Louisa, KY

Kentucky · Metropolitan Area

Louisa is a small town in Kentucky with a population of 2,645. Residents earn $41,250 per year, which is 45% below the national average.

2.9 /5.0
C+ Fair
2,645 Population 1,181/sq mi density
$41,250 Median Income $26,580 per capita
$144,900 Home Value $148,898 Zillow
$444 Median Rent
57°F Avg Temperature
121 Violent Crime/100K 885 property/100K
C+
Overall
2.9 / 5.0
Fair overall score based on economy, affordability, safety and education
B
Economy
3.1 / 5.0
$41,250 median income, 4.0% unemployment
A+
Affordability
4.7 / 5.0
$144,900 home value, $444/mo rent
F
Safety
1.0 / 5.0
121 violent crimes/100K (68% below avg)
C+
Education
2.6 / 5.0
20.1% bachelor's degree or higher
Median Income $41,250
45% lower than US avg
Home Value $144,900
49% lower than US avg
Violent Crime 121/100K
68% lower than US avg
Bachelor's+ 20.1%
40% lower than US avg
Median Rent $444
62% lower than US avg
Unemployment 4.0%
11% higher than US avg
Poverty Rate 13.6%
10% higher than US avg

How Louisa Compares to the U.S. Average (100% = U.S. avg)

People

Population2,645
Median Age33.8 yrs
Density1,181/mi²
Male / Female47% / 54%
Largest GroupWhite 100%

Economy

B
Median Income$41,250
Per Capita$26,580
Unemployment4.0%
Poverty13.6%
County GDP$539M
Commute22 min

Housing

A+
Home Value$144,900
Rent$444
OwnershipN/A
Zillow$148,898

Crime

F
Violent121/100K
Property885/100K
Murder0.0/100K
Assault121/100K
Burglary362/100K

Health

ObesityN/A
UninsuredN/A

Climate

Avg Temp57°F
AQI41 (Good)
Rain45.1 in/yr
Elevation827 ft

Education

C+
Bachelor's+20.1%
High School+84.0%
School Score5.50

Community

2024 VoteR 83% / D 16%
Commute22 min
Libraries1

Is Louisa a Good Place to Live?

Based on current data, Louisa receives an overall livability score of 2.9 out of 5.0, earning a grade of C+. Key strengths include low crime rates, affordable housing, high health insurance coverage. Areas to be aware of include below-average incomes. Louisa has some notable strengths but also faces challenges that prospective residents should consider.

Economy & Jobs

The median household income in Louisa is $41,250, 45% below the national average of $75,149. Unemployment stands at 4.0%, indicating a healthy job market. 13.6% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 22 minutes.

Cost of Living & Housing

The median home value in Louisa is $144,900, 49% below the national median — offering relatively affordable homeownership. Renters pay a median of $444 per month, below the national average — a plus for affordability. A price-to-income ratio of 3.5x indicates a reasonably affordable housing market.

Safety & Crime

Louisa is a very safe community with a violent crime rate of 121 per 100,000 residents — well below the national average of 380. Property crime occurs at a rate of 885 per 100,000, 55% below the national average.

Education

20.1% of residents hold a bachelor's degree, below the national average of 33.7%. 84.0% have completed high school. Area schools have an average test score of 5.5/10.

Climate & Weather

Louisa enjoys a moderate climate with an average annual temperature of 57°F. Winters average 35°F in January while summers reach 76°F in July. Annual precipitation totals 45.1 inches, including 19.8 inches of snow. Air quality is rated Good with a median AQI of 41.

Louisa has a population of 2,645 with a density of 1,181 people per square mile. The median age is 33.8 years, 13% younger than the national median of 38.9. The city is predominantly White (99.5%).

Population

2,645
Total Population
1,181
People / sq mi
33.8yrs
Median Age
13% below US avg
2.2mi²
Land Area

Gender Distribution

Male 46.5%
Female 53.5%

Race & Ethnicity

Louisa vs U.S. Average

Language Spoken at Home

English Only98.4%
25% above US avg
Spanish1.6%
88% below US avg

Social Characteristics

Louisa vs U.S. Average

The median household income in Louisa is $41,250, which is 45% below the national average of $75,149. The unemployment rate is 4.0% (above the 3.6% US average). 13.6% of residents live below the poverty line. Workers commute an average of 22 minutes.

Income: Louisa vs U.S.

Commute Mode

Income

Median HH Income$41,250
45% below US avg
Per Capita Income$26,580
Avg Weekly Wage$860
IRS Avg AGI$53,332

Employment & Poverty

Unemployment4.0%
11% above US avg
Poverty Rate13.6%
10% above US avg
Establishments (County)353
County GDP$539M

Business (County)

Restaurants25
Healthcare28
Retail51

Tax & Cost of Living

Property Tax (IRS)$2,263
35% below US avg
Effective Tax Rate1.56%

Commute & Transportation

Commute Time22.0 min
Work from Home4.3%

Walkability

The median home value in Louisa is $144,900, 49% below the national average. Monthly rent averages $444 (62% below US avg). Zillow estimates the typical home value at $148,898.

Home Value Sources

Ownership Split

Home Values

Census Median$144,900
49% below US avg
Zillow ZHVI$148,898

Real Estate Market (Redfin)

Rental Costs

Census Median Rent$444
62% below US avg

HUD Fair Market Rent

Studio$719
1 Bedroom$794
2 Bedrooms$984
3 Bedrooms$1,277
4 Bedrooms$1,442

Ownership & Property

Owner-Occupied61.5%

Property Tax

Avg Tax (IRS)$2,263
35% below US avg
Effective Rate1.56%

Health Metrics: Louisa vs U.S. Average (%)

Chronic Conditions

Behaviors & Mental Health

Healthcare Access

Insurance Rate94.8%
Premature Death14,424/100K

Food & Exercise

Food Environment6.2/10
Exercise Access27.7%
Healthcare Facilities28
Louisa has a violent crime rate of 121 per 100,000 residents, 68% below the national average of 380. Property crime stands at 885 per 100,000 (55% below US avg). The murder rate is 0.0 per 100,000.

Crime Rates: Louisa vs U.S. Average (per 100,000)

Violent Crime

Total Violent120.7/100K
68% below US avg
Murder0.0/100K
100% below US avg
Rape0.0/100K
Robbery0.0/100K
Assault120.7/100K

Property Crime

Total Property885.3/100K
55% below US avg
Burglary362.2/100K
Theft442.7/100K
Vehicle Theft80.5/100K
Arson0.0/100K

Traffic Safety

Fatal Crashes (County/yr)3

Safety Score

Safety GradeF
Safety Score1.0 / 5.0
Louisa has an average annual temperature of 57°F (14°C). Winters average 35°F in January while summers reach 76°F in July. Annual precipitation is 45.1 inches. Air quality is rated Good with a median AQI of 41.

Temperature

35°F Jan (2°C) 76°F Jul (25°C)
Annual Average56.5°F
5% above US avg
January Average35°F (2°C)
July Average76°F (25°C)

Precipitation & Snow

Annual Rainfall45.1 inches
19% above US avg
Snowfall19.8 inches/yr

Air Quality

AQI Median41.0
RatingGood

Geography

Elevation827 ft (252 m)
Area2.2 sq mi (5.8 km²)
Population Density1,181/sq mi
Coordinates38.1116°N, 82.6152°W
County FIPS21127
It is classified as Metro — 250K–1M. 20.1% of residents hold a bachelor's degree or higher (40% below US avg). In the 2024 election, the county voted Republican by a 67.3-point margin.

2024 Presidential Election (County)

R 83.1%
D 15.9%

Winner: Republican by 67.3 points

Education

Bachelor's Degree+20.1%
40% below US avg
High School+84.0%
School Test Score5.50
C+ Education Grade (2.6/5.0)

Urban-Rural Classification

RUCC Code 2Metro — 250K–1M
Population Density1,181/sq mi
Total Area2.2 sq mi

Infrastructure & Services

Public Libraries1
Healthcare Facilities28
Restaurants25
Retail Stores51

Safety & Disasters

Fatal Crashes (County/yr)3
F Safety Grade (1.0/5.0)

Commute & Transportation

Avg Commute22.0 min
Work from Home4.3%

Nearby Cities

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