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Chain-O-Lakes, IN
Full City Profile · Indiana · St. Joseph County County
3.0
/5.0
B
Good
427
Population
277/sq mi density
$71,010
Median Income
$28,725 per capita
$255,300
Home Value
$266,214 Zillow
49°F
Avg Temperature
275 sunny days/yr
685
Violent Crime/100K
4,704 property/100K
B
Overall
3.0 / 5.0
Good overall score based on economy, affordability, safety and education
A
Economy
4.4 / 5.0
$71,010 median income, 0.0% unemployment
A+
Affordability
4.7 / 5.0
$255,300 home value, /mo rent
F
Safety
1.0 / 5.0
685 violent crimes/100K (80% above avg)
C
Education
2.1 / 5.0
13.3% bachelor's degree or higher
Housing Overview
Median Home Value
$255,300
9% below
US avg: $281,900
Homeownership Rate
100.0%
53% above US avg (65.4%)
Total Housing Units
329
Median year built: 1998
Home Value by Source
Census Median
$255,300
Zillow (ZHVI)
$266,214
Census ACS, Zillow ZHVI, Redfin median sale price
Ownership vs. Renting
100.0%
Owner-Occupied
0.0%
Renter-Occupied
US avg: 65.4% owner-occupied
Fair Market Rents (HUD FY2026)
Studio
$816/mo
1 Bedroom
$882/mo
2 Bedroom
$1,096/mo
3 Bedroom
$1,391/mo
4 Bedroom
$1,590/mo
Affordability & Housing Stock
Rent Burden
29.5%
of renters spending 30%+ of income on housing
5% below US avg (31.0%)
Median Year Built
1998
Average age of housing stock: 28 years
Homeownership Rate
100.0%
Complete Housing Data
Home Values
| Census Median Value | $255,300 |
| Zillow Home Value (ZHVI) | $266,214 |
Rent
| FMR Studio | $816 |
| FMR 1-Bedroom | $882 |
| FMR 2-Bedroom | $1,096 |
| FMR 3-Bedroom | $1,391 |
| FMR 4-Bedroom | $1,590 |
Market
Ownership & Stock
| Owner-Occupied | 100.0% |
| Renter-Occupied | 0.0% |
| Homeownership Rate | 100.0% |
| Total Housing Units | 329 |
| Median Year Built | 1998 |
| Rent Burden | 29.5% |