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Chain-O-Lakes, IN

Full City Profile · Indiana · St. Joseph County County

3.0 /5.0
B Good
427 Population 277/sq mi density
$71,010 Median Income $28,725 per capita
$255,300 Home Value $266,214 Zillow
49°F Avg Temperature 275 sunny days/yr
685 Violent Crime/100K 4,704 property/100K
B
Overall
3.0 / 5.0
Good overall score based on economy, affordability, safety and education
A
Economy
4.4 / 5.0
$71,010 median income, 0.0% unemployment
A+
Affordability
4.7 / 5.0
$255,300 home value, /mo rent
F
Safety
1.0 / 5.0
685 violent crimes/100K (80% above avg)
C
Education
2.1 / 5.0
13.3% bachelor's degree or higher

Chain-O-Lakes, IN

At a Glance

Median Income
$71,010
6% below
$28,725 per capita
Home Value
$255,300
9% below
Zillow: $266,214
Violent Crime
685/100K
80% above
4,704/100K property
Bachelor's Degree+
13.3%
61% below
95.8% high school+
Unemployment
0.0%
100% below
0.0% poverty rate
Obesity Rate
32.7%
2% above
13.8% smoking rate
Avg Temperature
49°F
275 sunny days/yr

How Chain-O-Lakes Compares to the U.S. Average

Each bar shows Chain-O-Lakes's value as a percentage of the national average (100% = U.S. avg)

Income
94%
Home Value
91%
Poverty
0%
Bachelor's
39%
Unemployment
0%
Crime
180%
Thin vertical line = U.S. national average (100%)

Is Chain-O-Lakes a Good Place to Live?

B
3.0 / 5.0 — Good
Based on economy, affordability, safety, and education metrics compared to national averages.

Economy & Jobs

Chain-O-Lakes residents earn a median household income of $71,010 , which is 6% below the national average of $75,149. Per capita income is $28,725. The unemployment rate stands at 0.0% (100% below the U.S. rate of 3.6%). 0.0% of residents live below the poverty line. The area is home to 6,539 business establishments, including 630 restaurants.

Housing & Cost of Living

The median home value in Chain-O-Lakes is $255,300 , 9% below the national median of $281,900. Zillow estimates the typical home at $266,214. The cost of living index is 93.3 (100 = national average). The median home was built in 1998.

Safety & Crime

Chain-O-Lakes reports 685 violent crimes per 100,000 residents , which is 80% above the national average of 380/100K. Property crime is 4,704/100K.

Education

13.3% of adults in Chain-O-Lakes hold a bachelor's degree or higher (61% below the national average). 95.8% have completed high school. Local schools score 5.6/10 in standardized testing.

Climate & Weather

Chain-O-Lakes has an average annual temperature of 49°F (10°C). Winters average 24°F in January while summers reach 72°F in July. The area gets 275 sunny days per year. Annual precipitation totals 39.2 inches. Air quality is rated Good with a median AQI of 41.

Data Overview

People

Population427
Median Age52.8 yrs
Density277/mi²
Male / Female68% / 32%
Foreign Born13.6%
Veterans21.6%

Economy

A
Median Income$71,010
Per Capita$28,725
Unemployment0.0%
Poverty0.0%
County GDP$19,493M
Avg Weekly Wage$1,140

Housing

A+
Home Value$255,300
Rent
Ownership100.0%
Zillow$266,214
Housing Units329
Rent Burden29.5%

Crime

F
Violent685/100K
Property4,704/100K

Health

Obesity32.7%
Diabetes9.3%
Smoking13.8%
Heart Disease4.9%
Premature Death9,846/100K

Climate

Avg Temp49°F
Sunny Days275/yr
Rain39.2 in/yr
AQI41 (Good)
Elevation741 ft

Education

C
Bachelor's+13.3%
High School+95.8%
Graduate+6.5%
School Score5.6/10

Community

2024 VoteR 49% / D 50%
Commute20 min
Broadband100.0%
Internet Speed124 Mbps
EV Stations2
Libraries15

Did You Know?

The median home in Chain-O-Lakes was built in 1998.
The nearest airport is South Bend International (4 miles).
The Gini coefficient (income inequality) is 0.472 (U.S. avg: 0.490).
Natural hazard risk is rated "Relatively Moderate" by FEMA.
0.0% of the population has a disability.
13.6% of residents are foreign-born.
Average internet download speed is 124 Mbps.
There are 630 restaurants in the area.
The county recorded 23 fatal vehicle crashes.