Chance, MD
Full City Profile · Maryland · Somerset County County
3.2
/5.0
B
Good
218
Population
131/sq mi density
$63,500
Median Income
$43,146 per capita
$229,800
Home Value
$196,588 Zillow
57°F
Avg Temperature
B
Overall
3.2 / 5.0
Good overall score based on economy, affordability, safety and education
B+
Economy
3.7 / 5.0
$63,500 median income, 6.1% unemployment
A+
Affordability
4.6 / 5.0
$229,800 home value, /mo rent
F
Education
1.4 / 5.0
4.5% bachelor's degree or higher
Chance enjoys a temperate climate with an average annual temperature of 57°F (14°C). Winters average 37°F in January while summers reach 78°F in July. Annual precipitation totals 47.0 inches. The area receives 8.0 inches of snow annually.
Temperature
37°F Jan (3°C)
78°F Jul (26°C)
| Annual Average | 56.9°F |
| 5% above US avg | |
| January Average | 37°F (3°C) |
| July Average | 78°F (26°C) |
Geography
| Elevation | 6 ft (2 m) |
| Area | 1.7 sq mi (4.3 km²) |
| Population Density | 131/sq mi |
| Coordinates | 38.1780°N, 75.9388°W |
| Timezone | America/New_York |
| County | Somerset County County |
| Nearest Airport | Cambridge-Dorchester Regional (CGE) 25 miles away |
Precipitation & Snow
Air Quality
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 59.6 / 100 |
| Social Vulnerability | 72.1 / 100 |
| Community Resilience | 91.9 / 100 |
Hazard Breakdown
| Tornado | Very Low |
| Hurricane | Relatively Moderate |
| Earthquake | Very Low |
| Wildfire | Relatively Low |
| Flood | Very Low |
| Hail | Very Low |
| Strong Wind | Relatively Low |
| Heat Wave | Very Low |
| Winter Weather | Relatively Low |
| Lightning | Very Low |
| Ice Storm | Relatively Low |
| Drought | Relatively Moderate |
| Cold Wave | Relatively Low |
| Landslide | Very Low |
| Coastal Flood | Relatively High |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Monthly Weather
| Month | Avg Temperature | Precipitation | Summary |
|---|---|---|---|
| January | 37°F (3°C) | 3.7 in | Coldest |
| February | 39°F (4°C) | 2.8 in | Driest |
| March | 45°F (7°C) | 4.1 in | |
| April | 55°F (13°C) | 3.5 in | |
| May | 64°F (18°C) | 3.5 in | |
| June | 73°F (23°C) | 4.3 in | |
| July | 78°F (26°C) | 4.5 in | Warmest |
| August | 76°F (24°C) | 4.9 in | Wettest |
| September | 70°F (21°C) | 4.6 in | |
| October | 59°F (15°C) | 4.2 in | |
| November | 48°F (9°C) | 3.2 in | |
| December | 41°F (5°C) | 3.8 in |
Chance has a seasonal temperature swing of 41°F / from 37°F in January to 78°F in July. Total annual precipitation is 47.0 inches, with August being the wettest month (4.9") and February the driest (2.8").