Indiana
Monterey is a small town in Indiana with a population of 270. Residents earn $36,866 per year, which is 51% below the national average.
Based on current data, Monterey receives an overall livability score of 3.5 out of 5.0, earning a grade of B+. Key strengths include low unemployment, affordable housing, a low poverty rate, strong internet connectivity. Areas to be aware of include below-average incomes. Monterey offers a solid quality of life with a good balance of affordability, safety, and opportunity.
The median household income in Monterey is $36,866, 51% below the national average of $75,149. The job market is very strong with unemployment at just 0.0%. Only 5.8% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 23 minutes.
The median home value in Monterey is $89,300, 68% below the national median — offering relatively affordable homeownership. Renters pay a median of $579 per month, below the national average — a plus for affordability. At just 2.4x median income, home prices are very affordable relative to local earnings.
8.2% of residents hold a bachelor's degree, below the national average of 33.7%. 96.4% have completed high school. Area schools have an average test score of 6/10.
Monterey experiences four distinct seasons with an average temperature of 50°F. Winters average 24°F in January while summers reach 73°F in July. Annual precipitation totals 40.3 inches, including 54.9 inches of snow. Air quality is rated Good with a median AQI of 41.
| English Only | 95.3% |
| 21% above US avg | |
| Spanish | 4.7% |
| 65% below US avg |
| Median HH Income | $36,866 |
| 51% below US avg | |
| Per Capita Income | $28,850 |
| Avg Weekly Wage | $849 |
| IRS Avg AGI | $58,879 |
| Unemployment | 0.0% |
| 100% below US avg | |
| Poverty Rate | 5.8% |
| 53% below US avg | |
| Establishments (County) | 337 |
| County GDP | $690M |
| Restaurants | 29 |
| Healthcare | 23 |
| Retail | 65 |
| Manufacturing | 18 |
| Property Tax (IRS) | $2,765 |
| 21% below US avg | |
| Effective Tax Rate | 3.10% |
| Commute Time | 23.0 min |
| Drive Alone | 51.8% |
| Public Transit | 0.0% |
| Work from Home | 6.0% |
| Census Median | $89,300 |
| 68% below US avg | |
| Zillow ZHVI | $157,834 |
| Census Median Rent | $579 |
| 50% below US avg | |
| Rent Burden | 17.8% |
| Studio | $816 |
| 1 Bedroom | $882 |
| 2 Bedrooms | $1,096 |
| 3 Bedrooms | $1,391 |
| 4 Bedrooms | $1,590 |
| Owner-Occupied | 43.6% |
| Avg Tax (IRS) | $2,765 |
| 21% below US avg | |
| Effective Rate | 3.10% |
| Obesity | 37.1% |
| 16% above US avg | |
| Diabetes | 10.4% |
| Heart Disease | 5.5% |
| High Blood Pressure | 33.3% |
| Asthma | 11.2% |
| COPD | 7.4% |
| Stroke | 2.9% |
| Binge Drinking | 18.6% |
| Physical Inactivity | 25.6% |
| Depression | 26.7% |
| Mental Distress | 19.4% |
| Physical Distress | 13.5% |
| Insurance Rate | 90.4% |
| Checkup Rate | 76.7% |
| Premature Death | 12,710/100K |
| Food Environment | 7.9/10 |
| Exercise Access | 67.2% |
| Healthcare Facilities | 23 |
| Fatal Crashes (County/yr) | 3 |
| Annual Average | 50.0°F |
| 7% below US avg | |
| January Average | 24°F (-4°C) |
| July Average | 73°F (23°C) |
| Annual Rainfall | 40.3 inches |
| 6% above US avg | |
| Snowfall | 54.9 inches/yr |
| AQI Median | 41.0 |
| Rating | Good |
| Elevation | 725 ft (221 m) |
| Area | 0.2 sq mi (0.5 km²) |
| Population Density | 1,500/sq mi |
| Coordinates | 41.1562°N, 86.4821°W |
| County FIPS | 18149 |
Winner: Republican by 52 points
| Bachelor's Degree+ | 8.2% |
| 76% below US avg | |
| High School+ | 96.4% |
| School Test Score | 6.01 |
| RUCC Code 8 | Nonmetro — Rural, adjacent |
| Population Density | 1,500/sq mi |
| Total Area | 0.2 sq mi |
| Broadband Access | 97.1% |
| Public Libraries | 5 |
| Healthcare Facilities | 23 |
| Restaurants | 29 |
| Retail Stores | 65 |
| Fatal Crashes (County/yr) | 3 |
| Avg Commute | 23.0 min |
| Drive Alone | 51.8% |
| Public Transit | 0.0% |
| Work from Home | 6.0% |