Median Income
$46,875
38% lower than US avg
Home Value
$91,800
67% lower than US avg
Violent Crime
0/100K
100% lower than US avg
Bachelor's+
5.9%
82% lower than US avg
Median Rent
$919
21% lower than US avg
Obesity Rate
34.5%
7% higher than US avg
Unemployment
3.5%
3% lower than US avg
Poverty Rate
24.2%
95% higher than US avg
How Centertown Compares to the U.S. Average (100% = U.S. avg)
People
Population347
Median Age39.5 yrs
Density1,119/mi²
Male / Female52% / 48%
Largest GroupWhite 91%
Veterans9.1%
Economy
C+
Median Income$46,875
Per Capita$22,198
Unemployment3.5%
Poverty24.2%
County GDP$1,077M
Commute34 min
Housing
A+
Home Value$91,800
Rent$919
Ownership75.8%
Zillow$127,733
Housing Units161
Rent Burden29.5%
Crime
Violent0/100K
Property0/100K
Murder0.0/100K
Assault0/100K
Burglary0/100K
Climate
Avg Temp57°F (14°C)
AQI41 (Good)
Rain52.0 in/yr
Sunny Days299/yr
Elevation441 ft (134 m)
Education
F
Bachelor's+5.9%
High School+83.3%
Graduate+2.0%
School Score5.56
Community
2024 VoteR 79% / D 19%
Commute34 min
Broadband85.2%
EV Stations3
Libraries3
Is Centertown a Good Place to Live?
Based on current data, Centertown receives an overall livability score of 3.1 out of 5.0, earning a grade of B. Key strengths include low unemployment, low crime rates, affordable housing, abundant sunshine. Areas to be aware of include an elevated poverty rate, below-average incomes. Centertown offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Centertown is $46,875, 38% below the national average of $75,149. Unemployment stands at 3.5%, indicating a healthy job market. The poverty rate of 24.2% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 34 minutes.
Cost of Living & Housing
The median home value in Centertown is $91,800, 67% below the national median / offering relatively affordable homeownership. Renters pay a median of $919 per month, below the national average / a plus for affordability. At just 2x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Centertown is a very safe community with a violent crime rate of 0 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 0 per 100,000, 100% below the national average.
Education
5.9% of residents hold a bachelor's degree, below the national average of 33.7%. 83.3% have completed high school. Area schools have an average test score of 5.6/10.
Climate & Weather
Centertown enjoys a moderate climate with an average annual temperature of 57°F. Winters average 34°F in January while summers reach 78°F in July. With 299 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 52.0 inches. Air quality is rated Good with a median AQI of 41.
Centertown has a population of 347 with a density of 1,119 people per square mile, spread across 0.3 square miles. The median age is 39.5 years, 2% older than the national median of 38.9. The gender split is 47.8% female and 52.2% male. The city is predominantly White (91.1%), with 4% Hispanic. English is the primary language spoken at home by 98.3% of residents. 9.1% of the population are veterans, above the national rate of 6.0%. 28.2% of residents have a disability (above the 13.0% national average). 92.0% have health insurance coverage.
Population
39.5yrs
Median Age
2% above US avg
Race & Ethnicity
Centertown vs U.S. Average
Language Spoken at Home
English Only
98.3%
25% above US avg
Spanish
1.7%
87% below US avg
Social Characteristics
Centertown vs U.S. Average
The median household income in Centertown is $46,875, which is 38% below the national average of $75,149. Per capita income is $22,198 (below the $39,052 national figure). The average weekly wage is $854, 40% lower than the U.S. average. The unemployment rate is 3.5% (below the 3.6% US average). 24.2% of residents live below the poverty line, higher than the national rate of 12.4%. The area has 516 business establishments, including 28 restaurants. The cost of living index is 90.2, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 34 minutes (longer than the 28-minute US average). 0.0% of workers work from home (below the 15.2% national rate).
Income: Centertown vs U.S.
Income
| Median HH Income | $46,875 |
| 38% below US avg |
| Per Capita Income | $22,198 |
| Avg Weekly Wage | $854 |
| IRS Avg AGI | $53,304 |
| Gini Index | 0.429 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 3.5% |
| 3% below US avg |
| Poverty Rate | 24.2% |
| 95% above US avg |
| Establishments (County) | 516 |
| County GDP | $1,077M |
Business (County)
| Restaurants | 28 |
| Healthcare | 51 |
| Retail | 68 |
| Manufacturing | 21 |
Tax & Cost of Living
| Property Tax (IRS) | $2,014 |
| 42% below US avg |
| Cost of Living | 90.20 (100=avg) |
| Effective Tax Rate | 2.19% |
Commute & Transportation
| Commute Time | 34.0 min |
| Drive Alone | 88.0% |
| Public Transit | 0.0% |
| Work from Home | 0.0% |
The median home value in Centertown is $91,800, 67% below the national median of $281,900. Zillow estimates the typical home value at $127,733, higher than the Census estimate. Monthly rent averages $919 (21% below the national average of $1,163). Fair market rent ranges from $794 for a one-bedroom to $984 for a two-bedroom apartment. 75.8% of housing units are owner-occupied (above the 65.4% national rate). There are 161 total housing units in the city. The median year a home was built is 1973. The average annual property tax is $2,014 (lower than the $3,500 national average). 29.5% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2x, well within the affordable range.
Home Values
| Census Median | $91,800 |
| 67% below US avg |
| Zillow ZHVI | $127,733 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $919 |
| 21% below US avg |
| Rent Burden | 29.5% |
HUD Fair Market Rent
| Studio | $719 |
| 1 Bedroom | $794 |
| 2 Bedrooms | $984 |
| 3 Bedrooms | $1,277 |
| 4 Bedrooms | $1,442 |
Ownership & Property
| Homeownership | 75.8% |
| Owner-Occupied | 75.8% |
| Renter-Occupied | 24.2% |
| Housing Units | 161 |
| Median Year Built | 1973 |
Property Tax
| Avg Tax (IRS) | $2,014 |
| 42% below US avg |
| Effective Rate | 2.19% |
In Centertown, 34.5% of adults are obese, above the national rate of 32.1%. The primary care physician ratio is 1:4,738. The dentist ratio is 1:3,921. 37.9% of residents have access to exercise opportunities. The food environment index is 7.8 out of 10.
Health Metrics: Centertown vs U.S. Average (%)
Chronic Conditions
| Obesity | 34.5% |
| 7% above US avg |
Behaviors & Mental Health
Healthcare Access
| Insurance Rate | 92.0% |
| |
| Primary Care | 1:4,738 |
| Dentists | 1:3,921 |
| Mental Health | 1:1,969 |
| Dental Visits | 59.7% |
| Premature Death | 11,567/100K |
Food & Exercise
| Food Environment | 7.8/10 |
| Exercise Access | 37.9% |
| Healthcare Facilities | 51 |
Centertown has a violent crime rate of 0 per 100,000 residents, 100% below the national average of 380. This breaks down to aggravated assault at 0.0 per 100,000, robbery at 0.0, rape at 0.0. The murder rate is 0.0 per 100,000 (below the national rate of 6.3). Property crime stands at 0 per 100,000, 100% below the U.S. average. This includes larceny/theft at 0, burglary at 0, vehicle theft at 0 per 100,000 residents. The county recorded 1 fatal traffic crashes.
Crime Rates: Centertown vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 0.0/100K |
| 100% below US avg |
| Murder | 0.0/100K |
| 100% below US avg |
| Rape | 0.0/100K |
| Robbery | 0.0/100K |
| Assault | 0.0/100K |
Property Crime
| Total Property | 0.0/100K |
| 100% below US avg |
| Burglary | 0.0/100K |
| Theft | 0.0/100K |
| Vehicle Theft | 0.0/100K |
| Arson | 0.0/100K |
Traffic Safety
| Fatal Crashes (County/yr) | 1 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
Centertown enjoys a temperate climate with an average annual temperature of 57°F (14°C). Winters average 34°F in January while summers reach 78°F in July. The area gets 299 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 52.0 inches (wetter than the 38-inch national average). Air quality is rated Good with a median AQI of 41. The city sits at an elevation of 441 feet.
Temperature
34°F Jan (1°C)
78°F Jul (25°C)
| Annual Average | 56.9°F |
| 5% above US avg |
| January Average | 34°F (1°C) |
| July Average | 78°F (25°C) |
| Sunny Days | 299 days/yr |
Geography
| Elevation | 441 ft (134 m) |
| Area | 0.3 sq mi (0.8 km²) |
| Population Density | 1,119/sq mi |
| Coordinates | 37.4178°N, 86.9960°W |
| Timezone | America/New_York |
| County | Ohio County County |
| Nearest Airport | Owensboro/Daviess County Regional (OWB)
24 miles away |
Precipitation & Snow
Annual Rainfall
52.0"
37% above US avg
Wettest Month (May)
4.72"
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 54.2 / 100 |
| Social Vulnerability | 72.7 / 100 |
| Community Resilience | 52.0 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Very Low |
| Earthquake |
Relatively Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively Moderate |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Low |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively High |
| Drought |
Relatively Low |
| Cold Wave |
Relatively Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
48 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M5.2. Most recent: M2.6 on Aug 9, 2025.
| Apr 18, 2008 |
7 km NNE of Bellmont, Illinois |
M5.2 |
139 km |
| Apr 18, 2008 |
9 km NNE of Bellmont, Illinois |
M4.7 |
139 km |
| Jun 18, 2002 |
6 km SW of Parkers Settlement, Indiana |
M4.6 |
93 km |
| Apr 21, 2008 |
7 km NNE of Bellmont, Illinois |
M4.0 |
138 km |
| Dec 7, 2000 |
7 km W of Evansville, Indiana |
M3.9 |
83 km |
| Jan 24, 1990 |
6 km WNW of Alton, Indiana |
M3.9 |
92 km |
| Sep 19, 2017 |
4 km N of Bellmont, Illinois |
M3.8 |
138 km |
| Jan 27, 1990 |
6 km N of Alton, Indiana |
M3.8 |
99 km |
| Apr 25, 2008 |
8 km NNE of Bellmont, Illinois |
M3.7 |
138 km |
| Jan 2, 2006 |
3 km NNE of Eldorado, Illinois |
M3.6 |
134 km |
| Nov 20, 2012 |
7 km N of Bellmont, Illinois |
M3.6 |
140 km |
| Jun 5, 2008 |
8 km WNW of Mount Carmel, Illinois |
M3.4 |
137 km |
| May 1, 2008 |
8 km NNE of Bellmont, Illinois |
M3.3 |
138 km |
| Jul 18, 2008 |
6 km NNE of Bellmont, Illinois |
M3.1 |
139 km |
| Sep 9, 2017 |
4 km N of Bellmont, Illinois |
M3.1 |
138 km |
| May 30, 2023 |
6 km W of Calhoun, Kentucky |
M3.0 |
32 km |
| Nov 28, 1998 |
6 km SW of Bremen, Kentucky |
M2.9 |
26 km |
| Jan 3, 2003 |
9 km SW of Mount Vernon, Indiana |
M2.9 |
98 km |
| Apr 28, 2000 |
6 km W of Equality, Illinois |
M2.9 |
130 km |
| Jun 24, 2008 |
8 km NNE of Bellmont, Illinois |
M2.9 |
138 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
489 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 98 fatalities, 1,142 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Apr 3, 1974 |
EF5 |
54 km |
31 |
| Apr 3, 1974 |
EF5 |
76 km |
6 |
| Nov 15, 2005 |
EF4 |
51 km |
0 |
| Apr 3, 1974 |
EF4 |
38 km |
0 |
| Jul 9, 2024 |
EF3 |
96 km |
0 |
| Dec 11, 2021 |
EF3 |
62 km |
0 |
| Dec 11, 2021 |
EF3 |
65 km |
16 |
| Nov 17, 2013 |
EF3 |
89 km |
0 |
| Nov 17, 2013 |
EF3 |
53 km |
0 |
| Apr 26, 2011 |
EF3 |
96 km |
0 |
| Apr 10, 2009 |
EF3 |
55 km |
0 |
| Mar 28, 2009 |
EF3 |
75 km |
0 |
| Feb 5, 2008 |
EF3 |
35 km |
3 |
| Oct 18, 2007 |
EF3 |
42 km |
0 |
| Apr 2, 2006 |
EF3 |
80 km |
0 |
| Nov 6, 2005 |
EF3 |
93 km |
0 |
| Nov 6, 2005 |
EF3 |
83 km |
24 |
| May 11, 2003 |
EF3 |
24 km |
0 |
| Apr 28, 2002 |
EF3 |
78 km |
0 |
| May 23, 2000 |
EF3 |
63 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: FLOATING MILL HOLLOW (2,422 ac, 2010).
| Year |
Name |
Acres |
Distance |
| 2010 |
FLOATING MILL HOLLOW |
2,422 |
84 km |
| 2008 |
BROOKS KNOB |
2,225 |
74 km |
| 2012 |
FY2012 CRYSTAL CAVE BROADCAST BURN |
2,221 |
86 km |
| 2010 |
JOPPA CHURCH |
2,037 |
81 km |
| 2004 |
JIM LEE |
1,770 |
84 km |
| 2009 |
TEMPLE HILL |
1,628 |
73 km |
| 2009 |
JIM LEE |
1,613 |
84 km |
| 2007 |
DEAD DEER |
1,557 |
15 km |
| 2007 |
Big Woods |
1,500 |
86 km |
| 2008 |
GOBLIN KNOB |
1,445 |
83 km |
| 2017 |
UNNAMED |
1,336 |
80 km |
| 2019 |
UNNAMED |
1,057 |
81 km |
| 1999 |
UNNAMED |
1,039 |
17 km |
| 2021 |
UNNAMED |
959 |
83 km |
| 2014 |
UNNAMED |
910 |
92 km |
| 2019 |
UNNAMED |
892 |
92 km |
| 2024 |
LONG RUN RX |
774 |
80 km |
| 2007 |
DENNISON FERRY RX |
655 |
88 km |
| 2000 |
UNNAMED |
641 |
62 km |
| 2019 |
UNNAMED |
584 |
80 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
34°F (1°C) |
3.3 in |
Coldest |
| February |
37°F (3°C) |
4.0 in |
|
| March |
47°F (8°C) |
4.6 in |
|
| April |
56°F (14°C) |
4.5 in |
|
| May |
65°F (18°C) |
4.7 in |
Wettest |
| June |
73°F (23°C) |
3.7 in |
|
| July |
78°F (25°C) |
4.3 in |
Warmest |
| August |
76°F (24°C) |
3.6 in |
|
| September |
70°F (21°C) |
3.7 in |
|
| October |
58°F (14°C) |
2.9 in |
Driest |
| November |
47°F (9°C) |
4.4 in |
|
| December |
38°F (3°C) |
4.4 in |
|
Centertown has a seasonal temperature swing of 44°F / from 34°F in January to 78°F in July. Total annual precipitation is 48.1 inches, with May being the wettest month (4.7") and October the driest (2.9").
Average costs for common services in Centertown. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$226 ($135–$361) |
| Specialist Visit |
$316 ($180–$496) |
| Urgent Care Visit |
$180 ($90–$316) |
| Emergency Room Visit |
$1,984 ($722–$4,510) |
| Dental Cleaning |
$117 ($68–$180) |
| Dental Filling |
$226 ($135–$361) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$41 ($23–$68) |
| Oil Change (Synthetic) |
$68 ($45–$108) |
| Brake Pad Replacement |
$271 ($135–$451) |
| Tire Rotation |
$36 ($18–$68) |
| New Tires (Set of 4) |
$541 ($361–$902) |
| Battery Replacement |
$180 ($90–$316) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$90 ($54–$135) |
| Electrician (Per Hour) |
$81 ($45–$126) |
| HVAC Repair |
$361 ($135–$722) |
| HVAC System Install |
$6,314 ($3,608–$10,824) |
| Roof Repair |
$902 ($361–$1,804) |
| Roof Replacement |
$8,118 ($4,961–$13,530) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,353 ($451–$3,157) |
| Divorce (Contested) |
$13,530 ($4,510–$27,060) |
| DUI Defense |
$4,510 ($1,804–$9,020) |
| Bankruptcy (Chapter 7) |
$1,353 ($722–$2,706) |
| Will Preparation |
$451 ($180–$902) |
| Trust Preparation |
$2,255 ($902–$4,510) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14–$41) |
| Women's Haircut |
$50 ($27–$90) |
| Hair Coloring (Full) |
$135 ($68–$226) |
| Manicure |
$23 ($14–$41) |
| Pedicure |
$36 ($23–$59) |
| Massage (1 Hour) |
$72 ($45–$117) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.70 ($2.71–$4.96) |
| Dozen Eggs (per dozen) |
$3.16 ($2.26–$4.51) |
| Loaf of Bread |
$3.43 ($2.26–$4.96) |
| Chicken Breast (per lb) |
$4.06 ($2.71–$5.86) |
| Ground Beef (per lb) |
$4.96 ($3.61–$6.77) |
| Rice (per lb) |
$0.90 ($0.54–$1.62) |
View all 20 services
Utilities
| Electricity (Monthly) |
$126 ($72–$226) |
| Natural Gas (Monthly) |
$63 ($27–$135) |
| Water/Sewer (Monthly) |
$63 ($36–$108) |
| Internet (Monthly) |
$63 ($36–$90) |
| Cell Phone Plan (Monthly) |
$59 ($27–$90) |
| Cable TV (Monthly) |
$77 ($45–$135) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$180 ($68–$451) |
| Car Insurance (Annual) |
$1,804 ($1,082–$3,157) |
| Bus Pass (Monthly) |
$63 ($27–$117) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.22–$23) |
| Car Registration (Annual) |
$90 ($27–$226) |
| Driver's License Renewal |
$27 ($14–$68) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,082 ($541–$2,255) |
| Daycare (Toddler, Monthly) |
$902 ($451–$1,804) |
| After-School Care (Monthly) |
$361 ($180–$631) |
| Tutoring (Per Hour) |
$45 ($23–$90) |
| SAT/ACT Prep Course |
$902 ($361–$2,255) |
| Private School (K-12, Annual) |
$11,275 ($4,510–$27,060) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$54 ($27–$90) |
| Dog Vaccination (Annual) |
$90 ($45–$180) |
| Dog Grooming |
$54 ($27–$90) |
| Pet Boarding (Per Night) |
$36 ($18–$68) |
| Dog Spay/Neuter |
$271 ($135–$451) |
| Cat Spay/Neuter |
$180 ($90–$361) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $615 |
| Toddler | $582 |
| Preschool | $582 |
| Family Childcare (monthly) |
| Infant | $533 |
| Toddler | $455 |
| Preschool | $455 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Centertown
What is the population of Centertown?
Centertown has a population of 347 residents and is located in Kentucky. The population density is 1,119 people per square mile, spread across 0.3 square miles. The median age of residents is 39.5 years. The population is 47.8% female and 52.2% male.
Is Centertown expensive to live in?
Centertown is more affordable than the national average, with a cost of living index of 90.2 / below the baseline of 100. The median household income is $46,875, 38% below the national average of $75,149. The median home value is $91,800 (67% below the U.S. median). Renters pay a median of $919 per month, below the national average of $1,163. The home price-to-income ratio is 2x, indicating housing is reasonably affordable relative to local income levels.
Is Centertown safe?
Centertown is considered a very safe city with a violent crime rate of 0 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 0 per 100,000 (below the national average).
What is the weather like in Centertown?
Centertown enjoys a temperate climate with an average annual temperature of 57°F (14°C). Winter temperatures average 34°F in January, while summers reach an average of 78°F in July. The area receives 299 sunny days per year, well above the national average of 205. Annual rainfall totals 52.0 inches. Air quality is rated Good with a median Air Quality Index (AQI) of 41.
How is the job market in Centertown?
Centertown has a healthy job market with an unemployment rate of 3.5%, near the national average of 3.6%. The average weekly wage is $854. There are 516 business establishments in the area, including 28 restaurants and food service locations. The average commute time is 34 minutes, and 0.0% of workers work from home.
How much does housing cost in Centertown?
The median home value in Centertown is $91,800. Zillow estimates the typical home value at $127,733. For renters, the median monthly rent is $919. Fair market rent is $794 for a 1-bedroom and $984 for a 2-bedroom apartment. The homeownership rate is 75.8%. The average annual property tax is $2,014.
How are the schools in Centertown?
Schools in Centertown score 5.6 out of 10 on standardized testing, near the national average. 5.9% of adults in Centertown hold a bachelor's degree or higher, below the national average of 33.7%. 83.3% have completed high school. 2.0% hold a graduate or professional degree.
How healthy is Centertown?
The obesity rate in Centertown is 34.5% (above the national rate of 32.1%). 37.9% of residents have access to exercise opportunities. The primary care physician ratio is 1:4,738.
What is transportation like in Centertown?
The average commute in Centertown is 34 minutes, longer than the national average of 28 minutes. 88% of workers drive alone to work, and 0.0% work from home.
What are the demographics of Centertown?
The racial and ethnic makeup of Centertown is 91.1% White, 4% Hispanic or Latino. 98.3% of residents speak only English at home. 9.1% of the population are military veterans. 28.2% of residents have a disability. 92.0% have health insurance coverage.
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