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Monterey, KY

Full City Profile · Kentucky · Owen County County

2.9 /5.0
C+ Fair
94 Population 362/sq mi density
$66,458 Median Income $38,610 per capita
$107,100 Home Value $153,099 Zillow
57°F Avg Temperature 293 sunny days/yr
C+
Overall
2.9 / 5.0
Fair overall score based on economy, affordability, safety and education
C
Economy
2.0 / 5.0
$66,458 median income, 10.7% unemployment
A+
Affordability
5.0 / 5.0
$107,100 home value, /mo rent
C+
Safety
2.5 / 5.0
0 violent crimes/100K
C
Education
2.1 / 5.0
13.9% bachelor's degree or higher

Monterey, KY

At a Glance

Median Income
$66,458
12% below
$38,610 per capita
Home Value
$107,100
62% below
Zillow: $153,099
Violent Crime
0/100K
100% below
787/100K property
Bachelor's Degree+
13.9%
59% below
88.9% high school+
Unemployment
10.7%
197% above
29.2% poverty rate
Obesity Rate
31.0%
3% below
20.7% smoking rate
Avg Temperature
57°F
293 sunny days/yr

How Monterey Compares to the U.S. Average

Each bar shows Monterey's value as a percentage of the national average (100% = U.S. avg)

Income
88%
Home Value
38%
Poverty
235%
Bachelor's
41%
Unemployment
297%
Crime
0%
Thin vertical line = U.S. national average (100%)

Is Monterey a Good Place to Live?

C+
2.9 / 5.0 — Fair
Based on economy, affordability, safety, and education metrics compared to national averages.

Economy & Jobs

Monterey residents earn a median household income of $66,458 , which is 12% below the national average of $75,149. Per capita income is $38,610. The unemployment rate stands at 10.7% (197% above the U.S. rate of 3.6%). 29.2% of residents live below the poverty line. The area is home to 182 business establishments, including 12 restaurants.

Housing & Cost of Living

The median home value in Monterey is $107,100 , 62% below the national median of $281,900. Zillow estimates the typical home at $153,099. The cost of living index is 90.2 (100 = national average). The median home was built in 1969.

Safety & Crime

Monterey reports 0 violent crimes per 100,000 residents , which is 100% below the national average of 380/100K. Property crime is 787/100K.

Education

13.9% of adults in Monterey hold a bachelor's degree or higher (59% below the national average). 88.9% have completed high school. Local schools score 5.3/10 in standardized testing.

Climate & Weather

Monterey has an average annual temperature of 57°F (14°C). Winters average 34°F in January while summers reach 77°F in July. The area gets 293 sunny days per year. Annual precipitation totals 47.3 inches. Air quality is rated Good with a median AQI of 41.

Data Overview

People

Population94
Median Age45.0 yrs
Density362/mi²
Male / Female56% / 44%
Foreign Born13.6%
Veterans82.0%

Economy

C
Median Income$66,458
Per Capita$38,610
Unemployment10.7%
Poverty29.2%
County GDP$263M
Avg Weekly Wage$966

Housing

A+
Home Value$107,100
Rent
Ownership89.4%
Zillow$153,099
Housing Units71
Rent Burden25.6%

Crime

C+
Violent0/100K
Property787/100K

Health

Obesity31.0%
Diabetes10.6%
Smoking20.7%
Heart Disease6.7%
Premature Death12,546/100K

Climate

Avg Temp57°F
Sunny Days293/yr
Rain47.3 in/yr
AQI41 (Good)
Elevation602 ft

Education

C
Bachelor's+13.9%
High School+88.9%
Graduate+5.3%
School Score5.3/10

Community

2024 VoteR 81% / D 18%
Commute31 min
Broadband47.0%
Internet Speed36 Mbps
EV Stations13
Libraries2

Did You Know?

The median home in Monterey was built in 1969.
The nearest airport is Cincinnati/Northern Kentucky International (44 miles).
The Gini coefficient (income inequality) is 0.442 (U.S. avg: 0.490).
Natural hazard risk is rated "Very Low" by FEMA.
14.6% of the population has a disability.
13.6% of residents are foreign-born.
The county recorded 1 fatal vehicle crashes.