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Monterey, KY
Full City Profile · Kentucky · Owen County County
2.9
/5.0
C+
Fair
94
Population
362/sq mi density
$66,458
Median Income
$38,610 per capita
$107,100
Home Value
$153,099 Zillow
57°F
Avg Temperature
293 sunny days/yr
C+
Overall
2.9 / 5.0
Fair overall score based on economy, affordability, safety and education
C
Economy
2.0 / 5.0
$66,458 median income, 10.7% unemployment
A+
Affordability
5.0 / 5.0
$107,100 home value, /mo rent
C+
Safety
2.5 / 5.0
0 violent crimes/100K
C
Education
2.1 / 5.0
13.9% bachelor's degree or higher
Income Overview
Median Household Income
$66,458
12% below
US avg: $75,149
Per Capita Income
$38,610
1% below
US avg: $39,052
Unemployment Rate
10.7%
197% above
US avg: 3.6%
Poverty Rate
29.2%
135% above
US avg: 12.4%
Income Comparison: Monterey vs. U.S. Average
Each bar shows Monterey’s value as a percentage of the national average (100% line = U.S. avg)
Median Household
US: $75,149
$66,458
88%
Per Capita
US: $39,052
$38,610
99%
IRS Avg AGI
US: $72,000
$57,664
80%
Avg Weekly Wage
US: $1,432
$966
67%
Thin line = U.S. average (100%)
Employment & Commute
Avg Weekly Wage
$966
33% below US avg ($1,432)
Mean Commute Time
31 min
11% above US avg (28 min)
Work From Home
0.0%
100% below US avg (15.2%)
Drive Alone
87.0%
19% above US avg (73.2%)
Public Transit
0.0%
100% below US avg (5.0%)
County GDP
$263M
County-level GDP (BEA 2024)
How Residents Get to Work
Drive Alone
87%
Public Transit
0%
Work From Home
0%
Other
13%
Average commute time
31 minutes
US avg: 28 min
Business Landscape
Total Establishments
182
Restaurants
12
Healthcare
12
Retail
25
Manufacturing
3
Tax & Financial
IRS Avg Adjusted Gross Income
$57,664
20% below US avg ($72,000)
Avg Property Tax
$2,410
31% below US avg ($3,500)
Cost of Living Index
90.2
Below national average (100 = US avg)
Complete Economy Data
Income & Wages
| Median Household Income | $66,458 |
| Per Capita Income | $38,610 |
| IRS Avg Adjusted Gross Income | $57,664 |
| Avg Weekly Wage | $966 |
| County GDP | $263M |
Hardship Indicators
| Unemployment Rate | 10.7% |
| Poverty Rate | 29.2% |
| Gini Coefficient | 0.442 |
| Cost of Living Index | 90.2 |
Commute
| Mean Commute | 31 minutes |
| Drive Alone | 87.0% |
| Public Transit | 0.0% |
| Work From Home | 0.0% |
Businesses
| Total Establishments | 182 |
| Restaurants | 12 |
| Healthcare | 12 |
| Retail | 25 |
| Manufacturing | 3 |
Tax
| IRS Avg AGI | $57,664 |
| Avg Property Tax | $2,410 |