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Finesville, NJ

New Jersey · Metropolitan Area

Finesville is a small town in New Jersey with a population of 333. Residents earn $77,647 per year, which is 3% above the national average.

4.4 /5.0
A Great
333 Population 157/sq mi density
$77,647 Median Income $65,008 per capita
$289,800 Home Value
$3,501 Median Rent 30.4% income on rent
52°F Avg Temperature 271 sunny days/yr
A
Overall
4.4 / 5.0
Great overall score based on economy, affordability, safety and education
B+
Economy
3.7 / 5.0
$77,647 median income, 7.5% unemployment
A+
Affordability
4.6 / 5.0
$289,800 home value, $3,501/mo rent
A+
Education
5.0 / 5.0
50.0% bachelor's degree or higher
Median Income $77,647
3% higher than US avg
Home Value $289,800
3% higher than US avg
Bachelor's+ 50.0%
48% higher than US avg
Median Rent $3,501
201% higher than US avg
Obesity Rate 31.9%
1% lower than US avg
Unemployment 7.5%
108% higher than US avg
Poverty Rate 6.3%
49% lower than US avg

How Finesville Compares to the U.S. Average (100% = U.S. avg)

People

Population333
Median Age61.9 yrs
Density157/mi²
Male / Female41% / 60%
Largest GroupWhite 100%
Veterans8.5%

Economy

B+
Median Income$77,647
Per Capita$65,008
Unemployment7.5%
Poverty6.3%
County GDP$20,982M
Commute24 min

Housing

A+
Home Value$289,800
Rent$3,501
OwnershipN/A
Housing Units188
Rent Burden30.4%

Health

Obesity31.9%
Uninsured9.1%
Smoking12.3%
Depression20.3%
Heart Disease4.8%

Climate

Avg Temp52°F (11°C)
AQI39 (Good)
Rain51.0 in/yr
Sunny Days271/yr
Elevation290 ft (88 m)

Education

A+
Bachelor's+50.0%
High School+96.2%
Graduate+15.7%
School Score6.24

Community

2024 VoteR 50% / D 49%
Commute24 min
Broadband86.5%
Libraries10

Is Finesville a Good Place to Live?

Based on current data, Finesville receives an overall livability score of 4.4 out of 5.0, earning a grade of A. Key strengths include a highly educated population, abundant sunshine, a low poverty rate, high health insurance coverage. Areas to be aware of include above-average unemployment. Finesville stands out as an excellent place to live, with strong marks across most quality-of-life indicators.

Economy & Jobs

The median household income in Finesville is $77,647, roughly in line with the national average of $75,149. The unemployment rate of 7.5% is somewhat elevated compared to the national rate of 3.6%. Only 6.3% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 24 minutes.

Cost of Living & Housing

The median home value in Finesville is $289,800, roughly aligned with the national median of $281,900. Renters pay a median of $3,501 per month, significantly above the national average of $1,163. A price-to-income ratio of 3.7x indicates a reasonably affordable housing market.

Education

Educational attainment is solid, with 50.0% holding a bachelor's degree or higher, near the national average. 96.2% have completed high school. Local schools score 6.2/10 in standardized testing, reflecting strong academic performance.

Climate & Weather

Finesville experiences four distinct seasons with an average temperature of 52°F. Winters average 30°F in January while summers reach 75°F in July. With 271 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 51.0 inches. Air quality is rated Good with a median AQI of 39.

Finesville has a population of 333 with a density of 157 people per square mile. The median age is 61.9 years, 59% older than the national median of 38.9. The city is predominantly White (100%).

Population

333
Total Population
157
People / sq mi
61.9yrs
Median Age
59% above US avg
2.1mi²
Land Area

Gender Distribution

Male 40.5%
Female 59.5%

Race & Ethnicity

Finesville vs U.S. Average

Language Spoken at Home

English Only100.0%
27% above US avg
Spanish0.0%
100% below US avg

Social Characteristics

Finesville vs U.S. Average

The median household income in Finesville is $77,647, which is 3% above the national average of $75,149. The unemployment rate is 7.5% (above the 3.6% US average). 6.3% of residents live below the poverty line. Workers commute an average of 24 minutes.

Income: Finesville vs U.S.

Commute Mode

Income

Median HH Income$77,647
3% above US avg
Per Capita Income$65,008
Avg Weekly Wage$1,160
IRS Avg AGI$85,539

Employment & Poverty

Unemployment7.5%
108% above US avg
Poverty Rate6.3%
49% below US avg
Establishments (County)7,088
County GDP$20,982M

Business (County)

Restaurants726
Healthcare748
Retail830
Manufacturing338

Tax & Cost of Living

Property Tax (IRS)$7,459
113% above US avg
Cost of Living108.80 (100=avg)
Effective Tax Rate2.57%

Commute & Transportation

Commute Time24.1 min
Drive Alone94.2%
Public Transit0.0%
Work from Home0.0%

Walkability

The median home value in Finesville is $289,800, 3% above the national average. Monthly rent averages $3,501 (201% above US avg).

Home Value Sources

Ownership Split

Home Values

Census Median$289,800
3% above US avg
Median List Price$625,000

Real Estate Market (Redfin)

Median List Price$625,000
$/Sq Ft$266
Homes Sold1
Sale-to-List Ratio104.8%
Price Drops0.0%
Inventory1

Rental Costs

Census Median Rent$3,501
201% above US avg
Rent Burden30.4%

HUD Fair Market Rent

Studio$1,599
1 Bedroom$1,759
2 Bedrooms$2,132
3 Bedrooms$2,658
4 Bedrooms$3,005

Ownership & Property

Owner-Occupied63.5%
Housing Units188
Median Year Built1938

Property Tax

Avg Tax (IRS)$7,459
113% above US avg
Effective Rate2.57%
In Finesville, 31.9% of adults are obese (below the 32.1% national rate). 9.1% of residents lack health insurance. 12.3% are current smokers. 20.3% report depression. 22.9% are physically inactive.

Health Metrics: Finesville vs U.S. Average (%)

Chronic Conditions

Obesity31.9%
1% below US avg
Diabetes7.6%
Heart Disease4.8%
High Blood Pressure28.4%
Asthma9.9%
COPD5.0%
Cancer7.5%
Stroke2.5%

Behaviors & Mental Health

Smoking12.3%
12% below US avg
Binge Drinking19.1%
Physical Inactivity22.9%
Depression20.3%
Mental Distress17.8%
Physical Distress12.0%
Short Sleep37.4%

Healthcare Access

Insurance Rate97.6%
Uninsured9.1%
6% above US avg
Primary Care1:1,240
Dentists1:1,694
Mental Health1:330
Checkup Rate74.1%
Dental Visits70.3%
Premature Death6,471/100K

Food & Exercise

Food Environment8.7/10
Exercise Access90.0%
Healthcare Facilities748
Finesville has an average annual temperature of 52°F (11°C). Winters average 30°F in January while summers reach 75°F in July. Annual precipitation is 51.0 inches. The area enjoys 271 sunny days per year. Air quality is rated Good with a median AQI of 39.

Temperature

30°F Jan (-1°C) 75°F Jul (24°C)
Annual Average52.1°F
4% below US avg
January Average30°F (-1°C)
July Average75°F (24°C)
Sunny Days271 days/yr

Precipitation & Snow

Annual Rainfall51.0 inches
34% above US avg

Air Quality

AQI Median39.0
RatingGood

Geography

Elevation290 ft (88 m)
Area2.1 sq mi (5.5 km²)
Population Density157/sq mi
Coordinates40.6116°N, 75.1715°W
TimezoneAmerica/New_York
County FIPS42095
It is classified as Metro — 250K–1M. 50.0% of residents hold a bachelor's degree or higher (48% above US avg). In the 2024 election, the county voted Republican by a 1.8-point margin. 86.5% of households have broadband internet.

2024 Presidential Election (County)

R 50.4%
D 48.6%

Winner: Republican by 1.8 points

Education

Bachelor's Degree+50.0%
48% above US avg
High School+96.2%
Graduate Degree+15.7%
School Test Score6.24
A+ Education Grade (5.0/5.0)

Urban-Rural Classification

RUCC Code 2Metro — 250K–1M
Population Density157/sq mi
Total Area2.1 sq mi

Infrastructure & Services

Broadband Access86.5%
Public Libraries10
Healthcare Facilities748
Restaurants726
Retail Stores830

Safety & Disasters

Fatal Crashes (County/yr)21

Commute & Transportation

Avg Commute24.1 min
Drive Alone94.2%
Public Transit0.0%
Work from Home0.0%

Nearby Cities

Raubsville, PA 1,042 pop · 2.0 mi Alpha, NJ 2,249 pop · 3.4 mi Morgan Hill, PA 1,412 pop · 4.2 mi Upper Pohatcong, NJ 1,851 pop · 4.6 mi Milford, NJ 1,306 pop · 5.0 mi Greenwich CDP (Warren County), NJ 2,615 pop · 5.4 mi Phillipsburg, NJ 15,251 pop · 5.6 mi Old Orchard, PA 1,829 pop · 5.7 mi Easton, PA 29,079 pop · 5.7 mi West Easton, PA 1,158 pop · 5.7 mi Wilson, PA 8,196 pop · 6.2 mi Palmer Heights, PA 3,963 pop · 7.4 mi Chestnut Hill, PA 6,774 pop · 7.9 mi Frenchtown, NJ 1,609 pop · 8.4 mi
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