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Mackinaw City, MI

Michigan

Mackinaw City is a small town in Michigan with a population of 647. Residents earn $40,536 per year, which is 46% below the national average.

2.5 /5.0
C+ Fair
647 Population 188/sq mi density
$40,536 Median Income $26,579 per capita
$210,500 Home Value $296,210 Zillow
$694 Median Rent 23.8% income on rent
44°F Avg Temperature 258 sunny days/yr
247 Violent Crime/100K 5,062 property/100K
C+
Overall
2.5 / 5.0
Fair overall score based on economy, affordability, safety and education
C
Economy
2.3 / 5.0
$40,536 median income, 12.9% unemployment
B+
Affordability
3.7 / 5.0
$210,500 home value, $694/mo rent
F
Safety
1.0 / 5.0
247 violent crimes/100K (35% below avg)
B
Education
3.1 / 5.0
26.5% bachelor's degree or higher
Median Income $40,536
46% lower than US avg
Home Value $210,500
25% lower than US avg
Violent Crime 247/100K
35% lower than US avg
Bachelor's+ 26.5%
21% lower than US avg
Median Rent $694
40% lower than US avg
Obesity Rate 37.5%
17% higher than US avg
Unemployment 12.9%
258% higher than US avg
Poverty Rate 10.5%
15% lower than US avg

How Mackinaw City Compares to the U.S. Average (100% = U.S. avg)

People

Population647
Median Age57.0 yrs
Density188/mi²
Male / Female48% / 52%
Largest GroupWhite 68%
Veterans8.6%

Economy

C
Median Income$40,536
Per Capita$26,579
Unemployment12.9%
Poverty10.5%
County GDP$2,559M
Commute21 min

Housing

B+
Home Value$210,500
Rent$694
OwnershipN/A
Zillow$296,210
Housing Units626
Rent Burden23.8%

Crime

F
Violent247/100K
Property5,062/100K
Murder0.0/100K
Assault0/100K
Burglary370/100K

Health

Obesity37.5%
Uninsured7.6%
Smoking17.4%
Depression28.9%
Heart Disease6.0%

Climate

Avg Temp44°F (7°C)
AQI38 (Good)
Sunny Days258/yr
Elevation598 ft (182 m)

Education

B
Bachelor's+26.5%
High School+91.2%
Graduate+9.1%
School Score5.23

Community

2024 VoteR 55% / D 44%
Commute21 min
Broadband87.1%
EV Stations9
Libraries5

Is Mackinaw City a Good Place to Live?

Based on current data, Mackinaw City receives an overall livability score of 2.5 out of 5.0, earning a grade of C+. Key strengths include low crime rates, affordable housing, abundant sunshine. Areas to be aware of include above-average unemployment, below-average incomes. Mackinaw City has some notable strengths but also faces challenges that prospective residents should consider.

Economy & Jobs

The median household income in Mackinaw City is $40,536, 46% below the national average of $75,149. At 12.9%, unemployment is notably high. 10.5% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 21 minutes.

Cost of Living & Housing

The median home value in Mackinaw City is $210,500, 25% below the national median — offering relatively affordable homeownership. Renters pay a median of $694 per month, below the national average — a plus for affordability. The price-to-income ratio of 5.2x means housing costs are stretched relative to local earnings.

Safety & Crime

Violent crime in Mackinaw City is below the national average at 247 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 5,062 per 100,000, 158% above the national average.

Education

26.5% of residents hold a bachelor's degree, below the national average of 33.7%. 91.2% have completed high school. Area schools have an average test score of 5.2/10.

Climate & Weather

Mackinaw City has a cool climate with an average annual temperature of 44°F. Winters average 20°F in January while summers reach 67°F in July. With 258 sunny days per year, residents enjoy well above the national average of sunshine. Air quality is rated Good with a median AQI of 38.

Mackinaw City has a population of 647 with a density of 188 people per square mile. The median age is 57.0 years, 47% older than the national median of 38.9. The city is predominantly White (67.9%), with 14.2% Hispanic, 6.6% Black.

Population

647
Total Population
188
People / sq mi
57.0yrs
Median Age
47% above US avg
3.4mi²
Land Area

Gender Distribution

Male 47.6%
Female 52.4%

Race & Ethnicity

Mackinaw City vs U.S. Average

Language Spoken at Home

English Only89.2%
14% above US avg
Spanish10.8%
19% below US avg

Social Characteristics

Mackinaw City vs U.S. Average

The median household income in Mackinaw City is $40,536, which is 46% below the national average of $75,149. The unemployment rate is 12.9% (above the 3.6% US average). 10.5% of residents live below the poverty line. Workers commute an average of 21 minutes.

Income: Mackinaw City vs U.S.

Commute Mode

Income

Median HH Income$40,536
46% below US avg
Per Capita Income$26,579
Avg Weekly Wage$1,066
IRS Avg AGI$92,368

Employment & Poverty

Unemployment12.9%
258% above US avg
Poverty Rate10.5%
15% below US avg
Establishments (County)1,558
County GDP$2,559M

Business (County)

Restaurants145
Healthcare188
Retail248
Manufacturing59

Tax & Cost of Living

Property Tax (IRS)$10,226
192% above US avg
Cost of Living96.20 (100=avg)
Effective Tax Rate4.86%

Commute & Transportation

Commute Time21.0 min
Drive Alone66.2%
Public Transit4.0%
Work from Home9.3%

Walkability

The median home value in Mackinaw City is $210,500, 25% below the national average. Monthly rent averages $694 (40% below US avg). Zillow estimates the typical home value at $296,210.

Home Value Sources

Ownership Split

Home Values

Census Median$210,500
25% below US avg
Zillow ZHVI$296,210

Real Estate Market (Redfin)

Rental Costs

Census Median Rent$694
40% below US avg
Rent Burden23.8%

HUD Fair Market Rent

Studio$807
1 Bedroom$891
2 Bedrooms$1,113
3 Bedrooms$1,419
4 Bedrooms$1,588

Ownership & Property

Owner-Occupied72.3%
Housing Units626
Median Year Built1971

Property Tax

Avg Tax (IRS)$10,226
192% above US avg
Effective Rate4.86%
In Mackinaw City, 37.5% of adults are obese (above the 32.1% national rate). 7.6% of residents lack health insurance. 17.4% are current smokers. 28.9% report depression. 24.6% are physically inactive.

Health Metrics: Mackinaw City vs U.S. Average (%)

Chronic Conditions

Obesity37.5%
17% above US avg
Diabetes10.1%
Heart Disease6.0%
High Blood Pressure32.7%
Asthma12.1%
COPD8.0%
Cancer7.7%
Stroke3.2%

Behaviors & Mental Health

Smoking17.4%
24% above US avg
Binge Drinking18.0%
Physical Inactivity24.6%
Depression28.9%
Mental Distress20.2%
Physical Distress14.3%
Short Sleep34.0%

Healthcare Access

Insurance Rate88.5%
Uninsured7.6%
12% below US avg
Primary Care1:856
Dentists1:854
Mental Health1:217
Checkup Rate77.6%
Dental Visits63.7%
Premature Death6,730/100K

Food & Exercise

Food Environment7.8/10
Exercise Access76.6%
Healthcare Facilities188
Mackinaw City has a violent crime rate of 247 per 100,000 residents, 35% below the national average of 380. Property crime stands at 5,062 per 100,000 (158% above US avg). The murder rate is 0.0 per 100,000.

Crime Rates: Mackinaw City vs U.S. Average (per 100,000)

Violent Crime

Total Violent246.9/100K
35% below US avg
Murder0.0/100K
100% below US avg
Rape246.9/100K
Robbery0.0/100K
Assault0.0/100K

Property Crime

Total Property5,061.7/100K
158% above US avg
Burglary370.4/100K
Theft4,321.0/100K
Vehicle Theft370.4/100K
Arson0.0/100K

Traffic Safety

Fatal Crashes (County/yr)6

Safety Score

Safety GradeF
Safety Score1.0 / 5.0
Mackinaw City has an average annual temperature of 44°F (7°C). Winters average 20°F in January while summers reach 67°F in July. The area enjoys 258 sunny days per year. Air quality is rated Good with a median AQI of 38.

Temperature

20°F Jan (-7°C) 67°F Jul (20°C)
Annual Average44.3°F
18% below US avg
January Average20°F (-7°C)
July Average67°F (20°C)
Sunny Days258 days/yr

Precipitation & Snow

Air Quality

AQI Median38.0
RatingGood

Geography

Elevation598 ft (182 m)
Area3.4 sq mi (8.9 km²)
Population Density188/sq mi
Coordinates45.7839°N, 84.7566°W
TimezoneAmerica/Detroit
County FIPS26047
It is classified as Nonmetro — Urban 2.5K–20K. 26.5% of residents hold a bachelor's degree or higher (21% below US avg). In the 2024 election, the county voted Republican by a 10.8-point margin. 87.1% of households have broadband internet.

2024 Presidential Election (County)

R 54.6%
D 43.8%

Winner: Republican by 10.8 points

Education

Bachelor's Degree+26.5%
21% below US avg
High School+91.2%
Graduate Degree+9.1%
School Test Score5.23
B Education Grade (3.1/5.0)

Urban-Rural Classification

RUCC Code 7Nonmetro — Urban 2.5K–20K
Population Density188/sq mi
Total Area3.4 sq mi

Infrastructure & Services

Broadband Access87.1%
EV Charging Stations9
Alt Fuel Stations9
Public Libraries5
Healthcare Facilities188
Restaurants145
Retail Stores248

Safety & Disasters

Fatal Crashes (County/yr)6
F Safety Grade (1.0/5.0)

Commute & Transportation

Avg Commute21.0 min
Drive Alone66.2%
Public Transit4.0%
Work from Home9.3%

Nearby Cities

St. Ignace, MI 2,409 pop · 7.2 mi Cheboygan, MI 4,801 pop · 17.0 mi Indian River, MI 2,210 pop · 25.3 mi Harbor Springs, MI 1,015 pop · 26.8 mi Petoskey, MI 5,851 pop · 31.5 mi Kincheloe, MI 2,875 pop · 36.5 mi Charlevoix, MI 2,420 pop · 40.5 mi Boyne City, MI 3,829 pop · 41.4 mi East Jordan, MI 1,776 pop · 47.3 mi Sault Ste. Marie, MI 13,373 pop · 51.3 mi Rogers City, MI 2,873 pop · 52.5 mi Gaylord, MI 4,307 pop · 52.8 mi Newberry, MI 1,453 pop · 53.4 mi Laird, ON 1,121 pop · 53.8 mi
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