Kentucky
Loyall is a small town in Kentucky with a population of 496. Residents earn $31,250 per year, which is 58% below the national average.
Based on current data, Loyall receives an overall livability score of 2.6 out of 5.0, earning a grade of C+. Key strengths include low unemployment, low crime rates, affordable housing, high health insurance coverage. Areas to be aware of include an elevated poverty rate, below-average incomes. Loyall has some notable strengths but also faces challenges that prospective residents should consider.
The median household income in Loyall is $31,250, 58% below the national average of $75,149. Unemployment stands at 3.3%, indicating a healthy job market. The poverty rate of 35.9% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 24 minutes.
The median home value in Loyall is $73,300, 74% below the national median — offering relatively affordable homeownership. Renters pay a median of $631 per month, below the national average — a plus for affordability. At just 2.3x median income, home prices are very affordable relative to local earnings.
Loyall is a very safe community with a violent crime rate of 150 per 100,000 residents — well below the national average of 380. Property crime occurs at a rate of 898 per 100,000, 54% below the national average.
13.2% of residents hold a bachelor's degree, below the national average of 33.7%. 75.0% have completed high school. Area schools have an average test score of 5.5/10.
Loyall enjoys a moderate climate with an average annual temperature of 56°F. Winters average 36°F in January while summers reach 75°F in July. Annual precipitation totals 52.2 inches. Air quality is rated Good with a median AQI of 41.
| English Only | 100.0% |
| 27% above US avg | |
| Spanish | 0.0% |
| 100% below US avg |
| Median HH Income | $31,250 |
| 58% below US avg | |
| Per Capita Income | $17,516 |
| Avg Weekly Wage | $855 |
| IRS Avg AGI | $43,821 |
| Unemployment | 3.3% |
| 8% below US avg | |
| Poverty Rate | 35.9% |
| 190% above US avg | |
| Establishments (County) | 525 |
| County GDP | $760M |
| Restaurants | 37 |
| Healthcare | 45 |
| Retail | 86 |
| Manufacturing | 5 |
| Property Tax (IRS) | $2,525 |
| 28% below US avg | |
| Effective Tax Rate | 3.44% |
| Commute Time | 23.7 min |
| Work from Home | 1.6% |
| Census Median | $73,300 |
| 74% below US avg |
| Census Median Rent | $631 |
| 46% below US avg |
| Studio | $719 |
| 1 Bedroom | $794 |
| 2 Bedrooms | $984 |
| 3 Bedrooms | $1,277 |
| 4 Bedrooms | $1,442 |
| Owner-Occupied | 47.5% |
| Avg Tax (IRS) | $2,525 |
| 28% below US avg | |
| Effective Rate | 3.44% |
| Insurance Rate | 96.3% |
| Premature Death | 20,677/100K |
| Food Environment | 5.9/10 |
| Exercise Access | 59.7% |
| Healthcare Facilities | 45 |
| Total Violent | 149.7/100K |
| 61% below US avg | |
| Murder | 0.0/100K |
| 100% below US avg | |
| Rape | 0.0/100K |
| Robbery | 0.0/100K |
| Assault | 149.7/100K |
| Total Property | 898.2/100K |
| 54% below US avg | |
| Burglary | 149.7/100K |
| Theft | 748.5/100K |
| Vehicle Theft | 0.0/100K |
| Arson | 0.0/100K |
| Fatal Crashes (County/yr) | 5 |
| FEMA Disasters | 91 |
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
| Annual Average | 55.9°F |
| 4% above US avg | |
| January Average | 36°F (2°C) |
| July Average | 75°F (24°C) |
| Annual Rainfall | 52.2 inches |
| 37% above US avg |
| AQI Median | 41.0 |
| Rating | Good |
| Elevation | 1,190 ft (363 m) |
| Area | 0.3 sq mi (0.8 km²) |
| Population Density | 1,653/sq mi |
| Coordinates | 36.8519°N, 83.3490°W |
| County FIPS | 21095 |
Winner: Republican by 76.2 points
| Bachelor's Degree+ | 13.2% |
| 61% below US avg | |
| High School+ | 75.0% |
| School Test Score | 5.50 |
| RUCC Code 7 | Nonmetro — Urban 2.5K–20K |
| Population Density | 1,653/sq mi |
| Total Area | 0.3 sq mi |
| Public Libraries | 4 |
| Healthcare Facilities | 45 |
| Restaurants | 37 |
| Retail Stores | 86 |
| Fatal Crashes (County/yr) | 5 |
| FEMA Disaster Declarations | 91 |
| Avg Commute | 23.7 min |
| Work from Home | 1.6% |