ($73–$486) |
| Car Insurance (Annual) |
$1,942 ($1,165–$3,399) |
| Bus Pass (Monthly) |
$68 ($29–$126) |
| Taxi/Uber (5-Mile Ride) |
$15 ($7.77–$24) |
| Car Registration (Annual) |
$97 ($29–$243) |
| Driver's License Renewal |
$29 ($15–$73) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,165 ($583–$2,428) |
| Daycare (Toddler, Monthly) |
$971 ($486–$1,942) |
| After-School Care (Monthly) |
$388 ($194–$680) |
| Tutoring (Per Hour) |
$49 ($24–$97) |
| SAT/ACT Prep Course |
$971 ($388–$2,428) |
| Private School (K-12, Annual) |
$12,138 ($4,855–$29,130) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$58 ($29–$97) |
| Dog Vaccination (Annual) |
$97 ($49–$194) |
| Dog Grooming |
$58 ($29–$97) |
| Pet Boarding (Per Night) |
$39 ($19–$73) |
| Dog Spay/Neuter |
$291 ($146–$486) |
| Cat Spay/Neuter |
$194 ($97–$388) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $576 |
| Toddler | $546 |
| Preschool | $533 |
| Family Childcare (monthly) |
| Infant | $524 |
| Toddler | $502 |
| Preschool | $498 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Calvert
What is the population of Calvert?
Calvert has a population of 959 residents and is located in Texas. The population density is 247 people per square mile, spread across 3.9 square miles. The median age of residents is 41.0 years. The population is 51.6% female and 48.4% male.
Is Calvert expensive to live in?
Calvert has a cost of living roughly in line with the national average, with an index of 97.1 (baseline: 100). The median household income is $77,669, 3% above the national average of $75,149. The median home value is $114,100 (60% below the U.S. median). Renters pay a median of $904 per month, below the national average of $1,163. The home price-to-income ratio is 1.5x, indicating housing is reasonably affordable relative to local income levels.
Is Calvert safe?
The violent crime rate in Calvert is 525 per 100,000 residents, above the national average of 380. Prospective residents should research specific neighborhoods, as crime rates can vary significantly within the city. Property crime occurs at a rate of 875 per 100,000 (below the national average). Overall, Calvert receives a safety grade of F based on combined crime data.
What is the weather like in Calvert?
Calvert enjoys a temperate climate with an average annual temperature of 68°F (20°C). Winter temperatures average 50°F in January, while summers reach an average of 83°F in July. The area receives 303 sunny days per year, well above the national average of 205. Annual rainfall totals 38.6 inches. Air quality is rated Good with a median Air Quality Index (AQI) of 42.
How is the job market in Calvert?
The job market in Calvert is very strong, with unemployment at just 1.4% / well below the national rate of 3.6%. The average weekly wage is $1,028. There are 519 business establishments in the area, including 43 restaurants and food service locations. The average commute time is 41 minutes, and 4.9% of workers work from home.
How much does housing cost in Calvert?
The median home value in Calvert is $114,100. Zillow estimates the typical home value at $175,508. For renters, the median monthly rent is $904. Fair market rent is $935 for a 1-bedroom and $1,149 for a 2-bedroom apartment. The homeownership rate is 51.0%. The average annual property tax is $6,179.
How are the schools in Calvert?
Schools in Calvert score 5 out of 10 on standardized testing, near the national average. 32.2% of adults in Calvert hold a bachelor's degree or higher, below the national average of 33.7%. 78.8% have completed high school. 14.9% hold a graduate or professional degree.
How healthy is Calvert?
The obesity rate in Calvert is 38.9% (above the national rate of 32.1%). 14.8% of adults are smokers. 28.5% are physically inactive. 21.1% of residents report depression. 16.2% lack health insurance (above the national rate). 59.4% of residents have access to exercise opportunities. The primary care physician ratio is 1:25,106.
What is transportation like in Calvert?
The average commute in Calvert is 41 minutes, longer than the national average of 28 minutes. 72.3% of workers drive alone to work, and 4.9% work from home.
What are the demographics of Calvert?
The racial and ethnic makeup of Calvert is 39.5% White, 57.1% Black or African American. 94.7% of residents speak only English at home, while 5.3% speak Spanish. 10.5% of the population are military veterans. 17.6% of residents have a disability. 95.4% have health insurance coverage.
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