Monticello, MO

Missouri

Monticello is a small town in Missouri with a population of 358. Residents earn $102,750 per year, which is 37% above the national average.

3.9 /5.0
B+ Good
358 Population 1,377/sq mi density
$102,750 Median Income $22,794 per capita
$104,700 Home Value
$917 Median Rent 17.5% income on rent
B+
Overall
3.9 / 5.0
Good overall score based on economy, affordability, safety and education
A
Economy
4.2 / 5.0
$102,750 median income, 0.0% unemployment
A+
Affordability
5.0 / 5.0
$104,700 home value, $917/mo rent
C+
Education
2.5 / 5.0
19.0% bachelor's degree or higher
Median Income $102,750
37% higher than US avg
Home Value $104,700
63% lower than US avg
Bachelor's+ 19.0%
44% lower than US avg
Median Rent $917
21% lower than US avg
Obesity Rate 37.1%
16% higher than US avg
Unemployment 0.0%
100% lower than US avg
Poverty Rate 21.6%
75% higher than US avg

How Monticello Compares to the U.S. Average (100% = U.S. avg)

People

Population358
Median Age28.3 yrs
Density1,377/mi²
Male / Female43% / 57%
Largest GroupWhite 86%
Veterans0.7%

Economy

A
Median Income$102,750
Per Capita$22,794
Unemployment0.0%
Poverty21.6%
Commute35 min

Housing

A+
Home Value$104,700
Rent$917
OwnershipN/A
Housing Units64
Rent Burden17.5%

Health

Obesity37.1%
Uninsured9.9%
Smoking18.9%
Depression26.9%
Heart Disease5.3%

Climate

Avg TempN/A
AQI41 (Good)
Sunny Days282/yr
Elevation659 ft (201 m)

Education

C+
Bachelor's+19.0%
High School+89.5%
Graduate+2.3%
School Score5.51

Community

2024 VoteR 77% / D 22%
Commute35 min
Broadband51.0%

Is Monticello a Good Place to Live?

Based on current data, Monticello receives an overall livability score of 3.9 out of 5.0, earning a grade of B+. Key strengths include above-average household incomes, low unemployment, affordable housing, abundant sunshine. Areas to be aware of include an elevated poverty rate. Monticello offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Monticello is $102,750, which is significantly higher than the national average — 37% above $75,149. This places Monticello among higher-income communities. The job market is very strong with unemployment at just 0.0%. The poverty rate of 21.6% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 35 minutes.

Cost of Living & Housing

The median home value in Monticello is $104,700, 63% below the national median — offering relatively affordable homeownership. Renters pay a median of $917 per month, below the national average — a plus for affordability. At just 1x median income, home prices are very affordable relative to local earnings.

Education

19.0% of residents hold a bachelor's degree, below the national average of 33.7%. 89.5% have completed high school. Area schools have an average test score of 5.5/10.

Climate & Weather

With 282 sunny days per year, residents enjoy well above the national average of sunshine. Air quality is rated Good with a median AQI of 41.

Monticello has a population of 358 with a density of 1,377 people per square mile. The median age is 28.3 years, 27% younger than the national median of 38.9. The city is predominantly White (86.3%), with 8.7% Hispanic, 4.7% Black.

Population

358
Total Population
1,377
People / sq mi
28.3yrs
Median Age
27% below US avg
0.3mi²
Land Area

Gender Distribution

Male 42.7%
Female 57.3%

Race & Ethnicity

Monticello vs U.S. Average

Language Spoken at Home

English Only99.6%
27% above US avg
Spanish0.4%
97% below US avg

Social Characteristics

Monticello vs U.S. Average

The median household income in Monticello is $102,750, which is 37% above the national average of $75,149. The unemployment rate is 0.0% (below the 3.6% US average). 21.6% of residents live below the poverty line. Workers commute an average of 35 minutes.

Income: Monticello vs U.S.

Commute Mode

Income

Median HH Income$102,750
37% above US avg
Per Capita Income$22,794

Employment & Poverty

Unemployment0.0%
100% below US avg
Poverty Rate21.6%
75% above US avg

Business (County)

Tax & Cost of Living

Commute & Transportation

Commute Time34.5 min
Drive Alone70.1%
Public Transit0.5%
Work from Home1.4%

Walkability

The median home value in Monticello is $104,700, 63% below the national average. Monthly rent averages $917 (21% below US avg).

Home Value Sources

Ownership Split

Home Values

Census Median$104,700
63% below US avg

Real Estate Market (Redfin)

Rental Costs

Census Median Rent$917
21% below US avg
Rent Burden17.5%

HUD Fair Market Rent

Studio$732
1 Bedroom$775
2 Bedrooms$970
3 Bedrooms$1,265
4 Bedrooms$1,457

Ownership & Property

Owner-Occupied82.4%
Housing Units64
Median Year Built1967

Property Tax

In Monticello, 37.1% of adults are obese (above the 32.1% national rate). 9.9% of residents lack health insurance. 18.9% are current smokers. 26.9% report depression. 30.4% are physically inactive.

Health Metrics: Monticello vs U.S. Average (%)

Chronic Conditions

Obesity37.1%
16% above US avg
Diabetes9.8%
Heart Disease5.3%
High Blood Pressure31.9%
Asthma11.4%
COPD7.9%
Cancer7.5%
Stroke3.1%

Behaviors & Mental Health

Smoking18.9%
35% above US avg
Binge Drinking17.1%
Physical Inactivity30.4%
Depression26.9%
Mental Distress19.9%
Physical Distress14.7%
Short Sleep41.6%

Healthcare Access

Insurance Rate99.0%
Uninsured9.9%
15% above US avg
Checkup Rate75.9%
Dental Visits54.8%

Food & Exercise

19.0% of residents hold a bachelor's degree or higher (44% below US avg). In the 2024 election, the county voted Republican by a 54.2-point margin. 51.0% of households have broadband internet.

2024 Presidential Election (County)

R 76.6%
D 22.4%

Winner: Republican by 54.2 points

Education

Bachelor's Degree+19.0%
44% below US avg
High School+89.5%
Graduate Degree+2.3%
School Test Score5.51
C+ Education Grade (2.5/5.0)

Urban-Rural Classification

Population Density1,377/sq mi
Total Area0.3 sq mi

Infrastructure & Services

Broadband Access51.0%

Safety & Disasters

Commute & Transportation

Avg Commute34.5 min
Drive Alone70.1%
Public Transit0.5%
Work from Home1.4%

Nearby Cities

Kahoka, MO 2,083 pop · 20.9 mi Quincy, IL 39,188 pop · 21.7 mi Warsaw, IL 1,511 pop · 22.0 mi Mendon, IL 1,131 pop · 22.6 mi Palmyra, MO 3,620 pop · 24.5 mi Edina, MO 1,420 pop · 24.6 mi Keokuk, IA 9,748 pop · 25.9 mi Hamilton, IL 2,738 pop · 26.4 mi Monroe City, MO 3,162 pop · 32.1 mi Payson, IL 1,030 pop · 32.4 mi Memphis, MO 1,860 pop · 33.7 mi Hannibal, MO 16,825 pop · 34.0 mi Shelbina, MO 2,108 pop · 34.2 mi Camp Point, IL 1,197 pop · 34.7 mi
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