Median Income
$51,875
31% lower than US avg
Home Value
$98,800
65% lower than US avg
Violent Crime
400/100K
5% higher than US avg
Bachelor's+
18.9%
44% lower than US avg
Median Rent
$675
42% lower than US avg
Obesity Rate
36.1%
12% higher than US avg
Unemployment
5.3%
47% higher than US avg
Poverty Rate
16.4%
32% higher than US avg
How Henderson Compares to the U.S. Average (100% = U.S. avg)
People
Population253
Median Age26.6 yrs
Density937/mi²
Male / Female57% / 43%
Largest GroupWhite 82%
Veterans11.3%
Economy
B
Median Income$51,875
Per Capita$25,011
Unemployment5.3%
Poverty16.4%
County GDP$590M
Commute28 min
Housing
A+
Home Value$98,800
Rent$675
Ownership79.6%
Zillow$98,209
Housing Units111
Rent Burden26.8%
Crime
F
Violent400/100K
Property3,282/100K
Health
Obesity36.1%
Uninsured7.6%
Smoking13.8%
Depression23.1%
Heart Disease5.1%
Climate
Avg Temp49°F (9°C)
AQI43 (Good)
Rain39.4 in/yr
Sunny Days275/yr
Elevation818 ft (249 m)
Education
C+
Bachelor's+18.9%
High School+78.8%
Graduate+2.2%
School Score4.87
Community
2024 VoteR 62% / D 35%
Commute28 min
Broadband85.4%
EV Stations4
Libraries4
Is Henderson a Good Place to Live?
Based on current data, Henderson receives an overall livability score of 2.9 out of 5.0, earning a grade of C+. Key strengths include affordable housing, abundant sunshine. Areas to be aware of include above-average unemployment, an elevated poverty rate, below-average incomes. Henderson has some notable strengths but also faces challenges that prospective residents should consider.
Economy & Jobs
The median household income in Henderson is $51,875, 31% below the national average of $75,149. The unemployment rate of 5.3% is somewhat elevated compared to the national rate of 3.6%. The poverty rate of 16.4% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 28 minutes.
Cost of Living & Housing
The median home value in Henderson is $98,800, 65% below the national median / offering relatively affordable homeownership. Renters pay a median of $675 per month, below the national average / a plus for affordability. At just 1.9x median income, home prices are very affordable relative to local earnings.
Safety & Crime
The violent crime rate of 400 per 100,000 is above the national average of 380 / something for prospective residents to consider. Property crime occurs at a rate of 3,282 per 100,000, 67% above the national average.
Education
18.9% of residents hold a bachelor's degree, below the national average of 33.7%. 78.8% have completed high school. Area schools have an average test score of 4.9/10.
Climate & Weather
Henderson experiences four distinct seasons with an average temperature of 49°F. Winters average 21°F in January while summers reach 73°F in July. With 275 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 39.4 inches. Air quality is rated Good with a median AQI of 43.
Henderson has a population of 253 with a density of 937 people per square mile, spread across 0.3 square miles. The median age is 26.6 years, 32% younger than the national median of 38.9. The gender split is 42.7% female and 57.3% male. The city is predominantly White (81.8%), with 4.3% Black. English is the primary language spoken at home by 95.3% of residents. 11.3% of the population are veterans, above the national rate of 6.0%. 10.6% of residents have a disability. 88.2% have health insurance coverage.
Population
26.6yrs
Median Age
32% below US avg
Race & Ethnicity
Henderson vs U.S. Average
Language Spoken at Home
English Only
95.3%
21% above US avg
Spanish
4.7%
65% below US avg
Social Characteristics
Henderson vs U.S. Average
The median household income in Henderson is $51,875, which is 31% below the national average of $75,149. Per capita income is $25,011 (below the $39,052 national figure). The average weekly wage is $840, 41% lower than the U.S. average. The unemployment rate is 5.3% (above the 3.6% US average). 16.4% of residents live below the poverty line, higher than the national rate of 12.4%. The area has 306 business establishments, including 25 restaurants. The cost of living index is 100, roughly in line with the national average. Workers commute an average of 28 minutes. 1.2% of workers work from home (below the 15.2% national rate).
Income: Henderson vs U.S.
Income
| Median HH Income | $51,875 |
| 31% below US avg |
| Per Capita Income | $25,011 |
| Avg Weekly Wage | $840 |
| IRS Avg AGI | $73,339 |
| Gini Index | 0.411 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 5.3% |
| 47% above US avg |
| Poverty Rate | 16.4% |
| 32% above US avg |
| Establishments (County) | 306 |
| County GDP | $590M |
Business (County)
| Restaurants | 25 |
| Healthcare | 21 |
| Retail | 32 |
| Manufacturing | 13 |
Tax & Cost of Living
| Property Tax (IRS) | $4,932 |
| 41% above US avg |
| Cost of Living | 100.00 (100=avg) |
| Effective Tax Rate | 4.99% |
Commute & Transportation
| Commute Time | 28.2 min |
| Drive Alone | 98.8% |
| Public Transit | 0.0% |
| Work from Home | 1.2% |
The median home value in Henderson is $98,800, 65% below the national median of $281,900. Zillow estimates the typical home value at $98,209. Monthly rent averages $675 (42% below the national average of $1,163). Fair market rent ranges from $698 for a one-bedroom to $916 for a two-bedroom apartment. 79.6% of housing units are owner-occupied (above the 65.4% national rate). There are 111 total housing units in the city. The median year a home was built is 1964. The average annual property tax is $4,932 (higher than the $3,500 national average). 26.8% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 1.9x, well within the affordable range.
Home Values
| Census Median | $98,800 |
| 65% below US avg |
| Zillow ZHVI | $98,209 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $675 |
| 42% below US avg |
| Rent Burden | 26.8% |
HUD Fair Market Rent
| Studio | $632 |
| 1 Bedroom | $698 |
| 2 Bedrooms | $916 |
| 3 Bedrooms | $1,274 |
| 4 Bedrooms | $1,308 |
Ownership & Property
| Homeownership | 79.6% |
| Owner-Occupied | 79.6% |
| Renter-Occupied | 20.4% |
| Housing Units | 111 |
| Median Year Built | 1964 |
Property Tax
| Avg Tax (IRS) | $4,932 |
| 41% above US avg |
| Effective Rate | 4.99% |
In Henderson, 36.1% of adults are obese, above the national rate of 32.1%. 8.8% have diabetes (below the 10.5% national rate). Heart disease affects 5.1% of residents. 29.4% have high blood pressure. 13.8% are current smokers. 21.5% report binge drinking. 20.9% are physically inactive, below the national average. 23.1% report depression (above the 20.0% national average). 17.9% experience frequent mental distress. 7.6% of residents lack health insurance. The primary care physician ratio is 1:7,791. The dentist ratio is 1:5,168. 40.9% of residents have access to exercise opportunities. The food environment index is 8.3 out of 10.
Health Metrics: Henderson vs U.S. Average (%)
Chronic Conditions
| Obesity | 36.1% |
| 12% above US avg |
| Diabetes | 8.8% |
| Heart Disease | 5.1% |
| High Blood Pressure | 29.4% |
| Asthma | 10.3% |
| COPD | 6.1% |
| Cancer | 7.5% |
| Stroke | 2.7% |
Behaviors & Mental Health
| Smoking | 13.8% |
| 1% below US avg |
| Binge Drinking | 21.5% |
| Physical Inactivity | 20.9% |
| Depression | 23.1% |
| Mental Distress | 17.9% |
| Physical Distress | 12.1% |
| Short Sleep | 35.5% |
Healthcare Access
| Insurance Rate | 88.2% |
| Uninsured | 7.6% |
| 12% below US avg |
| Primary Care | 1:7,791 |
| Dentists | 1:5,168 |
| Mental Health | 1:3,872 |
| Checkup Rate | 75.3% |
| Dental Visits | 66.6% |
| Premature Death | 7,042/100K |
Food & Exercise
| Food Environment | 8.3/10 |
| Exercise Access | 40.9% |
| Healthcare Facilities | 21 |
Henderson has a violent crime rate of 400 per 100,000 residents, 5% above the national average of 380. Property crime stands at 3,282 per 100,000, 67% above the U.S. average. The county recorded 1 fatal traffic crashes. Overall, Henderson receives a safety grade of F.
Crime Rates: Henderson vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 399.5/100K |
| 5% above US avg |
| |
Property Crime
| Total Property | 3,281.8/100K |
| 67% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 1 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Henderson experiences four distinct seasons with an average annual temperature of 49°F (9°C). Winters average 21°F in January while summers reach 73°F in July. The area gets 275 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 39.4 inches. Air quality is rated Good with a median AQI of 43. The city sits at an elevation of 818 feet.
Temperature
21°F Jan (-6°C)
73°F Jul (23°C)
| Annual Average | 49.0°F |
| 9% below US avg |
| January Average | 21°F (-6°C) |
| July Average | 73°F (23°C) |
| Sunny Days | 275 days/yr |
Geography
| Elevation | 818 ft (249 m) |
| Area | 0.3 sq mi (0.7 km²) |
| Population Density | 937/sq mi |
| Coordinates | 41.0239°N, 90.3536°W |
| Timezone | America/Chicago |
| County | Mercer County County |
| Nearest Airport | Quad Cities International (MLI)
30 miles away |
Precipitation & Snow
Annual Rainfall
39.4"
4% above US avg
Wettest Month (Jul)
4.41"
Air Quality
| AQI Median | 43.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 8.8 / 100 |
| Social Vulnerability | 10.6 / 100 |
| Community Resilience | 85.7 / 100 |
Hazard Breakdown
| Tornado |
Very Low |
| Hurricane |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Very Low |
| Hail |
Very Low |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Low |
| Lightning |
Relatively Moderate |
| Ice Storm |
Relatively Moderate |
| Drought |
Relatively Moderate |
| Cold Wave |
Relatively Low |
| Landslide |
Relatively Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
2 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.2. Most recent: M4.2 on Jun 28, 2004.
| Jun 28, 2004 |
12 km NW of Dayton, Illinois |
M4.2 |
131 km |
| Sep 2, 1999 |
8 km W of Amboy, Illinois |
M3.5 |
109 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
662 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 18 fatalities, 523 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Nov 17, 2013 |
EF4 |
80 km |
3 |
| Jul 13, 2004 |
EF4 |
90 km |
0 |
| May 13, 1995 |
EF4 |
73 km |
0 |
| May 13, 1995 |
EF4 |
94 km |
0 |
| Mar 29, 1981 |
EF4 |
80 km |
0 |
| Jun 29, 1976 |
EF4 |
57 km |
0 |
| Apr 4, 2023 |
EF3 |
77 km |
0 |
| Feb 28, 2017 |
EF3 |
84 km |
0 |
| Jun 1, 2007 |
EF3 |
75 km |
0 |
| Apr 20, 2004 |
EF3 |
93 km |
8 |
| May 10, 2003 |
EF3 |
84 km |
0 |
| May 13, 1995 |
EF3 |
76 km |
0 |
| May 9, 1995 |
EF3 |
75 km |
0 |
| May 9, 1995 |
EF3 |
56 km |
0 |
| Mar 13, 1990 |
EF3 |
64 km |
0 |
| May 8, 1988 |
EF3 |
88 km |
0 |
| Jun 21, 1981 |
EF3 |
91 km |
1 |
| Aug 15, 1978 |
EF3 |
45 km |
0 |
| Mar 4, 1976 |
EF3 |
69 km |
0 |
| Jul 23, 1975 |
EF3 |
53 km |
2 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
5 wildfires (100+ acres) within 100 km.
Largest: UNIT 3 (1,206 ac, 1999).
| Year |
Name |
Acres |
Distance |
| 1999 |
UNIT 3 |
1,206 |
63 km |
| 2002 |
HSB 03 2 |
1,130 |
64 km |
| 2000 |
DESTRUST A |
756 |
63 km |
| 2006 |
HSB 003 |
674 |
63 km |
| 2004 |
HSB 009 |
608 |
63 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
21°F (-6°C) |
1.5 in |
Coldest |
| February |
27°F (-3°C) |
1.4 in |
Driest |
| March |
38°F (4°C) |
2.8 in |
|
| April |
51°F (10°C) |
3.8 in |
|
| May |
62°F (17°C) |
4.1 in |
|
| June |
71°F (22°C) |
4.3 in |
|
| July |
73°F (23°C) |
4.4 in |
Warmest, Wettest |
| August |
72°F (22°C) |
4.0 in |
|
| September |
65°F (18°C) |
3.8 in |
|
| October |
53°F (12°C) |
2.9 in |
|
| November |
39°F (4°C) |
2.6 in |
|
| December |
27°F (-3°C) |
2.2 in |
|
Henderson has a seasonal temperature swing of 51°F / from 21°F in January to 73°F in July. Total annual precipitation is 37.6 inches, with July being the wettest month (4.4") and February the driest (1.4").
Average costs for common services in Henderson. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$250 ($150–$400) |
| Specialist Visit |
$350 ($200–$550) |
| Urgent Care Visit |
$200 ($100–$350) |
| Emergency Room Visit |
$2,200 ($800–$5,000) |
| Dental Cleaning |
$130 ($75–$200) |
| Dental Filling |
$250 ($150–$400) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$45 ($25–$75) |
| Oil Change (Synthetic) |
$75 ($50–$120) |
| Brake Pad Replacement |
$300 ($150–$500) |
| Tire Rotation |
$40 ($20–$75) |
| New Tires (Set of 4) |
$600 ($400–$1,000) |
| Battery Replacement |
$200 ($100–$350) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$100 ($60–$150) |
| Electrician (Per Hour) |
$90 ($50–$140) |
| HVAC Repair |
$400 ($150–$800) |
| HVAC System Install |
$7,000 ($4,000–$12,000) |
| Roof Repair |
$1,000 ($400–$2,000) |
| Roof Replacement |
$9,000 ($5,500–$15,000) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,500 ($500–$3,500) |
| Divorce (Contested) |
$15,000 ($5,000–$30,000) |
| DUI Defense |
$5,000 ($2,000–$10,000) |
| Bankruptcy (Chapter 7) |
$1,500 ($800–$3,000) |
| Will Preparation |
$500 ($200–$1,000) |
| Trust Preparation |
$2,500 ($1,000–$5,000) |
View all 12 services
Personal Care
| Men's Haircut |
$25 ($15–$45) |
| Women's Haircut |
$55 ($30–$100) |
| Hair Coloring (Full) |
$150 ($75–$250) |
| Manicure |
$25 ($15–$45) |
| Pedicure |
$40 ($25–$65) |
| Massage (1 Hour) |
$80 ($50–$130) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.10 ($3.00–$5.50) |
| Dozen Eggs (per dozen) |
$3.50 ($2.50–$5.00) |
| Loaf of Bread |
$3.80 ($2.50–$5.50) |
| Chicken Breast (per lb) |
$4.50 ($3.00–$6.50) |
| Ground Beef (per lb) |
$5.50 ($4.00–$7.50) |
| Rice (per lb) |
$1.00 ($0.60–$1.80) |
View all 20 services
Utilities
| Electricity (Monthly) |
$140 ($80–$250) |
| Natural Gas (Monthly) |
$70 ($30–$150) |
| Water/Sewer (Monthly) |
$70 ($40–$120) |
| Internet (Monthly) |
$70 ($40–$100) |
| Cell Phone Plan (Monthly) |
$65 ($30–$100) |
| Cable TV (Monthly) |
$85 ($50–$150) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$200 ($75–$500) |
| Car Insurance (Annual) |
$2,000 ($1,200–$3,500) |
| Bus Pass (Monthly) |
$70 ($30–$130) |
| Taxi/Uber (5-Mile Ride) |
$15 ($8.00–$25) |
| Car Registration (Annual) |
$100 ($30–$250) |
| Driver's License Renewal |
$30 ($15–$75) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,200 ($600–$2,500) |
| Daycare (Toddler, Monthly) |
$1,000 ($500–$2,000) |
| After-School Care (Monthly) |
$400 ($200–$700) |
| Tutoring (Per Hour) |
$50 ($25–$100) |
| SAT/ACT Prep Course |
$1,000 ($400–$2,500) |
| Private School (K-12, Annual) |
$12,500 ($5,000–$30,000) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$60 ($30–$100) |
| Dog Vaccination (Annual) |
$100 ($50–$200) |
| Dog Grooming |
$60 ($30–$100) |
| Pet Boarding (Per Night) |
$40 ($20–$75) |
| Dog Spay/Neuter |
$300 ($150–$500) |
| Cat Spay/Neuter |
$200 ($100–$400) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $797 |
| Preschool | $743 |
| Family Childcare (monthly) |
| Infant | $686 |
| Preschool | $686 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Henderson
What is the population of Henderson?
Henderson has a population of 253 residents and is located in Illinois. The population density is 937 people per square mile, spread across 0.3 square miles. The median age of residents is 26.6 years, which is younger than the national median of 38.9 years. The population is 42.7% female and 57.3% male.
Is Henderson expensive to live in?
Henderson has a cost of living roughly in line with the national average, with an index of 100 (baseline: 100). The median household income is $51,875, 31% below the national average of $75,149. The median home value is $98,800 (65% below the U.S. median). Renters pay a median of $675 per month, below the national average of $1,163. The home price-to-income ratio is 1.9x, indicating housing is reasonably affordable relative to local income levels.
Is Henderson safe?
The violent crime rate in Henderson is 400 per 100,000 residents, above the national average of 380. Prospective residents should research specific neighborhoods, as crime rates can vary significantly within the city. Property crime occurs at a rate of 3,282 per 100,000 (above the national average). Overall, Henderson receives a safety grade of F based on combined crime data.
What is the weather like in Henderson?
Henderson has a four-season climate with an average annual temperature of 49°F (9°C). Winter temperatures average 21°F in January, while summers reach an average of 73°F in July. The area receives 275 sunny days per year, well above the national average of 205. Annual rainfall totals 39.4 inches. Air quality is rated Good with a median Air Quality Index (AQI) of 43.
How is the job market in Henderson?
The unemployment rate in Henderson is 5.3%, somewhat above the national average of 3.6%. Job seekers may face moderate competition. The average weekly wage is $840. There are 306 business establishments in the area, including 25 restaurants and food service locations. The average commute time is 28 minutes, and 1.2% of workers work from home.
How much does housing cost in Henderson?
The median home value in Henderson is $98,800. Zillow estimates the typical home value at $98,209. For renters, the median monthly rent is $675. Fair market rent is $698 for a 1-bedroom and $916 for a 2-bedroom apartment. The homeownership rate is 79.6%. The average annual property tax is $4,932.
How are the schools in Henderson?
Schools in Henderson have an average test score of 4.9 out of 10, below typical national benchmarks. Families may want to research individual school ratings. 18.9% of adults in Henderson hold a bachelor's degree or higher, below the national average of 33.7%. 78.8% have completed high school. 2.2% hold a graduate or professional degree.
How healthy is Henderson?
The obesity rate in Henderson is 36.1% (above the national rate of 32.1%). 13.8% of adults are smokers. 20.9% are physically inactive. 23.1% of residents report depression. 7.6% lack health insurance. 40.9% of residents have access to exercise opportunities. The primary care physician ratio is 1:7,791.
What is transportation like in Henderson?
The average commute in Henderson is 28 minutes. 98.8% of workers drive alone to work, and 1.2% work from home.
What are the demographics of Henderson?
The racial and ethnic makeup of Henderson is 81.8% White, 4.3% Black or African American. 95.3% of residents speak only English at home, while 4.7% speak Spanish. 11.3% of the population are military veterans. 10.6% of residents have a disability. 88.2% have health insurance coverage.
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