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Monterey, KY
Full City Profile · Kentucky · Owen County County
2.9
/5.0
C+
Fair
94
Population
362/sq mi density
$66,458
Median Income
$38,610 per capita
$107,100
Home Value
$153,099 Zillow
57°F
Avg Temperature
293 sunny days/yr
C+
Overall
2.9 / 5.0
Fair overall score based on economy, affordability, safety and education
C
Economy
2.0 / 5.0
$66,458 median income, 10.7% unemployment
A+
Affordability
5.0 / 5.0
$107,100 home value, /mo rent
C+
Safety
2.5 / 5.0
0 violent crimes/100K
C
Education
2.1 / 5.0
13.9% bachelor's degree or higher
Housing Overview
Median Home Value
$107,100
62% below
US avg: $281,900
Homeownership Rate
89.4%
37% above US avg (65.4%)
Total Housing Units
71
Median year built: 1969
Home Value by Source
Census Median
$107,100
Zillow (ZHVI)
$153,099
Census ACS, Zillow ZHVI, Redfin median sale price
Ownership vs. Renting
89.4%
Owner-Occupied
10.6%
Renter-Occupied
US avg: 65.4% owner-occupied
Fair Market Rents (HUD FY2026)
Studio
$719/mo
1 Bedroom
$794/mo
2 Bedroom
$984/mo
3 Bedroom
$1,277/mo
4 Bedroom
$1,442/mo
Affordability & Housing Stock
Rent Burden
25.6%
of renters spending 30%+ of income on housing
17% below US avg (31.0%)
Median Year Built
1969
Average age of housing stock: 57 years
Homeownership Rate
89.4%
Complete Housing Data
Home Values
| Census Median Value | $107,100 |
| Zillow Home Value (ZHVI) | $153,099 |
Rent
| FMR Studio | $719 |
| FMR 1-Bedroom | $794 |
| FMR 2-Bedroom | $984 |
| FMR 3-Bedroom | $1,277 |
| FMR 4-Bedroom | $1,442 |
Market
Ownership & Stock
| Owner-Occupied | 89.4% |
| Renter-Occupied | 10.6% |
| Homeownership Rate | 89.4% |
| Total Housing Units | 71 |
| Median Year Built | 1969 |
| Rent Burden | 25.6% |