Median Income
$46,500
38% lower than US avg
Home Value
$97,400
65% lower than US avg
Bachelor's+
11.7%
65% lower than US avg
Median Rent
$767
34% lower than US avg
Obesity Rate
38.4%
20% higher than US avg
Unemployment
3.8%
6% higher than US avg
Poverty Rate
18.8%
52% higher than US avg
How Cambridge City Compares to the U.S. Average (100% = U.S. avg)
People
Population1,623
Median Age36.7 yrs
Density1,607/mi²
Male / Female46% / 54%
Largest GroupWhite 96%
Economy
B
Median Income$46,500
Per Capita$28,520
Unemployment3.8%
Poverty18.8%
County GDP$3,815M
Commute25 min
Housing
A+
Home Value$97,400
Rent$767
OwnershipN/A
Zillow$177,228
Health
Obesity38.4%
UninsuredN/A
Depression29.8%
Heart Disease6.7%
Climate
Avg Temp50°F
AQI41 (Good)
Elevation928 ft
Education
D
Bachelor's+11.7%
High School+88.0%
School Score6.01
Community
2024 VoteR 65% / D 33%
Commute25 min
Libraries5
Is Cambridge City a Good Place to Live?
Based on current data, Cambridge City receives an overall livability score of 3.3 out of 5.0, earning a grade of B. Key strengths include affordable housing, high health insurance coverage. Areas to be aware of include an elevated poverty rate, below-average incomes. Cambridge City offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Cambridge City is $46,500, 38% below the national average of $75,149. Unemployment stands at 3.8%, indicating a healthy job market. The poverty rate of 18.8% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 25 minutes.
Cost of Living & Housing
The median home value in Cambridge City is $97,400, 65% below the national median — offering relatively affordable homeownership. Renters pay a median of $767 per month, below the national average — a plus for affordability. At just 2.1x median income, home prices are very affordable relative to local earnings.
Education
11.7% of residents hold a bachelor's degree, below the national average of 33.7%. 88.0% have completed high school. Area schools have an average test score of 6/10.
Climate & Weather
Cambridge City experiences four distinct seasons with an average temperature of 50°F. Winters average 26°F in January while summers reach 72°F in July. Air quality is rated Good with a median AQI of 41.
Cambridge City has a population of 1,623 with a density of 1,607 people per square mile. The median age is 36.7 years, 6% younger than the national median of 38.9. The city is predominantly White (96%).
Population
36.7yrs
Median Age
6% below US avg
Race & Ethnicity
Cambridge City vs U.S. Average
Language Spoken at Home
| English Only | 98.9% |
| 26% above US avg |
| Spanish | 1.1% |
| 92% below US avg |
Social Characteristics
Cambridge City vs U.S. Average
The median household income in Cambridge City is $46,500, which is 38% below the national average of $75,149. The unemployment rate is 3.8% (above the 3.6% US average). 18.8% of residents live below the poverty line. Workers commute an average of 25 minutes.
Income: Cambridge City vs U.S.
Income
| Median HH Income | $46,500 |
| 38% below US avg |
| Per Capita Income | $28,520 |
| Avg Weekly Wage | $982 |
| IRS Avg AGI | $56,764 |
Employment & Poverty
| Unemployment | 3.8% |
| 6% above US avg |
| Poverty Rate | 18.8% |
| 52% above US avg |
| Establishments (County) | 1,496 |
| County GDP | $3,815M |
Business (County)
| Restaurants | 143 |
| Healthcare | 193 |
| Retail | 250 |
| Manufacturing | 101 |
Tax & Cost of Living
| Property Tax (IRS) | $3,084 |
| 12% below US avg |
| Effective Tax Rate | 3.17% |
Commute & Transportation
| Commute Time | 24.6 min |
| Work from Home | 1.4% |
The median home value in Cambridge City is $97,400, 65% below the national average. Monthly rent averages $767 (34% below US avg). Zillow estimates the typical home value at $177,228.
Home Values
| Census Median | $97,400 |
| 65% below US avg |
| Zillow ZHVI | $177,228 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $767 |
| 34% below US avg |
HUD Fair Market Rent
| Studio | $816 |
| 1 Bedroom | $882 |
| 2 Bedrooms | $1,096 |
| 3 Bedrooms | $1,391 |
| 4 Bedrooms | $1,590 |
Ownership & Property
Property Tax
| Avg Tax (IRS) | $3,084 |
| 12% below US avg |
| Effective Rate | 3.17% |
In Cambridge City, 38.4% of adults are obese (above the 32.1% national rate). 29.8% report depression. 27.9% are physically inactive.
Health Metrics: Cambridge City vs U.S. Average (%)
Chronic Conditions
| Obesity | 38.4% |
| 20% above US avg |
| Diabetes | 12.1% |
| Heart Disease | 6.7% |
| High Blood Pressure | 35.8% |
| Asthma | 12.2% |
| COPD | 9.3% |
| Stroke | 3.5% |
Behaviors & Mental Health
| |
| Binge Drinking | 18.2% |
| Physical Inactivity | 27.9% |
| Depression | 29.8% |
| Mental Distress | 21.7% |
| Physical Distress | 15.4% |
Healthcare Access
| Insurance Rate | 94.6% |
| |
| Checkup Rate | 77.3% |
| Premature Death | 12,656/100K |
Food & Exercise
| Food Environment | 6.2/10 |
| Exercise Access | 76.5% |
| Healthcare Facilities | 193 |
Crime Rates: Cambridge City vs U.S. Average (per 100,000)
Traffic Safety
| Fatal Crashes (County/yr) | 8 |
Safety Score
Cambridge City has an average annual temperature of 50°F (10°C). Winters average 26°F in January while summers reach 72°F in July. Air quality is rated Good with a median AQI of 41.
Temperature
26°F Jan (-4°C)
72°F Jul (22°C)
| Annual Average | 49.8°F |
| 8% below US avg |
| January Average | 26°F (-4°C) |
| July Average | 72°F (22°C) |
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Geography
| Elevation | 928 ft (283 m) |
| Area | 1.0 sq mi (2.6 km²) |
| Population Density | 1,607/sq mi |
| Coordinates | 39.8121°N, 85.1708°W |
| County FIPS | 18177 |