Florida · Metropolitan Area
Harbor Bluffs is a small town in Florida with a population of 3,020. Residents earn $129,569 per year, which is 72% above the national average.
Based on current data, Harbor Bluffs receives an overall livability score of 4.6 out of 5.0, earning a grade of A+. Key strengths include above-average household incomes, low unemployment, a highly educated population, a low poverty rate. Areas to be aware of include high housing costs. Harbor Bluffs stands out as an excellent place to live, with strong marks across most quality-of-life indicators.
The median household income in Harbor Bluffs is $129,569, which is significantly higher than the national average — 72% above $75,149. This places Harbor Bluffs among higher-income communities. Unemployment stands at 3.2%, indicating a healthy job market. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 25 minutes.
The median home value in Harbor Bluffs is $553,800, making it a premium housing market at 96% above the U.S. median of $281,900. Renters pay a median of $3,501 per month, significantly above the national average of $1,163. A price-to-income ratio of 4.3x indicates a reasonably affordable housing market.
Educational attainment is solid, with 46.6% holding a bachelor's degree or higher, near the national average. 95.3% have completed high school. Area schools have an average test score of 5.6/10.
Harbor Bluffs has a warm climate with an average annual temperature of 74°F. Winters average 62°F in January while summers reach 83°F in July. Annual precipitation totals 53.6 inches. Air quality is rated Good with a median AQI of 41.
| English Only | 88.6% |
| 13% above US avg | |
| Spanish | 11.4% |
| 15% below US avg |
| Median HH Income | $129,569 |
| 72% above US avg | |
| Per Capita Income | $61,604 |
| Avg Weekly Wage | $1,298 |
| IRS Avg AGI | $101,044 |
| Unemployment | 3.2% |
| 11% below US avg | |
| Poverty Rate | 0.0% |
| 100% below US avg | |
| Establishments (County) | 41,518 |
| County GDP | $78,131M |
| Restaurants | 2,553 |
| Healthcare | 3,955 |
| Retail | 3,778 |
| Manufacturing | 1,058 |
| Property Tax (IRS) | $8,984 |
| 157% above US avg | |
| Effective Tax Rate | 1.62% |
| Commute Time | 25.2 min |
| Work from Home | 12.5% |
| Census Median | $553,800 |
| 96% above US avg | |
| Zillow ZHVI | $636,754 |
| Median List Price | $675,000 |
| Median List Price | $675,000 |
| $/Sq Ft | $357 |
| Homes Sold | 4 |
| Sale-to-List Ratio | 95.7% |
| Price Drops | 54.2% |
| Inventory | 24 |
| Census Median Rent | $3,501 |
| 201% above US avg |
| Studio | $1,212 |
| 1 Bedroom | $1,296 |
| 2 Bedrooms | $1,526 |
| 3 Bedrooms | $1,971 |
| 4 Bedrooms | $2,261 |
| Owner-Occupied | 88.6% |
| Avg Tax (IRS) | $8,984 |
| 157% above US avg | |
| Effective Rate | 1.62% |
| Obesity | 28.9% |
| 10% below US avg | |
| Diabetes | 7.9% |
| Heart Disease | 4.9% |
| High Blood Pressure | 26.5% |
| Asthma | 9.5% |
| COPD | 5.2% |
| Stroke | 2.4% |
| Binge Drinking | 20.9% |
| Physical Inactivity | 17.7% |
| Depression | 21.7% |
| Mental Distress | 17.2% |
| Physical Distress | 11.3% |
| Insurance Rate | 92.7% |
| Checkup Rate | 74.5% |
| Premature Death | 9,370/100K |
| Food Environment | 8.2/10 |
| Exercise Access | 98.3% |
| Healthcare Facilities | 3,955 |
| Fatal Crashes (County/yr) | 116 |
| Annual Average | 73.9°F |
| 37% above US avg | |
| January Average | 62°F (16°C) |
| July Average | 83°F (28°C) |
| Annual Rainfall | 53.6 inches |
| 41% above US avg |
| AQI Median | 41.0 |
| Rating | Good |
| Elevation | 27 ft (8 m) |
| Area | 0.7 sq mi (1.8 km²) |
| Population Density | 4,377/sq mi |
| Coordinates | 27.9078°N, 82.8265°W |
| County FIPS | 12103 |
Winner: Republican by 5.2 points
| Bachelor's Degree+ | 46.6% |
| 38% above US avg | |
| High School+ | 95.3% |
| School Test Score | 5.60 |
| RUCC Code 1 | Metro — 1 million+ |
| Population Density | 4,377/sq mi |
| Total Area | 0.7 sq mi |
| Public Libraries | 27 |
| Healthcare Facilities | 3,955 |
| Restaurants | 2,553 |
| Retail Stores | 3,778 |
| Fatal Crashes (County/yr) | 116 |
| Avg Commute | 25.2 min |
| Work from Home | 12.5% |