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Calvert, TX

Texas · Milam County

Calvert is a small town in Texas with a population of 959. Residents earn $77,669 per year, which is 3% above the national average.

3.5 /5.0
B+ Good
959 Population 247/sq mi density
$77,669 Median Income $31,438 per capita
$114,100 Home Value $175,508 Zillow
$904 Median Rent 15.0% income on rent
68°F Avg Temperature 303 sunny days/yr
523 Violent Crime/100K 2,877 property/100K
B+
Overall
3.5 / 5.0
Good overall score based on economy, affordability, safety and education
A+
Economy
4.5 / 5.0
$77,669 median income, 1.4% unemployment
A+
Affordability
5.0 / 5.0
$114,100 home value, $904/mo rent
F
Safety
1.0 / 5.0
523 violent crimes/100K (38% above avg)
B+
Education
3.6 / 5.0
32.2% bachelor's degree or higher
Median Income $77,669
3% higher than US avg
Home Value $114,100
60% lower than US avg
Violent Crime 523/100K
38% higher than US avg
Bachelor's+ 32.2%
4% lower than US avg
Median Rent $904
22% lower than US avg
Obesity Rate 38.9%
21% higher than US avg
Unemployment 1.4%
61% lower than US avg
Poverty Rate 5.5%
56% lower than US avg

How Calvert Compares to the U.S. Average (100% = U.S. avg)

People

Population959
Median Age41.0 yrs
Density247/mi²
Male / Female48% / 52%
Largest GroupWhite 40%
Veterans10.5%

Economy

A+
Median Income$77,669
Per Capita$31,438
Unemployment1.4%
Poverty5.5%
County GDP$951M
Commute41 min

Housing

A+
Home Value$114,100
Rent$904
OwnershipN/A
Zillow$175,508
Housing Units596
Rent Burden15.0%

Crime

F
Violent523/100K
Property2,877/100K
Murder0.0/100K
Assault436/100K
Burglary959/100K

Health

Obesity38.9%
Uninsured16.2%
Smoking14.8%
Depression21.1%
Heart Disease5.5%

Climate

Avg Temp68°F (20°C)
AQI42 (Good)
Rain38.6 in/yr
Sunny Days303/yr
Elevation334 ft (102 m)

Education

B+
Bachelor's+32.2%
High School+78.8%
Graduate+14.9%
School Score5.10

Community

2024 VoteR 78% / D 21%
Commute41 min
Broadband82.0%
Libraries2

Is Calvert a Good Place to Live?

Based on current data, Calvert receives an overall livability score of 3.5 out of 5.0, earning a grade of B+. Key strengths include low unemployment, affordable housing, abundant sunshine, a low poverty rate. Areas to be aware of include elevated crime rates, a high uninsured rate, long commute times. Calvert offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Calvert is $77,669, roughly in line with the national average of $75,149. The job market is very strong with unemployment at just 1.4%. Only 5.5% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 41 minutes, longer than the typical American commute of 28 minutes.

Cost of Living & Housing

The median home value in Calvert is $114,100, 60% below the national median — offering relatively affordable homeownership. Renters pay a median of $904 per month, below the national average — a plus for affordability. At just 1.5x median income, home prices are very affordable relative to local earnings.

Safety & Crime

The violent crime rate of 523 per 100,000 is above the national average of 380 — something for prospective residents to consider. Property crime occurs at a rate of 2,877 per 100,000, 47% above the national average.

Education

32.2% of residents hold a bachelor's degree, below the national average of 33.7%. 78.8% have completed high school. Area schools have an average test score of 5.1/10.

Climate & Weather

Calvert enjoys a moderate climate with an average annual temperature of 68°F. Winters average 50°F in January while summers reach 83°F in July. With 303 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 38.6 inches. Air quality is rated Good with a median AQI of 42.

Calvert has a population of 959 with a density of 247 people per square mile, spread across 3.9 square miles. The median age is 41.0 years, 5% older than the national median of 38.9. The gender split is 51.6% female and 48.4% male. The city is predominantly Black (57.1%), with 39.5% White. English is the primary language spoken at home by 94.7% of residents, while 5.3% speak Spanish. 10.5% of the population are veterans, above the national rate of 6.0%. 17.6% of residents have a disability (above the 13.0% national average). 95.4% have health insurance coverage.

Population

959
Total Population
247
People / sq mi
41.0yrs
Median Age
5% above US avg
3.9mi²
Land Area

Gender Distribution

Male 48.4%
Female 51.6%

Race & Ethnicity

Calvert vs U.S. Average

Language Spoken at Home

English Only94.7%
21% above US avg
Spanish5.3%
60% below US avg

Social Characteristics

Calvert vs U.S. Average

The median household income in Calvert is $77,669, which is 3% above the national average of $75,149. Per capita income is $31,438 (below the $39,052 national figure). The average weekly wage is $1,028, 28% lower than the U.S. average. The unemployment rate is 1.4% (below the 3.6% US average). 5.5% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 519 business establishments, including 43 restaurants. The cost of living index is 97.1, roughly in line with the national average. Workers commute an average of 41 minutes (longer than the 28-minute US average). 4.9% of workers work from home (below the 15.2% national rate).

Income: Calvert vs U.S.

Commute Mode

Income

Median HH Income$77,669
3% above US avg
Per Capita Income$31,438
Avg Weekly Wage$1,028
IRS Avg AGI$66,239

Employment & Poverty

Unemployment1.4%
61% below US avg
Poverty Rate5.5%
56% below US avg
Establishments (County)519
County GDP$951M

Business (County)

Restaurants43
Healthcare37
Retail71
Manufacturing22

Tax & Cost of Living

Property Tax (IRS)$6,179
77% above US avg
Cost of Living97.10 (100=avg)
Effective Tax Rate5.42%

Commute & Transportation

Commute Time41.3 min
Drive Alone72.3%
Public Transit0.0%
Work from Home4.9%

Walkability

The median home value in Calvert is $114,100, 60% below the national median of $281,900. Zillow estimates the typical home value at $175,508, higher than the Census estimate. Homes sell for 65.7% of their list price, suggesting buyers have room to negotiate. Monthly rent averages $904 (22% below the national average of $1,163). Fair market rent ranges from $935 for a one-bedroom to $1,149 for a two-bedroom apartment. There are 596 total housing units in the city. The median year a home was built is 1969. The average annual property tax is $6,179 (higher than the $3,500 national average). 15.0% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 1.5x, well within the affordable range.

Home Value Sources

Ownership Split

Home Values

Census Median$114,100
60% below US avg
Zillow ZHVI$175,508
Median List Price$385,000

Real Estate Market (Redfin)

Median List Price$385,000
$/Sq Ft$105
Homes Sold2
Sale-to-List Ratio65.7%
Price Drops16.7%
Inventory6

Rental Costs

Census Median Rent$904
22% below US avg
Rent Burden15.0%

HUD Fair Market Rent

Studio$887
1 Bedroom$935
2 Bedrooms$1,149
3 Bedrooms$1,497
4 Bedrooms$1,733

Ownership & Property

Owner-Occupied51.0%
Housing Units596
Median Year Built1969

Property Tax

Avg Tax (IRS)$6,179
77% above US avg
Effective Rate5.42%
In Calvert, 38.9% of adults are obese, above the national rate of 32.1%. 12.7% have diabetes (above the 10.5% national rate). Heart disease affects 5.5% of residents. 36.6% have high blood pressure. 14.8% are current smokers. 15.9% report binge drinking. 28.5% are physically inactive. 21.1% report depression. 18.8% experience frequent mental distress. 16.2% of residents lack health insurance (above the 8.6% national rate). The primary care physician ratio is 1:25,106. The dentist ratio is 1:6,407. 59.4% of residents have access to exercise opportunities. The food environment index is 6.6 out of 10.

Health Metrics: Calvert vs U.S. Average (%)

Chronic Conditions

Obesity38.9%
21% above US avg
Diabetes12.7%
Heart Disease5.5%
High Blood Pressure36.6%
Asthma11.4%
COPD6.2%
Cancer5.6%
Stroke3.6%

Behaviors & Mental Health

Smoking14.8%
6% above US avg
Binge Drinking15.9%
Physical Inactivity28.5%
Depression21.1%
Mental Distress18.8%
Physical Distress13.4%
Short Sleep44.3%

Healthcare Access

Insurance Rate95.4%
Uninsured16.2%
88% above US avg
Primary Care1:25,106
Dentists1:6,407
Mental Health1:4,325
Checkup Rate75.6%
Dental Visits51.9%
Premature Death10,214/100K

Food & Exercise

Food Environment6.6/10
Exercise Access59.4%
Healthcare Facilities37
Calvert has a violent crime rate of 523 per 100,000 residents, 38% above the national average of 380. This breaks down to aggravated assault at 435.9 per 100,000, robbery at 87.2, rape at 0.0. The murder rate is 0.0 per 100,000 (below the national rate of 6.3). Property crime stands at 2,877 per 100,000, 47% above the U.S. average. This includes larceny/theft at 1,831, burglary at 959, vehicle theft at 87 per 100,000 residents. The county recorded 10 fatal traffic crashes. The area has experienced 182 federally declared disasters. Overall, Calvert receives a safety grade of F.

Crime Rates: Calvert vs U.S. Average (per 100,000)

Violent Crime

Total Violent523.1/100K
38% above US avg
Murder0.0/100K
100% below US avg
Rape0.0/100K
Robbery87.2/100K
Assault435.9/100K

Property Crime

Total Property2,877.1/100K
47% above US avg
Burglary959.0/100K
Theft1,830.9/100K
Vehicle Theft87.2/100K
Arson87.2/100K

Traffic Safety

Fatal Crashes (County/yr)10
FEMA Disasters182

Safety Score

Safety GradeF
Safety Score1.0 / 5.0
Calvert enjoys a temperate climate with an average annual temperature of 68°F (20°C). Winters average 50°F in January while summers reach 83°F in July. The area gets 303 sunny days per year, well above the U.S. average of 205 — making it one of the sunnier locations in the country. Annual precipitation totals 38.6 inches. Air quality is rated Good with a median AQI of 42. The city sits at an elevation of 334 feet.

Temperature

50°F Jan (10°C) 83°F Jul (29°C)
Annual Average68.0°F
26% above US avg
January Average50°F (10°C)
July Average83°F (29°C)
Sunny Days303 days/yr

Precipitation & Snow

Annual Rainfall38.6 inches
2% above US avg
Snowfall0.1 inches/yr

Air Quality

AQI Median42.0
RatingGood

Geography

Elevation334 ft (102 m)
Area3.9 sq mi (10.1 km²)
Population Density247/sq mi
Coordinates30.9791°N, 96.6715°W
TimezoneAmerica/Chicago
CountyMilam County County
County FIPS48331
Calvert is located in Milam County. It is classified as Nonmetro — Urban 2.5K–20K, adjacent, a smaller urban community. 32.2% of adults hold a bachelor's degree or higher, 4% below the national average of 33.7%. 78.8% have completed high school. 14.9% hold a graduate or professional degree. Area schools have an average test score of 5.1 out of 10. In the 2024 presidential election, the county voted Republican with 78.4% of the vote, a 57.3-point margin. 82.0% of households have broadband internet access. There are 2 public libraries serving the community. 37 healthcare facilities operate in the area. 72.3% of workers drive alone to work.

2024 Presidential Election (County)

R 78.4%
D 21%

Winner: Republican by 57.3 points

Education

Bachelor's Degree+32.2%
4% below US avg
High School+78.8%
Graduate Degree+14.9%
School Test Score5.10
B+ Education Grade (3.6/5.0)

Urban-Rural Classification

RUCC Code 6Nonmetro — Urban 2.5K–20K, adjacent
Population Density247/sq mi
Total Area3.9 sq mi
CountyMilam County County

Infrastructure & Services

Broadband Access82.0%
Public Libraries2
Healthcare Facilities37
Restaurants43
Retail Stores71

Safety & Disasters

Fatal Crashes (County/yr)10
FEMA Disaster Declarations182
F Safety Grade (1.0/5.0)

Commute & Transportation

Avg Commute41.3 min
Drive Alone72.3%
Public Transit0.0%
Work from Home4.9%

Nearby Cities

Hearne, TX 4,529 pop · 8.4 mi Franklin, TX 1,498 pop · 11.4 mi Rosebud, TX 1,077 pop · 19.1 mi Cameron, TX 5,385 pop · 19.8 mi Lake Bryan, TX 1,880 pop · 21.9 mi Marlin, TX 5,500 pop · 26.2 mi Bryan, TX 86,169 pop · 27.7 mi Rockdale, TX 5,455 pop · 30.0 mi Caldwell, TX 4,238 pop · 31.0 mi Rogers, TX 1,450 pop · 33.3 mi College Station, TX 122,280 pop · 35.2 mi Riesel, TX 1,337 pop · 37.9 mi Groesbeck, TX 3,634 pop · 38.7 mi Mart, TX 2,025 pop · 40.0 mi
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