Florida · Metropolitan Area
Indian Rocks Beach is a small town in Florida with a population of 3,667. Residents earn $98,279 per year, which is 31% above the national average.
Based on current data, Indian Rocks Beach receives an overall livability score of 3.2 out of 5.0, earning a grade of B. Key strengths include above-average household incomes, low crime rates, a highly educated population, a low poverty rate. Areas to be aware of include high housing costs. Indian Rocks Beach offers a solid quality of life with a good balance of affordability, safety, and opportunity.
The median household income in Indian Rocks Beach is $98,279, which is significantly higher than the national average — 31% above $75,149. This places Indian Rocks Beach among higher-income communities. Unemployment stands at 3.8%, indicating a healthy job market. Only 5.4% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 30 minutes.
The median home value in Indian Rocks Beach is $707,700, making it a premium housing market at 151% above the U.S. median of $281,900. Renters pay a median of $1,723 per month, significantly above the national average of $1,163. With a home price-to-income ratio of 7.2x, housing affordability is a significant challenge for many families.
Violent crime in Indian Rocks Beach is below the national average at 286 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 2,216 per 100,000, near the national average.
Educational attainment is solid, with 45.3% holding a bachelor's degree or higher, near the national average. 97.0% have completed high school. Area schools have an average test score of 5.6/10.
Indian Rocks Beach has a warm climate with an average annual temperature of 74°F. Winters average 62°F in January while summers reach 83°F in July. Annual precipitation totals 53.6 inches. Air quality is rated Good with a median AQI of 41.
| English Only | 91.4% |
| 16% above US avg | |
| Spanish | 8.6% |
| 36% below US avg |
| Median HH Income | $98,279 |
| 31% above US avg | |
| Per Capita Income | $70,472 |
| Avg Weekly Wage | $1,298 |
| IRS Avg AGI | $101,044 |
| Unemployment | 3.8% |
| 6% above US avg | |
| Poverty Rate | 5.4% |
| 56% below US avg | |
| Establishments (County) | 41,518 |
| County GDP | $78,131M |
| Restaurants | 2,553 |
| Healthcare | 3,955 |
| Retail | 3,778 |
| Manufacturing | 1,058 |
| Property Tax (IRS) | $8,984 |
| 157% above US avg | |
| Effective Tax Rate | 1.27% |
| Commute Time | 29.9 min |
| Work from Home | 30.0% |
| Census Median | $707,700 |
| 151% above US avg | |
| Zillow ZHVI | $772,066 |
| Median List Price | $697,500 |
| Median List Price | $697,500 |
| $/Sq Ft | $638 |
| Homes Sold | 5 |
| Sale-to-List Ratio | 97.1% |
| Price Drops | 20.0% |
| Inventory | 110 |
| Census Median Rent | $1,723 |
| 48% above US avg |
| Studio | $1,212 |
| 1 Bedroom | $1,296 |
| 2 Bedrooms | $1,526 |
| 3 Bedrooms | $1,971 |
| 4 Bedrooms | $2,261 |
| Owner-Occupied | 74.9% |
| Avg Tax (IRS) | $8,984 |
| 157% above US avg | |
| Effective Rate | 1.27% |
| Obesity | 29.8% |
| 7% below US avg | |
| Diabetes | 8.3% |
| Heart Disease | 5.1% |
| High Blood Pressure | 27.1% |
| Asthma | 9.7% |
| COPD | 5.4% |
| Stroke | 2.5% |
| Binge Drinking | 20.1% |
| Physical Inactivity | 17.8% |
| Depression | 22.2% |
| Mental Distress | 17.3% |
| Physical Distress | 11.5% |
| Insurance Rate | 88.6% |
| Checkup Rate | 75.3% |
| Premature Death | 9,370/100K |
| Food Environment | 8.2/10 |
| Exercise Access | 98.3% |
| Healthcare Facilities | 3,955 |
| Total Violent | 286.0/100K |
| 25% below US avg | |
| Murder | 0.0/100K |
| 100% below US avg | |
| Rape | 47.7/100K |
| Robbery | 23.8/100K |
| Assault | 214.5/100K |
| Total Property | 2,216.4/100K |
| 13% above US avg | |
| Burglary | 357.5/100K |
| Theft | 1,715.9/100K |
| Vehicle Theft | 143.0/100K |
| Arson | 0.0/100K |
| Fatal Crashes (County/yr) | 116 |
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
| Annual Average | 73.9°F |
| 37% above US avg | |
| January Average | 62°F (16°C) |
| July Average | 83°F (28°C) |
| Annual Rainfall | 53.6 inches |
| 41% above US avg |
| AQI Median | 41.0 |
| Rating | Good |
| Elevation | 4 ft (1 m) |
| Area | 0.9 sq mi (2.2 km²) |
| Population Density | 4,314/sq mi |
| Coordinates | 27.8958°N, 82.8462°W |
| County FIPS | 12103 |
Winner: Republican by 5.2 points
| Bachelor's Degree+ | 45.3% |
| 34% above US avg | |
| High School+ | 97.0% |
| School Test Score | 5.60 |
| RUCC Code 1 | Metro — 1 million+ |
| Population Density | 4,314/sq mi |
| Total Area | 0.9 sq mi |
| Public Libraries | 27 |
| Healthcare Facilities | 3,955 |
| Restaurants | 2,553 |
| Retail Stores | 3,778 |
| Fatal Crashes (County/yr) | 116 |
| Avg Commute | 29.9 min |
| Work from Home | 30.0% |