Charlottesville, IN

Indiana · Metropolitan Area

Charlottesville is a small town in Indiana with a population of 403.

3.4 /5.0
B Good
403 Population 640/sq mi density
N/A Median Income $29,016 per capita
$210,400 Home Value $238,455 Zillow
N/A Median Rent
52°F Avg Temperature
B
Overall
3.4 / 5.0
Good overall score based on economy, affordability, safety and education
B
Education
3.4 / 5.0
30.6% bachelor's degree or higher
Home Value $210,400
25% lower than US avg
Bachelor's+ 30.6%
9% lower than US avg
Unemployment 0.0%
100% lower than US avg
Poverty Rate 0.0%
100% lower than US avg

How Charlottesville Compares to the U.S. Average (100% = U.S. avg)

People

Population403
Median Age60.0 yrs
Density640/mi²
Male / Female45% / 55%
Largest GroupWhite 96%
Veterans12.6%

Economy

Median IncomeN/A
Per Capita$29,016
Unemployment0.0%
Poverty0.0%
County GDP$4,922M
Commute40 min

Housing

Home Value$210,400
RentN/A
OwnershipN/A
Zillow$238,455

Crime

ViolentN/A
PropertyN/A

Health

ObesityN/A
UninsuredN/A

Climate

Avg Temp52°F
AQI41 (Good)
Rain47.8 in/yr
Elevation946 ft

Education

B
Bachelor's+30.6%
High School+82.2%
School Score6.01

Community

2024 VoteR 66% / D 32%
Commute40 min
Broadband53.9%
Libraries4

Is Charlottesville a Good Place to Live?

Based on current data, Charlottesville receives an overall livability score of 3.4 out of 5.0, earning a grade of B. Key strengths include low unemployment, affordable housing, a low poverty rate, high health insurance coverage. Areas to be aware of include long commute times. Charlottesville offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The job market is very strong with unemployment at just 0.0%. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 40 minutes, longer than the typical American commute of 28 minutes.

Cost of Living & Housing

The median home value in Charlottesville is $210,400, 25% below the national median — offering relatively affordable homeownership.

Education

30.6% of residents hold a bachelor's degree, below the national average of 33.7%. 82.2% have completed high school. Area schools have an average test score of 6/10.

Climate & Weather

Charlottesville experiences four distinct seasons with an average temperature of 52°F. Winters average 27°F in January while summers reach 74°F in July. Annual precipitation totals 47.8 inches, including 20.2 inches of snow. Air quality is rated Good with a median AQI of 41.

Charlottesville has a population of 403 with a density of 640 people per square mile. The median age is 60.0 years, 54% older than the national median of 38.9. The city is predominantly White (95.8%).

Population

403
Total Population
640
People / sq mi
60.0yrs
Median Age
54% above US avg
0.6mi²
Land Area

Gender Distribution

Male 45.4%
Female 54.6%

Race & Ethnicity

Charlottesville vs U.S. Average

Language Spoken at Home

English Only100.0%
27% above US avg
Spanish0.0%
100% below US avg

Social Characteristics

Charlottesville vs U.S. Average

The median household income in Charlottesville is N/A. The unemployment rate is 0.0% (below the 3.6% US average). 0.0% of residents live below the poverty line. Workers commute an average of 40 minutes.

Income: Charlottesville vs U.S.

Commute Mode

Income

Per Capita Income$29,016
Avg Weekly Wage$1,089
IRS Avg AGI$84,839

Employment & Poverty

Unemployment0.0%
100% below US avg
Poverty Rate0.0%
100% below US avg
Establishments (County)2,045
County GDP$4,922M

Business (County)

Restaurants132
Healthcare155
Retail164
Manufacturing73

Tax & Cost of Living

Property Tax (IRS)$3,198
9% below US avg
Effective Tax Rate1.52%

Commute & Transportation

Commute Time40.2 min
Drive Alone82.3%
Public Transit0.0%
Work from Home2.7%

Walkability

The median home value in Charlottesville is $210,400, 25% below the national average. Zillow estimates the typical home value at $238,455.

Home Value Sources

Ownership Split

Home Values

Census Median$210,400
25% below US avg
Zillow ZHVI$238,455

Real Estate Market (Redfin)

Rental Costs

HUD Fair Market Rent

Studio$816
1 Bedroom$882
2 Bedrooms$1,096
3 Bedrooms$1,391
4 Bedrooms$1,590

Ownership & Property

Owner-Occupied58.3%

Property Tax

Avg Tax (IRS)$3,198
9% below US avg
Effective Rate1.52%

Health Metrics: Charlottesville vs U.S. Average (%)

Chronic Conditions

Behaviors & Mental Health

Healthcare Access

Insurance Rate100.0%
Premature Death7,434/100K

Food & Exercise

Food Environment8.3/10
Exercise Access69.7%
Healthcare Facilities155

Crime Rates: Charlottesville vs U.S. Average (per 100,000)

Violent Crime

Property Crime

Traffic Safety

Fatal Crashes (County/yr)12

Safety Score

Charlottesville has an average annual temperature of 52°F (11°C). Winters average 27°F in January while summers reach 74°F in July. Annual precipitation is 47.8 inches. Air quality is rated Good with a median AQI of 41.

Temperature

27°F Jan (-3°C) 74°F Jul (23°C)
Annual Average51.9°F
4% below US avg
January Average27°F (-3°C)
July Average74°F (23°C)

Precipitation & Snow

Annual Rainfall47.8 inches
26% above US avg
Snowfall20.2 inches/yr

Air Quality

AQI Median41.0
RatingGood

Geography

Elevation946 ft (288 m)
Area0.6 sq mi (1.6 km²)
Population Density640/sq mi
Coordinates39.7909°N, 85.6119°W
County FIPS18059
It is classified as Metro — 1 million+. 30.6% of residents hold a bachelor's degree or higher (9% below US avg). In the 2024 election, the county voted Republican by a 33.7-point margin. 53.9% of households have broadband internet.

2024 Presidential Election (County)

R 65.9%
D 32.2%

Winner: Republican by 33.7 points

Education

Bachelor's Degree+30.6%
9% below US avg
High School+82.2%
School Test Score6.01
B Education Grade (3.4/5.0)

Urban-Rural Classification

RUCC Code 1Metro — 1 million+
Population Density640/sq mi
Total Area0.6 sq mi

Infrastructure & Services

Broadband Access53.9%
Public Libraries4
Healthcare Facilities155
Restaurants132
Retail Stores164

Safety & Disasters

Fatal Crashes (County/yr)12

Commute & Transportation

Avg Commute40.2 min
Drive Alone82.3%
Public Transit0.0%
Work from Home2.7%

Nearby Cities

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