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Cumberland City, TN

Tennessee

Cumberland City is a small town in Tennessee with a population of 475. Residents earn $38,125 per year, which is 49% below the national average.

2.9 /5.0
C+ Fair
475 Population 95/sq mi density
$38,125 Median Income $14,037 per capita
$114,300 Home Value $236,927 Zillow
$814 Median Rent 25.0% income on rent
58°F Avg Temperature 299 sunny days/yr
323 Violent Crime/100K 1,935 property/100K
C+
Overall
2.9 / 5.0
Fair overall score based on economy, affordability, safety and education
B
Economy
3.3 / 5.0
$38,125 median income, 0.0% unemployment
A+
Affordability
5.0 / 5.0
$114,300 home value, $814/mo rent
F
Safety
1.0 / 5.0
323 violent crimes/100K (15% below avg)
C
Education
2.2 / 5.0
14.4% bachelor's degree or higher
Median Income $38,125
49% lower than US avg
Home Value $114,300
59% lower than US avg
Violent Crime 323/100K
15% lower than US avg
Bachelor's+ 14.4%
57% lower than US avg
Median Rent $814
30% lower than US avg
Obesity Rate 38.6%
20% higher than US avg
Unemployment 0.0%
100% lower than US avg
Poverty Rate 14.8%
19% higher than US avg

How Cumberland City Compares to the U.S. Average (100% = U.S. avg)

People

Population475
Median Age17.4 yrs
Density95/mi²
Male / Female43% / 57%
Largest GroupWhite 75%
Veterans3.1%

Economy

B
Median Income$38,125
Per Capita$14,037
Unemployment0.0%
Poverty14.8%
County GDP$214M
Commute43 min

Housing

A+
Home Value$114,300
Rent$814
OwnershipN/A
Zillow$236,927
Housing Units149
Rent Burden25.0%

Crime

F
Violent323/100K
Property1,935/100K
Murder0.0/100K
Assault323/100K
Burglary0/100K

Health

Obesity38.6%
Uninsured12.4%
Smoking20.8%
Depression32.9%
Heart Disease6.1%

Climate

Avg Temp58°F (15°C)
AQI40 (Good)
Rain54.8 in/yr
Sunny Days299/yr
Elevation564 ft (172 m)

Education

C
Bachelor's+14.4%
High School+89.5%
Graduate+2.4%
School Score5.51

Community

2024 VoteR 78% / D 20%
Commute43 min
Broadband94.0%
Libraries1

Is Cumberland City a Good Place to Live?

Based on current data, Cumberland City receives an overall livability score of 2.9 out of 5.0, earning a grade of C+. Key strengths include low unemployment, affordable housing, abundant sunshine, strong internet connectivity. Areas to be aware of include a high uninsured rate, below-average incomes, long commute times. Cumberland City has some notable strengths but also faces challenges that prospective residents should consider.

Economy & Jobs

The median household income in Cumberland City is $38,125, 49% below the national average of $75,149. The job market is very strong with unemployment at just 0.0%. 14.8% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 43 minutes, longer than the typical American commute of 28 minutes.

Cost of Living & Housing

The median home value in Cumberland City is $114,300, 59% below the national median — offering relatively affordable homeownership. Renters pay a median of $814 per month, below the national average — a plus for affordability. At just 3x median income, home prices are very affordable relative to local earnings.

Safety & Crime

Violent crime in Cumberland City is below the national average at 323 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 1,935 per 100,000, near the national average.

Education

14.4% of residents hold a bachelor's degree, below the national average of 33.7%. 89.5% have completed high school. Area schools have an average test score of 5.5/10.

Climate & Weather

Cumberland City enjoys a moderate climate with an average annual temperature of 58°F. Winters average 36°F in January while summers reach 78°F in July. With 299 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 54.8 inches. Air quality is rated Good with a median AQI of 40.

Cumberland City has a population of 475 with a density of 95 people per square mile. The median age is 17.4 years, 55% younger than the national median of 38.9. The city is predominantly White (74.5%), with 12.2% Hispanic, 1.7% Black.

Population

475
Total Population
95
People / sq mi
17.4yrs
Median Age
55% below US avg
5.0mi²
Land Area

Gender Distribution

Male 43.2%
Female 56.8%

Race & Ethnicity

Cumberland City vs U.S. Average

Language Spoken at Home

English Only100.0%
27% above US avg
Spanish0.0%
100% below US avg

Social Characteristics

Cumberland City vs U.S. Average

The median household income in Cumberland City is $38,125, which is 49% below the national average of $75,149. The unemployment rate is 0.0% (below the 3.6% US average). 14.8% of residents live below the poverty line. Workers commute an average of 43 minutes.

Income: Cumberland City vs U.S.

Commute Mode

Income

Median HH Income$38,125
49% below US avg
Per Capita Income$14,037
Avg Weekly Wage$839
IRS Avg AGI$55,834

Employment & Poverty

Unemployment0.0%
100% below US avg
Poverty Rate14.8%
19% above US avg
Establishments (County)148
County GDP$214M

Business (County)

Restaurants19
Healthcare13
Retail20
Manufacturing5

Tax & Cost of Living

Property Tax (IRS)$2,371
32% below US avg
Effective Tax Rate2.07%

Commute & Transportation

Commute Time42.7 min
Drive Alone81.9%
Public Transit0.0%
Work from Home11.8%

Walkability

The median home value in Cumberland City is $114,300, 59% below the national average. Monthly rent averages $814 (30% below US avg). Zillow estimates the typical home value at $236,927.

Home Value Sources

Ownership Split

Home Values

Census Median$114,300
59% below US avg
Zillow ZHVI$236,927
Median List Price$400,000

Real Estate Market (Redfin)

Median List Price$400,000
$/Sq Ft$130
Homes Sold1
Sale-to-List Ratio98.3%
Price Drops20.0%
Inventory5

Rental Costs

Census Median Rent$814
30% below US avg
Rent Burden25.0%

HUD Fair Market Rent

Studio$719
1 Bedroom$723
2 Bedrooms$942
3 Bedrooms$1,304
4 Bedrooms$1,354

Ownership & Property

Owner-Occupied50.7%
Housing Units149
Median Year Built1978

Property Tax

Avg Tax (IRS)$2,371
32% below US avg
Effective Rate2.07%
In Cumberland City, 38.6% of adults are obese (above the 32.1% national rate). 12.4% of residents lack health insurance. 20.8% are current smokers. 32.9% report depression. 27.7% are physically inactive.

Health Metrics: Cumberland City vs U.S. Average (%)

Chronic Conditions

Obesity38.6%
20% above US avg
Diabetes11.3%
Heart Disease6.1%
High Blood Pressure35.3%
Asthma11.9%
COPD8.9%
Cancer7.3%
Stroke3.4%

Behaviors & Mental Health

Smoking20.8%
49% above US avg
Binge Drinking15.8%
Physical Inactivity27.7%
Depression32.9%
Mental Distress22.9%
Physical Distress15.9%
Short Sleep40.4%

Healthcare Access

Insurance Rate92.6%
Uninsured12.4%
44% above US avg
Checkup Rate75.1%
Dental Visits56.8%
Premature Death14,336/100K

Food & Exercise

Food Environment7.9/10
Exercise Access45.3%
Healthcare Facilities13
Cumberland City has a violent crime rate of 323 per 100,000 residents, 15% below the national average of 380. Property crime stands at 1,935 per 100,000 (1% below US avg). The murder rate is 0.0 per 100,000.

Crime Rates: Cumberland City vs U.S. Average (per 100,000)

Violent Crime

Total Violent322.6/100K
15% below US avg
Murder0.0/100K
100% below US avg
Rape0.0/100K
Robbery0.0/100K
Assault322.6/100K

Property Crime

Total Property1,935.5/100K
1% below US avg
Burglary0.0/100K
Theft1,612.9/100K
Vehicle Theft322.6/100K
Arson0.0/100K

Traffic Safety

Fatal Crashes (County/yr)1

Safety Score

Safety GradeF
Safety Score1.0 / 5.0
Cumberland City has an average annual temperature of 58°F (15°C). Winters average 36°F in January while summers reach 78°F in July. Annual precipitation is 54.8 inches. The area enjoys 299 sunny days per year. Air quality is rated Good with a median AQI of 40.

Temperature

36°F Jan (2°C) 78°F Jul (26°C)
Annual Average58.4°F
8% above US avg
January Average36°F (2°C)
July Average78°F (26°C)
Sunny Days299 days/yr

Precipitation & Snow

Annual Rainfall54.8 inches
44% above US avg

Air Quality

AQI Median40.0
RatingGood

Geography

Elevation564 ft (172 m)
Area5.0 sq mi (13.0 km²)
Population Density95/sq mi
Coordinates36.3797°N, 87.6399°W
TimezoneAmerica/Chicago
County FIPS47083
It is classified as Nonmetro — Rural, adjacent. 14.4% of residents hold a bachelor's degree or higher (57% below US avg). In the 2024 election, the county voted Republican by a 58.2-point margin. 94.0% of households have broadband internet.

2024 Presidential Election (County)

R 78.5%
D 20.3%

Winner: Republican by 58.2 points

Education

Bachelor's Degree+14.4%
57% below US avg
High School+89.5%
Graduate Degree+2.4%
School Test Score5.51
C Education Grade (2.2/5.0)

Urban-Rural Classification

RUCC Code 8Nonmetro — Rural, adjacent
Population Density95/sq mi
Total Area5.0 sq mi

Infrastructure & Services

Broadband Access94.0%
Public Libraries1
Healthcare Facilities13
Restaurants19
Retail Stores20

Safety & Disasters

Fatal Crashes (County/yr)1
F Safety Grade (1.0/5.0)

Commute & Transportation

Avg Commute42.7 min
Drive Alone81.9%
Public Transit0.0%
Work from Home11.8%

Nearby Cities

Erin, TN 1,212 pop · 5.5 mi Tennessee Ridge, TN 1,546 pop · 8.3 mi Dover, TN 2,080 pop · 13.3 mi McEwen, TN 1,814 pop · 18.7 mi Clarksville, TN 171,897 pop · 20.8 mi Waverly, TN 4,278 pop · 21.3 mi Charlotte, TN 1,864 pop · 21.4 mi Fort Campbell North, KY 11,483 pop · 21.6 mi Oak Grove, KY 7,945 pop · 23.6 mi Dickson, TN 16,246 pop · 26.6 mi Burns, TN 1,746 pop · 28.5 mi White Bluff, TN 3,961 pop · 30.7 mi New Johnsonville, TN 1,930 pop · 31.1 mi Guthrie, KY 1,377 pop · 32.1 mi
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