Indiana · Metropolitan Area
Chain-O-Lakes is a small town in Indiana with a population of 427. Residents earn $71,010 per year, which is 6% below the national average.
Based on current data, Chain-O-Lakes receives an overall livability score of 3.7 out of 5.0, earning a grade of B+. Key strengths include low unemployment, a low poverty rate. Chain-O-Lakes offers a solid quality of life with a good balance of affordability, safety, and opportunity.
The median household income in Chain-O-Lakes is $71,010, roughly in line with the national average of $75,149. The job market is very strong with unemployment at just 0.0%. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 20 minutes, shorter than most U.S. cities.
The median home value in Chain-O-Lakes is $255,300, roughly aligned with the national median of $281,900. A price-to-income ratio of 3.6x indicates a reasonably affordable housing market.
13.3% of residents hold a bachelor's degree, below the national average of 33.7%. 95.8% have completed high school. Area schools have an average test score of 6/10.
Chain-O-Lakes experiences four distinct seasons with an average temperature of 49°F. Winters average 24°F in January while summers reach 72°F in July. Annual precipitation totals 39.2 inches, including 64.5 inches of snow. Air quality is rated Good with a median AQI of 41.
| English Only | 100.0% |
| 27% above US avg | |
| Spanish | 0.0% |
| 100% below US avg |
| Median HH Income | $71,010 |
| 6% below US avg | |
| Per Capita Income | $28,725 |
| Avg Weekly Wage | $1,140 |
| IRS Avg AGI | $73,799 |
| Unemployment | 0.0% |
| 100% below US avg | |
| Poverty Rate | 0.0% |
| 100% below US avg | |
| Establishments (County) | 6,539 |
| County GDP | $19,493M |
| Restaurants | 630 |
| Healthcare | 722 |
| Retail | 895 |
| Manufacturing | 315 |
| Property Tax (IRS) | $4,800 |
| 37% above US avg | |
| Effective Tax Rate | 1.88% |
| Commute Time | 19.9 min |
| Work from Home | 10.3% |
| Census Median | $255,300 |
| 9% below US avg |
| Studio | $816 |
| 1 Bedroom | $882 |
| 2 Bedrooms | $1,096 |
| 3 Bedrooms | $1,391 |
| 4 Bedrooms | $1,590 |
| Owner-Occupied | 100.0% |
| Avg Tax (IRS) | $4,800 |
| 37% above US avg | |
| Effective Rate | 1.88% |
| Insurance Rate | 88.9% |
| Premature Death | 9,846/100K |
| Food Environment | 7.5/10 |
| Exercise Access | 85.0% |
| Healthcare Facilities | 722 |
| Fatal Crashes (County/yr) | 23 |
| Annual Average | 49.3°F |
| 9% below US avg | |
| January Average | 24°F (-4°C) |
| July Average | 72°F (22°C) |
| Annual Rainfall | 39.2 inches |
| 3% above US avg | |
| Snowfall | 64.5 inches/yr |
| AQI Median | 41.0 |
| Rating | Good |
| Elevation | 741 ft (226 m) |
| Area | 1.5 sq mi (4.0 km²) |
| Population Density | 277/sq mi |
| Coordinates | 41.7071°N, 86.3883°W |
| County FIPS | 18141 |
Winner: Democrat by 1.5 points
| Bachelor's Degree+ | 13.3% |
| 61% below US avg | |
| High School+ | 95.8% |
| School Test Score | 6.01 |
| RUCC Code 2 | Metro — 250K–1M |
| Population Density | 277/sq mi |
| Total Area | 1.5 sq mi |
| Public Libraries | 15 |
| Healthcare Facilities | 722 |
| Restaurants | 630 |
| Retail Stores | 895 |
| Fatal Crashes (County/yr) | 23 |
| Avg Commute | 19.9 min |
| Work from Home | 10.3% |