Median Income
$46,500
38% lower than US avg
Home Value
$330,000
17% higher than US avg
Violent Crime
83/100K
78% lower than US avg
Bachelor's+
23.5%
30% lower than US avg
Obesity Rate
33.4%
4% higher than US avg
Unemployment
0.0%
100% lower than US avg
Poverty Rate
0.0%
100% lower than US avg
How Cross Village Compares to the U.S. Average (100% = U.S. avg)
People
Population51
Median Age64.3 yrs
Density67/mi²
Male / Female63% / 37%
Largest GroupWhite 73%
Veterans51.0%
Economy
B+
Median Income$46,500
Per Capita$39,751
Unemployment0.0%
Poverty0.0%
County GDP$1,721M
Housing
C+
Home Value$330,000
Ownership70.0%
Zillow$543,607
Housing Units109
Rent Burden30.2%
Crime
F
Violent83/100K
Property1,073/100K
Health
Obesity33.4%
Uninsured6.2%
Smoking15.8%
Depression29.4%
Heart Disease4.8%
Climate
Avg Temp44°F (6°C)
AQI38 (Good)
Rain33.2 in/yr
Sunny Days270/yr
Elevation674 ft (205 m)
Education
C+
Bachelor's+23.5%
High School+100.0%
Graduate+7.8%
School Score5.63
Community
2024 VoteR 58% / D 41%
Broadband30.0%
EV Stations1
Libraries7
Is Cross Village a Good Place to Live?
Based on current data, Cross Village receives an overall livability score of 2.6 out of 5.0, earning a grade of C+. Key strengths include low unemployment, low crime rates, abundant sunshine, a low poverty rate. Areas to be aware of include below-average incomes. Cross Village has some notable strengths but also faces challenges that prospective residents should consider.
Economy & Jobs
The median household income in Cross Village is $46,500, 38% below the national average of $75,149. The job market is very strong with unemployment at just 0.0%. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%.
Cost of Living & Housing
The median home value in Cross Village is $330,000, 17% above the national median. With a home price-to-income ratio of 7.1x, housing affordability is a significant challenge for many families.
Safety & Crime
Cross Village is a very safe community with a violent crime rate of 83 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 1,073 per 100,000, 45% below the national average.
Education
23.5% of residents hold a bachelor's degree, below the national average of 33.7%. 100.0% have completed high school. Area schools have an average test score of 5.6/10.
Climate & Weather
Cross Village has a cool climate with an average annual temperature of 44°F. Winters average 20°F in January while summers reach 66°F in July. With 270 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 33.2 inches, including 79.5 inches of snow. Air quality is rated Good with a median AQI of 38.
Cross Village has a population of 51 with a density of 67 people per square mile, spread across 0.7 square miles. The median age is 64.3 years, 65% older than the national median of 38.9. The gender split is 37.3% female and 62.7% male. The city is predominantly White (72.5%), with 19.6% Hispanic. English is the primary language spoken at home by 96.4% of residents. 51.0% of the population are veterans, above the national rate of 6.0%. 25.5% of residents have a disability (above the 13.0% national average). 89.1% have health insurance coverage.
Population
64.3yrs
Median Age
65% above US avg
Race & Ethnicity
Cross Village vs U.S. Average
Language Spoken at Home
English Only
96.4%
23% above US avg
Spanish
3.6%
73% below US avg
Social Characteristics
Cross Village vs U.S. Average
The median household income in Cross Village is $46,500, which is 38% below the national average of $75,149. Per capita income is $39,751. The average weekly wage is $1,114, 22% lower than the U.S. average. The unemployment rate is 0.0% (below the 3.6% US average). 0.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 900 business establishments, including 95 restaurants. The cost of living index is 96.2, roughly in line with the national average. 4.2% of workers work from home (below the 15.2% national rate).
Income: Cross Village vs U.S.
Income
| Median HH Income | $46,500 |
| 38% below US avg |
| Per Capita Income | $39,751 |
| Avg Weekly Wage | $1,114 |
| IRS Avg AGI | $88,616 |
| Gini Index | 0.455 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.0% |
| 100% below US avg |
| Poverty Rate | 0.0% |
| 100% below US avg |
| Establishments (County) | 900 |
| County GDP | $1,721M |
Business (County)
| Restaurants | 95 |
| Healthcare | 75 |
| Retail | 137 |
| Manufacturing | 50 |
Tax & Cost of Living
| Property Tax (IRS) | $10,370 |
| 196% above US avg |
| Cost of Living | 96.20 (100=avg) |
| Effective Tax Rate | 3.14% |
Commute & Transportation
| Drive Alone | 79.2% |
| Public Transit | 0.0% |
| Work from Home | 4.2% |
The median home value in Cross Village is $330,000, 17% above the national median of $281,900. Zillow estimates the typical home value at $543,607, higher than the Census estimate. Fair market rent ranges from $891 for a one-bedroom to $1,113 for a two-bedroom apartment. 70.0% of housing units are owner-occupied. There are 109 total housing units in the city. The median year a home was built is 1973. The average annual property tax is $10,370 (higher than the $3,500 national average). 30.2% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 7.1x, making homeownership a significant financial stretch for most families.
Home Values
| Census Median | $330,000 |
| 17% above US avg |
| Zillow ZHVI | $543,607 |
Real Estate Market (Redfin)
Rental Costs
HUD Fair Market Rent
| Studio | $807 |
| 1 Bedroom | $891 |
| 2 Bedrooms | $1,113 |
| 3 Bedrooms | $1,419 |
| 4 Bedrooms | $1,588 |
Ownership & Property
| Homeownership | 70.0% |
| Owner-Occupied | 70.0% |
| Renter-Occupied | 30.0% |
| Housing Units | 109 |
| Median Year Built | 1973 |
Property Tax
| Avg Tax (IRS) | $10,370 |
| 196% above US avg |
| Effective Rate | 3.14% |
In Cross Village, 33.4% of adults are obese, above the national rate of 32.1%. 8.4% have diabetes (below the 10.5% national rate). Heart disease affects 4.8% of residents, below the national average. 28.5% have high blood pressure. 15.8% are current smokers. 17.4% report binge drinking. 21.1% are physically inactive, below the national average. 29.4% report depression (above the 20.0% national average). 20.3% experience frequent mental distress. 6.2% of residents lack health insurance (below the 8.6% national rate). The primary care physician ratio is 1:1,186. The dentist ratio is 1:730. 78.4% of residents have access to exercise opportunities. The food environment index is 8.5 out of 10.
Health Metrics: Cross Village vs U.S. Average (%)
Chronic Conditions
| Obesity | 33.4% |
| 4% above US avg |
| Diabetes | 8.4% |
| Heart Disease | 4.8% |
| High Blood Pressure | 28.5% |
| Asthma | 12.6% |
| COPD | 6.2% |
| Cancer | 6.8% |
| Stroke | 2.5% |
Behaviors & Mental Health
| Smoking | 15.8% |
| 13% above US avg |
| Binge Drinking | 17.4% |
| Physical Inactivity | 21.1% |
| Depression | 29.4% |
| Mental Distress | 20.3% |
| Physical Distress | 12.7% |
| Short Sleep | 31.7% |
Healthcare Access
| Insurance Rate | 89.1% |
| Uninsured | 6.2% |
| 28% below US avg |
| Primary Care | 1:1,186 |
| Dentists | 1:730 |
| Mental Health | 1:311 |
| Checkup Rate | 75.3% |
| Dental Visits | 62.4% |
| Premature Death | 7,719/100K |
Food & Exercise
| Food Environment | 8.5/10 |
| Exercise Access | 78.4% |
| Healthcare Facilities | 75 |
Cross Village has a violent crime rate of 83 per 100,000 residents, 78% below the national average of 380. Property crime stands at 1,073 per 100,000, 45% below the U.S. average. The county recorded 2 fatal traffic crashes. Overall, Cross Village receives a safety grade of F.
Crime Rates: Cross Village vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 82.6/100K |
| 78% below US avg |
| |
Property Crime
| Total Property | 1,073.5/100K |
| 45% below US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 2 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Cross Village has a cool climate with an average annual temperature of 44°F (6°C). Winters average 20°F in January while summers reach 66°F in July. The area gets 270 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 33.2 inches. The area receives 79.5 inches of snow annually, making winter weather a significant factor for residents. Air quality is rated Good with a median AQI of 38. The city sits at an elevation of 674 feet.
Temperature
20°F Jan (-7°C)
66°F Jul (19°C)
| Annual Average | 43.5°F |
| 19% below US avg |
| January Average | 20°F (-7°C) |
| July Average | 66°F (19°C) |
| Sunny Days | 270 days/yr |
Geography
| Elevation | 674 ft (205 m) |
| Area | 0.7 sq mi (1.9 km²) |
| Population Density | 67/sq mi |
| Coordinates | 45.6439°N, 85.0312°W |
| Timezone | America/Detroit |
| County | Charlevoix County County |
| Nearest Airport | Pellston Regional/Emmet County (PLN)
12 miles away |
Precipitation & Snow
Annual Rainfall
33.2"
13% below US avg
Wettest Month (Sep)
3.94"
Air Quality
| AQI Median | 38.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 22.3 / 100 |
| Social Vulnerability | 36.8 / 100 |
| Community Resilience | 98.2 / 100 |
Hazard Breakdown
| Tornado |
Very Low |
| Hurricane |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Very Low |
| Hail |
Very Low |
| Strong Wind |
Relatively Low |
| Heat Wave |
Very Low |
| Winter Weather |
Very Low |
| Lightning |
Relatively Low |
| Ice Storm |
Very Low |
| Drought |
No Rating |
| Cold Wave |
Relatively Moderate |
| Landslide |
Relatively Low |
| Coastal Flood |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Tornado History
55 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF3. Total: 2 fatalities, 62 injuries.
| Date |
Rating |
Distance |
Fatalities |
| May 20, 2022 |
EF3 |
75 km |
2 |
| Jul 3, 1974 |
EF3 |
63 km |
0 |
| Jul 31, 1977 |
EF2 |
69 km |
0 |
| Apr 19, 1975 |
EF2 |
99 km |
0 |
| May 8, 1964 |
EF2 |
98 km |
0 |
| May 8, 1964 |
EF2 |
92 km |
0 |
| Jul 4, 1957 |
EF2 |
96 km |
0 |
| Sep 1, 2014 |
EF1 |
93 km |
0 |
| Sep 1, 2014 |
EF1 |
91 km |
0 |
| Oct 18, 2007 |
EF1 |
60 km |
0 |
| Aug 1, 2002 |
EF1 |
52 km |
0 |
| Jul 9, 1993 |
EF1 |
68 km |
0 |
| Jul 5, 1993 |
EF1 |
41 km |
0 |
| Jul 5, 1993 |
EF1 |
41 km |
0 |
| Jul 8, 1990 |
EF1 |
92 km |
0 |
| Aug 16, 1988 |
EF1 |
58 km |
0 |
| Aug 12, 1988 |
EF1 |
73 km |
0 |
| Jul 12, 1987 |
EF1 |
88 km |
0 |
| Aug 8, 1986 |
EF1 |
97 km |
0 |
| Sep 7, 1985 |
EF1 |
66 km |
0 |
Source: NOAA SPC (EF0+, 1950-2024)
Wildfire History
9 wildfires (100+ acres) within 100 km.
Largest: UNNAMED (4,059 ac, 1994).
| Year |
Name |
Acres |
Distance |
| 1994 |
UNNAMED |
4,059 |
96 km |
| 2006 |
UNNAMED |
4,020 |
97 km |
| 2022 |
BLUE LAKES |
2,554 |
75 km |
| 1998 |
CAMP FAUNCE |
1,922 |
70 km |
| 1995 |
UNNAMED |
1,844 |
94 km |
| 1985 |
CRAWFORD45 |
1,412 |
96 km |
| 1999 |
MACKINAC3 |
741 |
53 km |
| 2019 |
RIFLE RANGE |
729 |
80 km |
| 2006 |
UNNAMED |
575 |
93 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
20°F (-7°C) |
2.1 in |
Coldest |
| February |
21°F (-6°C) |
1.3 in |
Driest |
| March |
28°F (-2°C) |
2.0 in |
|
| April |
39°F (4°C) |
2.5 in |
|
| May |
51°F (11°C) |
2.8 in |
|
| June |
60°F (16°C) |
2.8 in |
|
| July |
66°F (19°C) |
2.7 in |
Warmest |
| August |
66°F (19°C) |
3.3 in |
|
| September |
58°F (15°C) |
3.9 in |
Wettest |
| October |
48°F (9°C) |
3.1 in |
|
| November |
37°F (3°C) |
2.8 in |
|
| December |
27°F (-3°C) |
2.4 in |
|
Cross Village has a seasonal temperature swing of 46°F / from 20°F in January to 66°F in July. Total annual precipitation is 31.7 inches, with September being the wettest month (3.9") and February the driest (1.3").
Average costs for common services in Cross Village. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$241 ($144-$385) |
| Specialist Visit |
$337 ($192-$529) |
| Urgent Care Visit |
$192 ($96-$337) |
| Emergency Room Visit |
$2,116 ($770-$4,810) |
| Dental Cleaning |
$125 ($72-$192) |
| Dental Filling |
$241 ($144-$385) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$43 ($24-$72) |
| Oil Change (Synthetic) |
$72 ($48-$115) |
| Brake Pad Replacement |
$289 ($144-$481) |
| Tire Rotation |
$38 ($19-$72) |
| New Tires (Set of 4) |
$577 ($385-$962) |
| Battery Replacement |
$192 ($96-$337) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$96 ($58-$144) |
| Electrician (Per Hour) |
$87 ($48-$135) |
| HVAC Repair |
$385 ($144-$770) |
| HVAC System Install |
$6,734 ($3,848-$11,544) |
| Roof Repair |
$962 ($385-$1,924) |
| Roof Replacement |
$8,658 ($5,291-$14,430) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,443 ($481-$3,367) |
| Divorce (Contested) |
$14,430 ($4,810-$28,860) |
| DUI Defense |
$4,810 ($1,924-$9,620) |
| Bankruptcy (Chapter 7) |
$1,443 ($770-$2,886) |
| Will Preparation |
$481 ($192-$962) |
| Trust Preparation |
$2,405 ($962-$4,810) |
View all 12 services
Personal Care
| Men's Haircut |
$24 ($14-$43) |
| Women's Haircut |
$53 ($29-$96) |
| Hair Coloring (Full) |
$144 ($72-$241) |
| Manicure |
$24 ($14-$43) |
| Pedicure |
$38 ($24-$63) |
| Massage (1 Hour) |
$77 ($48-$125) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.94 ($2.89-$5.29) |
| Dozen Eggs (per dozen) |
$3.37 ($2.41-$4.81) |
| Loaf of Bread |
$3.66 ($2.41-$5.29) |
| Chicken Breast (per lb) |
$4.33 ($2.89-$6.25) |
| Ground Beef (per lb) |
$5.29 ($3.85-$7.22) |
| Rice (per lb) |
$0.96 ($0.58-$1.73) |
View all 20 services
Utilities
| Electricity (Monthly) |
$135 ($77-$241) |
| Natural Gas (Monthly) |
$67 ($29-$144) |
| Water/Sewer (Monthly) |
$67 ($38-$115) |
| Internet (Monthly) |
$67 ($38-$96) |
| Cell Phone Plan (Monthly) |
$63 ($29-$96) |
| Cable TV (Monthly) |
$82 ($48-$144) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$192 ($72-$481) |
| Car Insurance (Annual) |
$1,924 ($1,154-$3,367) |
| Bus Pass (Monthly) |
$67 ($29-$125) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.70-$24) |
| Car Registration (Annual) |
$96 ($29-$241) |
| Driver's License Renewal |
$29 ($14-$72) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,154 ($577-$2,405) |
| Daycare (Toddler, Monthly) |
$962 ($481-$1,924) |
| After-School Care (Monthly) |
$385 ($192-$673) |
| Tutoring (Per Hour) |
$48 ($24-$96) |
| SAT/ACT Prep Course |
$962 ($385-$2,405) |
| Private School (K-12, Annual) |
$12,025 ($4,810-$28,860) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$58 ($29-$96) |
| Dog Vaccination (Annual) |
$96 ($48-$192) |
| Dog Grooming |
$58 ($29-$96) |
| Pet Boarding (Per Night) |
$38 ($19-$72) |
| Dog Spay/Neuter |
$289 ($144-$481) |
| Cat Spay/Neuter |
$192 ($96-$385) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $577 |
| Toddler | $577 |
| Preschool | $577 |
| Family Childcare (monthly) |
| Infant | $638 |
| Toddler | $657 |
| Preschool | $657 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Cross Village
What is the population of Cross Village?
Cross Village has a population of 51 residents and is located in Michigan. The population density is 67 people per square mile, spread across 0.7 square miles. The median age of residents is 64.3 years, which is older than the national median of 38.9 years. The population is 37.3% female and 62.7% male.
Is Cross Village expensive to live in?
Cross Village has a cost of living roughly in line with the national average, with an index of 96.2 (baseline: 100). The median household income is $46,500, 38% below the national average of $75,149. The median home value is $330,000 (17% above the U.S. median). The home price-to-income ratio is 7.1x, which means housing is a stretch relative to local earnings.
Is Cross Village safe?
Cross Village is considered a very safe city with a violent crime rate of 83 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 1,073 per 100,000 (below the national average). Overall, Cross Village receives a safety grade of F based on combined crime data.
What is the weather like in Cross Village?
Cross Village has a cool climate with an average annual temperature of 44°F (6°C). Winter temperatures average 20°F in January, while summers reach an average of 66°F in July. The area receives 270 sunny days per year, well above the national average of 205. Annual rainfall totals 33.2 inches, with 79.5 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 38.
How is the job market in Cross Village?
The job market in Cross Village is very strong, with unemployment at just 0.0% / well below the national rate of 3.6%. The average weekly wage is $1,114. There are 900 business establishments in the area, including 95 restaurants and food service locations.
How much does housing cost in Cross Village?
The median home value in Cross Village is $330,000. Zillow estimates the typical home value at $543,607. The homeownership rate is 70.0%. The average annual property tax is $10,370.
How are the schools in Cross Village?
Schools in Cross Village score 5.6 out of 10 on standardized testing, near the national average. 23.5% of adults in Cross Village hold a bachelor's degree or higher, below the national average of 33.7%. 100.0% have completed high school. 7.8% hold a graduate or professional degree.
How healthy is Cross Village?
The obesity rate in Cross Village is 33.4% (above the national rate of 32.1%). 15.8% of adults are smokers. 21.1% are physically inactive. 29.4% of residents report depression. 6.2% lack health insurance (below the national rate). 78.4% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,186.
What are the demographics of Cross Village?
The racial and ethnic makeup of Cross Village is 72.5% White, 19.6% Hispanic or Latino. 96.4% of residents speak only English at home, while 3.6% speak Spanish. 51.0% of the population are military veterans. 25.5% of residents have a disability. 89.1% have health insurance coverage.
All Countries
