Cochiti Lake, NM

New Mexico

Cochiti Lake is a small town in New Mexico with a population of 453. Residents earn $54,861 per year, which is 27% below the national average.

4.5 /5.0
A+ Excellent
453 Population 365/sq mi density
$54,861 Median Income $46,021 per capita
$208,100 Home Value $277,041 Zillow
$1,482 Median Rent
56°F Avg Temperature
A+
Overall
4.5 / 5.0
Excellent overall score based on economy, affordability, safety and education
A
Economy
4.1 / 5.0
$54,861 median income, 1.7% unemployment
A+
Affordability
4.5 / 5.0
$208,100 home value, $1,482/mo rent
A+
Education
5.0 / 5.0
51.0% bachelor's degree or higher
Median Income $54,861
27% lower than US avg
Home Value $208,100
26% lower than US avg
Bachelor's+ 51.0%
51% higher than US avg
Median Rent $1,482
27% higher than US avg
Obesity Rate 34.3%
7% higher than US avg
Unemployment 1.7%
53% lower than US avg
Poverty Rate 2.9%
77% lower than US avg

How Cochiti Lake Compares to the U.S. Average (100% = U.S. avg)

People

Population453
Median Age67.0 yrs
Density365/mi²
Male / Female38% / 63%
Largest GroupWhite 65%

Economy

A
Median Income$54,861
Per Capita$46,021
Unemployment1.7%
Poverty2.9%
County GDP$3,815M
Commute33 min

Housing

A+
Home Value$208,100
Rent$1,482
OwnershipN/A
Zillow$277,041

Crime

ViolentN/A
PropertyN/A

Health

Obesity34.3%
UninsuredN/A
Depression27.6%
Heart Disease5.9%

Climate

Avg Temp56°F
AQI37 (Good)
Rain11.8 in/yr
Elevation5,639 ft

Education

A+
Bachelor's+51.0%
High School+98.8%
School Score4.65

Community

2024 VoteR 33% / D 63%
Commute33 min
Libraries2

Is Cochiti Lake a Good Place to Live?

Based on current data, Cochiti Lake receives an overall livability score of 4.5 out of 5.0, earning a grade of A+. Key strengths include low unemployment, a highly educated population, affordable housing, a low poverty rate. Areas to be aware of include below-average incomes. Cochiti Lake stands out as an excellent place to live, with strong marks across most quality-of-life indicators.

Economy & Jobs

The median household income in Cochiti Lake is $54,861, 27% below the national average of $75,149. The job market is very strong with unemployment at just 1.7%. Only 2.9% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 33 minutes.

Cost of Living & Housing

The median home value in Cochiti Lake is $208,100, 26% below the national median — offering relatively affordable homeownership. Renters pay a median of $1,482 per month, significantly above the national average of $1,163. A price-to-income ratio of 3.8x indicates a reasonably affordable housing market.

Education

Cochiti Lake is a highly educated community — 51.0% of adults hold a bachelor's degree or higher, well above the national average of 33.7%. 98.8% have completed high school. Area schools have an average test score of 4.7/10.

Climate & Weather

Cochiti Lake enjoys a moderate climate with an average annual temperature of 56°F. Winters average 35°F in January while summers reach 78°F in July. Annual precipitation totals 11.8 inches, including 8.2 inches of snow. Air quality is rated Good with a median AQI of 37.

Cochiti Lake has a population of 453 with a density of 365 people per square mile. The median age is 67.0 years, 72% older than the national median of 38.9. The city is predominantly White (65.1%), with 22.7% Hispanic.

Population

453
Total Population
365
People / sq mi
67.0yrs
Median Age
72% above US avg
1.2mi²
Land Area

Gender Distribution

Male 37.5%
Female 62.5%

Race & Ethnicity

Cochiti Lake vs U.S. Average

Language Spoken at Home

English Only78.8%
0% below US avg
Spanish21.2%
58% above US avg

Social Characteristics

Cochiti Lake vs U.S. Average

The median household income in Cochiti Lake is $54,861, which is 27% below the national average of $75,149. The unemployment rate is 1.7% (below the 3.6% US average). 2.9% of residents live below the poverty line. Workers commute an average of 33 minutes.

Income: Cochiti Lake vs U.S.

Commute Mode

Income

Median HH Income$54,861
27% below US avg
Per Capita Income$46,021
Avg Weekly Wage$2,191
IRS Avg AGI$130,620

Employment & Poverty

Unemployment1.7%
53% below US avg
Poverty Rate2.9%
77% below US avg
Establishments (County)606
County GDP$3,815M

Business (County)

Restaurants34
Healthcare72
Retail30
Manufacturing8

Tax & Cost of Living

Property Tax (IRS)$3,973
14% above US avg
Effective Tax Rate1.91%

Commute & Transportation

Commute Time33.1 min
Work from Home21.6%

Walkability

The median home value in Cochiti Lake is $208,100, 26% below the national average. Monthly rent averages $1,482 (27% above US avg). Zillow estimates the typical home value at $277,041.

Home Value Sources

Ownership Split

Home Values

Census Median$208,100
26% below US avg
Zillow ZHVI$277,041

Real Estate Market (Redfin)

Rental Costs

Census Median Rent$1,482
27% above US avg

HUD Fair Market Rent

Studio$828
1 Bedroom$927
2 Bedrooms$1,129
3 Bedrooms$1,496
4 Bedrooms$1,758

Ownership & Property

Owner-Occupied91.8%

Property Tax

Avg Tax (IRS)$3,973
14% above US avg
Effective Rate1.91%
In Cochiti Lake, 34.3% of adults are obese (above the 32.1% national rate). 27.6% report depression. 22.5% are physically inactive.

Health Metrics: Cochiti Lake vs U.S. Average (%)

Chronic Conditions

Obesity34.3%
7% above US avg
Diabetes10.3%
Heart Disease5.9%
High Blood Pressure31.8%
Asthma10.9%
COPD6.5%
Stroke3.3%

Behaviors & Mental Health

Binge Drinking16.6%
Physical Inactivity22.5%
Depression27.6%
Mental Distress19.4%
Physical Distress14.7%

Healthcare Access

Insurance Rate91.6%
Checkup Rate65.7%
Premature Death3,583/100K

Food & Exercise

Food Environment9.3/10
Exercise Access99.3%
Healthcare Facilities72

Crime Rates: Cochiti Lake vs U.S. Average (per 100,000)

Violent Crime

Property Crime

Traffic Safety

Safety Score

Cochiti Lake has an average annual temperature of 56°F (13°C). Winters average 35°F in January while summers reach 78°F in July. Annual precipitation is 11.8 inches. Air quality is rated Good with a median AQI of 37.

Temperature

35°F Jan (2°C) 78°F Jul (25°C)
Annual Average55.9°F
4% above US avg
January Average35°F (2°C)
July Average78°F (25°C)

Precipitation & Snow

Annual Rainfall11.8 inches
69% below US avg
Snowfall8.2 inches/yr

Air Quality

AQI Median37.0
RatingGood

Geography

Elevation5,639 ft (1,719 m)
Area1.2 sq mi (3.2 km²)
Population Density365/sq mi
Coordinates35.6478°N, 106.3425°W
County FIPS35028
It is classified as Nonmetro — Urban 2.5K–20K, adjacent. 51.0% of residents hold a bachelor's degree or higher (51% above US avg). In the 2024 election, the county voted Democrat by a 30.2-point margin.

2024 Presidential Election (County)

R 33.2%
D 63.4%

Winner: Democrat by 30.2 points

Education

Bachelor's Degree+51.0%
51% above US avg
High School+98.8%
School Test Score4.65
A+ Education Grade (5.0/5.0)

Urban-Rural Classification

RUCC Code 6Nonmetro — Urban 2.5K–20K, adjacent
Population Density365/sq mi
Total Area1.2 sq mi

Infrastructure & Services

Public Libraries2
Healthcare Facilities72
Restaurants34
Retail Stores30

Safety & Disasters

Commute & Transportation

Avg Commute33.1 min
Work from Home21.6%

Nearby Cities

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