Median Income
$87,273
16% higher than US avg
Bachelor's+
0.0%
100% lower than US avg
Obesity Rate
43.5%
36% higher than US avg
Unemployment
29.4%
717% higher than US avg
Poverty Rate
0.0%
100% lower than US avg
How Fairbanks Compares to the U.S. Average (100% = U.S. avg)
People
Population324
Median Age26.7 yrs
Density1,906/mi²
Male / Female55% / 45%
Largest GroupWhite 79%
Veterans7.5%
Economy
B+
Median Income$87,273
Per Capita$25,659
Unemployment29.4%
Poverty0.0%
County GDP$1,163M
Housing
Ownership100.0%
Zillow$208,139
Housing Units79
Rent Burden27.5%
Health
Obesity43.5%
Uninsured29.3%
Smoking21.7%
Depression28.2%
Heart Disease7.0%
Climate
Avg Temp55°F (13°C)
Rain45.2 in/yr
Elevation537 ft (164 m)
Education
A+
Bachelor's+0.0%
High School+100.0%
Graduate+0.0%
School Score5.78
Community
2024 VoteR 76% / D 23%
Broadband100.0%
EV Stations16
Libraries6
Is Fairbanks a Good Place to Live?
Based on current data, Fairbanks receives an overall livability score of 4.3 out of 5.0, earning a grade of A. Key strengths include above-average household incomes, a low poverty rate, strong internet connectivity. Areas to be aware of include above-average unemployment, a high uninsured rate, high obesity rates. Fairbanks stands out as an excellent place to live, with strong marks across most quality-of-life indicators.
Economy & Jobs
The median household income in Fairbanks is $87,273, 16% above the national average of $75,149. Residents generally enjoy above-average earning potential. At 29.4%, unemployment is notably high. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%.
Education
0.0% of residents hold a bachelor's degree, below the national average of 33.7%. 100.0% have completed high school. Area schools have an average test score of 5.8/10.
Climate & Weather
Fairbanks experiences four distinct seasons with an average temperature of 55°F. Winters average 30°F in January while summers reach 77°F in July. Annual precipitation totals 45.2 inches, including 15.1 inches of snow.
Fairbanks has a population of 324 with a density of 1,906 people per square mile, spread across 0.2 square miles. The median age is 26.7 years, 31% younger than the national median of 38.9. The gender split is 44.8% female and 55.2% male. The city is predominantly White (79.3%), with 20.7% Black. English is the primary language spoken at home by 100% of residents. 7.5% of the population are veterans, above the national rate of 6.0%. 16.7% of residents have a disability (above the 13.0% national average). 70.7% have health insurance coverage.
Population
324
Total Population
2023 Census
26.7yrs
Median Age
31% below US avg
Race & Ethnicity
Fairbanks vs U.S. Average
Language Spoken at Home
English Only
100.0%
27% above US avg
Spanish
0.0%
100% below US avg
Social Characteristics
Fairbanks vs U.S. Average
The median household income in Fairbanks is $87,273, which is 16% above the national average of $75,149. Per capita income is $25,659 (below the $39,052 national figure). The average weekly wage is $996, 30% lower than the U.S. average. The unemployment rate is 29.4% (above the 3.6% US average). 0.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 372 business establishments, including 38 restaurants. The cost of living index is 93.3, below the national baseline of 100 / offering relatively affordable living. 0.0% of workers work from home (below the 15.2% national rate).
Income: Fairbanks vs U.S.
Income
| Median HH Income | $87,273 |
| 16% above US avg |
| Per Capita Income | $25,659 |
| Avg Weekly Wage | $996 |
| IRS Avg AGI | $58,421 |
| Gini Index | 0.411 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 29.4% |
| 717% above US avg |
| Poverty Rate | 0.0% |
| 100% below US avg |
| Establishments (County) | 372 |
| County GDP | $1,163M |
Business (County)
| Restaurants | 38 |
| Healthcare | 37 |
| Retail | 60 |
| Manufacturing | 17 |
Tax & Cost of Living
| Property Tax (IRS) | $1,738 |
| 50% below US avg |
| Cost of Living | 93.30 (100=avg) |
Commute & Transportation
| Drive Alone | 38.5% |
| Public Transit | 0.0% |
| Work from Home | 0.0% |
Zillow estimates the typical home value at $208,139. Fair market rent ranges from $882 for a one-bedroom to $1,096 for a two-bedroom apartment. 100.0% of housing units are owner-occupied (above the 65.4% national rate). There are 79 total housing units in the city. The median year a home was built is 1991. The average annual property tax is $1,738 (lower than the $3,500 national average). 27.5% of renters spend 30% or more of their income on housing.
Rental Costs
HUD Fair Market Rent
| Studio | $816 |
| 1 Bedroom | $882 |
| 2 Bedrooms | $1,096 |
| 3 Bedrooms | $1,391 |
| 4 Bedrooms | $1,590 |
Ownership & Property
| Homeownership | 100.0% |
| Owner-Occupied | 100.0% |
| Renter-Occupied | 0.0% |
| Housing Units | 79 |
| Median Year Built | 1991 |
Property Tax
| Avg Tax (IRS) | $1,738 |
| 50% below US avg |
In Fairbanks, 43.5% of adults are obese, above the national rate of 32.1%. 12.3% have diabetes (above the 10.5% national rate). Heart disease affects 7.0% of residents, above the national average. 36.7% have high blood pressure. 21.7% are current smokers (above the 14.0% national rate). 17.3% report binge drinking. 28.5% are physically inactive. 28.2% report depression (above the 20.0% national average). 20.8% experience frequent mental distress. 29.3% of residents lack health insurance (above the 8.6% national rate). The primary care physician ratio is 1:2,965. The dentist ratio is 1:4,134. 32.8% of residents have access to exercise opportunities. The food environment index is 7.7 out of 10.
Health Metrics: Fairbanks vs U.S. Average (%)
Chronic Conditions
| Obesity | 43.5% |
| 36% above US avg |
| Diabetes | 12.3% |
| Heart Disease | 7.0% |
| High Blood Pressure | 36.7% |
| Asthma | 12.0% |
| COPD | 10.0% |
| Cancer | 7.5% |
| Stroke | 3.6% |
Behaviors & Mental Health
| Smoking | 21.7% |
| 55% above US avg |
| Binge Drinking | 17.3% |
| Physical Inactivity | 28.5% |
| Depression | 28.2% |
| Mental Distress | 20.8% |
| Physical Distress | 15.8% |
| Short Sleep | 38.4% |
Healthcare Access
| Insurance Rate | 70.7% |
| Uninsured | 29.3% |
| 241% above US avg |
| Primary Care | 1:2,965 |
| Dentists | 1:4,134 |
| Mental Health | 1:1,730 |
| Checkup Rate | 76.9% |
| Dental Visits | 52.3% |
| Premature Death | 9,727/100K |
Food & Exercise
| Food Environment | 7.7/10 |
| Exercise Access | 32.8% |
| Healthcare Facilities | 37 |
Fairbanks experiences four distinct seasons with an average annual temperature of 55°F (13°C). Winters average 30°F in January while summers reach 77°F in July. Annual precipitation totals 45.2 inches. The area receives 15.1 inches of snow annually, a moderate snowfall amount. The city sits at an elevation of 537 feet.
Temperature
30°F Jan (-1°C)
77°F Jul (25°C)
| Annual Average | 54.6°F |
| 1% above US avg |
| January Average | 30°F (-1°C) |
| July Average | 77°F (25°C) |
Geography
| Elevation | 537 ft (164 m) |
| Area | 0.2 sq mi (0.4 km²) |
| Population Density | 1,906/sq mi |
| Coordinates | 39.2182°N, 87.5229°W |
| Timezone | America/Indiana/Indianapolis |
| County | Sullivan County County |
| Nearest Airport | Terre Haute Regional (HUF) 20 miles away |
Precipitation & Snow
Annual Rainfall
45.2"
19% above US avg
Wettest Month (May)
4.87"
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 20.6 / 100 |
| Social Vulnerability | 30.3 / 100 |
| Community Resilience | 63.9 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Very Low |
| Earthquake |
Relatively Low |
| Wildfire |
Very Low |
| Flood |
Very Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Low |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Low |
| Lightning |
Very Low |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Low |
| Cold Wave |
Relatively Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
48 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M5.2. Most recent: M2.6 on Aug 9, 2025.
| Apr 18, 2008 |
7 km NNE of Bellmont, Illinois |
M5.2 |
91 km |
| Apr 18, 2008 |
9 km NNE of Bellmont, Illinois |
M4.7 |
90 km |
| Jun 18, 2002 |
6 km SW of Parkers Settlement, Indiana |
M4.6 |
137 km |
| Apr 21, 2008 |
7 km NNE of Bellmont, Illinois |
M4.0 |
91 km |
| Jan 24, 1990 |
6 km WNW of Alton, Indiana |
M3.9 |
150 km |
| Dec 7, 2000 |
7 km W of Evansville, Indiana |
M3.9 |
139 km |
| Jun 17, 2021 |
Illinois-Indiana border region |
M3.8 |
71 km |
| Jan 27, 1990 |
6 km N of Alton, Indiana |
M3.8 |
149 km |
| Nov 11, 1991 |
3 km W of Flat Rock, Illinois |
M3.8 |
38 km |
| Sep 19, 2017 |
4 km N of Bellmont, Illinois |
M3.8 |
95 km |
| Dec 20, 1990 |
5 km S of Stilesville, Indiana |
M3.7 |
87 km |
| Apr 25, 2008 |
8 km NNE of Bellmont, Illinois |
M3.7 |
91 km |
| Apr 14, 2000 |
4 km NW of Heritage Lake, Indiana |
M3.6 |
90 km |
| Nov 20, 2012 |
7 km N of Bellmont, Illinois |
M3.6 |
91 km |
| Jun 5, 2008 |
8 km WNW of Mount Carmel, Illinois |
M3.4 |
89 km |
| Mar 2, 1990 |
9 km NW of Vernon, Illinois |
M3.4 |
148 km |
| May 30, 2015 |
4 km ENE of Geff, Illinois |
M3.4 |
111 km |
| May 1, 2008 |
8 km NNE of Bellmont, Illinois |
M3.3 |
90 km |
| May 13, 2025 |
7 km SSW of Lerna, Illinois |
M3.3 |
71 km |
| Dec 17, 1990 |
Illinois-Indiana border region |
M3.2 |
103 km |
Source: USGS (M2.5+, 1990-2025)
Tornado History
460 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 23 fatalities, 635 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Jun 2, 1990 |
EF4 |
71 km |
0 |
| Jun 2, 1990 |
EF4 |
99 km |
1 |
| Jun 2, 1990 |
EF4 |
83 km |
6 |
| Jan 7, 1989 |
EF4 |
85 km |
0 |
| Mar 31, 2023 |
EF3 |
58 km |
6 |
| Mar 31, 2023 |
EF3 |
69 km |
2 |
| Nov 17, 2013 |
EF3 |
98 km |
0 |
| Mar 8, 2009 |
EF3 |
89 km |
0 |
| Nov 15, 2005 |
EF3 |
69 km |
0 |
| Sep 20, 2002 |
EF3 |
78 km |
0 |
| Nov 22, 1992 |
EF3 |
77 km |
0 |
| Nov 22, 1992 |
EF3 |
75 km |
0 |
| Nov 22, 1992 |
EF3 |
89 km |
0 |
| Jun 2, 1990 |
EF3 |
75 km |
0 |
| Mar 10, 1986 |
EF3 |
88 km |
0 |
| Aug 21, 1977 |
EF3 |
100 km |
6 |
| Aug 10, 1974 |
EF3 |
68 km |
0 |
| Aug 10, 1974 |
EF3 |
71 km |
0 |
| Apr 3, 1974 |
EF3 |
94 km |
0 |
| Apr 1, 1974 |
EF3 |
58 km |
0 |
Source: NOAA SPC (EF0+, 1950-2024)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
30°F (-1°C) |
3.2 in |
Coldest |
| February |
33°F (1°C) |
2.3 in |
Driest |
| March |
44°F (6°C) |
3.4 in |
|
| April |
55°F (13°C) |
4.5 in |
|
| May |
65°F (18°C) |
4.9 in |
Wettest |
| June |
74°F (23°C) |
4.8 in |
|
| July |
77°F (25°C) |
4.5 in |
Warmest |
| August |
75°F (24°C) |
3.2 in |
|
| September |
68°F (20°C) |
3.3 in |
|
| October |
56°F (14°C) |
4.3 in |
|
| November |
44°F (7°C) |
3.7 in |
|
| December |
34°F (1°C) |
3.1 in |
|
Fairbanks has a seasonal temperature swing of 47°F / from 30°F in January to 77°F in July. Total annual precipitation is 45.2 inches, with May being the wettest month (4.9") and February the driest (2.3").
Average costs for common services in Fairbanks. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$233 ($140-$373) |
| Specialist Visit |
$327 ($187-$513) |
| Urgent Care Visit |
$187 ($93-$327) |
| Emergency Room Visit |
$2,053 ($746-$4,665) |
| Dental Cleaning |
$121 ($70-$187) |
| Dental Filling |
$233 ($140-$373) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$42 ($23-$70) |
| Oil Change (Synthetic) |
$70 ($47-$112) |
| Brake Pad Replacement |
$280 ($140-$467) |
| Tire Rotation |
$37 ($19-$70) |
| New Tires (Set of 4) |
$560 ($373-$933) |
| Battery Replacement |
$187 ($93-$327) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$93 ($56-$140) |
| Electrician (Per Hour) |
$84 ($47-$131) |
| HVAC Repair |
$373 ($140-$746) |
| HVAC System Install |
$6,531 ($3,732-$11,196) |
| Roof Repair |
$933 ($373-$1,866) |
| Roof Replacement |
$8,397 ($5,132-$13,995) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,400 ($467-$3,266) |
| Divorce (Contested) |
$13,995 ($4,665-$27,990) |
| DUI Defense |
$4,665 ($1,866-$9,330) |
| Bankruptcy (Chapter 7) |
$1,400 ($746-$2,799) |
| Will Preparation |
$467 ($187-$933) |
| Trust Preparation |
$2,333 ($933-$4,665) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14-$42) |
| Women's Haircut |
$51 ($28-$93) |
| Hair Coloring (Full) |
$140 ($70-$233) |
| Manicure |
$23 ($14-$42) |
| Pedicure |
$37 ($23-$61) |
| Massage (1 Hour) |
$75 ($47-$121) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.83 ($2.80-$5.13) |
| Dozen Eggs (per dozen) |
$3.27 ($2.33-$4.67) |
| Loaf of Bread |
$3.55 ($2.33-$5.13) |
| Chicken Breast (per lb) |
$4.20 ($2.80-$6.06) |
| Ground Beef (per lb) |
$5.13 ($3.73-$7.00) |
| Rice (per lb) |
$0.93 ($0.56-$1.68) |
View all 20 services
Utilities
| Electricity (Monthly) |
$131 ($75-$233) |
| Natural Gas (Monthly) |
$65 ($28-$140) |
| Water/Sewer (Monthly) |
$65 ($37-$112) |
| Internet (Monthly) |
$65 ($37-$93) |
| Cell Phone Plan (Monthly) |
$61 ($28-$93) |
| Cable TV (Monthly) |
$79 ($47-$140) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$187 ($70-$467) |
| Car Insurance (Annual) |
$1,866 ($1,120-$3,266) |
| Bus Pass (Monthly) |
$65 ($28-$121) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.46-$23) |
| Car Registration (Annual) |
$93 ($28-$233) |
| Driver's License Renewal |
$28 ($14-$70) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,120 ($560-$2,333) |
| Daycare (Toddler, Monthly) |
$933 ($467-$1,866) |
| After-School Care (Monthly) |
$373 ($187-$653) |
| Tutoring (Per Hour) |
$47 ($23-$93) |
| SAT/ACT Prep Course |
$933 ($373-$2,333) |
| Private School (K-12, Annual) |
$11,663 ($4,665-$27,990) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$56 ($28-$93) |
| Dog Vaccination (Annual) |
$93 ($47-$187) |
| Dog Grooming |
$56 ($28-$93) |
| Pet Boarding (Per Night) |
$37 ($19-$70) |
| Dog Spay/Neuter |
$280 ($140-$467) |
| Cat Spay/Neuter |
$187 ($93-$373) |
View all 9 services
Frequently Asked Questions About Fairbanks
What is the population of Fairbanks?
Fairbanks has a population of 324 residents and is located in Indiana. The population density is 1,906 people per square mile, spread across 0.2 square miles. The median age of residents is 26.7 years, which is younger than the national median of 38.9 years. The population is 44.8% female and 55.2% male.
Is Fairbanks expensive to live in?
Fairbanks is more affordable than the national average, with a cost of living index of 93.3 / below the baseline of 100. The median household income is $87,273, 16% above the national average of $75,149.
What is the weather like in Fairbanks?
Fairbanks has a four-season climate with an average annual temperature of 55°F (13°C). Winter temperatures average 30°F in January, while summers reach an average of 77°F in July. Annual rainfall totals 45.2 inches, with 15.1 inches of snow.
How is the job market in Fairbanks?
The job market in Fairbanks faces challenges, with unemployment at 29.4% / significantly above the national rate of 3.6%. The average weekly wage is $996. There are 372 business establishments in the area, including 38 restaurants and food service locations.
How are the schools in Fairbanks?
Schools in Fairbanks score 5.8 out of 10 on standardized testing, near the national average. 0.0% of adults in Fairbanks hold a bachelor's degree or higher, below the national average of 33.7%. 100.0% have completed high school. 0.0% hold a graduate or professional degree.
How healthy is Fairbanks?
The obesity rate in Fairbanks is 43.5% (above the national rate of 32.1%). 21.7% of adults are smokers. 28.5% are physically inactive. 28.2% of residents report depression. 29.3% lack health insurance (above the national rate). 32.8% of residents have access to exercise opportunities. The primary care physician ratio is 1:2,965.
What are the demographics of Fairbanks?
The racial and ethnic makeup of Fairbanks is 79.3% White, 20.7% Black or African American. 100% of residents speak only English at home. 7.5% of the population are military veterans. 16.7% of residents have a disability. 70.7% have health insurance coverage.