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Horton Bay, MI

Michigan

Horton Bay is a small town in Michigan with a population of 352. Residents earn $76,833 per year, which is 2% above the national average.

4.3 /5.0
A Great
352 Population 73/sq mi density
$76,833 Median Income $48,464 per capita
$275,000 Home Value
43°F Avg Temperature 270 sunny days/yr
A
Overall
4.3 / 5.0
Great overall score based on economy, affordability, safety and education
A+
Economy
4.5 / 5.0
$76,833 median income, 1.2% unemployment
A+
Affordability
4.7 / 5.0
$275,000 home value
B+
Education
3.7 / 5.0
33.7% bachelor's degree or higher
Median Income $76,833
2% higher than US avg
Home Value $275,000
2% lower than US avg
Bachelor's+ 33.7%
0% lower than US avg
Obesity Rate 33.0%
3% higher than US avg
Unemployment 1.2%
67% lower than US avg
Poverty Rate 1.7%
86% lower than US avg

How Horton Bay Compares to the U.S. Average (100% = U.S. avg)

People

Population352
Median Age64.7 yrs
Density73/mi²
Male / Female42% / 59%
Largest GroupWhite 92%
Veterans15.6%

Economy

A+
Median Income$76,833
Per Capita$48,464
Unemployment1.2%
Poverty1.7%
County GDP$855M
Commute25 min

Housing

A+
Home Value$275,000
RentN/A
OwnershipN/A
Housing Units361
Rent Burden24.5%

Health

Obesity33.0%
Uninsured4.8%
Smoking11.8%
Depression26.5%
Heart Disease4.7%

Climate

Avg Temp43°F (6°C)
AQI38 (Good)
Rain35.8 in/yr
Sunny Days270/yr
Elevation640 ft (195 m)

Education

B+
Bachelor's+33.7%
High School+98.3%
Graduate+12.5%
School Score5.23

Community

2024 VoteR 61% / D 38%
Commute25 min
Broadband93.6%
Libraries5

Is Horton Bay a Good Place to Live?

Based on current data, Horton Bay receives an overall livability score of 4.3 out of 5.0, earning a grade of A. Key strengths include low unemployment, abundant sunshine, a low poverty rate, high health insurance coverage. Horton Bay stands out as an excellent place to live, with strong marks across most quality-of-life indicators.

Economy & Jobs

The median household income in Horton Bay is $76,833, roughly in line with the national average of $75,149. The job market is very strong with unemployment at just 1.2%. Only 1.7% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 25 minutes.

Cost of Living & Housing

The median home value in Horton Bay is $275,000, roughly aligned with the national median of $281,900. A price-to-income ratio of 3.6x indicates a reasonably affordable housing market.

Education

Educational attainment is solid, with 33.7% holding a bachelor's degree or higher, near the national average. 98.3% have completed high school. Area schools have an average test score of 5.2/10.

Climate & Weather

Horton Bay has a cool climate with an average annual temperature of 43°F. Winters average 19°F in January while summers reach 67°F in July. With 270 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 35.8 inches. Air quality is rated Good with a median AQI of 38.

Horton Bay has a population of 352 with a density of 73 people per square mile. The median age is 64.7 years, 66% older than the national median of 38.9. The city is predominantly White (92%).

Population

352
Total Population
73
People / sq mi
64.7yrs
Median Age
66% above US avg
4.8mi²
Land Area

Gender Distribution

Male 41.5%
Female 58.5%

Race & Ethnicity

Horton Bay vs U.S. Average

Language Spoken at Home

English Only93.7%
19% above US avg
Spanish6.3%
53% below US avg

Social Characteristics

Horton Bay vs U.S. Average

The median household income in Horton Bay is $76,833, which is 2% above the national average of $75,149. The unemployment rate is 1.2% (below the 3.6% US average). 1.7% of residents live below the poverty line. Workers commute an average of 25 minutes.

Income: Horton Bay vs U.S.

Commute Mode

Income

Median HH Income$76,833
2% above US avg
Per Capita Income$48,464
Avg Weekly Wage$826
IRS Avg AGI$79,571

Employment & Poverty

Unemployment1.2%
67% below US avg
Poverty Rate1.7%
86% below US avg
Establishments (County)599
County GDP$855M

Business (County)

Restaurants60
Healthcare51
Retail98
Manufacturing41

Tax & Cost of Living

Property Tax (IRS)$8,941
155% above US avg
Cost of Living96.20 (100=avg)
Effective Tax Rate3.25%

Commute & Transportation

Commute Time25.0 min
Drive Alone84.7%
Public Transit0.7%
Work from Home14.6%

Walkability

The median home value in Horton Bay is $275,000, 2% below the national average.

Home Value Sources

Ownership Split

Home Values

Census Median$275,000
2% below US avg

Real Estate Market (Redfin)

Rental Costs

Rent Burden24.5%

HUD Fair Market Rent

Studio$807
1 Bedroom$891
2 Bedrooms$1,113
3 Bedrooms$1,419
4 Bedrooms$1,588

Ownership & Property

Owner-Occupied93.6%
Housing Units361
Median Year Built1979

Property Tax

Avg Tax (IRS)$8,941
155% above US avg
Effective Rate3.25%
In Horton Bay, 33.0% of adults are obese (above the 32.1% national rate). 4.8% of residents lack health insurance. 11.8% are current smokers. 26.5% report depression. 17.5% are physically inactive.

Health Metrics: Horton Bay vs U.S. Average (%)

Chronic Conditions

Obesity33.0%
3% above US avg
Diabetes7.7%
Heart Disease4.7%
High Blood Pressure28.1%
Asthma11.2%
COPD5.4%
Cancer8.0%
Stroke2.4%

Behaviors & Mental Health

Smoking11.8%
16% below US avg
Binge Drinking20.2%
Physical Inactivity17.5%
Depression26.5%
Mental Distress17.1%
Physical Distress11.0%
Short Sleep34.4%

Healthcare Access

Insurance Rate95.8%
Uninsured4.8%
44% below US avg
Primary Care1:1,488
Dentists1:3,031
Mental Health1:1,627
Checkup Rate77.7%
Dental Visits74.1%
Premature Death7,259/100K

Food & Exercise

Food Environment8.4/10
Exercise Access74.1%
Healthcare Facilities51
Horton Bay has an average annual temperature of 43°F (6°C). Winters average 19°F in January while summers reach 67°F in July. Annual precipitation is 35.8 inches. The area enjoys 270 sunny days per year. Air quality is rated Good with a median AQI of 38.

Temperature

19°F Jan (-7°C) 67°F Jul (19°C)
Annual Average43.3°F
20% below US avg
January Average19°F (-7°C)
July Average67°F (19°C)
Sunny Days270 days/yr

Precipitation & Snow

Annual Rainfall35.8 inches
6% below US avg

Air Quality

AQI Median38.0
RatingGood

Geography

Elevation640 ft (195 m)
Area4.8 sq mi (12.5 km²)
Population Density73/sq mi
Coordinates45.2812°N, 85.0747°W
TimezoneAmerica/Detroit
County FIPS26009
It is classified as Nonmetro — Rural, adjacent. 33.7% of residents hold a bachelor's degree or higher (0% below US avg). In the 2024 election, the county voted Republican by a 23.8-point margin. 93.6% of households have broadband internet.

2024 Presidential Election (County)

R 61.3%
D 37.5%

Winner: Republican by 23.8 points

Education

Bachelor's Degree+33.7%
0% below US avg
High School+98.3%
Graduate Degree+12.5%
School Test Score5.23
B+ Education Grade (3.7/5.0)

Urban-Rural Classification

RUCC Code 8Nonmetro — Rural, adjacent
Population Density73/sq mi
Total Area4.8 sq mi

Infrastructure & Services

Broadband Access93.6%
Public Libraries5
Healthcare Facilities51
Restaurants60
Retail Stores98

Safety & Disasters

Fatal Crashes (County/yr)4

Commute & Transportation

Avg Commute25.0 min
Drive Alone84.7%
Public Transit0.7%
Work from Home14.6%

Nearby Cities

Boyne City, MI 3,829 pop · 5.6 mi Petoskey, MI 5,851 pop · 6.6 mi Charlevoix, MI 2,420 pop · 9.1 mi East Jordan, MI 1,776 pop · 9.3 mi Harbor Springs, MI 1,015 pop · 11.2 mi Indian River, MI 2,210 pop · 24.3 mi Lakes of the North, MI 1,076 pop · 26.0 mi Mancelona, MI 1,496 pop · 26.2 mi Gaylord, MI 4,307 pop · 26.2 mi Elk Rapids, MI 1,558 pop · 31.0 mi Rapid City, MI 1,315 pop · 32.3 mi Kalkaska, MI 2,370 pop · 38.4 mi Cheboygan, MI 4,801 pop · 38.5 mi Greilickville, MI 1,296 pop · 44.1 mi
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