Median Income
$70,781
6% lower than US avg
Home Value
$168,500
40% lower than US avg
Violent Crime
186/100K
51% lower than US avg
Bachelor's+
28.7%
15% lower than US avg
Obesity Rate
32.3%
1% higher than US avg
Unemployment
0.0%
100% lower than US avg
Poverty Rate
7.5%
40% lower than US avg
How Jefferson Compares to the U.S. Average (100% = U.S. avg)
People
Population150
Median Age35.7 yrs
Density140/mi²
Male / Female63% / 37%
Largest GroupWhite 56%
Veterans95.0%
Economy
A
Median Income$70,781
Per Capita$35,891
Unemployment0.0%
Poverty7.5%
County GDP$1,320M
Commute38 min
Housing
A+
Home Value$168,500
Ownership87.3%
Zillow$219,949
Housing Units108
Rent Burden25.7%
Crime
F
Violent186/100K
Property1,776/100K
Health
Obesity32.3%
Uninsured6.1%
Smoking14.8%
Depression20.8%
Heart Disease5.9%
Climate
Avg Temp45°F (7°C)
AQI32 (Good)
Rain48.7 in/yr
Sunny Days246/yr
Elevation1,929 ft (588 m)
Education
B
Bachelor's+28.7%
High School+87.2%
Graduate+10.9%
School Score5.16
Community
2024 VoteR 65% / D 35%
Commute38 min
Broadband63.0%
EV Stations1
Libraries4
Is Jefferson a Good Place to Live?
Based on current data, Jefferson receives an overall livability score of 3.4 out of 5.0, earning a grade of B. Key strengths include low unemployment, low crime rates, affordable housing, abundant sunshine. Areas to be aware of include long commute times. Jefferson offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Jefferson is $70,781, roughly in line with the national average of $75,149. The job market is very strong with unemployment at just 0.0%. Only 7.5% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 38 minutes, longer than the typical American commute of 28 minutes.
Cost of Living & Housing
The median home value in Jefferson is $168,500, 40% below the national median / offering relatively affordable homeownership. At just 2.4x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Violent crime in Jefferson is below the national average at 186 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 1,776 per 100,000, near the national average.
Education
28.7% of residents hold a bachelor's degree, below the national average of 33.7%. 87.2% have completed high school. Area schools have an average test score of 5.2/10.
Climate & Weather
Jefferson has a cool climate with an average annual temperature of 45°F. Winters average 22°F in January while summers reach 67°F in July. The area gets 246 sunny days per year. Annual precipitation totals 48.7 inches, including 70.6 inches of snow. Air quality is rated Good with a median AQI of 32.
Jefferson has a population of 150 with a density of 140 people per square mile, spread across 1.1 square miles. The median age is 35.7 years, 8% younger than the national median of 38.9. The gender split is 36.7% female and 63.3% male. The city is predominantly White (56%). English is the primary language spoken at home by 73.4% of residents, while 26.6% speak Spanish. 95.0% of the population are veterans, above the national rate of 6.0%. 19.6% of residents have a disability (above the 13.0% national average). 100.0% have health insurance coverage.
Population
35.7yrs
Median Age
8% below US avg
Race & Ethnicity
Jefferson vs U.S. Average
Language Spoken at Home
English Only
73.4%
6% below US avg
Spanish
26.6%
99% above US avg
Social Characteristics
Jefferson vs U.S. Average
The median household income in Jefferson is $70,781, which is 6% below the national average of $75,149. Per capita income is $35,891. The average weekly wage is $1,050, 27% lower than the U.S. average. The unemployment rate is 0.0% (below the 3.6% US average). 7.5% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 710 business establishments, including 62 restaurants. The cost of living index is 107.9, slightly above the national baseline of 100. Workers commute an average of 38 minutes (longer than the 28-minute US average). 41.3% of workers work from home (above the 15.2% national rate).
Income: Jefferson vs U.S.
Income
| Median HH Income | $70,781 |
| 6% below US avg |
| Per Capita Income | $35,891 |
| Avg Weekly Wage | $1,050 |
| IRS Avg AGI | $67,256 |
| Gini Index | 0.427 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.0% |
| 100% below US avg |
| Poverty Rate | 7.5% |
| 40% below US avg |
| Establishments (County) | 710 |
| County GDP | $1,320M |
Business (County)
| Restaurants | 62 |
| Healthcare | 55 |
| Retail | 90 |
| Manufacturing | 30 |
Tax & Cost of Living
| Property Tax (IRS) | $7,238 |
| 107% above US avg |
| Cost of Living | 107.90 (100=avg) |
| Effective Tax Rate | 4.30% |
Commute & Transportation
| Commute Time | 38.2 min |
| Drive Alone | 54.7% |
| Public Transit | 0.0% |
| Work from Home | 41.3% |
The median home value in Jefferson is $168,500, 40% below the national median of $281,900. Zillow estimates the typical home value at $219,949, higher than the Census estimate. Homes sell for 106.9% of their list price, indicating a competitive market where bidding wars are common. Fair market rent ranges from $1,071 for a one-bedroom to $1,405 for a two-bedroom apartment. 87.3% of housing units are owner-occupied (above the 65.4% national rate). There are 108 total housing units in the city. The median year a home was built is 1953. The average annual property tax is $7,238 (higher than the $3,500 national average). 25.7% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.4x, well within the affordable range.
Home Values
| Census Median | $168,500 |
| 40% below US avg |
| Zillow ZHVI | $219,949 |
| Median List Price | $249,900 |
Real Estate Market (Redfin)
| Median List Price | $249,900 |
| $/Sq Ft | $283 |
| Homes Sold | 4 |
| Sale-to-List Ratio | 106.9% |
| Price Drops | 14.3% |
| Inventory | 14 |
Rental Costs
HUD Fair Market Rent
| Studio | $969 |
| 1 Bedroom | $1,071 |
| 2 Bedrooms | $1,405 |
| 3 Bedrooms | $1,907 |
| 4 Bedrooms | $2,340 |
Ownership & Property
| Homeownership | 87.3% |
| Owner-Occupied | 87.3% |
| Renter-Occupied | 12.7% |
| Housing Units | 108 |
| Median Year Built | 1953 |
Property Tax
| Avg Tax (IRS) | $7,238 |
| 107% above US avg |
| Effective Rate | 4.30% |
In Jefferson, 32.3% of adults are obese, above the national rate of 32.1%. 8.6% have diabetes (below the 10.5% national rate). Heart disease affects 5.9% of residents. 30.8% have high blood pressure. 14.8% are current smokers. 21.3% report binge drinking. 22.2% are physically inactive. 20.8% report depression. 17.7% experience frequent mental distress. 6.1% of residents lack health insurance (below the 8.6% national rate). The primary care physician ratio is 1:3,318. The dentist ratio is 1:3,006. 35.0% of residents have access to exercise opportunities. The food environment index is 8.7 out of 10.
Health Metrics: Jefferson vs U.S. Average (%)
Chronic Conditions
| Obesity | 32.3% |
| 1% above US avg |
| Diabetes | 8.6% |
| Heart Disease | 5.9% |
| High Blood Pressure | 30.8% |
| Asthma | 11.1% |
| COPD | 6.3% |
| Cancer | 7.7% |
| Stroke | 2.9% |
Behaviors & Mental Health
| Smoking | 14.8% |
| 6% above US avg |
| Binge Drinking | 21.3% |
| Physical Inactivity | 22.2% |
| Depression | 20.8% |
| Mental Distress | 17.7% |
| Physical Distress | 12.7% |
| Short Sleep | 39.4% |
Healthcare Access
| Insurance Rate | 100.0% |
| Uninsured | 6.1% |
| 29% below US avg |
| Primary Care | 1:3,318 |
| Dentists | 1:3,006 |
| Mental Health | 1:627 |
| Checkup Rate | 77.2% |
| Dental Visits | 63.8% |
| Premature Death | 7,415/100K |
Food & Exercise
| Food Environment | 8.7/10 |
| Exercise Access | 35.0% |
| Healthcare Facilities | 55 |
Jefferson has a violent crime rate of 186 per 100,000 residents, 51% below the national average of 380. Property crime stands at 1,776 per 100,000, 9% below the U.S. average. The county recorded 3 fatal traffic crashes. Overall, Jefferson receives a safety grade of F.
Crime Rates: Jefferson vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 186.2/100K |
| 51% below US avg |
| |
Property Crime
| Total Property | 1,776.4/100K |
| 9% below US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 3 |
| Traffic Accidents | 3 |
| Avg Accident Severity | 2.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Jefferson has a cool climate with an average annual temperature of 45°F (7°C). Winters average 22°F in January while summers reach 67°F in July. The area gets 246 sunny days per year, above the national average. Annual precipitation totals 48.7 inches (wetter than the 38-inch national average). The area receives 70.6 inches of snow annually, making winter weather a significant factor for residents. Air quality is rated Good with a median AQI of 32. 97% of days have good air quality. The city sits at an elevation of 1,929 feet.
Temperature
22°F Jan (-6°C)
67°F Jul (20°C)
| Annual Average | 45.3°F |
| 16% below US avg |
| January Average | 22°F (-6°C) |
| July Average | 67°F (20°C) |
| Sunny Days | 246 days/yr |
Geography
| Elevation | 1,929 ft (588 m) |
| Area | 1.1 sq mi (2.8 km²) |
| Population Density | 140/sq mi |
| Coordinates | 42.4782°N, 74.6033°W |
| Timezone | America/New_York |
| County | Schoharie County County |
| Nearest Airport | Albert S Nader Regional (ONH)
24 miles away |
Precipitation & Snow
Annual Rainfall
48.7"
28% above US avg
Wettest Month (May)
4.13"
Air Quality
| AQI Median | 32.0 |
| Rating | Good |
| Good Days % | 97.0% |
| Unhealthy Days | 0 |
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 41.4 / 100 |
| Social Vulnerability | 38.3 / 100 |
| Community Resilience | 75.3 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Relatively Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Very Low |
| Strong Wind |
Very Low |
| Heat Wave |
Very Low |
| Winter Weather |
Relatively Low |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively Low |
| Drought |
No Rating |
| Cold Wave |
Relatively Low |
| Landslide |
Relatively Low |
| Avalanche |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
18 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.0. Most recent: M3.1 on Mar 11, 2020.
| Jun 17, 1991 |
7 km NE of Worcester, New York |
M4.0 |
18 km |
| Jul 31, 1997 |
0 km WSW of Lyons Falls, New York |
M3.2 |
142 km |
| Dec 13, 2009 |
15 km N of Medusa, New York |
M3.2 |
42 km |
| Mar 11, 2020 |
0 km SSW of South Glens Falls, New York |
M3.1 |
120 km |
| Jul 24, 2007 |
12 km SSW of Altamont, New York |
M3.1 |
42 km |
| May 18, 2009 |
15 km N of Medusa, New York |
M3.1 |
42 km |
| Sep 29, 1994 |
13 km WNW of North Creek, New York |
M2.9 |
146 km |
| Oct 21, 2009 |
15 km N of Medusa, New York |
M2.9 |
42 km |
| Mar 22, 2009 |
9 km SW of Altamont, New York |
M2.8 |
44 km |
| Aug 27, 2011 |
5 km WSW of Altamont, New York |
M2.8 |
48 km |
| Aug 25, 2011 |
5 km WSW of Altamont, New York |
M2.7 |
48 km |
| Feb 18, 2009 |
15 km N of Medusa, New York |
M2.7 |
42 km |
| Feb 27, 2008 |
2 km SW of Central Bridge, New York |
M2.7 |
31 km |
| Feb 20, 2009 |
15 km SSW of Altamont, New York |
M2.7 |
43 km |
| Aug 22, 2000 |
2 km WSW of Brewster Hill, New York |
M2.6 |
143 km |
| Jul 24, 2007 |
13 km SSW of Altamont, New York |
M2.6 |
42 km |
| Dec 13, 2009 |
14 km N of Medusa, New York |
M2.6 |
42 km |
| Jan 15, 1992 |
5 km NNE of Tuxedo Park, New York |
M2.5 |
143 km |
Source: USGS (M2.5+, 1990–2025)
Hurricane History
2 hurricanes (Cat 1+) within 500 km since 1980.
Strongest: Category 2. Most recent: Bob (1991, Cat 2).
| Year |
Name |
Category |
Closest |
| 1991 |
Bob |
Category 2 |
287 km |
| 1985 |
Gloria |
Category 1 |
162 km |
Source: NOAA IBTrACS (Cat 1+, 1980–2026)
Tornado History
157 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 7 fatalities, 196 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Jul 10, 1989 |
EF4 |
40 km |
0 |
| Aug 28, 1973 |
EF4 |
97 km |
4 |
| May 22, 2014 |
EF3 |
51 km |
0 |
| May 31, 1998 |
EF3 |
41 km |
0 |
| May 31, 1998 |
EF3 |
84 km |
0 |
| Jun 16, 1974 |
EF3 |
68 km |
0 |
| Jun 24, 1960 |
EF3 |
69 km |
0 |
| Apr 22, 2023 |
EF2 |
79 km |
0 |
| May 29, 2013 |
EF2 |
52 km |
0 |
| Apr 28, 2011 |
EF2 |
96 km |
0 |
| Jul 21, 2003 |
EF2 |
75 km |
0 |
| Jul 21, 2003 |
EF2 |
61 km |
0 |
| May 18, 2000 |
EF2 |
90 km |
0 |
| May 31, 1998 |
EF2 |
79 km |
0 |
| May 31, 1998 |
EF2 |
83 km |
0 |
| Jul 3, 1997 |
EF2 |
98 km |
0 |
| May 29, 1995 |
EF2 |
74 km |
0 |
| Oct 14, 1989 |
EF2 |
96 km |
2 |
| Oct 1, 1986 |
EF2 |
22 km |
0 |
| Jul 26, 1986 |
EF2 |
98 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
5 wildfires (100+ acres) within 100 km.
Largest: ROOSA GAP (2,747 ac, 2015).
| Year |
Name |
Acres |
Distance |
| 2015 |
ROOSA GAP |
2,747 |
95 km |
| 2008 |
UNNAMED |
2,224 |
88 km |
| 2016 |
SAMS POINT FIRE-VERKEERDER FIRE |
1,929 |
91 km |
| 2006 |
CHERRYTOWN FIRE |
943 |
72 km |
| 2024 |
WHITEHOUSE |
607 |
65 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
22°F (-6°C) |
2.7 in |
|
| February |
21°F (-6°C) |
2.4 in |
Coldest, Driest |
| March |
30°F (-1°C) |
3.2 in |
|
| April |
41°F (5°C) |
3.5 in |
|
| May |
53°F (12°C) |
4.1 in |
Wettest |
| June |
61°F (16°C) |
3.9 in |
|
| July |
67°F (20°C) |
3.9 in |
Warmest |
| August |
64°F (18°C) |
3.7 in |
|
| September |
57°F (14°C) |
3.6 in |
|
| October |
46°F (8°C) |
3.3 in |
|
| November |
36°F (2°C) |
3.7 in |
|
| December |
24°F (-4°C) |
3.1 in |
|
Jefferson has a seasonal temperature swing of 47°F / from 21°F in February to 67°F in July. Total annual precipitation is 41.0 inches, with May being the wettest month (4.1") and February the driest (2.4").
Average costs for common services in Jefferson. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$270 ($162–$432) |
| Specialist Visit |
$378 ($216–$593) |
| Urgent Care Visit |
$216 ($108–$378) |
| Emergency Room Visit |
$2,374 ($863–$5,395) |
| Dental Cleaning |
$140 ($81–$216) |
| Dental Filling |
$270 ($162–$432) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$49 ($27–$81) |
| Oil Change (Synthetic) |
$81 ($54–$129) |
| Brake Pad Replacement |
$324 ($162–$540) |
| Tire Rotation |
$43 ($22–$81) |
| New Tires (Set of 4) |
$647 ($432–$1,079) |
| Battery Replacement |
$216 ($108–$378) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$108 ($65–$162) |
| Electrician (Per Hour) |
$97 ($54–$151) |
| HVAC Repair |
$432 ($162–$863) |
| HVAC System Install |
$7,553 ($4,316–$12,948) |
| Roof Repair |
$1,079 ($432–$2,158) |
| Roof Replacement |
$9,711 ($5,935–$16,185) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,619 ($540–$3,777) |
| Divorce (Contested) |
$16,185 ($5,395–$32,370) |
| DUI Defense |
$5,395 ($2,158–$10,790) |
| Bankruptcy (Chapter 7) |
$1,619 ($863–$3,237) |
| Will Preparation |
$540 ($216–$1,079) |
| Trust Preparation |
$2,698 ($1,079–$5,395) |
View all 12 services
Personal Care
| Men's Haircut |
$27 ($16–$49) |
| Women's Haircut |
$59 ($32–$108) |
| Hair Coloring (Full) |
$162 ($81–$270) |
| Manicure |
$27 ($16–$49) |
| Pedicure |
$43 ($27–$70) |
| Massage (1 Hour) |
$86 ($54–$140) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.42 ($3.24–$5.93) |
| Dozen Eggs (per dozen) |
$3.78 ($2.70–$5.40) |
| Loaf of Bread |
$4.10 ($2.70–$5.93) |
| Chicken Breast (per lb) |
$4.86 ($3.24–$7.01) |
| Ground Beef (per lb) |
$5.93 ($4.32–$8.09) |
| Rice (per lb) |
$1.08 ($0.65–$1.94) |
View all 20 services
Utilities
| Electricity (Monthly) |
$151 ($86–$270) |
| Natural Gas (Monthly) |
$76 ($32–$162) |
| Water/Sewer (Monthly) |
$76 ($43–$129) |
| Internet (Monthly) |
$76 ($43–$108) |
| Cell Phone Plan (Monthly) |
$70 ($32–$108) |
| Cable TV (Monthly) |
$92 ($54–$162) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$216 ($81–$540) |
| Car Insurance (Annual) |
$2,158 ($1,295–$3,777) |
| Bus Pass (Monthly) |
$76 ($32–$140) |
| Taxi/Uber (5-Mile Ride) |
$16 ($8.63–$27) |
| Car Registration (Annual) |
$108 ($32–$270) |
| Driver's License Renewal |
$32 ($16–$81) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,295 ($647–$2,698) |
| Daycare (Toddler, Monthly) |
$1,079 ($540–$2,158) |
| After-School Care (Monthly) |
$432 ($216–$755) |
| Tutoring (Per Hour) |
$54 ($27–$108) |
| SAT/ACT Prep Course |
$1,079 ($432–$2,698) |
| Private School (K-12, Annual) |
$13,488 ($5,395–$32,370) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$65 ($32–$108) |
| Dog Vaccination (Annual) |
$108 ($54–$216) |
| Dog Grooming |
$65 ($32–$108) |
| Pet Boarding (Per Night) |
$43 ($22–$81) |
| Dog Spay/Neuter |
$324 ($162–$540) |
| Cat Spay/Neuter |
$216 ($108–$432) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $1,070 |
| Toddler | $996 |
| Preschool | $866 |
| Family Childcare (monthly) |
| Infant | $823 |
| Toddler | $779 |
| Preschool | $758 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Jefferson
What is the population of Jefferson?
Jefferson has a population of 150 residents and is located in New York. The population density is 140 people per square mile, spread across 1.1 square miles. The median age of residents is 35.7 years, which is younger than the national median of 38.9 years. The population is 36.7% female and 63.3% male.
Is Jefferson expensive to live in?
Jefferson is slightly more expensive than average, with a cost of living index of 107.9 compared to the national baseline of 100. The median household income is $70,781, 6% below the national average of $75,149. The median home value is $168,500 (40% below the U.S. median). The home price-to-income ratio is 2.4x, indicating housing is reasonably affordable relative to local income levels.
Is Jefferson safe?
Jefferson is safer than the national average, with a violent crime rate of 186 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 1,776 per 100,000 (below the national average). Overall, Jefferson receives a safety grade of F based on combined crime data.
What is the weather like in Jefferson?
Jefferson has a cool climate with an average annual temperature of 45°F (7°C). Winter temperatures average 22°F in January, while summers reach an average of 67°F in July. The area receives 246 sunny days per year. Annual rainfall totals 48.7 inches, with 70.6 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 32.
How is the job market in Jefferson?
The job market in Jefferson is very strong, with unemployment at just 0.0% / well below the national rate of 3.6%. The average weekly wage is $1,050. There are 710 business establishments in the area, including 62 restaurants and food service locations. The average commute time is 38 minutes, and 41.3% of workers work from home.
How much does housing cost in Jefferson?
The median home value in Jefferson is $168,500. Zillow estimates the typical home value at $219,949. The homeownership rate is 87.3%. The average annual property tax is $7,238.
How are the schools in Jefferson?
Schools in Jefferson score 5.2 out of 10 on standardized testing, near the national average. 28.7% of adults in Jefferson hold a bachelor's degree or higher, below the national average of 33.7%. 87.2% have completed high school. 10.9% hold a graduate or professional degree.
How healthy is Jefferson?
The obesity rate in Jefferson is 32.3% (above the national rate of 32.1%). 14.8% of adults are smokers. 22.2% are physically inactive. 20.8% of residents report depression. 6.1% lack health insurance (below the national rate). 35.0% of residents have access to exercise opportunities. The primary care physician ratio is 1:3,318.
What is transportation like in Jefferson?
The average commute in Jefferson is 38 minutes, longer than the national average of 28 minutes. 54.7% of workers drive alone to work, and 41.3% work from home.
What are the demographics of Jefferson?
The racial and ethnic makeup of Jefferson is 56% White. 73.4% of residents speak only English at home, while 26.6% speak Spanish. 95.0% of the population are military veterans. 19.6% of residents have a disability. 100.0% have health insurance coverage.
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