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Monterey, KY
Full City Profile · Kentucky · Owen County County
2.9
/5.0
C+
Fair
94
Population
362/sq mi density
$66,458
Median Income
$38,610 per capita
$107,100
Home Value
$153,099 Zillow
57°F
Avg Temperature
293 sunny days/yr
C+
Overall
2.9 / 5.0
Fair overall score based on economy, affordability, safety and education
C
Economy
2.0 / 5.0
$66,458 median income, 10.7% unemployment
A+
Affordability
5.0 / 5.0
$107,100 home value, /mo rent
C+
Safety
2.5 / 5.0
0 violent crimes/100K
C
Education
2.1 / 5.0
13.9% bachelor's degree or higher
Monterey enjoys a temperate climate with an average annual temperature of 57°F (14°C). Winters average 34°F in January while summers reach 77°F in July. The area gets 293 sunny days per year. Annual precipitation totals 47.3 inches. Air quality is rated Good with a median AQI of 41.
Temperature
34°F Jan (1°C)
77°F Jul (25°C)
| Annual Average | 56.5°F |
| 5% above US avg | |
| January Average | 34°F (1°C) |
| July Average | 77°F (25°C) |
| Sunny Days | 293 days/yr |
Geography
| Elevation | 602 ft (183 m) |
| Area | 0.3 sq mi (0.7 km²) |
| Population Density | 362/sq mi |
| Coordinates | 38.4248°N, 84.8714°W |
| Timezone | America/New_York |
| County | Owen County County |
| Nearest Airport | Cincinnati/Northern Kentucky International (CVG) 44 miles away |
Precipitation & Snow
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 15.2 / 100 |
| Social Vulnerability | 35.9 / 100 |
| Community Resilience | 39.9 / 100 |
Hazard Breakdown
| Tornado | Relatively Low |
| Hurricane | Very Low |
| Earthquake | Very Low |
| Wildfire | Very Low |
| Flood | Very Low |
| Hail | Very Low |
| Strong Wind | Relatively Low |
| Heat Wave | Very Low |
| Winter Weather | Very Low |
| Lightning | Relatively Low |
| Ice Storm | Relatively Low |
| Drought | Very Low |
| Cold Wave | Very Low |
| Landslide | Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Monthly Weather
| Month | Avg Temperature | Precipitation | Summary |
|---|---|---|---|
| January | 34°F (1°C) | 3.1 in | Coldest |
| February | 35°F (2°C) | 3.1 in | |
| March | 44°F (7°C) | 4.3 in | |
| April | 54°F (12°C) | 4.1 in | |
| May | 63°F (17°C) | 4.7 in | Wettest |
| June | 71°F (22°C) | 4.4 in | |
| July | 77°F (25°C) | 4.2 in | Warmest |
| August | 74°F (23°C) | 3.8 in | |
| September | 67°F (20°C) | 3.2 in | |
| October | 56°F (13°C) | 2.9 in | Driest |
| November | 46°F (8°C) | 3.5 in | |
| December | 36°F (2°C) | 3.8 in |
Monterey has a seasonal temperature swing of 43°F / from 34°F in January to 77°F in July. Total annual precipitation is 45.0 inches, with May being the wettest month (4.7") and October the driest (2.9").