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Monterey, IN
Full City Profile · Indiana · Starke County County
2.8
/5.0
C+
Fair
270
Population
1,500/sq mi density
$36,866
Median Income
$28,850 per capita
$89,300
Home Value
$157,834 Zillow
$579
Median Rent
17.8% income on rent
50°F
Avg Temperature
275 sunny days/yr
140
Violent Crime/100K
2,132 property/100K
C+
Overall
2.8 / 5.0
Fair overall score based on economy, affordability, safety and education
B+
Economy
3.7 / 5.0
$36,866 median income, 0.0% unemployment
A+
Affordability
5.0 / 5.0
$89,300 home value, $579/mo rent
F
Safety
1.0 / 5.0
140 violent crimes/100K
D
Education
1.7 / 5.0
8.2% bachelor's degree or higher
Housing Overview
Median Home Value
$89,300
68% below
US avg: $281,900
Median Rent
$579/mo
50% below
US avg: $1,163/mo
Homeownership Rate
43.6%
33% below US avg (65.4%)
Total Housing Units
155
Median year built: 1968
Home Value by Source
Census Median
$89,300
Zillow (ZHVI)
$157,834
Census ACS, Zillow ZHVI, Redfin median sale price
Ownership vs. Renting
43.6%
Owner-Occupied
56.4%
Renter-Occupied
US avg: 65.4% owner-occupied
Fair Market Rents (HUD FY2026)
Studio
$816/mo
1 Bedroom
$882/mo
2 Bedroom
$1,096/mo
3 Bedroom
$1,391/mo
4 Bedroom
$1,590/mo
Census median rent:
$579/mo
Affordability & Housing Stock
Rent Burden
17.8%
of renters spending 30%+ of income on housing
43% below US avg (31.0%)
Median Year Built
1968
Average age of housing stock: 58 years
Homeownership Rate
43.6%
Complete Housing Data
Home Values
| Census Median Value | $89,300 |
| Zillow Home Value (ZHVI) | $157,834 |
Rent
| Census Median Rent | $579 |
| FMR Studio | $816 |
| FMR 1-Bedroom | $882 |
| FMR 2-Bedroom | $1,096 |
| FMR 3-Bedroom | $1,391 |
| FMR 4-Bedroom | $1,590 |
Market
Ownership & Stock
| Owner-Occupied | 43.6% |
| Renter-Occupied | 56.4% |
| Homeownership Rate | 43.6% |
| Total Housing Units | 155 |
| Median Year Built | 1968 |
| Rent Burden | 17.8% |