Median Income
$70,000
7% lower than US avg
Home Value
$92,400
67% lower than US avg
Violent Crime
315/100K
17% lower than US avg
Bachelor's+
9.5%
72% lower than US avg
Median Rent
$638
45% lower than US avg
Obesity Rate
41.4%
29% higher than US avg
Unemployment
1.6%
56% lower than US avg
Poverty Rate
9.5%
23% lower than US avg
How Denver Compares to the U.S. Average (100% = U.S. avg)
People
Population549
Median Age31.9 yrs
Density2,288/mi²
Male / Female53% / 47%
Largest GroupWhite 99%
Veterans5.8%
Economy
A
Median Income$70,000
Per Capita$25,757
Unemployment1.6%
Poverty9.5%
County GDP$1,291M
Commute36 min
Housing
A+
Home Value$92,400
Rent$638
Ownership86.9%
Zillow$184,621
Housing Units205
Rent Burden13.8%
Crime
F
Violent315/100K
Property3,207/100K
Health
Obesity41.4%
Uninsured8.2%
Smoking17.6%
Depression27.8%
Heart Disease5.9%
Climate
Avg Temp51°F (11°C)
AQI41 (Good)
Rain41.3 in/yr
Sunny Days275/yr
Elevation703 ft (214 m)
Education
D
Bachelor's+9.5%
High School+93.4%
Graduate+1.4%
School Score5.80
Community
2024 VoteR 76% / D 22%
Commute36 min
Broadband94.3%
EV Stations2
Libraries2
Is Denver a Good Place to Live?
Based on current data, Denver receives an overall livability score of 3.0 out of 5.0, earning a grade of B. Key strengths include low unemployment, affordable housing, abundant sunshine, strong internet connectivity. Areas to be aware of include long commute times, high obesity rates. Denver offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Denver is $70,000, roughly in line with the national average of $75,149. The job market is very strong with unemployment at just 1.6%. 9.5% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 36 minutes, longer than the typical American commute of 28 minutes.
Cost of Living & Housing
The median home value in Denver is $92,400, 67% below the national median / offering relatively affordable homeownership. Renters pay a median of $638 per month, below the national average / a plus for affordability. At just 1.3x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Violent crime in Denver is below the national average at 315 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 3,207 per 100,000, 64% above the national average.
Education
9.5% of residents hold a bachelor's degree, below the national average of 33.7%. 93.4% have completed high school. Area schools have an average test score of 5.8/10.
Climate & Weather
Denver experiences four distinct seasons with an average temperature of 51°F. Winters average 25°F in January while summers reach 74°F in July. With 275 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 41.3 inches, including 19.4 inches of snow. Air quality is rated Good with a median AQI of 41.
Denver has a population of 549 with a density of 2,288 people per square mile, spread across 0.2 square miles. The median age is 31.9 years, 18% younger than the national median of 38.9. The gender split is 47.2% female and 52.8% male. The city is predominantly White (99.1%). English is the primary language spoken at home by 87.1% of residents, while 12.9% speak Spanish. 5.8% of the population are veterans. 15.4% of residents have a disability. 89.8% have health insurance coverage.
Population
31.9yrs
Median Age
18% below US avg
Language Spoken at Home
English Only
87.1%
11% above US avg
Spanish
12.9%
4% below US avg
The median household income in Denver is $70,000, which is 7% below the national average of $75,149. Per capita income is $25,757 (below the $39,052 national figure). The average weekly wage is $956, 33% lower than the U.S. average. The unemployment rate is 1.6% (below the 3.6% US average). 9.5% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 637 business establishments, including 56 restaurants. The cost of living index is 93.3, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 36 minutes (longer than the 28-minute US average). 3.3% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $70,000 |
| 7% below US avg |
| Per Capita Income | $25,757 |
| Avg Weekly Wage | $956 |
| IRS Avg AGI | $52,970 |
| Gini Index | 0.418 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 1.6% |
| 56% below US avg |
| Poverty Rate | 9.5% |
| 23% below US avg |
| Establishments (County) | 637 |
| County GDP | $1,291M |
Business (County)
| Restaurants | 56 |
| Healthcare | 50 |
| Retail | 91 |
| Manufacturing | 31 |
Tax & Cost of Living
| Property Tax (IRS) | $1,904 |
| 46% below US avg |
| Cost of Living | 93.30 (100=avg) |
| Effective Tax Rate | 2.06% |
Commute & Transportation
| Commute Time | 35.6 min |
| Drive Alone | 85.8% |
| Public Transit | 0.0% |
| Work from Home | 3.3% |
The median home value in Denver is $92,400, 67% below the national median of $281,900. Zillow estimates the typical home value at $184,621, higher than the Census estimate. Monthly rent averages $638 (45% below the national average of $1,163). Fair market rent ranges from $882 for a one-bedroom to $1,096 for a two-bedroom apartment. 86.9% of housing units are owner-occupied (above the 65.4% national rate). There are 205 total housing units in the city. The median year a home was built is 1938. The average annual property tax is $1,904 (lower than the $3,500 national average). 13.8% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 1.3x, well within the affordable range.
Home Values
| Census Median | $92,400 |
| 67% below US avg |
| Zillow ZHVI | $184,621 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $638 |
| 45% below US avg |
| Rent Burden | 13.8% |
HUD Fair Market Rent
| Studio | $816 |
| 1 Bedroom | $882 |
| 2 Bedrooms | $1,096 |
| 3 Bedrooms | $1,391 |
| 4 Bedrooms | $1,590 |
Ownership & Property
| Homeownership | 86.9% |
| Owner-Occupied | 86.9% |
| Renter-Occupied | 13.1% |
| Housing Units | 205 |
| Median Year Built | 1938 |
Property Tax
| Avg Tax (IRS) | $1,904 |
| 46% below US avg |
| Effective Rate | 2.06% |
In Denver, 41.4% of adults are obese, above the national rate of 32.1%. 10.7% have diabetes. Heart disease affects 5.9% of residents. 33.2% have high blood pressure. 17.6% are current smokers (above the 14.0% national rate). 18.7% report binge drinking. 24.2% are physically inactive. 27.8% report depression (above the 20.0% national average). 19.5% experience frequent mental distress. 8.2% of residents lack health insurance. The primary care physician ratio is 1:4,510. The dentist ratio is 1:3,964. 59.8% of residents have access to exercise opportunities. The food environment index is 7.0 out of 10.
Health Metrics: Denver vs U.S. Average (%)
Chronic Conditions
| Obesity | 41.4% |
| 29% above US avg |
| Diabetes | 10.7% |
| Heart Disease | 5.9% |
| High Blood Pressure | 33.2% |
| Asthma | 11.3% |
| COPD | 7.6% |
| Cancer | 7.5% |
| Stroke | 3.0% |
Behaviors & Mental Health
| Smoking | 17.6% |
| 26% above US avg |
| Binge Drinking | 18.7% |
| Physical Inactivity | 24.2% |
| Depression | 27.8% |
| Mental Distress | 19.5% |
| Physical Distress | 13.6% |
| Short Sleep | 37.2% |
Healthcare Access
| Insurance Rate | 89.8% |
| Uninsured | 8.2% |
| 5% below US avg |
| Primary Care | 1:4,510 |
| Dentists | 1:3,964 |
| Mental Health | 1:1,311 |
| Checkup Rate | 77.4% |
| Dental Visits | 58.0% |
| Premature Death | 10,509/100K |
Food & Exercise
| Food Environment | 7.0/10 |
| Exercise Access | 59.8% |
| Healthcare Facilities | 50 |
Denver has a violent crime rate of 315 per 100,000 residents, 17% below the national average of 380. Property crime stands at 3,207 per 100,000, 64% above the U.S. average. The county recorded 3 fatal traffic crashes. Overall, Denver receives a safety grade of F.
Crime Rates: Denver vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 315.3/100K |
| 17% below US avg |
| |
Property Crime
| Total Property | 3,206.9/100K |
| 64% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 3 |
| Traffic Accidents | 1 |
| Avg Accident Severity | 2.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Denver experiences four distinct seasons with an average annual temperature of 51°F (11°C). Winters average 25°F in January while summers reach 74°F in July. The area gets 275 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 41.3 inches. The area receives 19.4 inches of snow annually, a moderate snowfall amount. Air quality is rated Good with a median AQI of 41. The city sits at an elevation of 703 feet.
Temperature
25°F Jan (-4°C)
74°F Jul (23°C)
| Annual Average | 51.0°F |
| 6% below US avg |
| January Average | 25°F (-4°C) |
| July Average | 74°F (23°C) |
| Sunny Days | 275 days/yr |
Geography
| Elevation | 703 ft (214 m) |
| Area | 0.2 sq mi (0.6 km²) |
| Population Density | 2,288/sq mi |
| Coordinates | 40.8648°N, 86.0771°W |
| Timezone | America/Indiana/Indianapolis |
| County | Miami County County |
| Nearest Airport | Fort Wayne International (FWA)
47 miles away |
Precipitation & Snow
Annual Rainfall
41.3"
9% above US avg
Wettest Month (Jul)
4.02"
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 52.8 / 100 |
| Social Vulnerability | 53.4 / 100 |
| Community Resilience | 54.8 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Low |
| Lightning |
Relatively Low |
| Ice Storm |
Very Low |
| Drought |
Relatively Moderate |
| Cold Wave |
Relatively Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
8 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.8. Most recent: M2.6 on Jun 12, 2015.
| Sep 12, 2004 |
4 km NW of Manilla, Indiana |
M3.8 |
145 km |
| Dec 20, 1990 |
5 km S of Stilesville, Indiana |
M3.7 |
149 km |
| Apr 14, 2000 |
4 km NW of Heritage Lake, Indiana |
M3.6 |
135 km |
| Dec 17, 1990 |
Illinois-Indiana border region |
M3.2 |
121 km |
| Jan 26, 2012 |
5 km NE of Topeka, Indiana |
M3.0 |
93 km |
| Apr 17, 1990 |
8 km NW of Fort Recovery, Ohio |
M3.0 |
113 km |
| Jun 12, 2015 |
6 km NW of Convoy, Ohio |
M2.6 |
111 km |
| Jan 30, 2004 |
2 km S of Rockford, Ohio |
M2.5 |
122 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
595 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 144 fatalities, 2,484 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Apr 26, 1994 |
EF4 |
85 km |
3 |
| Mar 20, 1976 |
EF4 |
89 km |
0 |
| Apr 3, 1974 |
EF4 |
98 km |
18 |
| Apr 11, 1965 |
EF4 |
73 km |
31 |
| Apr 11, 1965 |
EF4 |
58 km |
25 |
| Apr 11, 1965 |
EF4 |
87 km |
0 |
| Apr 11, 1965 |
EF4 |
68 km |
4 |
| Apr 11, 1965 |
EF4 |
90 km |
5 |
| Apr 11, 1965 |
EF4 |
80 km |
36 |
| Mar 6, 1956 |
EF4 |
54 km |
1 |
| Mar 31, 2023 |
EF3 |
59 km |
0 |
| May 27, 2019 |
EF3 |
66 km |
0 |
| May 27, 2019 |
EF3 |
14 km |
0 |
| Aug 24, 2016 |
EF3 |
46 km |
0 |
| Nov 17, 2013 |
EF3 |
86 km |
0 |
| Jun 5, 2010 |
EF3 |
27 km |
0 |
| Oct 18, 2007 |
EF3 |
49 km |
0 |
| May 30, 2004 |
EF3 |
16 km |
0 |
| Nov 10, 2002 |
EF3 |
100 km |
0 |
| Oct 24, 2001 |
EF3 |
89 km |
1 |
Source: NOAA SPC (EF0+, 1950–2024)
Tsunami History
1 tsunami recorded within 500 km.
Highest wave on record: 3.0 m (10 ft).
| Year |
Location |
Cause |
Max Wave |
Deaths |
Distance |
| 1954 |
MICHIGAN CITY, IN (LAKE MICHIGAN) |
Avalanche |
3.0 m |
7 |
115 km |
Source: NOAA/NCEI Historical Tsunami Database. Sorted by wave height.
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
25°F (-4°C) |
2.1 in |
Coldest |
| February |
27°F (-3°C) |
1.8 in |
Driest |
| March |
38°F (3°C) |
2.8 in |
|
| April |
49°F (9°C) |
3.9 in |
|
| May |
60°F (16°C) |
4.0 in |
|
| June |
69°F (21°C) |
3.9 in |
|
| July |
74°F (23°C) |
4.0 in |
Warmest, Wettest |
| August |
71°F (22°C) |
3.6 in |
|
| September |
64°F (18°C) |
3.3 in |
|
| October |
52°F (11°C) |
2.7 in |
|
| November |
41°F (5°C) |
3.1 in |
|
| December |
29°F (-2°C) |
2.8 in |
|
Denver has a seasonal temperature swing of 49°F / from 25°F in January to 74°F in July. Total annual precipitation is 38.0 inches, with July being the wettest month (4.0") and February the driest (1.8").
Average costs for common services in Denver. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$233 ($140–$373) |
| Specialist Visit |
$327 ($187–$513) |
| Urgent Care Visit |
$187 ($93–$327) |
| Emergency Room Visit |
$2,053 ($746–$4,665) |
| Dental Cleaning |
$121 ($70–$187) |
| Dental Filling |
$233 ($140–$373) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$42 ($23–$70) |
| Oil Change (Synthetic) |
$70 ($47–$112) |
| Brake Pad Replacement |
$280 ($140–$467) |
| Tire Rotation |
$37 ($19–$70) |
| New Tires (Set of 4) |
$560 ($373–$933) |
| Battery Replacement |
$187 ($93–$327) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$93 ($56–$140) |
| Electrician (Per Hour) |
$84 ($47–$131) |
| HVAC Repair |
$373 ($140–$746) |
| HVAC System Install |
$6,531 ($3,732–$11,196) |
| Roof Repair |
$933 ($373–$1,866) |
| Roof Replacement |
$8,397 ($5,132–$13,995) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,400 ($467–$3,266) |
| Divorce (Contested) |
$13,995 ($4,665–$27,990) |
| DUI Defense |
$4,665 ($1,866–$9,330) |
| Bankruptcy (Chapter 7) |
$1,400 ($746–$2,799) |
| Will Preparation |
$467 ($187–$933) |
| Trust Preparation |
$2,333 ($933–$4,665) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14–$42) |
| Women's Haircut |
$51 ($28–$93) |
| Hair Coloring (Full) |
$140 ($70–$233) |
| Manicure |
$23 ($14–$42) |
| Pedicure |
$37 ($23–$61) |
| Massage (1 Hour) |
$75 ($47–$121) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.83 ($2.80–$5.13) |
| Dozen Eggs (per dozen) |
$3.27 ($2.33–$4.67) |
| Loaf of Bread |
$3.55 ($2.33–$5.13) |
| Chicken Breast (per lb) |
$4.20 ($2.80–$6.06) |
| Ground Beef (per lb) |
$5.13 ($3.73–$7.00) |
| Rice (per lb) |
$0.93 ($0.56–$1.68) |
View all 20 services
Utilities
| Electricity (Monthly) |
$131 ($75–$233) |
| Natural Gas (Monthly) |
$65 ($28–$140) |
| Water/Sewer (Monthly) |
$65 ($37–$112) |
| Internet (Monthly) |
$65 ($37–$93) |
| Cell Phone Plan (Monthly) |
$61 ($28–$93) |
| Cable TV (Monthly) |
$79 ($47–$140) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$187 ($70–$467) |
| Car Insurance (Annual) |
$1,866 ($1,120–$3,266) |
| Bus Pass (Monthly) |
$65 ($28–$121) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.46–$23) |
| Car Registration (Annual) |
$93 ($28–$233) |
| Driver's License Renewal |
$28 ($14–$70) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,120 ($560–$2,333) |
| Daycare (Toddler, Monthly) |
$933 ($467–$1,866) |
| After-School Care (Monthly) |
$373 ($187–$653) |
| Tutoring (Per Hour) |
$47 ($23–$93) |
| SAT/ACT Prep Course |
$933 ($373–$2,333) |
| Private School (K-12, Annual) |
$11,663 ($4,665–$27,990) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$56 ($28–$93) |
| Dog Vaccination (Annual) |
$93 ($47–$187) |
| Dog Grooming |
$56 ($28–$93) |
| Pet Boarding (Per Night) |
$37 ($19–$70) |
| Dog Spay/Neuter |
$280 ($140–$467) |
| Cat Spay/Neuter |
$187 ($93–$373) |
View all 9 services
Frequently Asked Questions About Denver
What is the population of Denver?
Denver has a population of 549 residents and is located in Indiana. The population density is 2,288 people per square mile, spread across 0.2 square miles. The median age of residents is 31.9 years, which is younger than the national median of 38.9 years. The population is 47.2% female and 52.8% male.
Is Denver expensive to live in?
Denver is more affordable than the national average, with a cost of living index of 93.3 / below the baseline of 100. The median household income is $70,000, 7% below the national average of $75,149. The median home value is $92,400 (67% below the U.S. median). Renters pay a median of $638 per month, below the national average of $1,163. The home price-to-income ratio is 1.3x, indicating housing is reasonably affordable relative to local income levels.
Is Denver safe?
Denver is safer than the national average, with a violent crime rate of 315 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 3,207 per 100,000 (above the national average). Overall, Denver receives a safety grade of F based on combined crime data.
What is the weather like in Denver?
Denver has a four-season climate with an average annual temperature of 51°F (11°C). Winter temperatures average 25°F in January, while summers reach an average of 74°F in July. The area receives 275 sunny days per year, well above the national average of 205. Annual rainfall totals 41.3 inches, with 19.4 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 41.
How is the job market in Denver?
The job market in Denver is very strong, with unemployment at just 1.6% / well below the national rate of 3.6%. The average weekly wage is $956. There are 637 business establishments in the area, including 56 restaurants and food service locations. The average commute time is 36 minutes, and 3.3% of workers work from home.
How much does housing cost in Denver?
The median home value in Denver is $92,400. Zillow estimates the typical home value at $184,621. For renters, the median monthly rent is $638. Fair market rent is $882 for a 1-bedroom and $1,096 for a 2-bedroom apartment. The homeownership rate is 86.9%. The average annual property tax is $1,904.
How are the schools in Denver?
Schools in Denver score 5.8 out of 10 on standardized testing, near the national average. 9.5% of adults in Denver hold a bachelor's degree or higher, below the national average of 33.7%. 93.4% have completed high school. 1.4% hold a graduate or professional degree.
How healthy is Denver?
The obesity rate in Denver is 41.4% (above the national rate of 32.1%). 17.6% of adults are smokers. 24.2% are physically inactive. 27.8% of residents report depression. 8.2% lack health insurance. 59.8% of residents have access to exercise opportunities. The primary care physician ratio is 1:4,510.
What is transportation like in Denver?
The average commute in Denver is 36 minutes, longer than the national average of 28 minutes. 85.8% of workers drive alone to work, and 3.3% work from home.
What are the demographics of Denver?
The racial and ethnic makeup of Denver is 99.1% White, 0.9% Hispanic or Latino. 87.1% of residents speak only English at home, while 12.9% speak Spanish. 5.8% of the population are military veterans. 15.4% of residents have a disability. 89.8% have health insurance coverage.
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