Home Value
$210,400
25% lower than US avg
Violent Crime
136/100K
64% lower than US avg
Bachelor's+
30.6%
9% lower than US avg
Obesity Rate
38.5%
20% higher than US avg
Unemployment
0.0%
100% lower than US avg
Poverty Rate
0.0%
100% lower than US avg
How Charlottesville Compares to the U.S. Average (100% = U.S. avg)
People
Population403
Median Age60.0 yrs
Density640/mi²
Male / Female45% / 55%
Largest GroupWhite 96%
Veterans12.6%
Economy
Per Capita$29,016
Unemployment0.0%
Poverty0.0%
County GDP$4,922M
Commute40 min
Housing
Home Value$210,400
Ownership58.3%
Zillow$238,455
Housing Units228
Rent Burden25.1%
Crime
F
Violent136/100K
Property1,698/100K
Health
Obesity38.5%
Smoking18.0%
Depression28.0%
Heart Disease6.1%
Climate
Avg Temp52°F (11°C)
AQI41 (Good)
Rain47.8 in/yr
Sunny Days293/yr
Elevation946 ft (288 m)
Education
B
Bachelor's+30.6%
High School+82.2%
Graduate+5.0%
School Score6.41
Community
2024 VoteR 66% / D 32%
Commute40 min
Broadband53.9%
EV Stations8
Libraries4
Is Charlottesville a Good Place to Live?
Based on current data, Charlottesville receives an overall livability score of 2.2 out of 5.0, earning a grade of C. Key strengths include low unemployment, low crime rates, affordable housing, abundant sunshine. Areas to be aware of include long commute times. Charlottesville has some notable strengths but also faces challenges that prospective residents should consider.
Economy & Jobs
The job market is very strong with unemployment at just 0.0%. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 40 minutes, longer than the typical American commute of 28 minutes.
Cost of Living & Housing
The median home value in Charlottesville is $210,400, 25% below the national median / offering relatively affordable homeownership.
Safety & Crime
Charlottesville is a very safe community with a violent crime rate of 136 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 1,698 per 100,000, near the national average.
Education
30.6% of residents hold a bachelor's degree, below the national average of 33.7%. 82.2% have completed high school. Local schools score 6.4/10 in standardized testing, reflecting strong academic performance.
Climate & Weather
Charlottesville experiences four distinct seasons with an average temperature of 52°F. Winters average 27°F in January while summers reach 74°F in July. With 293 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 47.8 inches, including 20.2 inches of snow. Air quality is rated Good with a median AQI of 41.
Charlottesville has a population of 403 with a density of 640 people per square mile, spread across 0.6 square miles. The median age is 60.0 years, 54% older than the national median of 38.9. The gender split is 54.6% female and 45.4% male. The city is predominantly White (95.8%). English is the primary language spoken at home by 100% of residents. 12.6% of the population are veterans, above the national rate of 6.0%. 34.7% of residents have a disability (above the 13.0% national average). 100.0% have health insurance coverage.
Population
60.0yrs
Median Age
54% above US avg
Race & Ethnicity
Charlottesville vs U.S. Average
Language Spoken at Home
English Only
100.0%
27% above US avg
Spanish
0.0%
100% below US avg
Social Characteristics
Charlottesville vs U.S. Average
Per capita income is $29,016 (below the $39,052 national figure). The average weekly wage is $1,089, 24% lower than the U.S. average. The unemployment rate is 0.0% (below the 3.6% US average). 0.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 2,045 business establishments, including 132 restaurants. The cost of living index is 93.3, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 40 minutes (longer than the 28-minute US average). 2.7% of workers work from home (below the 15.2% national rate).
Income: Charlottesville vs U.S.
Income
| |
| Per Capita Income | $29,016 |
| Avg Weekly Wage | $1,089 |
| IRS Avg AGI | $84,839 |
| Gini Index | 0.394 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.0% |
| 100% below US avg |
| Poverty Rate | 0.0% |
| 100% below US avg |
| Establishments (County) | 2,045 |
| County GDP | $4,922M |
Business (County)
| Restaurants | 132 |
| Healthcare | 155 |
| Retail | 164 |
| Manufacturing | 73 |
Tax & Cost of Living
| Property Tax (IRS) | $3,198 |
| 9% below US avg |
| Cost of Living | 93.30 (100=avg) |
| Effective Tax Rate | 1.52% |
Commute & Transportation
| Commute Time | 40.2 min |
| Drive Alone | 82.3% |
| Public Transit | 0.0% |
| Work from Home | 2.7% |
The median home value in Charlottesville is $210,400, 25% below the national median of $281,900. Zillow estimates the typical home value at $238,455, higher than the Census estimate. Fair market rent ranges from $882 for a one-bedroom to $1,096 for a two-bedroom apartment. 58.3% of housing units are owner-occupied (below the 65.4% national rate). There are 228 total housing units in the city. The median year a home was built is 1971. The average annual property tax is $3,198. 25.1% of renters spend 30% or more of their income on housing.
Home Values
| Census Median | $210,400 |
| 25% below US avg |
| Zillow ZHVI | $238,455 |
Real Estate Market (Redfin)
Rental Costs
HUD Fair Market Rent
| Studio | $816 |
| 1 Bedroom | $882 |
| 2 Bedrooms | $1,096 |
| 3 Bedrooms | $1,391 |
| 4 Bedrooms | $1,590 |
Ownership & Property
| Homeownership | 58.3% |
| Owner-Occupied | 58.3% |
| Renter-Occupied | 41.7% |
| Housing Units | 228 |
| Median Year Built | 1971 |
Property Tax
| Avg Tax (IRS) | $3,198 |
| 9% below US avg |
| Effective Rate | 1.52% |
In Charlottesville, 38.5% of adults are obese, above the national rate of 32.1%. 11.1% have diabetes. Heart disease affects 6.1% of residents. 34.0% have high blood pressure. 18.0% are current smokers (above the 14.0% national rate). 17.9% report binge drinking. 24.8% are physically inactive. 28.0% report depression (above the 20.0% national average). 19.6% experience frequent mental distress. The primary care physician ratio is 1:1,203. The dentist ratio is 1:2,967. 69.7% of residents have access to exercise opportunities. The food environment index is 8.3 out of 10.
Health Metrics: Charlottesville vs U.S. Average (%)
Chronic Conditions
| Obesity | 38.5% |
| 20% above US avg |
| Diabetes | 11.1% |
| Heart Disease | 6.1% |
| High Blood Pressure | 34.0% |
| Asthma | 11.7% |
| COPD | 8.0% |
| Cancer | 7.5% |
| Stroke | 3.1% |
Behaviors & Mental Health
| Smoking | 18.0% |
| 29% above US avg |
| Binge Drinking | 17.9% |
| Physical Inactivity | 24.8% |
| Depression | 28.0% |
| Mental Distress | 19.6% |
| Physical Distress | 13.9% |
| Short Sleep | 39.4% |
Healthcare Access
| Insurance Rate | 100.0% |
| |
| Primary Care | 1:1,203 |
| Dentists | 1:2,967 |
| Mental Health | 1:798 |
| Checkup Rate | 78.0% |
| Dental Visits | 58.1% |
| Premature Death | 7,434/100K |
Food & Exercise
| Food Environment | 8.3/10 |
| Exercise Access | 69.7% |
| Healthcare Facilities | 155 |
Charlottesville has a violent crime rate of 136 per 100,000 residents, 64% below the national average of 380. Property crime stands at 1,698 per 100,000, 13% below the U.S. average. The county recorded 12 fatal traffic crashes. Overall, Charlottesville receives a safety grade of F.
Crime Rates: Charlottesville vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 135.6/100K |
| 64% below US avg |
| |
Property Crime
| Total Property | 1,697.8/100K |
| 13% below US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 12 |
| Traffic Accidents | 57 |
| Avg Accident Severity | 2.1 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Charlottesville experiences four distinct seasons with an average annual temperature of 52°F (11°C). Winters average 27°F in January while summers reach 74°F in July. The area gets 293 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 47.8 inches (wetter than the 38-inch national average). The area receives 20.2 inches of snow annually, a moderate snowfall amount. Air quality is rated Good with a median AQI of 41. The city sits at an elevation of 946 feet.
Temperature
27°F Jan (-3°C)
74°F Jul (23°C)
| Annual Average | 51.9°F |
| 4% below US avg |
| January Average | 27°F (-3°C) |
| July Average | 74°F (23°C) |
| Sunny Days | 293 days/yr |
Geography
| Elevation | 946 ft (288 m) |
| Area | 0.6 sq mi (1.6 km²) |
| Population Density | 640/sq mi |
| Coordinates | 39.7909°N, 85.6119°W |
| Timezone | America/Indiana/Indianapolis |
| County | Hancock County County |
| Nearest Airport | Delaware County Regional (MIE)
33 miles away |
Precipitation & Snow
Annual Rainfall
47.8"
26% above US avg
Wettest Month (May)
4.57"
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 44.0 / 100 |
| Social Vulnerability | 10.6 / 100 |
| Community Resilience | 89.8 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Hurricane |
Very Low |
| Earthquake |
Relatively Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Low |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Low |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Low |
| Cold Wave |
Relatively Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
9 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.8. Most recent: M3.8 on Jun 17, 2021.
| Jun 17, 2021 |
Illinois-Indiana border region |
M3.8 |
143 km |
| Sep 12, 2004 |
4 km NW of Manilla, Indiana |
M3.8 |
21 km |
| Dec 20, 1990 |
5 km S of Stilesville, Indiana |
M3.7 |
90 km |
| Apr 14, 2000 |
4 km NW of Heritage Lake, Indiana |
M3.6 |
97 km |
| Dec 17, 1990 |
Illinois-Indiana border region |
M3.2 |
126 km |
| Apr 17, 1990 |
8 km NW of Fort Recovery, Ohio |
M3.0 |
99 km |
| Apr 4, 1994 |
2 km WNW of Minster, Ohio |
M2.9 |
123 km |
| Jun 12, 2015 |
6 km NW of Convoy, Ohio |
M2.6 |
148 km |
| Jan 30, 2004 |
2 km S of Rockford, Ohio |
M2.5 |
127 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
574 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 50 fatalities, 1,760 injuries.
| Date |
Rating |
Distance |
Fatalities |
| May 27, 2019 |
EF4 |
98 km |
0 |
| Jun 11, 1998 |
EF4 |
29 km |
0 |
| Jun 2, 1990 |
EF4 |
87 km |
0 |
| Jul 9, 1980 |
EF4 |
22 km |
2 |
| Apr 3, 1974 |
EF4 |
41 km |
1 |
| Apr 3, 1974 |
EF4 |
6 km |
0 |
| Apr 3, 1974 |
EF4 |
74 km |
4 |
| May 14, 1972 |
EF4 |
40 km |
0 |
| Apr 11, 1965 |
EF4 |
94 km |
25 |
| Apr 11, 1965 |
EF4 |
87 km |
4 |
| Apr 25, 1961 |
EF4 |
28 km |
0 |
| Mar 6, 1956 |
EF4 |
87 km |
1 |
| Mar 14, 2024 |
EF3 |
60 km |
1 |
| Mar 31, 2023 |
EF3 |
51 km |
0 |
| Mar 31, 2023 |
EF3 |
77 km |
0 |
| May 27, 2019 |
EF3 |
100 km |
0 |
| May 27, 2019 |
EF3 |
89 km |
0 |
| Aug 24, 2016 |
EF3 |
89 km |
0 |
| Mar 2, 2012 |
EF3 |
82 km |
3 |
| Jun 3, 2008 |
EF3 |
37 km |
1 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: WUI 3 03 (3,372 ac, 2003).
| Year |
Name |
Acres |
Distance |
| 2003 |
WUI 3 03 |
3,372 |
92 km |
| 2010 |
WUI UNIT 28K |
3,230 |
90 km |
| 1999 |
UNNAMED |
3,122 |
92 km |
| 2005 |
UNIT 3 05 |
2,511 |
93 km |
| 2008 |
FY 09 UNIT 42 RX FALL 2008 |
1,942 |
98 km |
| 2021 |
UNNAMED |
1,547 |
93 km |
| 1995 |
UNNAMED |
1,462 |
99 km |
| 2010 |
TRACER |
1,408 |
90 km |
| 2002 |
UNIT 28 |
1,259 |
100 km |
| 2007 |
UNNAMED |
1,102 |
64 km |
| 1995 |
UNNAMED |
1,019 |
90 km |
| 2008 |
FY 09 UNIT 3 RX FALL 2008 |
949 |
93 km |
| 2004 |
UNIT 30 |
938 |
88 km |
| 2013 |
NON-WUI HAZARD FUELS PRESCRIBED FIRE |
934 |
99 km |
| 2002 |
UNIT 3 |
929 |
93 km |
| 2009 |
UNIT 30D SPRING 2009 |
921 |
100 km |
| 2016 |
UNNAMED |
898 |
93 km |
| 2002 |
UNIT 1 |
707 |
89 km |
| 2003 |
UNIT 5 03 |
688 |
100 km |
| 2004 |
UNIT 1 |
669 |
89 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
27°F (-3°C) |
2.3 in |
Coldest, Driest |
| February |
29°F (-2°C) |
2.4 in |
|
| March |
40°F (4°C) |
3.4 in |
|
| April |
50°F (10°C) |
4.1 in |
|
| May |
61°F (16°C) |
4.6 in |
Wettest |
| June |
70°F (21°C) |
4.0 in |
|
| July |
74°F (23°C) |
4.5 in |
Warmest |
| August |
72°F (22°C) |
3.7 in |
|
| September |
65°F (18°C) |
2.9 in |
|
| October |
53°F (12°C) |
2.9 in |
|
| November |
42°F (6°C) |
3.6 in |
|
| December |
31°F (-1°C) |
3.0 in |
|
Charlottesville has a seasonal temperature swing of 48°F / from 27°F in January to 74°F in July. Total annual precipitation is 41.4 inches, with May being the wettest month (4.6") and January the driest (2.3").
Average costs for common services in Charlottesville. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$233 ($140–$373) |
| Specialist Visit |
$327 ($187–$513) |
| Urgent Care Visit |
$187 ($93–$327) |
| Emergency Room Visit |
$2,053 ($746–$4,665) |
| Dental Cleaning |
$121 ($70–$187) |
| Dental Filling |
$233 ($140–$373) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$42 ($23–$70) |
| Oil Change (Synthetic) |
$70 ($47–$112) |
| Brake Pad Replacement |
$280 ($140–$467) |
| Tire Rotation |
$37 ($19–$70) |
| New Tires (Set of 4) |
$560 ($373–$933) |
| Battery Replacement |
$187 ($93–$327) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$93 ($56–$140) |
| Electrician (Per Hour) |
$84 ($47–$131) |
| HVAC Repair |
$373 ($140–$746) |
| HVAC System Install |
$6,531 ($3,732–$11,196) |
| Roof Repair |
$933 ($373–$1,866) |
| Roof Replacement |
$8,397 ($5,132–$13,995) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,400 ($467–$3,266) |
| Divorce (Contested) |
$13,995 ($4,665–$27,990) |
| DUI Defense |
$4,665 ($1,866–$9,330) |
| Bankruptcy (Chapter 7) |
$1,400 ($746–$2,799) |
| Will Preparation |
$467 ($187–$933) |
| Trust Preparation |
$2,333 ($933–$4,665) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14–$42) |
| Women's Haircut |
$51 ($28–$93) |
| Hair Coloring (Full) |
$140 ($70–$233) |
| Manicure |
$23 ($14–$42) |
| Pedicure |
$37 ($23–$61) |
| Massage (1 Hour) |
$75 ($47–$121) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.83 ($2.80–$5.13) |
| Dozen Eggs (per dozen) |
$3.27 ($2.33–$4.67) |
| Loaf of Bread |
$3.55 ($2.33–$5.13) |
| Chicken Breast (per lb) |
$4.20 ($2.80–$6.06) |
| Ground Beef (per lb) |
$5.13 ($3.73–$7.00) |
| Rice (per lb) |
$0.93 ($0.56–$1.68) |
View all 20 services
Utilities
| Electricity (Monthly) |
$131 ($75–$233) |
| Natural Gas (Monthly) |
$65 ($28–$140) |
| Water/Sewer (Monthly) |
$65 ($37–$112) |
| Internet (Monthly) |
$65 ($37–$93) |
| Cell Phone Plan (Monthly) |
$61 ($28–$93) |
| Cable TV (Monthly) |
$79 ($47–$140) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$187 ($70–$467) |
| Car Insurance (Annual) |
$1,866 ($1,120–$3,266) |
| Bus Pass (Monthly) |
$65 ($28–$121) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.46–$23) |
| Car Registration (Annual) |
$93 ($28–$233) |
| Driver's License Renewal |
$28 ($14–$70) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,120 ($560–$2,333) |
| Daycare (Toddler, Monthly) |
$933 ($467–$1,866) |
| After-School Care (Monthly) |
$373 ($187–$653) |
| Tutoring (Per Hour) |
$47 ($23–$93) |
| SAT/ACT Prep Course |
$933 ($373–$2,333) |
| Private School (K-12, Annual) |
$11,663 ($4,665–$27,990) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$56 ($28–$93) |
| Dog Vaccination (Annual) |
$93 ($47–$187) |
| Dog Grooming |
$56 ($28–$93) |
| Pet Boarding (Per Night) |
$37 ($19–$70) |
| Dog Spay/Neuter |
$280 ($140–$467) |
| Cat Spay/Neuter |
$187 ($93–$373) |
View all 9 services
Frequently Asked Questions About Charlottesville
What is the population of Charlottesville?
Charlottesville has a population of 403 residents and is located in Indiana. The population density is 640 people per square mile, spread across 0.6 square miles. The median age of residents is 60.0 years, which is older than the national median of 38.9 years. The population is 54.6% female and 45.4% male.
Is Charlottesville expensive to live in?
Charlottesville is more affordable than the national average, with a cost of living index of 93.3 / below the baseline of 100. The median home value is $210,400 (25% below the U.S. median).
Is Charlottesville safe?
Charlottesville is considered a very safe city with a violent crime rate of 136 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 1,698 per 100,000 (below the national average). Overall, Charlottesville receives a safety grade of F based on combined crime data.
What is the weather like in Charlottesville?
Charlottesville has a four-season climate with an average annual temperature of 52°F (11°C). Winter temperatures average 27°F in January, while summers reach an average of 74°F in July. The area receives 293 sunny days per year, well above the national average of 205. Annual rainfall totals 47.8 inches, with 20.2 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 41.
How is the job market in Charlottesville?
The job market in Charlottesville is very strong, with unemployment at just 0.0% / well below the national rate of 3.6%. The average weekly wage is $1,089. There are 2,045 business establishments in the area, including 132 restaurants and food service locations. The average commute time is 40 minutes, and 2.7% of workers work from home.
How much does housing cost in Charlottesville?
The median home value in Charlottesville is $210,400. Zillow estimates the typical home value at $238,455. The homeownership rate is 58.3%. The average annual property tax is $3,198.
How are the schools in Charlottesville?
Schools in Charlottesville score 6.4 out of 10 on standardized testing, near the national average. 30.6% of adults in Charlottesville hold a bachelor's degree or higher, below the national average of 33.7%. 82.2% have completed high school. 5.0% hold a graduate or professional degree.
How healthy is Charlottesville?
The obesity rate in Charlottesville is 38.5% (above the national rate of 32.1%). 18.0% of adults are smokers. 24.8% are physically inactive. 28.0% of residents report depression. 69.7% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,203.
What is transportation like in Charlottesville?
The average commute in Charlottesville is 40 minutes, longer than the national average of 28 minutes. 82.3% of workers drive alone to work, and 2.7% work from home.
What are the demographics of Charlottesville?
The racial and ethnic makeup of Charlottesville is 95.8% White, 1% Hispanic or Latino. 100% of residents speak only English at home. 12.6% of the population are military veterans. 34.7% of residents have a disability. 100.0% have health insurance coverage.
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