Median Income
$123,750
65% higher than US avg
Home Value
$464,100
65% higher than US avg
Violent Crime
43/100K
89% lower than US avg
Bachelor's+
69.7%
107% higher than US avg
Median Rent
$2,200
89% higher than US avg
Obesity Rate
31.0%
3% lower than US avg
Unemployment
0.0%
100% lower than US avg
Poverty Rate
1.4%
89% lower than US avg
How Marine on St. Croix Compares to the U.S. Average (100% = U.S. avg)
People
Population712
Median Age58.0 yrs
Density182/mi²
Male / Female50% / 50%
Largest GroupWhite 96%
Veterans6.4%
Economy
A+
Median Income$123,750
Per Capita$65,537
Unemployment0.0%
Poverty1.4%
County GDP$17,078M
Commute33 min
Housing
A+
Home Value$464,100
Rent$2,200
Ownership94.2%
Zillow$525,629
Housing Units335
Rent Burden31.4%
Crime
F
Violent43/100K
Property1,433/100K
Health
Obesity31.0%
Uninsured4.5%
Smoking9.3%
Depression24.6%
Heart Disease3.9%
Climate
Avg Temp48°F (9°C)
AQI36 (Good)
Rain35.1 in/yr
Sunny Days270/yr
Elevation847 ft (258 m)
Education
A+
Bachelor's+69.7%
High School+99.1%
Graduate+29.3%
School Score6.95
Community
2024 VoteR 45% / D 54%
Commute33 min
Broadband96.8%
EV Stations3
Libraries9
Is Marine on St. Croix a Good Place to Live?
Based on current data, Marine on St. Croix receives an overall livability score of 3.9 out of 5.0, earning a grade of B+. Key strengths include above-average household incomes, low unemployment, low crime rates, a highly educated population. Areas to be aware of include high housing costs. Marine on St. Croix offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Marine on St. Croix is $123,750, which is significantly higher than the national average / 65% above $75,149. This places Marine on St. Croix among higher-income communities. The job market is very strong with unemployment at just 0.0%. Only 1.4% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 33 minutes.
Cost of Living & Housing
The median home value in Marine on St. Croix is $464,100, making it a premium housing market at 65% above the U.S. median of $281,900. Renters pay a median of $2,200 per month, significantly above the national average of $1,163. A price-to-income ratio of 3.8x indicates a reasonably affordable housing market.
Safety & Crime
Marine on St. Croix is a very safe community with a violent crime rate of 43 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 1,433 per 100,000, 27% below the national average.
Education
Marine on St. Croix is a highly educated community / 69.7% of adults hold a bachelor's degree or higher, well above the national average of 33.7%. 99.1% have completed high school. Local schools score 7/10 in standardized testing, reflecting strong academic performance.
Climate & Weather
Marine on St. Croix experiences four distinct seasons with an average temperature of 48°F. Winters average 18°F in January while summers reach 75°F in July. With 270 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 35.1 inches. Air quality is rated Good with a median AQI of 36.
Marine on St. Croix has a population of 712 with a density of 182 people per square mile, spread across 4.2 square miles. The median age is 58.0 years, 49% older than the national median of 38.9. The gender split is 50.4% female and 49.6% male. The city is predominantly White (96.1%), with 1.3% Hispanic. English is the primary language spoken at home by 95.7% of residents. 6.4% of the population are veterans. 6.7% of residents have a disability (below the 13.0% national average). 99.0% have health insurance coverage.
Population
58.0yrs
Median Age
49% above US avg
Race & Ethnicity
Marine on St. Croix vs U.S. Average
Language Spoken at Home
English Only
95.7%
22% above US avg
Spanish
4.3%
68% below US avg
Social Characteristics
Marine on St. Croix vs U.S. Average
The median household income in Marine on St. Croix is $123,750, which is 65% above the national average of $75,149. Per capita income is $65,537 (above the $39,052 national figure). The average weekly wage is $1,167, 19% lower than the U.S. average. The unemployment rate is 0.0% (below the 3.6% US average). 1.4% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 7,011 business establishments, including 458 restaurants. The cost of living index is 98.6, roughly in line with the national average. Workers commute an average of 33 minutes (longer than the 28-minute US average). 29.9% of workers work from home (above the 15.2% national rate).
Income: Marine on St. Croix vs U.S.
Income
| Median HH Income | $123,750 |
| 65% above US avg |
| Per Capita Income | $65,537 |
| Avg Weekly Wage | $1,167 |
| IRS Avg AGI | $112,241 |
| Gini Index | 0.426 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.0% |
| 100% below US avg |
| Poverty Rate | 1.4% |
| 89% below US avg |
| Establishments (County) | 7,011 |
| County GDP | $17,078M |
Business (County)
| Restaurants | 458 |
| Healthcare | 845 |
| Retail | 692 |
| Manufacturing | 215 |
Tax & Cost of Living
| Property Tax (IRS) | $5,819 |
| 66% above US avg |
| Cost of Living | 98.60 (100=avg) |
| Effective Tax Rate | 1.25% |
Commute & Transportation
| Commute Time | 32.7 min |
| Drive Alone | 59.6% |
| Public Transit | 0.3% |
| Work from Home | 29.9% |
The median home value in Marine on St. Croix is $464,100, 65% above the national median of $281,900. Zillow estimates the typical home value at $525,629, higher than the Census estimate. Monthly rent averages $2,200 (89% above the national average of $1,163). Fair market rent ranges from $899 for a one-bedroom to $1,125 for a two-bedroom apartment. 94.2% of housing units are owner-occupied (above the 65.4% national rate). There are 335 total housing units in the city. The median year a home was built is 1961. The average annual property tax is $5,819 (higher than the $3,500 national average). 31.4% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 3.8x.
Home Values
| Census Median | $464,100 |
| 65% above US avg |
| Zillow ZHVI | $525,629 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $2,200 |
| 89% above US avg |
| Rent Burden | 31.4% |
HUD Fair Market Rent
| Studio | $809 |
| 1 Bedroom | $899 |
| 2 Bedrooms | $1,125 |
| 3 Bedrooms | $1,483 |
| 4 Bedrooms | $1,698 |
Ownership & Property
| Homeownership | 94.2% |
| Owner-Occupied | 94.2% |
| Renter-Occupied | 5.8% |
| Housing Units | 335 |
| Median Year Built | 1961 |
Property Tax
| Avg Tax (IRS) | $5,819 |
| 66% above US avg |
| Effective Rate | 1.25% |
In Marine on St. Croix, 31.0% of adults are obese, below the national rate of 32.1%. 7.4% have diabetes (below the 10.5% national rate). Heart disease affects 3.9% of residents, below the national average. 24.0% have high blood pressure. 9.3% are current smokers (below the 14.0% national rate). 19.4% report binge drinking. 14.9% are physically inactive, below the national average. 24.6% report depression (above the 20.0% national average). 13.8% experience frequent mental distress. 4.5% of residents lack health insurance (below the 8.6% national rate). The primary care physician ratio is 1:959. The dentist ratio is 1:1,295. 94.6% of residents have access to exercise opportunities. The food environment index is 9.5 out of 10.
Health Metrics: Marine on St. Croix vs U.S. Average (%)
Chronic Conditions
| Obesity | 31.0% |
| 3% below US avg |
| Diabetes | 7.4% |
| Heart Disease | 3.9% |
| High Blood Pressure | 24.0% |
| Asthma | 9.4% |
| COPD | 3.3% |
| Cancer | 7.8% |
| Stroke | 2.0% |
Behaviors & Mental Health
| Smoking | 9.3% |
| 34% below US avg |
| Binge Drinking | 19.4% |
| Physical Inactivity | 14.9% |
| Depression | 24.6% |
| Mental Distress | 13.8% |
| Physical Distress | 8.5% |
| Short Sleep | 25.1% |
Healthcare Access
| Insurance Rate | 99.0% |
| Uninsured | 4.5% |
| 48% below US avg |
| Primary Care | 1:959 |
| Dentists | 1:1,295 |
| Mental Health | 1:296 |
| Checkup Rate | 73.9% |
| Dental Visits | 75.8% |
| Premature Death | 4,820/100K |
Food & Exercise
| Food Environment | 9.5/10 |
| Exercise Access | 94.6% |
| Healthcare Facilities | 845 |
Marine on St. Croix has a violent crime rate of 43 per 100,000 residents, 89% below the national average of 380. Property crime stands at 1,433 per 100,000, 27% below the U.S. average. The county recorded 8 fatal traffic crashes. Overall, Marine on St. Croix receives a safety grade of F.
Crime Rates: Marine on St. Croix vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 42.6/100K |
| 89% below US avg |
| |
Property Crime
| Total Property | 1,433.1/100K |
| 27% below US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 8 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Marine on St. Croix experiences four distinct seasons with an average annual temperature of 48°F (9°C). Winters average 18°F in January while summers reach 75°F in July. The area gets 270 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 35.1 inches. Air quality is rated Good with a median AQI of 36. The city sits at an elevation of 847 feet.
Temperature
18°F Jan (-8°C)
75°F Jul (24°C)
| Annual Average | 48.4°F |
| 10% below US avg |
| January Average | 18°F (-8°C) |
| July Average | 75°F (24°C) |
| Sunny Days | 270 days/yr |
Geography
| Elevation | 847 ft (258 m) |
| Area | 4.2 sq mi (10.8 km²) |
| Population Density | 182/sq mi |
| Coordinates | 45.1909°N, 92.7784°W |
| Timezone | America/Chicago |
| County | Washington County County |
| Nearest Airport | New Richmond Regional (RNH) 12 miles away |
Precipitation & Snow
Annual Rainfall
35.1"
8% below US avg
Wettest Month (Jun)
4.57"
Air Quality
| AQI Median | 36.0 |
| Rating | Good |
Air Pollutants (EPA 2023)
| Ozone (O₃) | 0.0445 ppm |
| SO₂ (Sulfur Dioxide) | 0.62 ppb |
Natural Hazard Risk
| Overall Risk | Relatively Moderate |
| Risk Score | 83.9 / 100 |
| Social Vulnerability | 10.6 / 100 |
| Community Resilience | 97.1 / 100 |
Hazard Breakdown
| Tornado |
Relatively High |
| Earthquake |
Very Low |
| Wildfire |
Relatively Low |
| Flood |
Relatively Moderate |
| Hail |
Relatively High |
| Strong Wind |
Very High |
| Heat Wave |
Relatively Moderate |
| Winter Weather |
Relatively Moderate |
| Lightning |
Relatively High |
| Ice Storm |
Relatively Moderate |
| Drought |
Very Low |
| Cold Wave |
Relatively Moderate |
| Landslide |
Relatively Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
1 earthquake (M2.5+) within 150 km since 1990.
Strongest: M2.8. Most recent: M2.8 on Apr 25, 2017.
| Apr 25, 2017 |
Near Mankato, Minnesota |
M2.8 |
148 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
423 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 57 fatalities, 1,024 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Jun 4, 1958 |
EF5 |
48 km |
21 |
| Jul 3, 1983 |
EF4 |
43 km |
0 |
| Jul 30, 1977 |
EF4 |
98 km |
0 |
| May 6, 1965 |
EF4 |
89 km |
3 |
| May 6, 1965 |
EF4 |
43 km |
3 |
| May 6, 1965 |
EF4 |
53 km |
6 |
| May 6, 1965 |
EF4 |
70 km |
0 |
| May 21, 1957 |
EF4 |
44 km |
0 |
| Sep 24, 2019 |
EF3 |
93 km |
0 |
| May 16, 2017 |
EF3 |
49 km |
1 |
| May 25, 2008 |
EF3 |
21 km |
1 |
| Jun 18, 2001 |
EF3 |
66 km |
2 |
| Jul 1, 1997 |
EF3 |
98 km |
0 |
| Jul 27, 1987 |
EF3 |
69 km |
0 |
| Jul 23, 1987 |
EF3 |
55 km |
0 |
| Apr 26, 1984 |
EF3 |
40 km |
1 |
| Jun 14, 1981 |
EF3 |
57 km |
1 |
| Jul 30, 1977 |
EF3 |
44 km |
0 |
| May 24, 1958 |
EF3 |
14 km |
0 |
| Jun 23, 1952 |
EF3 |
28 km |
2 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: UNIT 4 (5,887 ac, 2002).
| Year |
Name |
Acres |
Distance |
| 2002 |
UNIT 4 |
5,887 |
86 km |
| 2003 |
UNITS 37 38 39 A |
4,879 |
77 km |
| 1998 |
UNITS 1617 |
4,649 |
81 km |
| 2005 |
RX HFR 05 |
4,253 |
81 km |
| 2009 |
BU9 |
4,112 |
86 km |
| 2007 |
WUI 07 - UNIT 36 |
4,025 |
77 km |
| 2000 |
UNIT 25 |
3,412 |
77 km |
| 2009 |
BU11 |
3,242 |
83 km |
| 1997 |
BIG |
2,987 |
80 km |
| 2009 |
UNNAMED |
2,904 |
27 km |
| 2003 |
UNITS 34 33 W |
2,637 |
78 km |
| 2024 |
UNIT 8E RX |
2,551 |
84 km |
| 1992 |
SHARPTAIL |
2,288 |
78 km |
| 2024 |
RX-86_FY23 |
2,187 |
78 km |
| 2010 |
WUI 10 UNIT D |
2,042 |
78 km |
| 1996 |
UNNAMED |
1,906 |
76 km |
| 2000 |
UNNAMED |
1,850 |
64 km |
| 2006 |
UNIT 4 |
1,732 |
85 km |
| 2009 |
UNIT 23 24 26 |
1,644 |
80 km |
| 1995 |
ANTLER |
1,603 |
78 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
18°F (-8°C) |
0.9 in |
|
| February |
18°F (-8°C) |
0.8 in |
Driest |
| March |
30°F (-1°C) |
1.6 in |
|
| April |
45°F (7°C) |
2.6 in |
|
| May |
58°F (14°C) |
3.4 in |
|
| June |
67°F (19°C) |
4.6 in |
Wettest |
| July |
75°F (24°C) |
3.8 in |
Warmest |
| August |
69°F (20°C) |
4.3 in |
|
| September |
59°F (15°C) |
3.6 in |
|
| October |
48°F (9°C) |
2.5 in |
|
| November |
32°F (-0°C) |
1.5 in |
|
| December |
17°F (-8°C) |
1.1 in |
Coldest |
Marine on St. Croix has a seasonal temperature swing of 58°F / from 17°F in December to 75°F in July. Total annual precipitation is 30.6 inches, with June being the wettest month (4.6") and February the driest (0.8").
Average costs for common services in Marine on St. Croix. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$247 ($148–$394) |
| Specialist Visit |
$345 ($197–$542) |
| Urgent Care Visit |
$197 ($99–$345) |
| Emergency Room Visit |
$2,169 ($789–$4,930) |
| Dental Cleaning |
$128 ($74–$197) |
| Dental Filling |
$247 ($148–$394) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$44 ($25–$74) |
| Oil Change (Synthetic) |
$74 ($49–$118) |
| Brake Pad Replacement |
$296 ($148–$493) |
| Tire Rotation |
$39 ($20–$74) |
| New Tires (Set of 4) |
$592 ($394–$986) |
| Battery Replacement |
$197 ($99–$345) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$99 ($59–$148) |
| Electrician (Per Hour) |
$89 ($49–$138) |
| HVAC Repair |
$394 ($148–$789) |
| HVAC System Install |
$6,902 ($3,944–$11,832) |
| Roof Repair |
$986 ($394–$1,972) |
| Roof Replacement |
$8,874 ($5,423–$14,790) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,479 ($493–$3,451) |
| Divorce (Contested) |
$14,790 ($4,930–$29,580) |
| DUI Defense |
$4,930 ($1,972–$9,860) |
| Bankruptcy (Chapter 7) |
$1,479 ($789–$2,958) |
| Will Preparation |
$493 ($197–$986) |
| Trust Preparation |
$2,465 ($986–$4,930) |
View all 12 services
Personal Care
| Men's Haircut |
$25 ($15–$44) |
| Women's Haircut |
$54 ($30–$99) |
| Hair Coloring (Full) |
$148 ($74–$247) |
| Manicure |
$25 ($15–$44) |
| Pedicure |
$39 ($25–$64) |
| Massage (1 Hour) |
$79 ($49–$128) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.04 ($2.96–$5.42) |
| Dozen Eggs (per dozen) |
$3.45 ($2.47–$4.93) |
| Loaf of Bread |
$3.75 ($2.47–$5.42) |
| Chicken Breast (per lb) |
$4.44 ($2.96–$6.41) |
| Ground Beef (per lb) |
$5.42 ($3.94–$7.40) |
| Rice (per lb) |
$0.99 ($0.59–$1.77) |
View all 20 services
Utilities
| Electricity (Monthly) |
$138 ($79–$247) |
| Natural Gas (Monthly) |
$69 ($30–$148) |
| Water/Sewer (Monthly) |
$69 ($39–$118) |
| Internet (Monthly) |
$69 ($39–$99) |
| Cell Phone Plan (Monthly) |
$64 ($30–$99) |
| Cable TV (Monthly) |
$84 ($49–$148) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$197 ($74–$493) |
| Car Insurance (Annual) |
$1,972 ($1,183–$3,451) |
| Bus Pass (Monthly) |
$69 ($30–$128) |
| Taxi/Uber (5-Mile Ride) |
$15 ($7.89–$25) |
| Car Registration (Annual) |
$99 ($30–$247) |
| Driver's License Renewal |
$30 ($15–$74) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,183 ($592–$2,465) |
| Daycare (Toddler, Monthly) |
$986 ($493–$1,972) |
| After-School Care (Monthly) |
$394 ($197–$690) |
| Tutoring (Per Hour) |
$49 ($25–$99) |
| SAT/ACT Prep Course |
$986 ($394–$2,465) |
| Private School (K-12, Annual) |
$12,325 ($4,930–$29,580) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$59 ($30–$99) |
| Dog Vaccination (Annual) |
$99 ($49–$197) |
| Dog Grooming |
$59 ($30–$99) |
| Pet Boarding (Per Night) |
$39 ($20–$74) |
| Dog Spay/Neuter |
$296 ($148–$493) |
| Cat Spay/Neuter |
$197 ($99–$394) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $1,689 |
| Toddler | $1,505 |
| Preschool | $1,338 |
| Family Childcare (monthly) |
| Infant | $888 |
| Toddler | $787 |
| Preschool | $801 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Marine on St. Croix
What is the population of Marine on St. Croix?
Marine on St. Croix has a population of 712 residents and is located in Minnesota. The population density is 182 people per square mile, spread across 4.2 square miles. The median age of residents is 58.0 years, which is older than the national median of 38.9 years. The population is 50.4% female and 49.6% male.
Is Marine on St. Croix expensive to live in?
Marine on St. Croix has a cost of living roughly in line with the national average, with an index of 98.6 (baseline: 100). The median household income is $123,750, 65% above the national average of $75,149. The median home value is $464,100 (65% above the U.S. median). Renters pay a median of $2,200 per month, above the national average of $1,163. The home price-to-income ratio is 3.8x, indicating housing is reasonably affordable relative to local income levels.
Is Marine on St. Croix safe?
Marine on St. Croix is considered a very safe city with a violent crime rate of 43 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 1,433 per 100,000 (below the national average). Overall, Marine on St. Croix receives a safety grade of F based on combined crime data.
What is the weather like in Marine on St. Croix?
Marine on St. Croix has a four-season climate with an average annual temperature of 48°F (9°C). Winter temperatures average 18°F in January, while summers reach an average of 75°F in July. The area receives 270 sunny days per year, well above the national average of 205. Annual rainfall totals 35.1 inches. Air quality is rated Good with a median Air Quality Index (AQI) of 36.
How is the job market in Marine on St. Croix?
The job market in Marine on St. Croix is very strong, with unemployment at just 0.0% / well below the national rate of 3.6%. The average weekly wage is $1,167. There are 7,011 business establishments in the area, including 458 restaurants and food service locations. The average commute time is 33 minutes, and 29.9% of workers work from home.
How much does housing cost in Marine on St. Croix?
The median home value in Marine on St. Croix is $464,100. Zillow estimates the typical home value at $525,629. For renters, the median monthly rent is $2,200. Fair market rent is $899 for a 1-bedroom and $1,125 for a 2-bedroom apartment. The homeownership rate is 94.2%. The average annual property tax is $5,819.
How are the schools in Marine on St. Croix?
Schools in Marine on St. Croix perform well, with an average test score of 7 out of 10 / above the national benchmark. 69.7% of adults in Marine on St. Croix hold a bachelor's degree or higher, above the national average of 33.7%. 99.1% have completed high school. 29.3% hold a graduate or professional degree.
How healthy is Marine on St. Croix?
The obesity rate in Marine on St. Croix is 31.0% (below the national rate of 32.1%). 9.3% of adults are smokers. 14.9% are physically inactive. 24.6% of residents report depression. 4.5% lack health insurance (below the national rate). 94.6% of residents have access to exercise opportunities. The primary care physician ratio is 1:959.
What is transportation like in Marine on St. Croix?
The average commute in Marine on St. Croix is 33 minutes, longer than the national average of 28 minutes. 59.6% of workers drive alone to work, and 29.9% work from home.
What are the demographics of Marine on St. Croix?
The racial and ethnic makeup of Marine on St. Croix is 96.1% White, 1.3% Hispanic or Latino. 95.7% of residents speak only English at home, while 4.3% speak Spanish. 6.4% of the population are military veterans. 6.7% of residents have a disability. 99.0% have health insurance coverage.