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Chain-O-Lakes, IN
Full City Profile · Indiana · St. Joseph County County
3.0
/5.0
B
Good
427
Population
277/sq mi density
$71,010
Median Income
$28,725 per capita
$255,300
Home Value
$266,214 Zillow
49°F
Avg Temperature
275 sunny days/yr
685
Violent Crime/100K
4,704 property/100K
B
Overall
3.0 / 5.0
Good overall score based on economy, affordability, safety and education
A
Economy
4.4 / 5.0
$71,010 median income, 0.0% unemployment
A+
Affordability
4.7 / 5.0
$255,300 home value, /mo rent
F
Safety
1.0 / 5.0
685 violent crimes/100K (80% above avg)
C
Education
2.1 / 5.0
13.3% bachelor's degree or higher
Income Overview
Median Household Income
$71,010
6% below
US avg: $75,149
Per Capita Income
$28,725
26% below
US avg: $39,052
Unemployment Rate
0.0%
100% below
US avg: 3.6%
Poverty Rate
0.0%
100% below
US avg: 12.4%
Income Comparison: Chain-O-Lakes vs. U.S. Average
Each bar shows Chain-O-Lakes’s value as a percentage of the national average (100% line = U.S. avg)
Median Household
US: $75,149
$71,010
94%
Per Capita
US: $39,052
$28,725
74%
IRS Avg AGI
US: $72,000
$73,799
102%
Avg Weekly Wage
US: $1,432
$1,140
80%
Thin line = U.S. average (100%)
Employment & Commute
Avg Weekly Wage
$1,140
20% below US avg ($1,432)
Mean Commute Time
20 min
28% below US avg (28 min)
Work From Home
10.3%
32% below US avg (15.2%)
Drive Alone
78.5%
7% above US avg (73.2%)
Public Transit
0.0%
100% below US avg (5.0%)
County GDP
$19,493M
County-level GDP (BEA 2024)
How Residents Get to Work
Drive Alone
78.5%
Public Transit
0%
Work From Home
10.3%
Other
11.2%
Average commute time
20 minutes
US avg: 28 min
Business Landscape
Total Establishments
6,539
Restaurants
630
Healthcare
722
Retail
895
Manufacturing
315
Tax & Financial
IRS Avg Adjusted Gross Income
$73,799
2% above US avg ($72,000)
Avg Property Tax
$4,800
37% above US avg ($3,500)
Cost of Living Index
93.3
Below national average (100 = US avg)
Complete Economy Data
Income & Wages
| Median Household Income | $71,010 |
| Per Capita Income | $28,725 |
| IRS Avg Adjusted Gross Income | $73,799 |
| Avg Weekly Wage | $1,140 |
| County GDP | $19,493M |
Hardship Indicators
| Unemployment Rate | 0.0% |
| Poverty Rate | 0.0% |
| Gini Coefficient | 0.472 |
| Cost of Living Index | 93.3 |
Commute
| Mean Commute | 20 minutes |
| Drive Alone | 78.5% |
| Public Transit | 0.0% |
| Work From Home | 10.3% |
Businesses
| Total Establishments | 6,539 |
| Restaurants | 630 |
| Healthcare | 722 |
| Retail | 895 |
| Manufacturing | 315 |
Tax
| IRS Avg AGI | $73,799 |
| Avg Property Tax | $4,800 |