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Monterey, IN

Full City Profile · Indiana · Starke County County

2.8 /5.0
C+ Fair
270 Population 1,500/sq mi density
$36,866 Median Income $28,850 per capita
$89,300 Home Value $157,834 Zillow
$579 Median Rent 17.8% income on rent
50°F Avg Temperature 275 sunny days/yr
140 Violent Crime/100K 2,132 property/100K
C+
Overall
2.8 / 5.0
Fair overall score based on economy, affordability, safety and education
B+
Economy
3.7 / 5.0
$36,866 median income, 0.0% unemployment
A+
Affordability
5.0 / 5.0
$89,300 home value, $579/mo rent
F
Safety
1.0 / 5.0
140 violent crimes/100K
D
Education
1.7 / 5.0
8.2% bachelor's degree or higher

Monterey, IN

At a Glance

Median Income
$36,866
51% below
$28,850 per capita
Home Value
$89,300
68% below
Zillow: $157,834
Median Rent
$579/mo
50% below
17.8% of income on rent
Violent Crime
140/100K
63% below
2,132/100K property
Bachelor's Degree+
8.2%
76% below
96.4% high school+
Unemployment
0.0%
100% below
5.8% poverty rate
Obesity Rate
37.1%
16% above
17.5% smoking rate
Avg Temperature
50°F
275 sunny days/yr

How Monterey Compares to the U.S. Average

Each bar shows Monterey's value as a percentage of the national average (100% = U.S. avg)

Income
49%
Home Value
32%
Rent
50%
Poverty
47%
Bachelor's
24%
Unemployment
0%
Crime
37%
Thin vertical line = U.S. national average (100%)

Is Monterey a Good Place to Live?

C+
2.8 / 5.0 — Fair
Based on economy, affordability, safety, and education metrics compared to national averages.

Economy & Jobs

Monterey residents earn a median household income of $36,866 , which is 51% below the national average of $75,149. Per capita income is $28,850. The unemployment rate stands at 0.0% (100% below the U.S. rate of 3.6%). 5.8% of residents live below the poverty line. The area is home to 337 business establishments, including 29 restaurants.

Housing & Cost of Living

The median home value in Monterey is $89,300 , 68% below the national median of $281,900. Zillow estimates the typical home at $157,834. Median rent is $579/month, with 17.8% of renters spending more than 30% of income on housing. The cost of living index is 93.3 (100 = national average). The median home was built in 1968.

Safety & Crime

Monterey reports 140 violent crimes per 100,000 residents , which is 63% below the national average of 380/100K. Property crime is 2,132/100K.

Education

8.2% of adults in Monterey hold a bachelor's degree or higher (76% below the national average). 96.4% have completed high school. Local schools score 5.3/10 in standardized testing.

Climate & Weather

Monterey has an average annual temperature of 50°F (10°C). Winters average 24°F in January while summers reach 73°F in July. The area gets 275 sunny days per year. Annual precipitation totals 40.3 inches. Air quality is rated Good with a median AQI of 41.

Data Overview

People

Population270
Median Age46.5 yrs
Density1,500/mi²
Male / Female66% / 34%
Foreign Born13.6%
Veterans4.8%

Economy

B+
Median Income$36,866
Per Capita$28,850
Unemployment0.0%
Poverty5.8%
County GDP$690M
Avg Weekly Wage$849

Housing

A+
Home Value$89,300
Rent$579
Ownership43.6%
Zillow$157,834
Housing Units155
Rent Burden17.8%

Crime

F
Violent140/100K
Property2,132/100K

Health

Obesity37.1%
Diabetes10.4%
Smoking17.5%
Heart Disease5.5%
Premature Death12,710/100K

Climate

Avg Temp50°F
Sunny Days275/yr
Rain40.3 in/yr
AQI41 (Good)
Elevation725 ft

Education

D
Bachelor's+8.2%
High School+96.4%
Graduate+1.8%
School Score5.3/10

Community

2024 VoteR 75% / D 23%
Commute23 min
Broadband97.1%
Internet Speed81 Mbps
EV Stations1
Libraries5

Did You Know?

The median home in Monterey was built in 1968.
The nearest airport is Porter County Regional (34 miles).
The Gini coefficient (income inequality) is 0.430 (U.S. avg: 0.490).
Natural hazard risk is rated "Very Low" by FEMA.
32.3% of the population has a disability.
13.6% of residents are foreign-born.
The county recorded 3 fatal vehicle crashes.