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Chance, MD
Full City Profile · Maryland · Somerset County County
2.8
/5.0
C+
Fair
218
Population
131/sq mi density
$63,500
Median Income
$43,146 per capita
$229,800
Home Value
$196,588 Zillow
58°F
Avg Temperature
297 sunny days/yr
37
Violent Crime/100K
521 property/100K
C+
Overall
2.8 / 5.0
Fair overall score based on economy, affordability, safety and education
A
Economy
4.1 / 5.0
$63,500 median income, 2.9% unemployment
A+
Affordability
4.6 / 5.0
$229,800 home value, /mo rent
F
Safety
1.0 / 5.0
37 violent crimes/100K
F
Education
1.4 / 5.0
4.5% bachelor's degree or higher
Housing Overview
Median Home Value
$229,800
18% below
US avg: $281,900
Homeownership Rate
97.1%
48% above US avg (65.4%)
Total Housing Units
271
Median year built: 1975
Home Value by Source
Census Median
$229,800
Zillow (ZHVI)
$196,588
Census ACS, Zillow ZHVI, Redfin median sale price
Ownership vs. Renting
97.1%
Owner-Occupied
2.9%
Renter-Occupied
US avg: 65.4% owner-occupied
Fair Market Rents (HUD FY2026)
Studio
$1,312/mo
1 Bedroom
$1,400/mo
2 Bedroom
$1,648/mo
3 Bedroom
$2,123/mo
4 Bedroom
$2,442/mo
Affordability & Housing Stock
Rent Burden
36.3%
of renters spending 30%+ of income on housing
17% above US avg (31.0%)
Median Year Built
1975
Average age of housing stock: 51 years
Homeownership Rate
97.1%
Complete Housing Data
Home Values
| Census Median Value | $229,800 |
| Zillow Home Value (ZHVI) | $196,588 |
Rent
| FMR Studio | $1,312 |
| FMR 1-Bedroom | $1,400 |
| FMR 2-Bedroom | $1,648 |
| FMR 3-Bedroom | $2,123 |
| FMR 4-Bedroom | $2,442 |
Market
Ownership & Stock
| Owner-Occupied | 97.1% |
| Renter-Occupied | 2.9% |
| Homeownership Rate | 97.1% |
| Total Housing Units | 271 |
| Median Year Built | 1975 |
| Rent Burden | 36.3% |